629 Credit Assessment Jobs - Page 22

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and report on credit performance metrics. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, lending, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Experience in managing credit portfolios and developing credit strategies.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and developing credit strategies.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions to meet clients' financial needs. Develop and implement effective sales strategies to achieve monthly targets. Collaborate with internal teams to resolve client queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in using technology and software applications. Strong analytical and problem-solving skills. Ability to build strong relationships with clients and colleagues.

Looking for a motivated Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 1-2 years of experience and be based in Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong client relationships to understand their financial needs and provide tailored mortgage solutions. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Collaborate with internal teams to ensure seamless execution of mortgage loan applications. Provide exceptional customer service and support to clients throughout the mortgage process. Stay up-to-date with industry trends and regulatory changes to remain competitive. Identify new business opportunities and grow the existing client base. Job Requirements Strong knowledge of BFSI operations, particularly in retail mortgages. Excellent communication and interpersonal skills are required to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to assess credit risks and develop effective solutions. Proficiency in using CRM software and other relevant tools is essential. A graduate or postgraduate degree in any field is required.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed lending decisions. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including origination, underwriting, and portfolio management. Develop and implement effective credit strategies to achieve business objectives. Collaborate with cross-functional teams to ensure seamless credit delivery. Conduct thorough credit assessments and risk analyses. Maintain accurate records and reports of credit transactions. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, problem-solving, and communication skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficient in credit software and systems. Strong leadership and team management skills. Ability to build strong relationships with stakeholders and customers.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management and mitigation strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

We are looking for a skilled Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to provide excellent customer service and support. Conduct thorough credit assessments and make informed decisions on loan approvals. Monitor and report on credit performance metrics to senior management. Identify opportunities to improve credit processes and implement changes as needed. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with customers and stakeholders. Proficiency in credit software and systems, with the ability to learn new technologies. Strong understanding of financial markets and economic conditions, with the ability to make informed decisions.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and control credit costs to ensure profitability. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, risk management, and compliance. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong problem-solving and decision-making skills. Experience in managing and leading a team of credit professionals.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-12 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit teams and driving business growth.

Responsibilities: * Conduct credit assessments, document verifications & checks * Manage customer relationships, handle payments & collections * Perform loan recoveries through field work & documentation Provident fund Health insurance Annual bonus

Job Information Job Opening ID ZR_1776_JOB Date Opened 24/03/2023 Industry Technology Job Type Work Experience 3-5 years Job Title Credit Manager City Bangalore Province Karnataka Country India Postal Code 560102 Number of Positions 1 Prepare credit appraisal memorandum for approval Portfolio quality management to ensure lower delinquency ratio Maintain productivity and TAT as per prescribed norms Personal Loan/Home loan/LAP/term loan relevant CPA experience 3-4 Years Knowledge about CIBIL check(event) ; career-website-detail-template-2 => apply(record.id,meta)" mousedown="lyte-button => check(event)" final-style="background-color:#2B39C2;border-color:#2B39C2;color:white;" final-class="lyte-button lyteBackgroundColorBtn lyteSuccess" lyte-rendered=""> I'm interested

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience with credit management systems and technologies.

Role: Cluster Credit Manager - Home Loans Base Branch Location: Thane Branches to be responsible for: Thane, Kalyan, Panvel, Andheri Roles and Responsivities: - Responsible for smooth functioning and managing the credit responsibilities of the assigned cluster Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of Home Loans cases in the mapped region including visiting the customers. Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mitigation strategies wherever needed. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Portfolio Management Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy. Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.

Greeting from Axis Bank! We have an opening for SEG - Credit Analyst for Delhi About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements. Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications: Optimal qualification for success on the job is: Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language

Job profile for Sr. Credit Analyst / Credit Analyst This is a critical role for our company. The Credit Analyst will be responsible for full process of completion of loan application as per lender policies, from initial document collection to loan application preparation and verification through to settlement by the bank. Key responsibilities of the profile will include: Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit- assessment calculations. He / She will assist our broker clients in research and developing loan strategies by comparing the policies suitable for a borrowers scenario, enter application data into loan processingsoftware, data verification, document collation / verification and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts etc. to take inputs regarding their financial data, and corresponding documents, make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Qualifications and experience needed: 1. MBA (Finance) or CA is preferred. 2. Good command of both oral and written English language will be required for the profile. 3. 1-3 Years of experience of working with Australian Mortgage brokers in Mortgage Process will be preferred. 4. Accuracy and strong attention to detail, 5. Critical thinking and problem-solving skills. 6. Excellent time management skills Our office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. If you are as passionate about finance and providing great customer experiences as we are, then please don't delay and apply now. Job Type: Full-time Location Jaipur Salary As per market norms

Job Summary: As Asst Manager / Manager - Collection role you will be responsible for monitoring and driving the complete bank guarantee process by timely submission of request to bank and ensuring timely report to management for Outstanding BG status. Opportunity to work on diverse tasks, including collaborating with global teams. A detail-oriented role with a passion for accounting and driving financial excellence. In this Role, Your Responsibilities Will Be: Monitoring and driving the BG process. - Vetting of BG Formats, Timely submission to bank, co-ordination with Regional Sales and Banks for EPM India and support for other Emerson India Sites Monitoring the Advance collection process against BGs. Ensuring timely report to the Management - monthly / quarterly /as per the requirements for the Outstanding BG status. Monitoring the expiring BGs for renewal or release of limit on timely basis Payment terms evaluation, negotiation with Regional Sales team for Orders Credit Assessment for New and Existing customers. Adherence to CPP and Credit Control Policy Providing monthly information to BUs for collection plan, Disputes, AR > 1 year and driving the collection, resolving disputes and enabling the process of AR review for minimizing the PL impact Monthly preparation of Collection forecast for Third party agency for aged invoices (AR >120 days). Regular Co-ordination with Third party collection team for payment status bring up help required cases to regions Direct Follow up with slow paying / defaulting customers for release of aged past dues. Co-ordinate with regional sales team for support towards collection of aged dues Support for monthly closing and audits. Who You Are: You take on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. You build partnerships and working collaboratively with others to meet shared objectives building partnerships and working collaboratively with others to meet shared objectives. You handle conflict situations effectively, with a minimum of noise. For This Role, You Will Need: Bachelor s degree in Commerce / MBA in Finance with 5-7 years of experience High Adaptability to manage complex payment issues s. Advance Excel Skills Strong and effective Communication skills Organisation skill to handle large volume of data Agility to manage multi Business data Working Knowledge of Oracle will be added advantage Ability to work with Diverse, multi regional teams Understanding of Credit Control, Collection process. Our Culture Commitment to You . .

Greetings from Grampro Business service Pvt Ltd, we are hiring for the below profile, Interested feel free to Apply. 1) Name of the Company : Tata Capital Limited 2) Designation : Loan Office r / 4) Department :Sales 5) Employment Type : Full Time - On Roll 6) Reporting to : Branch Manager 6) Main Task : Acquisition and Maintenance of new Clients, Sales & Collection 8) Area of Responsibility : * To ensure the achievement of disbursement targets with minimum delinquency * Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. * Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. * Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. * Disbursement, repayment and delinquency management, achieving daily / weekly collections targets * Makes a close follow up of the disbursed loans, especially of the ones not paying on time. * Undertake regular field visits, Centre Meeting and loan applicants * Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. * Build strong client relationships both internally and externally and build a strong brand identification with potential customers. * Ensuring weekly / daily meetings & visit to centre Job Description Specification 9) Job Location : Across Tamil Nadu 10) Compensation Band : 2.50LPA - 3.10LPA 11) Career Progression : QE / BM 12) Education Qualification : Any Degree and 12th 13) Skill Sets : Relationship management, Business sourcing * Flair for sales * Understand critical attributes of customer service 14) Communication Skills: Fluency in Local Language Other Requirement (if any) : Experience : Fresher and 1+year Experience in MFI 15) Other Requirement (if any) : * Adaptability * Interpersonal Skill * Valuing Service and Dirversity * Initiative / Perseverance.

Role & responsibilities Expected to conduct regular inspection of disbursed files to ensure process and policy norms are followed, hind sighting areas of improvements at regular interval. Building sampling logic to extract samples for Hind Sighting & Adhoc reviews to be performed. Verification of title documents, agreements, charge creations etc from legal applicability standpoint as part of hind-sighting & reviews. Preparation & periodic review of the checklist, policies & other applicable documents. Publishing the observations to stakeholders & ensure appropriate timely corrections. Ensuring appropriate escalations as may be required. Identify & implement effective controls and improvements in the assessment, sanction process & disbursement process design. Advise & implement systemic controls for data validations, documentary controls & related aspects. Liaise with Credit, Legal, Audit, Risk & other stakeholders as may be required. Perform such additional activities as may be assigned from time to tim Preferred candidate profile Graduate with 1-5 years of experience in Credit assessment / credit monitoring / credit audit. Credit underwriting experience with product knowledge of Retail Asset loans (especially mortgage loans) will be preferred. Strong command in financial and key ratio used in credit assessment. Good knowledge of related regulatory policies & product norms. Having excellent written, verbal communication skills & experience in co-ordination with multiple stakeholders.

To apply you need to submit details via this application form(Mandatory) - https://forms.gle/ifhaN19y7FJ4rJjk9 TIPS for Candidate -Research about the company and job role. Job name - Wholsale Loans lending Analyst Education: MBA (Finance, Business, Economics, Accounting) Company: Deloitte Location: Hybrid (Gurgaon, Bangalore,i) Experience: 5+ years Salary: 10 -24 LPA Industry: Banking / Financial Services Functional Area: Wholosale Lending, Corporate Banking, Financial Analysis Employment Type: Full Time, Permanent Job Description Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where youll find unrivaled opportunities to succeed and realize your full potential Job summary: Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where youll find unrivaled opportunities to succeed and realize your full potential Role & responsibilities 1. This role is responsible for proactively managing a portfolio of Larger Business lending cases from submission to drawdown including complex facilities like Term Loan, RCFs etc. Provide best in class post sanction fulfilment processing support primarily to Credit Managers and Relationship Directors/Relationship Managers (RDs/MDs) ranging from B6/B7 level with client base being predominately Mid and large corporate names with complex group structures underpinning lending & PSF requirements. Support the end-to-end lending process for the creation and issuance of facility agreements along with drawing / marking of new facilities. Deal with complex and standard requests to agreed levels of accuracy and efficiency using automated or manual systems and equipment. Ensure that Service Level Agreements are met and operational performance is optimized. 2. Pro-actively driving cases to drawdown in order to meet client timelines and expectations whilst ensuring all regulatory/internal & legal procedures are adhered to. 3. Proactive collaboration/partnership with key processing areas e.g. credit, product, coverage, servicing etc. to ensure completion of cases - This includes high value drawdown is achieved within client timescales 4. Act as resolution point between relationship teams and processing teams. Own any issues and mange them through to resolution 5. Provide expert support and advice to Credit Managers and colleagues/Check submissions against sanction to ensure that the Banks position is safeguarded. 6. Support continuous improvement of the operational process and the development of Best Practice. Suggest ideas to improve systems and processes where necessary and evaluate the benefits and risks of such proposals 7. Primarily play a role of a "Checker and Maker on Medium and Complex work types supporting business delivery objectives 8. Manages Direct Client Communication/engagement. Preferred candidate profile - MBA/CA - Qualified in Business, Finance, Accounting &/or Economics - Minimum 5 years industry experience within the institutional or corporate sectors, including a position in an analyst type role. Required Qualifications, Capabilities, and Skills: 1. This role is responsible for proactively managing a portfolio of Larger Business lending cases from submission to drawdown including complex facilities like Term Loan, RCFs etc. Provide best in class post sanction fulfilment processing support primarily to Credit Managers and Relationship Directors/Relationship Managers (RDs/MDs) ranging from B6/B7 level with client base being predominately Mid and large corporate names with complex group structures underpinning lending & PSF requirements. Support the end-to-end lending process for the creation and issuance of facility agreements along with drawing / marking of new facilities. Deal with complex and standard requests to agreed levels of accuracy and efficiency using automated or manual systems and equipment. Ensure that Service Level Agreements are met and operational performance is optimized. 2. Pro-actively driving cases to drawdown in order to meet client timelines and expectations whilst ensuring all regulatory/internal & legal procedures are adhered to. 3. Proactive collaboration/partnership with key processing areas e.g. credit, product, coverage, servicing etc. to ensure completion of cases - This includes high value drawdown is achieved within client timescales 4. Act as resolution point between relationship teams and processing teams. Own any issues and mange them through to resolution 5. Provide expert support and advice to Credit Managers and colleagues/Check submissions against sanction to ensure that the Banks position is safeguarded. 6. Support continuous improvement of the operational process and the development of Best Practice. Suggest ideas to improve systems and processes where necessary and evaluate the benefits and risks of such proposals 7. Primarily play a role of a "Checker and Maker on Medium and Complex work types supporting business delivery objectives 8. Manages Direct Client Communication/engagement. Your role as a leader At Deloitte India, we believe in the importance of leadership at all levels. We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society and make an impact that matters. How youll grow At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe theres always room to learn. We offer opportunities to help build world-class skills in addition to hands-on experience in the global, fast-changing business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Centre. Benefits At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you. Our purpose Deloitte is led by a purpose: To make an impact that matters. Every day, Deloitte people are making a real impact in the places they live and work. We pride ourselves on doing not only what is good for clients, but also what is good for our people and the communities in which we live and workalways striving to be an organization that is held up as a role model of quality, integrity, and positive change.

To apply you need to submit details via this application form(Mandatory) - https://forms.gle/ifhaN19y7FJ4rJjk9 TIPS for Candidate -Research about the company and job role. Job name - Wholsale Loans lending Analyst Education: MBA (Finance, Business, Economics, Accounting) Company: Deloitte Location: Hybrid (Gurgaon, Bangalore,i) Experience: 5+ years Salary: 10 -24 LPA Industry: Banking / Financial Services Functional Area: Wholosale Lending, Corporate Banking, Financial Analysis Employment Type: Full Time, Permanent Job Description Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where youll find unrivaled opportunities to succeed and realize your full potential Job summary: Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where youll find unrivaled opportunities to succeed and realize your full potential Role & responsibilities 1. This role is responsible for proactively managing a portfolio of Larger Business lending cases from submission to drawdown including complex facilities like Term Loan, RCFs etc. Provide best in class post sanction fulfilment processing support primarily to Credit Managers and Relationship Directors/Relationship Managers (RDs/MDs) ranging from B6/B7 level with client base being predominately Mid and large corporate names with complex group structures underpinning lending & PSF requirements. Support the end-to-end lending process for the creation and issuance of facility agreements along with drawing / marking of new facilities. Deal with complex and standard requests to agreed levels of accuracy and efficiency using automated or manual systems and equipment. Ensure that Service Level Agreements are met and operational performance is optimized. 2. Pro-actively driving cases to drawdown in order to meet client timelines and expectations whilst ensuring all regulatory/internal & legal procedures are adhered to. 3. Proactive collaboration/partnership with key processing areas e.g. credit, product, coverage, servicing etc. to ensure completion of cases - This includes high value drawdown is achieved within client timescales 4. Act as resolution point between relationship teams and processing teams. Own any issues and mange them through to resolution 5. Provide expert support and advice to Credit Managers and colleagues/Check submissions against sanction to ensure that the Banks position is safeguarded. 6. Support continuous improvement of the operational process and the development of Best Practice. Suggest ideas to improve systems and processes where necessary and evaluate the benefits and risks of such proposals 7. Primarily play a role of a "Checker and Maker on Medium and Complex work types supporting business delivery objectives 8. Manages Direct Client Communication/engagement. Preferred candidate profile - MBA/CA - Qualified in Business, Finance, Accounting &/or Economics - Minimum 5 years industry experience within the institutional or corporate sectors, including a position in an analyst type role. Required Qualifications, Capabilities, and Skills: 1. This role is responsible for proactively managing a portfolio of Larger Business lending cases from submission to drawdown including complex facilities like Term Loan, RCFs etc. Provide best in class post sanction fulfilment processing support primarily to Credit Managers and Relationship Directors/Relationship Managers (RDs/MDs) ranging from B6/B7 level with client base being predominately Mid and large corporate names with complex group structures underpinning lending & PSF requirements. Support the end-to-end lending process for the creation and issuance of facility agreements along with drawing / marking of new facilities. Deal with complex and standard requests to agreed levels of accuracy and efficiency using automated or manual systems and equipment. Ensure that Service Level Agreements are met and operational performance is optimized. 2. Pro-actively driving cases to drawdown in order to meet client timelines and expectations whilst ensuring all regulatory/internal & legal procedures are adhered to. 3. Proactive collaboration/partnership with key processing areas e.g. credit, product, coverage, servicing etc. to ensure completion of cases - This includes high value drawdown is achieved within client timescales 4. Act as resolution point between relationship teams and processing teams. Own any issues and mange them through to resolution 5. Provide expert support and advice to Credit Managers and colleagues/Check submissions against sanction to ensure that the Banks position is safeguarded. 6. Support continuous improvement of the operational process and the development of Best Practice. Suggest ideas to improve systems and processes where necessary and evaluate the benefits and risks of such proposals 7. Primarily play a role of a "Checker and Maker on Medium and Complex work types supporting business delivery objectives 8. Manages Direct Client Communication/engagement. Your role as a leader At Deloitte India, we believe in the importance of leadership at all levels. We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society and make an impact that matters. How youll grow At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe theres always room to learn. We offer opportunities to help build world-class skills in addition to hands-on experience in the global, fast-changing business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Centre. Benefits At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you. Our purpose Deloitte is led by a purpose: To make an impact that matters. Every day, Deloitte people are making a real impact in the places they live and work. We pride ourselves on doing not only what is good for clients, but also what is good for our people and the communities in which we live and workalways striving to be an organization that is held up as a role model of quality, integrity, and positive change.

NA Key Responsibilities Deliver functional capabilities for Credit Transformation products and initiatives primarily focusing on the credit assessment process SME on the RWA calculator, which is used for RWA, RoRWA and EL calculation. Understanding regulatory requirements and business requirements to manage the change in the calculator Draft and refine user stories, including detailed acceptance criteria Consult with the Chief/Cluster/Product Owners and SMEs to prioritise and shape the product backlog, using Agile best practices for prioritisation around business value Excellent documentation skills, ability to convey complex information with objectivity and brevity Participate in and facilitate relevant scrum ceremonies such as backlog refinement, sprint planning, review, and retrospective sessions Support build and test activities Assist in implementation / rollout including UAT, user trainings, UVT and post go-live support. Proactively support Agile practices and foster a culture of continuous service improvement Drive continuous improvements on processes and user experience using a data driven, structured approach Skills and Experience Delivery focused role with good understanding of the landscape of credit and financial sector Qualifications 15-18 years of work experience in Credit and Credit Transformation activities. Understand key components of RWA calculator and workings Knowledge and experience in credit processes and policies is preferred. Experience with Agile methodology, writing user stories, prioritizing backlog, etc. is essential. Experience in managing project documentation such as user stories and test scenarios using collaboration tools Good strategic thinking in identifying solutions and selecting the best combination of practices Demonstrated ability to work effectively independently and as part of a team, including taking initiative, providing regular updates on your work, seeking, and providing support as required Discover latent customer/user needs by thinking out of the box by challenging requirements and differentiating what is needed from what is wanted Strong problem-solving and planning abilities, high improvement focus, and ability to work in a fast-paced environment Proven ability to perform under a high pressure and dynamic environment Strong communication skills and the ability to engage a wide range of stakeholders Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. 25056

When joining PerkinElmer, you select an experienced and trusted leader in scientific solutions, with the support of a global service network and distribution centers, providing the right solution, at the right time, to meet critical customer needs. With over an 80+ year legacy of advancing science and a mission of innovating for a healthier world, our dedicated team collaborates closely with commercial, government, academic and healthcare customers to deliver our broad portfolio of analytical solutions, and OneSource services. Job Title Credit & Collection Specialist Location(s) Mumbai Key Responsibilities: Responsible for undertaking collection from customer accounts including short/long term remedial action to resolve past dues and delinquencies in conjunction with sales input and meeting target deadlines Reason codes update in SAP regularly Regular Verification of Customers Balance of Accounts Investigation of Reasons for Unpaid Invoices, Sending Out of Demand Letters for Payment Phone and Email Communication with Clients in English Collection Cycle and Reduce Past Due Receivables Improvement DCD releases after customer review and hold for deviations Performing Credit Assessment and Setting Credit Lines Per Customer Support Bad Debt Reserve and Write Off Processes Processing of the Clearing of Invoices with Payments or Credit Notes Using SAP Liaison With Treasury Department to Gather Information of Remittances with Insufficient Data, Cooperation with Other Internal Departments of PerkinElmer as: Customer Service, Procurement, General Ledger, Digital Transactions and More Coordinates with sales and customer service actions to resolve disputes and discrepancies with AR Basic Qualifications: Graduate in Accounting, Finance, with minimum 6-8 years of Work Experience. Proficiency knowledge of MS Office (Excel, PowerPoint, Word, Outlook, SharePoint) Essential: General knowledge of SAP Essential: English: Fluent written and spoken Preferred Characteristics: Deliver to promise Negotiation Skills Team player