Credit Monitoring - Hind Sighting

Role & responsibilities Expected to conduct regular inspection of disbursed files to ensure process and policy norms are followed, hind sighting areas of improvements at regular interval. Building sampling logic to extract samples for Hind Sighting & Adhoc reviews to be performed. Verification of title documents, agreements, charge creations etc from legal applicability standpoint as part of hind-sighting & reviews. Preparation & periodic review of the checklist, policies & other applicable documents. Publishing the observations to stakeholders & ensure appropriate timely corrections. Ensuring appropriate escalations as may be required. Identify & implement effective controls and improvements in the assessment, sanction process & disbursement process design. Advise & implement systemic controls for data validations, documentary controls & related aspects. Liaise with Credit, Legal, Audit, Risk & other stakeholders as may be required. Perform such additional activities as may be assigned from time to tim Preferred candidate profile Graduate with 1-5 years of experience in Credit assessment / credit monitoring / credit audit. Credit underwriting experience with product knowledge of Retail Asset loans (especially mortgage loans) will be preferred. Strong command in financial and key ratio used in credit assessment. Good knowledge of related regulatory policies & product norms. Having excellent written, verbal communication skills & experience in co-ordination with multiple stakeholders.