Credit Analyst

Work Level

Core

Leadership

Industry Type

Function

Key Skills

Education

Note: This is a requirement for one of the Workassist Hiring Partner.

Primary Responsibility:

We are seeking an experienced and analytical Credit Manager for Personal Loans to oversee and manage the credit underwriting and risk assessment function. The role requires strong credit evaluation skills, knowledge of personal loan products, and the ability to implement risk strategies that balance portfolio growth with asset quality.

Key Responsibilities:

• Assess and underwrite personal loan applications as per company policy and credit norms.
• Analyze applicants' financial data (income documents, bank statements, credit bureau reports, etc.) to determine creditworthiness.
• Approve/reject loan applications within assigned credit limits.
• Monitor and evaluate portfolio performance and recommend risk mitigation strategies.
• Collaborate with sales, operations, and collections teams to ensure effective credit processing and risk control.
• Design and implement credit risk policy, scorecards, and process improvements.
• Stay updated on market trends, regulatory guidelines, and competitor practices.
• Provide training and guidance to junior underwriters or credit analysts.

Company Description

Workassist is an online recruitment and employment solution platform based in Lucknow, India. We provide relevant profiles to employers and connect job seekers with the best opportunities across various industries. With a network of over 10,000+ recruiters, we help employers recruit talented individuals from sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal.

We have adapted to the new normal and strive to provide a seamless job search experience for job seekers worldwide. Our goal is to enhance the job seeking experience by leveraging technology and matching job seekers with the right employers.

For a seamless job search experience, visit our website: https://bit.ly/3QBfBU2

(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).

So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!