About Bharatfi: Bharatfi is a leading platform dedicated to MSME financing, providing tailored financial solutions that empower small and medium enterprises across India. We aim to be the most trusted advisor for MSMEs, offering services such as credit advisory, loan readiness reports, and financial modeling. At Bharatfi, we believe in simplifying the financial journey for MSMEs by providing them with up-to-date information, the right financial products, and expert guidance to scale their businesses effectively. The Opportunity: At Bharatfi, we are looking for a dynamic and driven individual to join our team as a Credit Strategy and Liaisoning Manager . This is an exciting opportunity to work closely with the company’s promoters, directly engage with banks, clients, and other stakeholders, and contribute to building impactful financial products for MSMEs. This role offers hands-on client servicing, credit risk assessment, and strategic involvement in liaising with both clients and bankers. You will be part of a fast-growing company that is redefining MSME lending in India, with ample opportunity for growth and leadership. Key Responsibilities: Client Engagement : Serve as the key liaison between Bharatfi, banks, and MSME clients. Manage relationships, ensuring smooth communication and timely resolution of client concerns. Credit Risk Assessment : Evaluate the creditworthiness of MSME clients, including reviewing financial statements, P&L, and balance sheets. Conduct credit analysis to ensure the right financial products are recommended to clients. Strategic Liaisoning : Work closely with banking partners, ensuring alignment of Bharatfi’s offerings with bank requirements. Develop strategies for enhancing client access to funding, while adhering to credit norms and risk parameters. Team Handling : Lead a small team to manage client relationships and ensure efficient execution of credit processes. Provide guidance and support for day-to-day tasks. Documentation and Compliance : Ensure that all necessary documentation, financials, and compliance requirements are properly handled in line with lender requirements. Required Skills and Knowledge: Educational Qualifications : CA (Intermediate), CA Fresher, or MBA with a focus on finance or a related field. Experience : 1–3 years of experience in a client-facing role, preferably in credit analysis, financial services, or MSME lending. Prior experience working with banks or financial institutions is a plus. Technical Skills : Strong understanding of financial statements, P&L analysis, and balance sheet evaluations. Communication Skills : Excellent written and verbal communication skills, with the ability to engage with clients, bankers, and internal teams effectively. Leadership Abilities : Ability to handle and mentor a small team, ensuring smooth and efficient operations. Dynamic & Strategic Thinking : Capable of taking initiative and contributing to the strategic direction of the company. Key Characteristics: Client-Centric Mindset : Strong focus on client needs and providing solutions that help them succeed. Analytical & Detail-Oriented : High attention to detail with the ability to analyze and interpret financial data. Dynamic & Adaptable : Comfortable working in a fast-paced, ever-changing environment and willing to take on new challenges. Proactive & Collaborative : Willing to work closely with cross-functional teams to drive Bharatfi’s goals forward. Compensation: Fixed Salary : ₹5 lakhs to ₹10 lakhs per annum (fixed plus variable compensation based on experience and expertise). Why Bharatfi? Work directly with the promoters : An excellent opportunity to work in a dynamic and entrepreneurial environment, where you can have a direct impact on the company’s growth and vision. Dynamic Role : Be part of a high-impact role where you will not only engage with clients but also contribute to strategic decision-making. Career Growth : Bharatfi is rapidly growing, and this role offers significant career advancement opportunities. You will be in a position to learn, grow, and expand your horizons.

As a Credit Strategy and Liaisoning Manager at Bharatfi, you will play a crucial role in serving as the key liaison between the company, banks, and MSME clients. Your responsibilities will include managing relationships, conducting credit risk assessments, and developing strategies to enhance client access to funding while ensuring compliance with credit norms and risk parameters. Additionally, you will lead a small team, handle documentation and compliance, and collaborate closely with banking partners to align Bharatfi's offerings with their requirements. To excel in this role, you should possess educational qualifications such as CA (Intermediate), CA Fresher, or an MBA with a focus on finance or a related field. With at least 3 years of experience in a client-facing role, preferably in credit analysis, financial services, or MSME lending, you should have a strong understanding of financial statements, P&L analysis, and balance sheet evaluations. Excellent communication skills, leadership abilities, and a dynamic & strategic thinking approach are essential to effectively engage with clients, bankers, and internal teams, mentor your team, and contribute to the strategic direction of the company. Your client-centric mindset, analytical & detail-oriented nature, dynamic & adaptable attitude, and proactive & collaborative approach will be key in driving Bharatfi's goals forward. The compensation for this role ranges from 5 lakhs to 10 lakhs per annum, inclusive of fixed and variable components based on your experience and expertise. Working at Bharatfi offers a unique opportunity to work directly with the promoters in a dynamic and entrepreneurial environment, where you can make a direct impact on the company's growth and vision. You will have the chance to be part of a high-impact role that involves client engagement, strategic decision-making, and significant career advancement opportunities as Bharatfi continues to expand rapidly.,