Credit Analyst

This is a remote position.

About Us

ELP is a rapidly growing outsourcing company with a strong presence across India and Australia. Established recently, we are now one of the fastest-growing firms in the sector.

About the role

Are you an experienced Credit Analyst ready to take the next step in your career? Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams.

This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.

Key Responsibilities

- Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations - Liaise with brokers, clients, and lenders to gather required documentation and clarify application details - Analyse client financial data to calculate borrowing capacity in line with lender guidelines - Prepare detailed credit submissions and recommendations for loan approvals - Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks - Stay current with changes in mortgage lending policies and industry regulations - Provide expert guidance to brokers on complex or self-employed applications - Identify opportunities to enhance and streamline credit analysis processes - Manage deadlines and prioritise tasks in a fast-paced environment Requirements

What We’re Looking For

- Minimum 2+ years of experience as a Credit Analyst in the Australian mortgage sector (we will not consider applications that don't match this criteria)
- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies - Proven ability to interpret financial statements and assess self-employed borrower scenarios - Proficient with credit and mortgage assessment tools/software - Excellent analytical and problem-solving skills with a keen eye for detail - Strong verbal and written communication skills, with confidence in presenting to stakeholders - Self-motivated with the initiative to work independently and make informed recommendations Benefits

What We Offer

- Competitive salary package - Flexible working arrangements - Access to industry-leading technology and tools - Ongoing training, learning, and professional development opportunities - Supportive team environment with a strong focus on work-life balance - Be part of a fast-growing company making a real impact in the mortgage space