44 Credit Administration Jobs - Page 2

PFB The JD: Sound communication skills Should have worked in working Capital Products Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses Compliance of SL conditions Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) Should have knowledge of CERSAI and ROC Interested candidates can reach out through-kavya.p/8341137995

Sumitomo Mitsui Banking Corporation Job Responsibilities 1) Preparation of sanction Letter and loan /security documents in line with approved terms 2) Checking of loan and security documents (Draft and Executed) 3) Tracking of pending documents and covenants 4) Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions. 5) Credit Risk Management- Provide support for overall credit risk management 6) Application of learning on day-to-day assignments for various products offering of the Bank. Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables. 7) Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System 8) Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes. 9) Credit Limit- Controlling overall Credit Limit process as per credit approval. 10) Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals. 11) Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same). 12) Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines. 13) Credit Monitoring (compliance) & Due Date Monitoring including overdue :Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up). 14) Limit Loading -Loading limits in Core Banking solution as per sanctioned terms . 15) Making effective usage of APTD learning platform- Proactively register and complete the courses offered. 16) MIS for portfolio Management, RBI and other internal & external reporting Provide strategic support for the purpose. 17) Monitoring after disbursement of limits- a) Monitoring Stock Statement (inventory & receivable statement) of borrowers availing working capital facilities on monthly basis b) Due Date monitoring of stock statement, insurance, loan documentation etc. 18) Outsourcing Vendors - Keeping record related to the vendor appointed. 19) Maintaining Collateral data in Core Banking Solution for all secured Borrowers 20) Monitoring of due End Use Certificate and Acknowledgment of Debt from all Borrowers and assisting Business Team in obtainment of same before due date. 21) Assisting Risk Control, Operations and other Internal teams by maintaining and sharing Database of all the limits uploaded, renewed & modified in Core Banking Solution 22) Basis approved Credit Terms , Loading of limits on various TREDS platforms viz. RXIL, M1 Xchange, Invoicemart etc. 23) Computation of Drawing Power (DP) and advising Limits in Core Banking Solution for DP backed Credit facilities basis Stock Statements submitted by the Borrowers 24) Preparation of exchange of information on quarterly basis Knowledge, Skills, Experience & Qualifications 1) The proposed candidate should have sound knowledge of companies act and loan documentation . 2) Knowledge of Microsoft excel is must. 3) Should have good communication skills 4) Should have good drafting skills 5) Chartered Accountant/Company Secretary/ MBA. LLB Qualification would be significant plus. 6) JAIIB/CAIIB. 7) Should have experience between 4-6 years in credit administration in Large Corporate from Banks. Purpose of the position Performing 1st Level check (maker) a) Checking Loan Documentation and security documents (Draft and executed). b) Registration of limits and Collateral in system post completion of documentation c) Tracking of pending documentation, covenants, Stock Statement Etc. d) Updation of Collateral in system e) Drawing Power calculation etc Preparation of various Internal reports /MIS for submission to internal stakeholders as well as External (RBI/ Statutory Auditors etc) Lodgment and filing of loan documents post limit loading

Sumitomo Mitsui Banking Corporation Job Responsibilities Preparation and checking of sanction Letter and loan /security documents in line with approved terms Checking of loan and security documents (Draft and Executed) Tracking of pending documents and covenants Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions. Credit Risk Management- Provide support for overall credit risk management Application of learning on day-to-day assignments for various products offering of the Bank. Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables. Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes. Credit Limit- Controlling overall Credit Limit process as per credit approval. Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals. Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same). Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines. Credit Monitoring (compliance) & Due Date Monitoring including overdue :Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up). Limit Loading -Loading limits in Core Banking solution as per sanctioned terms . Making effective usage of APTD learning platform- Proactively register and complete the courses offered. MIS for portfolio Management, RBI and other internal & external reporting Provide strategic support for the purpose. Monitoring after disbursement of limits- Monitoring Stock Statement (inventory & receivable statement) of borrowers availing working capital facilities on monthly basis Due Date monitoring of stock statement, insurance, loan documentation etc. Outsourcing Vendors - Keeping record related to the vendor appointed. Maintaining Collateral data in Core Banking Solution for all secured Borrowers Monitoring of due End Use Certificate and Acknowledgment of Debt from all Borrowers and assisting Business Team in obtainment of same before due date. Assisting Risk Control, Operations and other Internal teams by maintaining and sharing Database of all the limits uploaded, renewed & modified in Core Banking Solution Basis approved Credit Terms , Loading of limits on various TREDS platforms viz. RXIL, M1 Xchange, Invoicemart etc. Computation of Drawing Power (DP) and advising Limits in Core Banking Solution for DP backed Credit facilities basis Stock Statements submitted by the Borrowers Preparation of exchange of information on quarterly basis Knowledge, Skills, Experience & Qualifications The proposed candidate should have sound knowledge of companies act and loan documentation . Knowledge of Microsoft excel is must. Should have good communication skills Should have good drafting skills Chartered Accountant/Company Secretary/ MBA. LLB Qualification would be significant plus. JAIIB/CAIIB Should have experience between 12-15 years and 8-10 years in checker role. a) To prepare and check loan documentation in line with sanction terms and RBI Guidelines b) To load the limits once all conditions precedent are complied c) To track pending documentation and track covenant as per sanction terms and management approval. d) To calculate DP as per process and update the same in system. e) To guide and mentor the makers f) To suggest and implement best documentation practices. Preparation of various Internal reports /MIS for submission to internal stakeholders as well as External (RBI/ Statutory Auditors etc) Lodgment and filing of loan documents post limit loading

Role & responsibilities Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved”. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds – Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Qualification – Graduate / Post-Graduate Preferred candidate profile

Credit Administration Department (CAD) is the unit tasked with managing the end-to-end post-sanction process for Wholesale Lending Business. Credit Administration Department is responsible for ensuring that the required legal / regulatory stipulated documentation duly executed are in place and underlying security is perfected to enable the Borrower to commence the borrowing. CAD team also ensures that Credit conditions stipulated are complied with, all ongoing monitoring items and deferrals are tracked for adherence by the specified timelines. It is therefore critical that team not only understands the terms of sanction but is also familiar with Banks internal credit policies and Legal / Regulatory landscape. Setting-up of Borrowing limits, ongoing adjustment thereof and maintaining Collaterals and facilitating the loan drawdown are also core deliverables of the team. Job Description: This role will report to the Head of Credit Administration. The incumbent will work closely with the various functions of the Bank (Wholesale Business Units, Credit, Legal and Regulatory Reporting) to always provide high level of service support to our clients, operate within the Bank’s laid down policies, adhere to regulatory guidelines and ensure the risks are mitigated. Interested candidates can mail to jadhav.priyanjali@indusind.com

Role & responsibilities Credit Decisions Make informed and sound lending decisions based on thorough analysis of available information and direct interactions with loan applicants. Proactively manage credit quality to minimize delinquencies, mitigate fraud risks, and ensure adherence to credit policies and procedures. Performance Monitoring Monitor and manage branch credit performance against key drivers, including: Losses / Portfolio Quality Parameters : Analyze portfolio health, identify potential risks, and implement strategies to maintain a high-quality loan book. Cost of Credit Administration : Optimize processes and resource allocation to ensure efficient and cost-effective credit operations. Employee Productivity : Drive team efficiency and effectiveness in credit assessment, processing, and monitoring activities. Preferred candidate profile Graduate / Postgraduate 4-5 years experience in Credit/Underwriting of Secured/Unsecured products Ability to manage credit processes & teams

About Us At ANZ, were shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers. About the Role To assist the Lending Processing Manager from Lending operational perspective. Interact with Frontline / RA and co-ordinate among the Hub and / or in-country teams to deliver loan fulfillment and life cycle management services. Support the team on other global / regional initiatives as and when required.. Staff should be well versed with Bilateral and Syndicated deals set up and maintenance. Banking is changing and we re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you ll be building your future, while helping to build ours. Role Type:Permanent Role Location:Bengaluru Work Hours:2AM shift What will your day look like Provide consistent and professional satisfying services to internal (i.e. Relationship Manager and other relevant stakeholders) and external clients Address queries from stakeholders in a timely and professional manner Escalation of any concerns from customers/ stakeholders to Line Manager immediately Ensure all customer correspondence is clear and concise Consistently meet targets in terms of quality and accuracy to ensure that requests/transactions are actioned within SLAs Conduct checks before processing, ensuring all documents details are accurate, verify transactions Respond to enquiries regarding the status on processing Good knowledge of systems and applications Accountability for Risk and Compliance Take initiative to identify potential risk of processes or services improvements, and present to Team Leader/Manager with the solutions and the benefits Facilitate Limit Loading, Razor Reporting and maintain internal processes / guidelines / policies in core systems i.e. Razor, Orion, OCP, Loan IQ, etc. Processing of data and documents as instructed within the Lending Ops environment Participate and facilitate the projects which assigned by the management Develop good working relationships with all stakeholders Be a team player, proactively provide assistance to other team members when require, participate in team meetings and take active part in team activities What will you bring To grow and be successful in this role, you will ideally bring the following: Relevant working experience in loan operations/credit administration, loan documentation, security documentation, knowledge of bilateral syndicated loans, executed document checking and credit administration in bank environment for Corporate and Institutional customers. Understand operational mindset and strive to enhance efficiency of operational flow. The ability to work autonomously and as part of a team with particular emphasis on successfully building collaborative relationships internally and externally Good written and oral communication skills in English Ability to manage priorities and interact with relevant stakeholders to meet the deadlines. Self-motivated with strong organisational and co-ordinations skills Strong problem solving, analytical decision-making ability - able to make sound decisions under pressure. Able to build strong, open collaborative working relationships Proven ability to work efficiently and accurately demonstrating attention to detail and follow through. Ability to manage priorities and interact with relevant stakeholders to meet the deadlines Computer literacy in Microsoft Office, Word, Excel, PowerPoint and familiarity with other applications You re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we d love to hear from you. So why join us ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the banks largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the banks strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. Were proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support. To find out more about working at ANZ visit https://www.anz.com/careers/ . You can apply for this role by visiting ANZ Careers and searching for reference number 98697 Job Posting End Date 19/06/2025 , 11.59pm, (Melbourne Australia)

Role & responsibilities Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Preferred candidate profile Detail oriented and ability to multi-task Good Interpersonal skills and ability to work in teams Excellent Communication Skills

This position is for Software Developer in Credit Risk Domain, The ideal candidate will have a strong understanding of .NET technologies and a passion for building high-quality software. In this role, you will be responsible for designing, developing, and maintaining software applications using .NET MVC, .NET Core, and SQL Server. Responsibilities: Design, develop, and maintain software applications using .NET MVC, .NET Core, and SQL Server. Write clean, we'll-documented, and maintainable code. Participate in all phases of the software development lifecycle, from requirements gathering to deployment. Troubleshoot and debug software issues. Work with other developers, product managers, and stakeholders to deliver innovative solutions. Stay up-to-date on the latest .NET technologies and best practices. Qualifications: 6+ years of experience in .NET development Strong understanding of .NET MVC, .NET Core, and SQL Server Experience with Angular is a plus Experience with Vendor Products, Oracle, and PostgreSQL is a plus Excellent problem-solving and debugging skills Strong communication and collaboration skills

Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred.

Role & responsibilities PFB The JD: Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates: contact:8341137995-kavya.p

Job Purpose: This role is responsible to create, review & implement credit policy for the Two Wheeler business in line with business requirements. Also Responsible for conceptualization & launch of credit policy for the same. Key Responsibilities: Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis Capturing key data elements and analyzing them, interpreting the cross-period movements and understanding the macro mechanics of the system Responsible for the compliance to procedures laid down for processing, sanction, documentation and disbursement of various loan products at all the branches Identify and implement system and process improvements to ensure accurate, thorough data is available to support high quality analysis Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Introduce projects related to process improvement, business development and risk reduction; serve as a co-owner for these projects Define processes and procedures in the credit function; ensure compliance with credit policy by coordinating with the authority at all locations Managing of Rule engine for credit decisioning Study competition and anticipate market trends, create programs to counter competition and improve business results Plan and execute quarterly risk assessment process in accordance with established standards, policies & procedures Ensure credit deviations are within control by monitoring underwriting quality; achieve credit cost reduction through programs focused on process and productivity improvement Job Requirements: Post Graduate / MBA 15+ years in Two Wheeler financing credit underwriting & policy Ability to derive industry insights & analyze best practices across industry Understanding of Two Wheeler industry; product knowledge Exposure to retail finance lending Ability to analyze the portfolio risk and to deal with the customers Strong analytical skills Strong communication and interpersonal skills Good negotiation skills

Role & responsibilities : • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC

Job Description: Role : Senior Advisor Business Risk & Controls Management Level : P2 Job Category : Senior Associate The Senior Advisor Business Risk & Controls will be responsible for evaluating control procedures and processes addressing operational and compliance risks for the bank. In this process they will adopt the banks control testing standard, procedures, and industry best practices. The person in this role will be responsible for updating the status of control testing, discussing delays and escalating any roadblocks to the manager. Additionally, the person in this role will assist with ad hoc and special projects. The Senior Advisor, in this role assumes responsibility as tester for assigned key controls on various operational and compliance risk topics and is required to test controls which are automated, manual, preventive, detective and deliver the following: Complete testing of specific number of controls allocated in a month Ensure all risks associated with the control are adequately assessed Ensure the quality of documentation meets the required standards Address any Quality Assurance (QA) comments for the testing performed Communicate the results of the control testing to relevant stakeholders and ensure necessary buy in Monitor and follow-up of remediation plans and their statuses to ensure effective risk mitigation This role provides an opportunity to identify risks that could impede the scalability of operations and an important role in working with Bank operations to deliver solutions for challenges faced by the growth of the organization.

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Role & responsibilities PFB The JD: Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC STAMPLICITY, Process of CC and OD Limit, Terms of , current CTC and expectation, why you are looking for this opportunity, CERSAI and ROC, Difference of LC,PG Revolving. ROC CERSAI Legal documentation Working Capital limits Interested candidates Contact: 7207997185

Role & responsibilities : Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC.

Credit Administrator We are looking for a Credit Administrator to support our credit & collections team. In this role, you will be responsible for maintaining accurate customer data within the companys YayPay platform , ensuring seamless financial operations for both internal and external stakeholders. You will play a key role in initiating and processing customer refunds for accounts with credit balances, as well as preparing escheatment forms and working closely with the corporate accounting team to ensure proper filing with the appropriate jurisdictions. Key Responsibilities: Maintain and update customer credit data in YayPay. Assist internal teams and external customers with credit-related inquiries. Process and document customer refunds for accounts with credit balances. Prepare escheatment forms and work with corporate accounting for submission. Run D&B credit reports when required Ensure compliance with company policies and applicable regulations. Qualifications & Requirements: 6-8 years of experience in credit administration, accounts receivable, or a related field. Proficiency with YayPay or similar AR automation platforms is a plus. Strong attention to detail and ability to manage financial records accurately. Experience with escheatment processes and regulatory compliance is a plus. Ability to work in a remote U.S. collections team environment with flexibility across time zones. This is an excellent opportunity for a detail-oriented finance professional to contribute to a growing team while gaining experience in a global corporate environment.

We are hiring loan operations manager for one of leading NBFC . To Manage the frontend operations for loan disbursal, and investor onboarding. Manage backend operations team for borrower allocations & dashboards.. Required Candidate profile Understanding and expertise on backend and frontend operations of loan systems – LOS & LMS Understanding of Digital Loan systems with relevant liabilities/NBFC experience. Graduates Age below 30 year