29 Credit Administration Jobs

Role & responsibilities Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Preferred candidate profile Detail oriented and ability to multi-task Good Interpersonal skills and ability to work in teams Excellent Communication Skills

This position is for Software Developer in Credit Risk Domain, The ideal candidate will have a strong understanding of .NET technologies and a passion for building high-quality software. In this role, you will be responsible for designing, developing, and maintaining software applications using .NET MVC, .NET Core, and SQL Server. Responsibilities: Design, develop, and maintain software applications using .NET MVC, .NET Core, and SQL Server. Write clean, we'll-documented, and maintainable code. Participate in all phases of the software development lifecycle, from requirements gathering to deployment. Troubleshoot and debug software issues. Work with other developers, product managers, and stakeholders to deliver innovative solutions. Stay up-to-date on the latest .NET technologies and best practices. Qualifications: 6+ years of experience in .NET development Strong understanding of .NET MVC, .NET Core, and SQL Server Experience with Angular is a plus Experience with Vendor Products, Oracle, and PostgreSQL is a plus Excellent problem-solving and debugging skills Strong communication and collaboration skills

Key Responsibilities: Loan Application Review : Ensure loan applications and documents are accurate, complete, and comply with guidelines. Credit Risk Analysis Support : Assist in evaluating creditworthiness and conduct due diligence on borrowers. Documentation and Agreement Handling : Draft, execute, and store loan agreements and collateral documentation. Disbursement Processing : Coordinate timely loan disbursements and ensure pre-disbursement formalities are met. Post-Disbursement Monitoring : Track loan repayments, follow up on overdue payments, and ensure recovery compliance. Compliance : Ensure adherence to legal, regulatory, and internal policies. Customer Service : Address customer queries regarding loan terms, repayment, and documentation. Reporting : Prepare reports on loan status, delinquencies, and assist in audits. Qualifications: Education : Bachelors degree in finance, Accounting, Business Administration, or related field. Experience : 2-3 years in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred.

Role & responsibilities PFB The JD: Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates: contact:8341137995-kavya.p

Job Purpose: This role is responsible to create, review & implement credit policy for the Two Wheeler business in line with business requirements. Also Responsible for conceptualization & launch of credit policy for the same. Key Responsibilities: Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis Capturing key data elements and analyzing them, interpreting the cross-period movements and understanding the macro mechanics of the system Responsible for the compliance to procedures laid down for processing, sanction, documentation and disbursement of various loan products at all the branches Identify and implement system and process improvements to ensure accurate, thorough data is available to support high quality analysis Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Introduce projects related to process improvement, business development and risk reduction; serve as a co-owner for these projects Define processes and procedures in the credit function; ensure compliance with credit policy by coordinating with the authority at all locations Managing of Rule engine for credit decisioning Study competition and anticipate market trends, create programs to counter competition and improve business results Plan and execute quarterly risk assessment process in accordance with established standards, policies & procedures Ensure credit deviations are within control by monitoring underwriting quality; achieve credit cost reduction through programs focused on process and productivity improvement Job Requirements: Post Graduate / MBA 15+ years in Two Wheeler financing credit underwriting & policy Ability to derive industry insights & analyze best practices across industry Understanding of Two Wheeler industry; product knowledge Exposure to retail finance lending Ability to analyze the portfolio risk and to deal with the customers Strong analytical skills Strong communication and interpersonal skills Good negotiation skills

Role & responsibilities : • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC

Job Description: Role : Senior Advisor Business Risk & Controls Management Level : P2 Job Category : Senior Associate The Senior Advisor Business Risk & Controls will be responsible for evaluating control procedures and processes addressing operational and compliance risks for the bank. In this process they will adopt the banks control testing standard, procedures, and industry best practices. The person in this role will be responsible for updating the status of control testing, discussing delays and escalating any roadblocks to the manager. Additionally, the person in this role will assist with ad hoc and special projects. The Senior Advisor, in this role assumes responsibility as tester for assigned key controls on various operational and compliance risk topics and is required to test controls which are automated, manual, preventive, detective and deliver the following: Complete testing of specific number of controls allocated in a month Ensure all risks associated with the control are adequately assessed Ensure the quality of documentation meets the required standards Address any Quality Assurance (QA) comments for the testing performed Communicate the results of the control testing to relevant stakeholders and ensure necessary buy in Monitor and follow-up of remediation plans and their statuses to ensure effective risk mitigation This role provides an opportunity to identify risks that could impede the scalability of operations and an important role in working with Bank operations to deliver solutions for challenges faced by the growth of the organization.

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Role & responsibilities PFB The JD: Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC STAMPLICITY, Process of CC and OD Limit, Terms of , current CTC and expectation, why you are looking for this opportunity, CERSAI and ROC, Difference of LC,PG Revolving. ROC CERSAI Legal documentation Working Capital limits Interested candidates Contact: 7207997185

Role & responsibilities : Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC.

Credit Administrator We are looking for a Credit Administrator to support our credit & collections team. In this role, you will be responsible for maintaining accurate customer data within the companys YayPay platform , ensuring seamless financial operations for both internal and external stakeholders. You will play a key role in initiating and processing customer refunds for accounts with credit balances, as well as preparing escheatment forms and working closely with the corporate accounting team to ensure proper filing with the appropriate jurisdictions. Key Responsibilities: Maintain and update customer credit data in YayPay. Assist internal teams and external customers with credit-related inquiries. Process and document customer refunds for accounts with credit balances. Prepare escheatment forms and work with corporate accounting for submission. Run D&B credit reports when required Ensure compliance with company policies and applicable regulations. Qualifications & Requirements: 6-8 years of experience in credit administration, accounts receivable, or a related field. Proficiency with YayPay or similar AR automation platforms is a plus. Strong attention to detail and ability to manage financial records accurately. Experience with escheatment processes and regulatory compliance is a plus. Ability to work in a remote U.S. collections team environment with flexibility across time zones. This is an excellent opportunity for a detail-oriented finance professional to contribute to a growing team while gaining experience in a global corporate environment.

We are hiring loan operations manager for one of leading NBFC . To Manage the frontend operations for loan disbursal, and investor onboarding. Manage backend operations team for borrower allocations & dashboards.. Required Candidate profile Understanding and expertise on backend and frontend operations of loan systems – LOS & LMS Understanding of Digital Loan systems with relevant liabilities/NBFC experience. Graduates Age below 30 year

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

Job title Lead Analyst - Loan Review/Credit Risk Assessment Experience 7+ years of experience in credit risk assessment/loan review of commercial credit with good understanding of risk policies and framework, credit lines, and counterparty credit risk Job duties Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of loan portfolios to assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies Analyse and interpret borrower specific information, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review Qualification CA/MBA Finance/Graduate in Finance (Accounting) Skills required Strong knowledge of Indian banking laws and regulations, specifically those which pertain to commercial credit, underwriting, and credit department management Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus Demonstrated experience overseeing and performing loan reviews is preferrable Effective communication skills and the ability to interact with all levels of management with limited supervision Working knowledge of project planning and project management methods and tools

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

Job Purpose - Team Leader is a vital link between inputter & authorizer staff catering to a business segment on the one hand, and the unit head on the other, who typically handles several teams segments. Job Responsibilities - Processing Teams CAMs/Limit release/Post monitoring Unit - 1. Appropriate floor management to ensure that files are processed in FIFO basis and as per agreed TAT. 2. Ensuring correctness & completeness of security documentation as per CAM, Credit Policy & Legal opinion. 3. 100% accuracy in setting limits in core other support systems that have financial impact. 4. 100% Accuracu in Stock statements, insurance, LAD updation and other post monitoring activities 5. Co ordinating with Business/Credit/Legal for all SBLC/SBBG related matters and act as a custodian 6. Coordinating with Credit Legal for appropriate clarifications suo moto basis business contention. 7. Handling complicated unique cases & providing guidance to inputter authorizer. 8. Ensuring that audit queries observations are addressed in a timely & satisfactory manner. To ensure Satisfactory audit rating on an ongoing basis for the function. 9. Digital Signing of CHG-1 & CHG-4 for creation & satisfaction of charge with ROC. 10. Understanding & implementing process changes necessitated by change in Credit policy, legal requirement & or business dynamics, and ensuring ongoing adherence basis periodic reviews. Mortgage - 1. Monitoring the functions of the team intervening providing support if needed. 2. Floor management to ensure that distribution of workload is done dynamically to meet TAT committed to Business. 3. Circulating the data to all State Heads on a monthly basis for reconciliation of mortgages PAN India. 4. Reconciliation of PRPS mortgages with CERSAI. 5. Arranging concalls visiting clients advocates office for clearance of discrepancies in TSRs valuation reports, particularly in large value transaction involving multiple properties. 6. Reviewing draft audit response and submitting the same to audit. 7. Meeting Business segments periodically to feel market pulse & to share Ops concerns, if any. Internal & Regulatory Reporting - 1. Reviewing and supervision of critical & major MIS Reports like Priority Sector Lending, Industry & Grading, Capital Market Exposure, Real Estate Exposure and published at various frequencies to the business segments, senior management, board as well RBI and other external authorities. 2. Reviewing and supervision of critical & major Control Reports like TODs, Deferrals, Transactions without Limit, Case Creation, Unauthorized Entries, etc and published at various frequencies to the senior management and internally. 3. Monitoring and co-coordinating for ad-hoc requirements from senior management, various business segments, Credit & inter departmental. 4. Liaising with various departments & follow-up for collation and preparation of regulatory data. 5. Reviewing and supervision of overseas reporting for Hong Kong & Bahrain.