60 Credit Administration Jobs

Role & responsibilities Team management experience Possess good knowledge of legal documents and execution (MFA, Deed of Hypothecation, Mortgage deed, Guarantee Deed) Compliance of SL conditions, document verification and limit loading. Knowledge of Mortgage, ROC and CERSAI Good communication skills, knowledge of MS office Should be able to manage large team Adaptable and solution oriented approach Stakeholder Management Experience: 5-9 years

As a Relationship Manager (RM) in the Corporate and Investment Banking (CIB) division, your primary responsibility will be to develop and manage relationships with Multinational (MNC) clients to achieve the business objectives of the organization. Your key duties will include implementing marketing strategies in consultation with the Group Head, ensuring balanced growth across multiple product metiers, identifying and onboarding new customers, managing client requirements, and maintaining existing relationships while upholding risk and compliance standards. In terms of credit administration, you will coordinate the renewal of credit files, supervise documentation, monitor asset quality, and promptly report any areas of concern. Internal coordination is crucial in this role, as you will be required to liaise with various teams including global relationship and product teams, transaction banking, global markets, branch operations, risk teams, legal department, and compliance department to ensure alignment with the bank's policies, procedures, and regulatory requirements, particularly in relation to KYC responsibilities. As an RM, you will play a vital role in the KYC onboarding process, collecting necessary data, assessing risks, and maintaining up-to-date customer due diligence records. Your judgment will be essential in determining the appropriateness of starting or maintaining relationships with customers based on their risk profile and compliance with AML-CTF regulations. Furthermore, you will be responsible for updating the product development team with market information, gathering feedback on new products, developing pricing strategies, and generating ideas for new product structuring. In terms of technical competencies, you are expected to demonstrate compliance with internal and external guidelines, possess knowledge of banking laws and regulations, have business acumen, and be well-versed in product and credit matters. On the behavioral front, strong networking, negotiation, communication, and organizational skills are essential, along with a customer-centric approach, adaptability to change, drive for results, and strategic thinking. To be successful in this role, a Master's degree or equivalent with over 12 years of experience in a related field is required.,

As a valuable member of our team, you will be responsible for various key areas including Business Development, Credit Administration, Operations Management, Client Servicing, and Team Management. Your role will involve driving business growth through strategic development initiatives, overseeing credit processes to ensure smooth operations, managing day-to-day operations efficiently, providing excellent service to our clients, and leading and developing a high-performing team. Your contributions in these areas will be crucial to the success and growth of our organization.,

Position Assistant Manager/ Dy. Manager/ Manager/ Sr. Manager Mid Office Function / Job Family Account Manager- Credit Administration Department (CAD) Qualification Graduate from any recognized University, preferably with a professional qualification like CA/CS/LLB/MBA No of years of experience Minimum PQE of 2 to 5 years working in Banking/Financial Institutions/NBFC Sectors handling the role of CAD. Preference will be given to person having experience of working in Credit Administration in Banks/Financial Institutions/NBFC’s. Skills 1. Expertise in Corporate Loan documentation and processing of Loan disbursement. 2. Knowledge about statutory/ regulatory filings like ROC/ CERSAI/ NESL/ CKYC. 3. Excellent communication and interpersonal skills. 4. Proficiency in MS-Office & LMS. Position Objective / Responsibilities 1. Coordination with customer, external vendors and internal Stakeholders for smooth and timely processing of disbursement request. 2. Timely and accurate execution and registration of financing and security creation documents. 3. Facilitating opening of Escrow account. 4. Facilitating procurement of Insurance policies. 5. Updation of covenants & collateral in Loan Management Software. 6. Regular follow-up with customer for timely compliance of sanction conditions. 7. Ensuring timely compliance of statutory/ regulatory filing viz ROC & CERSAI, NESL, CKYC and sharing of data with auditors within stipulated timelines. 8. Addressing to queries raised by auditors and closure of same within timelines. CTC As per Industry Standards

Role & responsibilities Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates: contact:8341137995-kavya.p

Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies Analyse and interpret borrower specific information, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review CA/CPA/MBA Finance/Graduate in Finance (Accounting) Strong knowledge of U.S. banking laws and regulations, specifically those which pertain to commercial credit, underwriting, and credit department management Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus Demonstrated experience overseeing and performing credit risk reviews/loan reviews Effective communication skills and the ability to interact with all levels of management with limited supervision Working knowledge of project planning and project management methods and tools

Some careers open more doors than others. If you re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. We are currently seeking an experienced professional to join the INM GTS, Guarantees team . Job Introduction We are currently seeking an experienced professional to join the Commercial Banking GTS, Guarantees team . Principal Responsibilities To ensure that the vetting of the Bank Guarantee format is taken as per the Bank Guidelines taking into consideration that the Bank s interest is safeguarded and also ensure compliance with the Legal / Regulatory Requirement. To ensure that the guarantee texts are vetted for all Local, Counter Guaranteed Guarantee and Overseas Guarantees with the agreed SLAs. Furthermore, customer s queries on the vetted format to be responded within TAT and obtain clarification from higher authorities, Legal, Risk or Business as maybe applicable to meet customer expectation. To be one point of contact for the customer and R. M. (Operations Service Manager) for any issues / delay / complaints regarding the issuance / extension/ amendment/ cancellation/ claims/ queries for guarantees transactions. Undertaking Issuance/ extension/ amendment of guarantees as per the customer s request on a timely basis, which includes scrutinizing the factual details from HUB system, the request letter and any approvals received from the Business / Legal / Compliance/ Risk. Follow-up and timely action for commissions receivables / payables (both local and overseas) is undertaken rigorously. Claims when received are actioned immediately by either informing the R. M or the customer based on the type of Claims are received. Responsibility of paying the claimed amount to the beneficiary on time is also undertaken by the Manager. Scrutinize the nostro accounts on a daily basis on receiving inputs from FCD to check thoroughly all the entries originated for guarantees transactions and resolve the differences on a timely basis by liaising with appropriate parties viz. , RMs, clients, etc. Balance all related Suspense accounts and ensure that proper actions are undertaken to recover commission for items > 90 days. Review the local / global regulatory reports and other HIE generated reports on a daily basis to ensure that no Balance Sheet differences has occurred on account of the guarantees transacted on the previous day. Managing the trade relationships of select clients and generating revenues in line with targets. Scrutinizing all the GTE documents submitted for processing which include fresh issuance, extension, extend or pay, commission recovery and cancellation. Liaising with clients for any clarifications on documentation. Ensure all MIS / Reporting for Internal /External teams is done within deadlines. The job holder also interfaces with Clerical staff in terms of getting transactions captured on the system. The incumbent is also tasked with observance of AML and Sanctions related as well as other Internal guidelines, besides being a familiar with the Indian Regulatory framework given that Guarantees are being issued to Beneficiaries outside India. The job holder is also responsible for liaising with Concurrent Auditors, providing them with all relevant information and resolving their queries. Balance all related Suspense accounts. Respond to client queries promptly and ensure agreed TATs are met. Requirements Bachelor of Commerce with 1-2 years of experience in Credit Administration, Banking Operations preferably in Guarantee/Trade Operations Useful Link Link to Careers Site: Click HERE You ll achieve more at HSBC.

1.Ensuring Credit Policy is followed Properly and Strong follow up for collection with Sales Team/Site Supervisors. 2.Support branch in Prompt Collection, monthly Bad debt recovery plan and action. 3.Correspond with customer within the credit administration procedures. 4.Overdues accounts analysis and reminders. 5.Ensure periodic reconciliation of customer accounts 6.Maintaining contact with clients to ensure invoices are clear for payment 7.Investing and resolving the dispute of deduction & non payment of invoices. 8.Liaise with holding for legal cases. 9.Monitor Closely to achieve monthly and annual collection targets. 10.Timely and effective collection of all debts and customers payments. 11.Approval of Contracts, customer outstanding intimation to Contract cell team. 12.Daily preparation of Collection report and flash to the team/Management 13.Dunning process, Weekly and monthly outstanding review with the team.

Job Description: FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company's over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients" greatest ambitions. Job Title: Lead Analyst - Process Optimization Management Level: P3 Job Category: Manager Job Location: Bengaluru About The Job: The person in this role should have strong Business Process Mapping/ Business Process Re-Engineering experience, preferably with U.S. Banking / Larger Financial Institution. The role requires exceptional written and oral communication skills, strong understanding of banking business processes, stakeholder management skills and the ability to manage multiple projects and deadlines at once. The role will be responsible for the development of on-going process flows (AS-IS), process evaluations, identifying risks, controls, and systems within the respective business units. Assists with evaluating operational processes and data in collaboration with department staff using Lean Six Sigma methodologies or similar discipline. Supports Risk and Control Self-Assessment (RCSA) process and schedule by creating process maps in the ARIS platform. The role will be responsible for maintaining quality of deliverables supporting the RCSA Program. The role will involve stakeholder engagement, seamless service delivery and quality. The role will primarily involve working with the Business Units (BUs) / Risk Assessment Units (RAUs) stakeholders, to identify and map the relevant processes, risks, controls, and systems which will serve as an input for the RCSA Program. The role will bring industry practices to improve the quality and efficiency of the Process Mapping effort for the bank. The person in this role should have a broad understanding of operational and compliance risks in a bank and the control environment mitigating those risks. The role requires to interact closely with Business Unit (BU) leaders Business Risk and Control (BR&C) associates and other stakeholders for their day-to-day work. Strong communication and interpersonal skills are necessary to achieve the required objectives. The Ideal Candidate Will: - Ensure high quality and efficient delivery related to Process Mapping for assigned processes. - Facilitate process walkthroughs and review existing policies, procedures and other operational documents and create process maps consisting of process steps, controls, systems, etc. - Develop process-related training programs including creating workflow, job aids, training materials and presentations related to internal and external learning opportunities. - Consult and partner with business leaders to plan projects and programs, providing complex analysis and decision support to business on key priorities. - Assist with ad-hoc and special projects as necessary. What You'll Bring: - Manage timely and high-quality delivery of assigned book of work. - Use data-driven and industry standard approach in supporting business decisions. - Ensure Process Maps are documented in accordance with required standards and in prescribed templates and formats. - Report and escalate any delays in completing assigned work to the Management. - Experience with transforming and managing process taxonomies at a Bank or similar institution (preferred). - Ability to effectively partner across the organization, balancing requests to make effective trade-off decisions. - An understanding of and experience with Process mapping, preferably with experience in Aris or a similar BPM. - Experience with creating and managing governance and approval processes that require input from multiple parties and meeting timeframes associated with execution. - Knowledge of Lean Six Sigma or similar discipline to support Risk Management Process. - Strong communication skills both written and oral. - Analytical and logical thinking. - Working knowledge of MS tools such as word, Excel and PPT, Visio. Education And Experience: - Bachelor's degree or higher in the field of Technology, Business Analysis, Operations, or Finance. - Banking and/ or financial services industry experience (8 to 10 years). - Experience supporting / leading Business Process Mapping or Business Transformation / Digital Transformation projects. Certifications: - Certified Six-Sigma Green Belt (Preferred) or a comparable certification from a global authority. Equal Employment Opportunity.,

Job description Some careers open more doors than others. If you're looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC. We are currently seeking an experienced professional to join the INM GTS, Guarantees team . Job Introduction We are currently seeking an experienced professional to join the Commercial Banking - GTS, Guarantees team . Principal Responsibilities To ensure that the vetting of the Bank Guarantee format is taken as per the Bank Guidelines taking into consideration that the Bank's interest is safeguarded and also ensure compliance with the Legal / Regulatory Requirement. To ensure that the guarantee texts are vetted for all Local, Counter Guaranteed Guarantee and Overseas Guarantees with the agreed SLAs. Furthermore, customer's queries on the vetted format to be responded within TAT and obtain clarification from higher authorities, Legal, Risk or Business as maybe applicable to meet customer expectation. To be one point of contact for the customer and R.M. (Operations Service Manager) for any issues / delay / complaints regarding the issuance / extension/ amendment/ cancellation/ claims/ queries for guarantees transactions. Undertaking Issuance/ extension/ amendment of guarantees as per the customer's request on a timely basis, which includes scrutinizing the factual details from HUB system, the request letter and any approvals received from the Business / Legal / Compliance/ Risk. Follow-up and timely action for commissions receivables / payables (both local and overseas) is undertaken rigorously. Claims when received are actioned immediately by either informing the R.M or the customer based on the type of Claims are received. Responsibility of paying the claimed amount to the beneficiary on time is also undertaken by the Manager. Scrutinize the nostro accounts on a daily basis on receiving inputs from FCD to check thoroughly all the entries originated for guarantees transactions and resolve the differences on a timely basis by liaising with appropriate parties viz., RMs, clients, etc. Balance all related Suspense accounts and ensure that proper actions are undertaken to recover commission for items 90 days. Review the local / global regulatory reports and other HIE generated reports on a daily basis to ensure that no Balance Sheet differences has occurred on account of the guarantees transacted on the previous day. Managing the trade relationships of select clients and generating revenues in line with targets. Scrutinizing all the GTE documents submitted for processing which include fresh issuance, extension, extend or pay, commission recovery and cancellation. Liaising with clients for any clarifications on documentation. Ensure all MIS / Reporting for Internal /External teams is done within deadlines. The job holder also interfaces with Clerical staff in terms of getting transactions captured on the system. The incumbent is also tasked with observance of AML and Sanctions related as well as other Internal guidelines, besides being a familiar with the Indian Regulatory framework given that Guarantees are being issued to Beneficiaries outside India. The job holder is also responsible for liaising with Concurrent Auditors, providing them with all relevant information and resolving their queries. Balance all related Suspense accounts. Respond to client queries promptly and ensure agreed TATs are met. Requirements Bachelor of Commerce with 1-2 years of experience in Credit Administration, Banking Operations preferably in Guarantee/Trade Operations Useful Link Link to Careers Site: Click You'll achieve more at HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Role & responsibilities -Hands on experience in production support for CAS / LOS in Home Loan / Mortgage loan Domain; preferably FinnOne NEO. -L1 Production support experience to handle user queries. -Good analytical skill to perform first level analysis, provide solution to user and if required raise issue to vendor with detailed analysis. -Minimum understanding of Oracle is expected to write basic queries and fetch required data from system.

The role at FAB GBS India is responsible for handling all requests related to Loan maintenance PIL, Auto & national loans facilities with a focus on accurate detailing before inputting the same into the Banks system. Approval of CL, LL & BC requests is a key responsibility, along with compliance with approval terms for FAB Head Office, representative offices, and international branches in alignment with the approval conditions. Key Accountabilities include processing day-to-day transactions and requests related to PIL and Auto Loan in LMS, actioning requests for Clearance, Balance Confirmation, and liability letters, ensuring correctness of all required documents attached in LMS, preparing memos for loan rescheduling requests as per Credit approval, preparing loan maintenances including settlements and car services, handling different types of fee reversals, checking for accuracy, sending daily MIS/productivity reports, communicating with Direct Sales team and Branches for documentation completion, ensuring rectification of discrepancies, and handling daily tasks without compromising on risk and service. The ideal candidate should hold a Bachelor's Degree in Commerce / Finance or equivalent qualification, possess 3-5 years of experience in SME & Personal Banking with at least 3 years in the SME & Personal Banking / CAD function. Skills required include knowledge and use of banking software systems, proficiency in common MS applications like Excel and Word, good understanding of the Bank's financial system, credit administration functions, U.A.E. legal environment & Central Bank regulations, and must exhibit qualities like being a team player, ability to work under pressure, and attention to details.,

You are a detail-oriented Credit Administration Officer responsible for managing loan administration in Education Loans, Overdrafts, and Loans Against Property at Accredut Finance And Investments Pvt Ltd. As part of the Credit Risk / Loan Processing department, your role involves ensuring compliance with policies, regulatory requirements, and industry standards throughout the loan lifecycle. Your key responsibilities include reviewing loan applications for accuracy and compliance, supporting credit risk analysis by evaluating creditworthiness, handling documentation and agreements for loans and collateral, processing loan disbursements, ensuring compliance with legal and regulatory policies, and preparing reports on loan status and delinquencies. To qualify for this role, you should have a Bachelor's degree in finance, Accounting, Business Administration, or a related field, along with 5-6 years of experience in credit administration or loan processing in an NBFC or financial services company. Experience in education loans, overdrafts, or loans against property is preferred. Joining Accredut Finance And Investments Pvt Ltd offers you an excellent opportunity to contribute to the growth of an emerging NBFC in a dynamic environment within the financial services sector. If you are looking to advance your career in this field, apply now and be part of our team.,

The job holder will be responsible for credit administration related work, including automation of key regulatory/HO returns, maintaining TAT and accuracy in submission of regulatory returns, liaising with IT and HO team for process standardization, and leading system projects initiated by management. The duties involve approving limits in Banks system, ensuring alignment with approved credit memo and collateral adequacy, monitoring limits and collaterals, overseeing DP calculation and monthly reminders, managing audit MIS, monitoring FX limits/outstanding, managing vendors and staff, reviewing processes and system functionality, interpreting regulatory requirements, and ensuring compliance. The ideal candidate should have 10-15 years of experience in credit administration/credit operations/corporate banking with a clear understanding of regulatory requirements. A graduate in the Commerce stream with basic computer knowledge is preferred. Core competencies required include thorough job knowledge, organizational skills, proactiveness, effective communication skills, interpersonal skills, and technical competencies in computer usage and understanding various systems and regulatory requirements. The job holder will need to liaise with internal stakeholders such as Head Credit, business managers, HR, and audit team, as well as external parties like Credit Admin HO, CRAD HO, and Legal Counsels. The primary location for this position is Coimbatore, India. The job falls under the Risk Management function and is a full-time role. The job posting date is Jul 28, 2025.,

Risk Management Group works closely with our business partners to manage the bank s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To be responsible for the credit administration related work. Key Accountabilities 1. Automation of key regulatory / HO returns 2. Maintaining TAT and accuracy in submission of regulatory returns, Exchange of Information Annexure II, Annexure III 3. Liaising with IT and HO team for standardization of process across all regions 4. Leading various system projects initiated by management Job Duties & responsibilities 1. Approving limits in Bank s system. 2. Ensuring that limits loaded on the systems are in line with the approved credit memo and only after ensuring that adequate collaterals are held 3. Monitoring of Limits and adequacy of collaterals 4. Overall monitoring of DP calculation and other monthly reminders such as Annexure II & III 5. Managing audit MIS (Statutory, Internal, Concurrent, RBI) 6. To monitor FX limits / outstanding and raising adhoc forms for approval when required. 7. Managing Vendor and Vendor staff 8. To review the various processes and system functionality and automate the processes/MIS prepared by CCU 9. Interpret regulatory requirements and ensure that Bank remains compliant with the same, w.r.t. limit/MIS related functions. Experience The job holder should have requisite skills in terms of understanding the various products offered by the bank and various system of the Bank. He/She should have handled Credit Administration job. Minimum stint of 10-15 years in credit administration/credit operations/corporate banking. He should have very clear understanding of regulatory requirement relating to credit aspect. Education / Preferred Qualifications The job holder needs to be at least a graduate in the Commerce stream. Basic knowledge of computers and systems are necessary. Core Competencies The job holder needs to posses the following skills: Job Knowledge : The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her. He should have very good knowledge of regulatory requirement with respect to credit and credit control function Organising Skills: The job holder needs to be organised to meet the various deadlines. Proactive: To understand the system implementations and grasp the changes faster. Communication Skills: The job holder needs to have effective verbal as well as written communication skills. Interpersonal Skills: The job holder needs to liaise with various stake holders, including but not limited to BU, Legal and Compliance, Ho etc. Technical Competencies The job holder needs to have the basic computer skills and need to understand the different systems used by the Bank and the process of data flow. He or she should also have thorough understanding of various regulatory requirement of credit. Work Relationship To work with: Internal: Head Credit and other business managers, HR and Audit team External: Credit Admin HO, CRAD HO, Legal Counsels etc.

Job Description - Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies. Coordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk. Check whether statutory / internal exposure limits are not breach. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc. Set process/ make modification in existing process to avoid operational risk at early stage. Monitor Project Loans (Real Estate/ Infrastructure) in the Portfolio and provide MIS as required. Coordinate with various internal stakeholders Ensure various covenant monitoring Handling queries of team members Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager Executes the established internal control systems and compiles relevant information for departmental audits, as necessary Custody of all loan and security documents including scanning, safekeeping and control of original documents. Relationship Management: Cultivate and maintain relationships with key stakeholders, including Business, Auditors, credit officers, and senior management, to ensure effective communication and collaboration.

Role & responsibilities Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC

Job Description: As a Credit Administrator, you will be responsible for assisting internal teams and external customers with credit-related inquiries. Your primary duties will include processing and documenting customer refunds for accounts with credit balances, preparing escheatment forms, and collaborating with corporate accounting for submission. Additionally, you will be required to run D&B credit reports when necessary and ensure compliance with company policies and relevant regulations. To excel in this role, you must possess 6-8 years of experience in credit administration, accounts receivable, or a related field. Attention to detail is crucial, along with the ability to manage financial records accurately. Previous experience with escheatment processes and regulatory compliance will be advantageous. The role also demands the flexibility to work in a remote U.S. collections team environment with the ability to adapt across different time zones. This position offers an excellent opportunity for a detail-oriented finance professional to contribute to a growing team and gain valuable experience in a global corporate setting.,

GLOBAL BANKING AND ADVISORY (GLBA) /Credit Portfolio Management Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients of FAI. This position has a focus on Financial Institutions (Funds, Asset Managers, Agent Lenders and other NBFIs). MAIN ACCOUNTABILITIES The individual will be responsible for credit analysis of existing or new financial institution clients/counterparties related to the following industries: agent lenders, asset managers, regulated funds, pension funds; other NBFIs. Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions. Clients may also require committed loan facilities. Day to day responsibilities include: Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle. Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk. Conduct sector research to support the analysis. Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client. Propose obligor ratings using our internal rating tools. Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations. Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality. Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure. Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties. Assist in special credit related assignments and projects, as required. COMPETENCIES Required: Ability to organize time and manage deliverables to deadlines. Ability to identify and accommodate shifting priorities with little notice. Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data. Acquire ability to complete work with minimal or no supervision. Possess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors. Ability to work in a team environment, interfacing with team members, front office bankers and salespersons, risk team, and clients. TECHNICAL SKILLS Required: Proficiency using Word for written analysis and Excel for spreadsheet analysis. Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors. Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s). Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions. Develop competency with SGs internal systems. Desired: Knowledge of capital markets/traded products and committed financing facilities. Knowledge of Asset Management and Banking Industry. Advanced Excel skills, such as macros and pivot tables

GLBA/CPM/AME/COR : Global Banking Advisory (GLBA) / Credit Portfolio Management (CPM) / Americas (AME) / Corporates (COR) CPM manages GLBA's loan book across geographies with the objective to enhance capital optimization and disciplined portfolio management. Primary role of CPM/AME is to perform end-to-end credit analysis of SG Americas corporate banking clients including but not limited to analysing clients credit worthiness, assigning credit ratings, understanding corporate banking products, recommending risk mitigants, continuous tracking of the banks overall exposure to our clients and ensuring compliance to all applicable regulatory guidelines. Role Description: This position has a focus on Credit Administration function supporting the AMER region of GLBA/CPM in the Corporates vertical. The Credit Admin role in GLBA/CPM Bangalore entails supporting and assisting analysts covering AMER portfolio in performing credit analysis. Key responsibilities include: - Credit Approvals - assisting the credit analysts on Annual reviews and Credit transaction requests o Follow-up with Banks Business Lines (BLs) to (i) initiate renewals and (ii) provide timely approvals on time credit file o Work with BLs to ensure that system-based credit requests are complete prior to submission to senior management o Post approval activities - Ensure the banks reporting system are correctly updated o Delegations: (i) Check delegations for credit requests and ensure that correct approval levels are outlined in the credit applications (ii) Populate the list of people required to approve a credit request from both a credit and policy point of view o Driving improvement in client referential data quality - Financial Spreading and Ratings o Obtain latest financial statements from BLs and save in the shared drives o Upload financial statements to SGs internal financial spreading application and validate as needed. o Ensure that validated financial statement data is flowing correctly into the banks rating tools o Follow up with RISK teams for ratings approvals o Review the Missing / Expired rating report to identify any ratings that need to be renewed and trigger remediation o Alert on exposure without ratings o Update Peer comparison table - Exposure and concentration management: o Outline all existing credit facilities and exposure in the credit application o Maintain Global Exposure Summary Schedule (including Global approval envelopes) on an ongoing basis o Work with BLs to correct exposures / Client groupings. Ensure data accuracy in exposure / concentration applications o Monitor overshoots and assess whether it is an active or a passive overshoot by liaising with the BL o Following up with BLs for status on unpaid / past due exposure and to understand if this is technical or not. Assist Credit analysts in (i) addressing these defaults (ii) provide RISK a valid rationale for clients inability / unwillingness to clear its dues. - Other aspects of the credit process + Transversal activities o Guarantee Analysis - Sourcing of the Guarantee / support documentations from tools / business lines etc. o Assist Credit Analysts with the monitoring of the portfolio o Complete weekly workflow trackers and ensure that the pipeline is up to date. o Regularize credit approvals in systems, as needed. o Assist with deal closing activities o Assist management in ad-hoc projects Profile required Skills - Basic understanding of the credit processes of a global multinational bank - Intermediate financial spreading skills and understanding of accounting (US GAAP and IFRS). - Basic Knowledge of capital markets / traded products, commercial financing facilities and investment banking products. - Advanced knowledge of MS Word, MS Excel, MS PowerPoint - Strong behavioral skills such as ownership, communication skills, negotiation skills, independence, problem solving capabilities - Ability to complete work with minimal or no supervision and accommodate shifting priorities. - English strong written and spoken required Educational Qualifications: Graduate or Postgraduate in Finance Experience Level: (i) Two to five years of experience in credit operations / credit support / middle office (ii) Experience in corporate banking / market risk products of large multinational banks would be an added advantage.

Role & responsibilities Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC

The job involves various responsibilities related to Credit Administration and Operations: Credit Administration: - Issuing and reviewing facility-related documents, including conducting KYC and AML checks. - Preparing loan agreements and facility letters, including debtor approval letters. - Obtaining approvals from relevant departments for any deviations as required. - Liaising with correspondent factors regarding limits and coordinating with various teams such as Business Development, Credit, Legal, Finance, and Operations. - Creating securities in accordance with facility approvals and maintaining facilities and limits in the factoring systems. - Developing and updating the Credit Administration Manual to ensure consistency. - Ensuring compliance with the activities outlined in the CAD Procedure Manual. Operations: - Managing day-to-day operational activities for Factoring/Trade Finance. - Developing and updating the Operations Manual to streamline operations. - Ensuring timely disbursements to clients and compliance with FCI rules for international factoring. - Ensuring compliance with all applicable statutory bodies for Factoring/Trade Finance. - Managing collection activities, which includes monitoring, follow-ups, and controlling overdues to maintain financial health. The ideal candidate should have a strong understanding of credit administration processes, operational management, compliance requirements, and coordination with multiple internal teams. Effective communication, attention to detail, and the ability to prioritize tasks are essential for success in this role.,

Credit Administration / Disbursement: Ensure Credit transaction is carried out in Compliance to sanction terms as per Internal and RBI policies within agreed SLA and Turn Around Time (TAT). Further, ensuring following pre & post disbursement compliances: Verification of all loan documentation including security documentation as per approved terms. Ensures approved credit lines are disbursed/released in compliance with the Bank’s approved overall and specific credit policy. Custody of all loan and security documents including scanning, safekeeping and control of original documents. Credit Portfolio Management: Monitor and manage the credit portfolio for the region, including risk assessment, portfolio quality, and compliance with lending policies. Relationship Management: Cultivate and maintain relationships with key stakeholders, including Business, Auditors, credit officers, and senior management, to ensure effective communication and collaboration.

About The Role Deferral tracking reporting Timely submission of Deferrral reports -PDF pending are a critical risk to the bank and the PDF report is circulated to the all the business and credit teams including the top management on monthly basis. This is further circulated with a synoptic summary for the top management information. 1. Monthly Reporting of PDFs to Business Credit SeSo/ Other Stake holders 2. Monthly submission of Critical PDF Report to CC" Vendor payments -Checking the correctness of bills and timely payments Ensuring timely processing of Vendor Bills Legal Audit- Ensuring all cases due for Legal Audit are sent to Legal and completeness of the same is tracked. Helping in identification and submission of cases for legal audit. Follow up and updation of status of the same NSLR Bonds Ensuring security is created and reminders are sent to Security Trustee -Tracking NSLR Bonds issued by Treasury and follow-up with Security Trustee for confirmation of security creation and registration certificate. CAD Systems Smooth and un-interrupted functioning of DTS File-Net Omni scan Omni scan upload tool "Management and supportmaintenance of CAD"s internal systems DTS File Net which help in the critical control function as it is thru these systems that a number of risks are managed. These are hardcore and extremely critical system for CAD. Constant liaison is maintained with IT to ensure smooth and uninterrupted functioning of these systems. Storage of executed docs. Smooth Lodgement Retrieval of docs from storage and updation of storage locaion of document on the system Lodgement - Retreivals - Storage Location uploads - Safe Custody - Old Records - OEC MIS data submission -Timely submission of MIS reportsVarious MIS reports as and when required are formulated and generated which are critical tools in controlling pre-emptively the risks. Providing vital timely and critical inputs and support to all Regional Heads , Portfolio Management teams. Host of MIS reports as required generated with various permutations and combinations to assist in controlling of the department. This also includes preparing presentations for reviews , reports related to tracking and monitoring of business deals, compiling the portfolio parameters as required, portfolio allocations,Credit committee submissions, etc. The MIS generated certainly strives to provide the top management with required info for their decision making. House Keeping- Ensuring all docs are moved to storage within TAT Every fornightly check to make sure that unattended retreived documents are not lying the the FRFCs and ensuring that documents are moved to storage. Maintaining databases Ensuring prompt updation of databases Maintaining the SHCIL database of dockets lodged at SHCIL & Retreived at SHCIL Maintaining the OEC database of dockets lodged & retreived from OEC Maintaining the LLI databases. Maintaining the Legal Audit status database Maintaining the Accepted Sancions database Maintaining the RCAD takeover database

Keyloop bridges the gap between dealers, manufacturers, technology suppliers and car buyers. We empower car dealers and manufacturers to fully embrace digital transformation. How? By creating innovative technology that makes selling cars better for our customers, and buying and owning cars better for theirs. We use cutting-edge technology to link our clients’ systems, departments and sites. We provide an open technology platform that’s shaping the industry for the future. We use data to help clients become more efficient, increase profitability and give more customers an amazing experience. Want to be part of it? Job Role & Responsibility: Experience of working in an admin role or a similar role Good communication and interpersonal abilities Excellent organisational skills Good knowledge of Microsoft tools – word, excel Be able to demonstrate a meticulous attention to detail Ability to work to strict timescales in a fast-paced environment and deadlines and prioritise work. Team player Be self-disciplined, reliable, and capable of working to set time frames Be able to communicate effectively on the phone if required Completing customer care responses within the required timescale Communicating / emailing the various documentation to Customers, internal staff as required Prepare and respond on any copy invoices, statement requests or basic customer queries To maintain good and effective working relationships with the Collections team Be highly self-motivated, able to work independently and within a close-knit team Why join us? We’re on a journey to become market leaders in our space – and with that comes some incredible opportunities. Collaborate and learn from industry experts from all over the globe. Work with game-changing products and services. Get the training and support you need to try new things, adapt to quick changes and explore different paths. Join Keyloop and progress your career, your way. An inclusive environment to thrive We’re committed to fostering an inclusive work environment. One that respects all dimensions of diversity. We promote an inclusive culture within our business, and we celebrate different employees and lifestyles – not just on key days, but every day. Be rewarded for your efforts We believe people should be paid based on their performance so our pay and benefits reflect this and are designed to attract the very best talent. We encourage everyone in our organisation to explore opportunities which enable them to grow their career through investment in their development but equally by working in a culture which fosters support and unbridled collaboration. Keyloop doesn’t require academic qualifications for this position. We select based on experience and potential, not credentials. We are also an equal opportunity employer committed to building a diverse and inclusive workforce. We value diversity and encourage candidates of all backgrounds to apply .