60 Credit Administration Jobs - Page 3

Job Description: Role : Senior Advisor Business Risk & Controls Management Level : P2 Job Category : Senior Associate The Senior Advisor Business Risk & Controls will be responsible for evaluating control procedures and processes addressing operational and compliance risks for the bank. In this process they will adopt the banks control testing standard, procedures, and industry best practices. The person in this role will be responsible for updating the status of control testing, discussing delays and escalating any roadblocks to the manager. Additionally, the person in this role will assist with ad hoc and special projects. The Senior Advisor, in this role assumes responsibility as tester for assigned key controls on various operational and compliance risk topics and is required to test controls which are automated, manual, preventive, detective and deliver the following: Complete testing of specific number of controls allocated in a month Ensure all risks associated with the control are adequately assessed Ensure the quality of documentation meets the required standards Address any Quality Assurance (QA) comments for the testing performed Communicate the results of the control testing to relevant stakeholders and ensure necessary buy in Monitor and follow-up of remediation plans and their statuses to ensure effective risk mitigation This role provides an opportunity to identify risks that could impede the scalability of operations and an important role in working with Bank operations to deliver solutions for challenges faced by the growth of the organization.

Roles and Responsibilities Manage credit administration, including loan processing, disbursement, and documentation. Oversee working capital management and ensure timely repayment of loans. Coordinate with internal teams for smooth execution of credit operations. Ensure compliance with regulatory requirements and maintain accurate records. Analyze financial data to identify trends and areas for improvement. Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC Interested candidates can reach out through (kavya.p@vipanyglobal.com/kavya.p-8341137995)

Role & responsibilities PFB The JD: Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC STAMPLICITY, Process of CC and OD Limit, Terms of , current CTC and expectation, why you are looking for this opportunity, CERSAI and ROC, Difference of LC,PG Revolving. ROC CERSAI Legal documentation Working Capital limits Interested candidates Contact: 7207997185

Role & responsibilities : Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC.

Credit Administrator We are looking for a Credit Administrator to support our credit & collections team. In this role, you will be responsible for maintaining accurate customer data within the companys YayPay platform , ensuring seamless financial operations for both internal and external stakeholders. You will play a key role in initiating and processing customer refunds for accounts with credit balances, as well as preparing escheatment forms and working closely with the corporate accounting team to ensure proper filing with the appropriate jurisdictions. Key Responsibilities: Maintain and update customer credit data in YayPay. Assist internal teams and external customers with credit-related inquiries. Process and document customer refunds for accounts with credit balances. Prepare escheatment forms and work with corporate accounting for submission. Run D&B credit reports when required Ensure compliance with company policies and applicable regulations. Qualifications & Requirements: 6-8 years of experience in credit administration, accounts receivable, or a related field. Proficiency with YayPay or similar AR automation platforms is a plus. Strong attention to detail and ability to manage financial records accurately. Experience with escheatment processes and regulatory compliance is a plus. Ability to work in a remote U.S. collections team environment with flexibility across time zones. This is an excellent opportunity for a detail-oriented finance professional to contribute to a growing team while gaining experience in a global corporate environment.

We are hiring loan operations manager for one of leading NBFC . To Manage the frontend operations for loan disbursal, and investor onboarding. Manage backend operations team for borrower allocations & dashboards.. Required Candidate profile Understanding and expertise on backend and frontend operations of loan systems – LOS & LMS Understanding of Digital Loan systems with relevant liabilities/NBFC experience. Graduates Age below 30 year

Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. Stamp Duty as per Legal Stamp Duty Grid is adhered too. Limits & Collateral Maintenance. CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. Insertions (documents received post disbursement). Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as pre-approved”. Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds – Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit Qualification – Graduate / Post-Graduate

Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. Roles and Responsibilities: Knowledge of collateral documentation Ability to apply credit files and understand credit limit setting and monitoring Ability to prepare documentation as per credit approval and structure including security documentation and checklist Working experience under limit management and facility disbursement (including loans). Should have experience in Facility offer letter and security document preparation. Should have experience in vetting of borrowing and perfection of security document in line with credit approval Ability to vet constitutional documents and ensure all customer documents are in good order and valid as per Bank requirement Ability to apply knowledge of credit administration process in recommending change to policy and procedures Understand systems and processes supporting credit administration activities Knowledge of relevant laws and regulations governing credit administration activities Knowledge of banking regulatory framework Knowledge of banking products and services Understand local market trends Deliver excellent customer service through effective diagnosis and troubleshooting of client queries Provide product support and resolution to clients by performing a question diagnosis while guiding users through step-by-step solutions Assist clients with navigating around product menus and facilitate better understanding of product features Troubleshoot all client queries in a user-friendly, courteous and professional manner Maintain logs and records of all customer queries as per the standard procedures and guidelines Accurately process and record all incoming call and email using the designated tracking software Offer alternative solutions to clients (where appropriate) with the objective of retaining customers and clients business Organize ideas and effectively communicate oral messages appropriate to listeners and situations Follow up and make scheduled call backs to customers to record feedback and ensure compliance to contract /SLAs Roles and Responsibilities: Knowledge of collateral documentation Ability to apply credit files and understand credit limit setting and monitoring Ability to prepare documentation as per credit approval and structure including security documentation and checklist Working experience under limit management and facility disbursement (including loans). Should have experience in Facility offer letter and security document preparation. Should have experience in vetting of borrowing and perfection of security document in line with credit approval Ability to vet constitutional documents and ensure all customer documents are in good order and valid as per Bank requirement Ability to apply knowledge of credit administration process in recommending change to policy and procedures Understand systems and processes supporting credit administration activities Knowledge of relevant laws and regulations governing credit administration activities Knowledge of banking regulatory framework Knowledge of banking products and servicesed Mandatory Skills: Retail Banking(Card Operations).Experience: 1-3 Years.

Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. 3-5 years of experience in ,should have good knowledge SME (Business loans) ,corporate lending documentation. Roles and Responsibilities: Knowledge of collateral documentation Ability to apply credit files and understand credit limit setting and monitoring Ability to prepare documentation as per credit approval and structure including security documentation and checklist Working experience under limit management and facility disbursement (including loans). Should have experience in Facility offer letter and security document preparation. Should have experience in vetting of borrowing and perfection of security document in line with credit approval Ability to vet constitutional documents and ensure all customer documents are in good order and valid as per Bank requirement Ability to apply knowledge of credit administration process in recommending change to policy and procedures Understand systems and processes supporting credit administration activities Knowledge of relevant laws and regulations governing credit administration activities Knowledge of banking regulatory framework Knowledge of banking products and services Understand local market trends Deliver excellent customer service through effective diagnosis and troubleshooting of client queries Provide product support and resolution to clients by performing a question diagnosis while guiding users through step-by-step solutions Assist clients with navigating around product menus and facilitate better understanding of product features Troubleshoot all client queries in a user-friendly, courteous and professional manner Maintain logs and records of all customer queries as per the standard procedures and guidelines Accurately process and record all incoming call and email using the designated tracking software Offer alternative solutions to clients (where appropriate) with the objective of retaining customers and clients business Organize ideas and effectively communicate oral messages appropriate to listeners and situations Follow up and make scheduled call backs to customers to record feedback and ensure compliance to contract /SLAs Build capability to ensure operational excellence and maintain superior customer service levels of the existing account/client Undertake product trainings to stay current with product features, changes and updates Enroll in product specific and any other trainings per client requirements/recommendations Partner with team leaders to brainstorm and identify training themes and learning issues to better serve the client Update job knowledge by participating in self learning opportunities and maintaining personal networks Mandatory Skills: Retail Banking(Card Operations). Experience: 1-3 Years.

Processor Controls and Monitoring As Team Member for Corporate CAD, the incumbent is responsible for managing Key External Stakeholders like RBI, Statutory Auditor, Concurrent Auditor etc. and also Internal Stakeholders like Compliance, Credit, Operational Risk, Legal, Finance and Operations in terms of full or partial review the Unit. Key deliverables also includes partnering with the Stakeholders in terms of driving compliance culture in the Unit. KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities • Good knowledge and understanding of the Regulatory / Statutory framework. The candidate has to keep himself abreast with the latest regulations, guidelines and processes. Additionally support in ensuring modification of existing processes. • Build Knowledge / Best practices across industry for constantly minimizing operational risk within Corporate CAD. Core Responsibilities • Responsible for proactive engagement with Regulator, Statutory Audit, External Audit, Internal Audit team related to the function. • Handling all External (Regulatory including Statutory Auditors) and Internal Audit (Concurrent Audit) Submission to support the Unit. • Centralized SPOC/ Supporting UH for RCSA (Risk Control Self-Assessment) and track all ORM related issues of the Unit. • Impact Analysis and action tracking resulting from any Audit, regulatory guidelines from compliance perspective. • Ensuring that all related process emanating from External and Internal Audits related to Corporate CAD is standardized & implemented across through Governance function. Risk and Internal Control Responsibilities • Ensure adherence of operational, regulatory, financial, informational, reputational thereby minimizing adverse comment from internal and External Audits • Implements practices to bridge gaps identified during departmental audits. A minimum of 2 -3 years of relevant experience The candidate must have relevant Experience of Credit/Credit Admin in Compliance function of a large bank / Prior experience of DBS, RBI with specific exposure to Corporate Credit Portfolio of large bank.