Senior Credit Analyst - FAI (Funds)

4 - 8 years

9 - 14 Lacs

Posted:23 hours ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

GLOBAL BANKING AND ADVISORY (GLBA) /Credit Portfolio Management Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients of FAI. This position has a focus on Financial Institutions (Funds, Asset Managers, Agent Lenders and other NBFIs).
 
MAIN ACCOUNTABILITIES
  • The individual will be responsible for credit analysis of existing or new financial institution clients/counterparties related to the following industries: agent lenders, asset managers, regulated funds, pension funds; other NBFIs.
  • Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions. Clients may also require committed loan facilities. Day to day responsibilities include:
  • Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
  • Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.
  • Conduct sector research to support the analysis.
  • Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
  • Propose obligor ratings using our internal rating tools.
  • Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.
  • Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.
  • Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.
  • Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties.
  • Assist in special credit related assignments and projects, as required.
COMPETENCIES
Required:
Ability to organize time and manage deliverables to deadlines.
Ability to identify and accommodate shifting priorities with little notice.
Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data.
Acquire ability to complete work with minimal or no supervision.
Possess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors.
Ability to work in a team environment, interfacing with team members, front office bankers and salespersons, risk team, and clients.
 
TECHNICAL SKILLS
Required:
Proficiency using Word for written analysis and Excel for spreadsheet analysis.
Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors.
Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s).
Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions.
Develop competency with SGs internal systems.
Desired:
Knowledge of capital markets/traded products and committed financing facilities.
Knowledge of Asset Management and Banking Industry.
Advanced Excel skills, such as macros and pivot tables

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now
Societe Generale Global Solution Centre  logo
Societe Generale Global Solution Centre

Banking

Paris

RecommendedJobs for You

Bhubaneswar, Odisha, India

Mumbai, Maharashtra, India