Participate as well as lead audits covering the business, operational, risk management & finance activities and processes of FAB India. The role is expected to provide assurance to Management by identifying weaknesses; reporting and escalating significant Audit findings in a timely manner; and agreeing action plans to address the issues raised. With support from Group Internal Audit at HO, conduct audits across front office, middle, and back offices as well as Risk Management & Compliance in order to determine the extent of compliance with formalized policies, regulatory requirements and to identify and recommend enhancements to the systems of internal control. This also includes any outsourced activities to Head Office and other entities/third parties, as applicable. Act as the day-to-day contact with Management in FAB India influencing change through providing advice. Provide input to the India Unit Head and or GIA on issues that have impact on the FAB India and/or Group as a whole. Assist in conducting special investigations, reviews, additional tasks as and when required by the Unit Head/GIA. Ensure that audits working papers are completed in line with Audit Methodology. All Audit findings must be supported by thorough analysis and have sound basis in fact. Remain conversant with the business objectives, risks and controls of the activities in FAB India. Act as the day-to-day contact with Management influencing change through providing advice. Provide input to GIA on issues that have impact to the FAB Group as a whole. Conduct special investigations, reviews, additional tasks as and when required by GIA Management/GCAO. KEY ACCOUNTABILITIES: Strategy Contribution: With the support from GIA HO where needed, help the Unit Head in reviewing all the activities of the FAB India and risk management activities in accordance with the Audit Plan agreed with the Audit Committee from time to time. Help the Unit Head in developing Annual Audit Plan for FAB India. Prioritize as per the Risk Assessment Ensure that FAB India audits are conducted in accordance with the objectives laid down in the Annual Plan and ensure that the work program is completed in an efficient and effective manner on or ahead of schedule. Inform the Unit Head & GIA Governance/GIA Heads of Audit of respective verticals of any potential delays and/or changes to the Annual Plan. People Management: In undertaking audits: Completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization s values and ethics in all activities within the team to support the establishment of a value driven culture within the bank. Budgeting and Financial Performance: Be responsible for conducting audits efficiently and comprehensively within the allocated budget. Policies, Systems, Processes & Procedures: Execute to established GIA Policies, Guidance Notes, Procedures and Practice Notes in undertaking all tasks. Provide input to the development of GIA practices as per industry standards and regulatory expectations. Help the Unit Head to review all the activities of the Units within FAB India and the related risk management activities in all the jurisdictions in which the Portfolio operates to define and maintain the Audit Universe. Coordinate with other teams to ensure efficient and effective coverage. Help the Unit Head to prepare and maintain a Risk Assessment of each of the Process Streams within the India as identified in the Audit Universe. In this respect, work with the businesses to promote periodic self-assessment of risks and controls. Conduct audits of the Processes within the FAB India and assess if: Divisional/Unit Line management have identified and classified the risks in their activities. Governance, risk management and control procedures are adequate, effective and efficient to reduce risks of errors, omissions and loss to acceptable levels at an acceptable cost. Improvements/enhancements to the governance, risk management and internal control structure are required. Data and transaction processing meets the required standards of reliability, integrity and availability. The Division s/Unit s assets are being safeguarded. The use of resources is efficient and effective. Draft audit report submitted by auditors are properly reviewed and finalized. Audit report is discussed and finalized with GIA management/client within 3 weeks of completion of fieldwork. Negotiate with Unit management to agree a documented Management Action Plan to resolve the issues raised Change Management: Help the Unit Head in change management through continuous improvement of processes and practices considering global standards and changes in the business environment, which demand proactive action plans. Relationship Management: Develop and maintain effective business relationships with all relevant external/internal entities and stakeholders with the highest standards of business ethics, whilst promptly attending to all critical issues in-order to ensure the services required by the organization are delivered in the most effective manner. Act as the Audit Business Partner for Line Managers within FAB India and actively manage the relationship through regular meetings with Line Managers to promote this concept and identify emerging risks. Such meetings should also be used to discuss any material gaps between audit assessment or risks and controls and the businesses self-assessment. Ongoing consultancy/advice is provided to Unit management from a governance, risk management and control perspective for improvements in their processes to ensure effective and efficient controls, on the basis of market best practices. On an ongoing basis, ensure pending audit issues are followed up with Unit management and that all corrective actions are fully and properly implemented. Conduct any investigations/special reviews related to FAB India activities assigned by the Unit Head /GIA. Support GIA HO audit team during their annual/ regular audits on FAB India. Reporting: Ensure that all functional reports are prepared timely and accurately and meet Group requirements, policies and quality standards. Job Context Specific Accountability: Help the Unit head to - Maintain up to date knowledge and understanding of FAB India Business, Operational, Risk management & Financial control processes and regulatory reporting developments, drive necessary changes in Audit plan/working programs. Safeguard against potential loss and contributing to the Units/Departments systems and procedures, by reporting whether Credit/operational controls of FAB standards are effectively carried out and are efficient in the units/departments audited. Review the FAB India functions of the bank end to end and identifying areas of correction / improvement. Examine and comment on the process for the early recognition of problems (if any) and their remedial management to minimise the loss. Preparation / Review of Audit MIS/ dash Boards including audit committee presentation slides relating to FAB India Contribute towards the enhancement of relationship between GIA and stakeholders. Qualifications Minimum Qualification: Relevant Bachelor or post-graduate qualification and/or relevant professional qualification and/ or certification, for example, Chartered Accountant, CPA,

A subject matter expert responsible for planning and executing audits covering the activities and processes for FAB India. Expertise in Information Technology, InfoSec, BCM and Data domains. Through a thorough understanding of process and activities, and the regulatory environment, both in India and other relevant jurisdictions where FAB operates, provide assurance to Management by identifying weaknesses; reporting and escalating significant Audit findings in a timely manner; and agreeing action plans to address the issues raised. Responsible to manage and conduct the validations for periodic submissions to RBI pertaining to Cybersecurity, IT, Audit practices and Swift. Responsible to coordinate and manage Regulatory Audits for FAB India. Lead Risk assessments, Develop Audit plans, Catalogue and risk rate all auditable entities for FAB India and ensure that all auditable entities have been reviewed as per Audit assignment plans considering regulatory requirements and risk profile. Monitor and enhance Audit procedures to ensure that they adequately address the risk associated for FAB India. Remain conversant with the business objectives, risks and controls of the activities in FAB India. Monitor notices and directions from regulators and collaborate with Head Office Management to ensure regulatory expectation are met. Utilize knowledge and expertise to conduct special reviews as per management request. Act as the day-to-day contact with Management in FAB India influencing change through providing advice. As part of the GIA Extended Management Team (EMT), provide input to GIA on issues that have impact to the FAB Group as a whole. Conduct special investigations, reviews, additional tasks as and when required by GIA Senior Management. KEY ACCOUNTABILITIES: Strategic Contribution: Lead and Manage audit activities in for FAB India, Group and across the international network. Develop Annual Audit Plan for FAB India. Prioritize as per the Risk Assessment and determine skills of Auditors required to support the Audit Plan. Ensure that assignment of auditors is based on their expertise to handle special assignments/investigations. Ensure that the audits are conducted in accordance with the objectives laid down in the Annual Plan and ensure that the work program is completed in an efficient and effective manner on or ahead of schedule. Inform Head of Audit CCB, IB & Credit for potential delays and/or changes to the Annual Plan. Leadership: In undertaking audits: Manage the effective achievement of functional objectives through effective leadership and by setting of individual objectives, managing performance, developing, and motivating team to maximize performance. Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Act as a role model and drive adherence to organizational values and ethics by employees of the assigned team to ensure the establishment of a value driven culture within the Group/GIA. Supervision, training, and guidance is provided to relevant Audit staff. All interactions with the team and Unit staff are conducted in a professional and objective manner. Responsibilities are assigned to audit team members for covering fieldwork as per audit requirement. Team members working papers are reviewed and valid review points raised to GIA management for discussion, if needed. Budgeting and Financial Performance Monitor the financial performance of given areas of activities versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Execute to established GIA Policies, Guidance Notes, Procedures and Practice Notes in undertaking all tasks. Provide input to the development of GIA practices as per industry standards and regulatory expectations. Review all the activities of the Units in FAB India and the related risk management activities in all the jurisdictions in which the Portfolio operates to define and maintain the Audit Universe. Coordinate with other teams to ensure efficient and effective coverage. Prepare and maintain a Risk Assessment of each of the Process Streams in FAB India as identified in the Audit Universe. In this respect, work with the businesses to promote periodic self-assessment of risks and controls. Establish/update and maintain FAB India Audit programs in the central audit management tool. Conduct audits of the Processes within FAB India and assess if: Divisional/Unit Line management have identified and classified the risks in their activities. Governance, risk management and control procedures are adequate, effective and efficient to reduce risks of errors, omissions and loss to acceptable levels at an acceptable cost. Improvements/enhancements to the governance, risk management and internal control structure are required. Data and transaction processing meets the required standards of reliability, integrity and availability. The Division s/Unit s assets are being safeguarded. The use of resources is efficient and effective. Audit report is discussed and finalized with GIA management/client within 3 weeks of completion of fieldwork. Negotiate with Unit management to agree a documented Management Action Plan to resolve the issues raised. Regulatory Exercises and Validations Lead and manage the periodic validations and submissions to regulator pertaining to Cybersecurity, Technology and SWIFT. Liaise with various stakeholders from Group and FAB India to obtain responses and evidence for the regulatory validations and exercises. Document and issue Advisory/Assurance reports to Management indicating the outcome of the exercises and any observations to improve the validation processes. Monitor regulatory Directives and notices and share the same with GIA Management. Participate in Local Regulatory Forums to obtain necessary clarifications and understand expectations of the regulator. Monitor & review the work done by the Concurrent Auditors to effectively demonstrate Internal Audit oversight on concurrent audit. Provide feedback to GIA on the concurrent audit performance as part of their annual evaluation & selection process. Continuous Improvement Lead the identification of change through continuous improvement of processes and practices considering global standards and changes in the business environment which demand proactive action plans. Relationship Management Develop and maintain effective business relationships with all relevant external/internal entities and stakeholders with the highest standards of business ethics, whilst promptly attending to all critical issues in-order to ensure the services required by the organization are delivered in the most effective manner. Act as the Audit Business Partner for Line Managers within teams and actively manage the relationship through regular meetings with Line Managers to promote this concept and identify emerging risks. Such meetings should also be used to discuss any material gaps between audit assessment or risks and controls and the businesses self-assessment. Ongoing consultancy/advice is provided to Unit management from a governance, risk management and control perspective for improvements in their processes to ensure effective and efficient controls, on the basis of market best practices. On an ongoing basis, ensure pending audit issues are followed up with Unit management and that all corrective actions are fully and properly implemented. Conduct any investigations/special reviews assigned by Head of Audit/GCAO. Support GIA HO audit team during their annual/ regular audits on FAB India Reporting Ensure that all functional reports are prepared timely and accurately and meet Group requirements, policies and quality standards. Job Context Specific Accountability: Directly responsible for the audits of FAB India. Responsibility to effectively and timely deliver validation exercises for Cybersecurity and Swift Regulatory returns in line with regulatory requirements. Knowledgeable with applicable FAB India Regulatory requirements and any new regulations, market practices etc. Develop risk assessment and audit plan FAB India. Suggest improvements to policies and processes. Accountable for delivery of the agreed audit plan. Maintain up to date knowledge and understanding of key regulatory developments and banking practices, including but not limited to Technology/InfoSec/BCM/Data, across FAB India and Group; drive necessary changes in Audit plan & working programs to take into consideration regulatory changes. Act as a trusted advisor in the areas of Technology, InfoSec, BCM, General IT Controls, Privacy, Technology Outsourcing, Cyber Security and Technology Regulatory Compliance. Contributing towards the enhancement of relationship between GIA and stakeholders. Qualifications Minimum Qualification Bachelor s degree. Relevant post-graduate qualification and/or relevant professional qualification and/ or certification desirable. <

To provide support to Group Financial Control, reporting into AVP, VAT & Financial Control and help with the ongoing monitoring of the financial control activities across the Group. The role also involves supporting with the VAT related control activities. Key Accountabilities: Generic Accountability Support with monitoring of the various control and governance activities (e.g., Account Ownership and Verification, Internal Accounts Review, etc.) across Group Finance. Timely identification and escalation to line manager and follow-up on the resolution of issues related to the above activities. Monitor the ongoing BAU activities and sub-processes involved with VAT. Job Context: Specific Accountability Follow-up and escalate non-submissions / delays in the monthly Account Ownership and Verification (AOV) process as per the agreed escalation matrix. Support with obtaining additional information, such as, corrective action plans, action owners and target dates from the units for issues reported in the IAR. Assist during consolidation and preparation of the monthly Account Ownership and Verification (AOV) dashboard. Minute agreed action items when review meetings are conducted with stakeholders. Liaise with account owners to obtain reconciliation files and supporting documents at the time of conformance testing. Review the reconciliations provided and make observations where deficiencies are noted, or amounts are un-reconciled. Communicate such observations to the line manager. Review accounts against nature and those with static balances beyond 90 days. Engage with the concerned units and obtain clarifications / justifications. Monitor the daily VAT exception reports. Coordinate and follow-up with stakeholders to obtain the necessary clarifications for those exceptions and communicate the same to the line manager. Maintain an updated tracker of VAT issues and exceptions identified during the daily monitoring exercise and support with their resolution. Support with the monthly Trial Balance and VAT Payable account reconciliations. Flag differences to IT support teams and follow-up for their resolution. Assist with the daily PL review and identify anomalies with VAT collection. Seek guidance from the line manager on the required course of action. Participate in sample testing activities and random validations that would help obtain assurance over the functioning of the VAT process. Support the line manager with automation initiatives and opportunities to enhance manual VAT processes. Support with any other ad-hoc tasks assigned to the control team. Qualifications Minimum Qualification Banking or Finance Degree Minimum Experience 1-3 years of experience with accounting and controls. Goo

Job Description Job Purpose: Implementation of group-wide net zero strategy pertaining to lending, investments and operations. Developing relevant models for calculating and monitoring financed emissions and targets across the bank s portfolio. Provide support to business with appropriate data and research on transition levers across the bank s focus sectors. Develop relevant governance frameworks and policies around net zero and help implement decarbonization and transition best practices and regulation in UAE and other FAB locations. Key Accountability: Generic Accountability In-dept understanding of FAB s net zero commitment and ambitions Familiarity with the GHG protocol and sector-based carbon accounting Contributing develop and implement FAB s net zero commitments. Assist in creating an ESG culture in FAB Strategy, data and quantitative expertise Strong stakeholder management focus Good understand of organizational implementation Good understanding market trends, stats etc. Strong communication skills Job Specific Accountabilities Calculate and update financed emissions baseline on a monthly basis for the lending and investment portfolio and deliver annual numbers for validation for external reporting. Monitor progress on net zero targets for presentation to relevant business teams at regular intervals. Revisit and revise emissions targets based on input from business at required intervals. Assess FAB clients on transition maturity based on internal assessment models. Improve and enhance carbon accounting and transition assessment models. Assist in the implementation of FAB s transition plan. Liaise as needed with global and industry including the NZBA, PCAF, RMI and UNEP-FI organizations and represent FAB views on banking standards on emissions accounting through participation in working groups and committees. Keep updated on sectoral pathways, transition levers and methodological advancements around net zero. Support with the communication of net zero developments to relevant internal and external stakeholders (rating agencies, regulators etc.) Liaise with other support functions in the bank to centralize, augment and automate data relevant to financed emissions and transition planning. Develop policies and SOPs around financed emissions and transition planning as needed. Qualifications Minimum Qualification Must have bachelor s degree but ideally a masters in business administration, Economics Sustainability, Environmental Science or any other relevant technical degree. Developed high technical, analytical, collaboration, stakeholder management, presentation and communication skills. Demonstrated expertise and understanding of ESG through prior experience and / or relevant certifications. Strong skills in Excel and PowerPoint. Minimum Experience Optimal at least 5 years experience working with strategy, analytics in a financial organization, large company, university or government body such as central bank, regulator etc. Strong research and analysis experience. Ideally previous experience of working with ESG with a focus on climate, carbon accounting or transition planning.

Company Description FAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. FAB GBS India is looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry. Job Description Job Purpose: This role is responsible deliver a world class onboarding experience to candidates, new joiners, relocation staff by extending great service. And demonstrate efficiency and productivity on all Onboarding KPIs. Key Accountabilities Customize the onboarding experience to meet the individual needs of each candidate. Keep clear and consistent communication throughout the onboarding process and provide candidates with a single point of contact for any questions or concerns they may have. Manage GBS related processes in align with Policies Support with GBS related Audit and Ops Risk assessments Manage background verification in line with Policy Ensure to provide excellent customer service to all new joiners during the process of Onboarding Ensure effective communication, collaboration with internal stakeholders, which are crucial for enhancing the onboarding experience for new hires. Improve interaction with HRBPs, Resourcing Team, Hiring Manager, vendors, and HR Employee Services team Support with UAE 3rd Party Onboarding Assist with process of required employment paperwork Comply with the local Government requirement in a timely manner Support projects and initiatives of the Onboarding function. Prepare and share Standard/Ad-hoc reports & Dashboard with Stakeholders/ Management. Building a trusted relationship with our internal customers and stakeholders, Support on any other ADHOC tasks as prescribed by the Onboarding VP The role holder will be expected to assist key stakeholders (primarily: Their Business Line, Compliance Control Room and Group HR) to ensure Conflicts of Interest and FABs Code of Conduct policies and protocols are upheld. The role holder will also partner and advise the aforementioned on; conflicts management, policy, process, procedure and breach escalation, including but not limited to core themes such as Gifts, Entertainments, Personal Account Dealing, Outside Business Interests/Activities, Material Deals and Information Walls Qualifications Minimum Qualification Bachelor’s degree in Business Administration, Human Resources or related discipline. Minimum Experience And Skills Excellent Knowledge of English and preferably Arabic (spoken/written) Exceptional communication skills,both written and oral Ability to work in a fast paced, quickly changing environment Excellent costumer service skills Confidentiality and work ethics Show more Show less

Job Description JOB PURPOSE: Participate as well as lead audits covering the business, operational, risk management finance activities and processes of FAB India. The role is expected to provide assurance to Management by identifying weaknesses; reporting and escalating significant Audit findings in a timely manner; and agreeing action plans to address the issues raised. With support from Group Internal Audit at HO, conduct audits across front office, middle, and back offices as well as Risk Management Compliance in order to determine the extent of compliance with formalized policies, regulatory requirements and to identify and recommend enhancements to the systems of internal control. This also includes any outsourced activities to Head Office and other entities/third parties, as applicable. Act as the day-to-day contact with Management in FAB India influencing change through providing advice. Provide input to the India Unit Head and or GIA on issues that have impact on the FAB India and/or Group as a whole. Assist in conducting special investigations, reviews, additional tasks as and when required by the Unit Head/GIA. Ensure that audits working papers are completed in line with Audit Methodology. All Audit findings must be supported by thorough analysis and have sound basis in fact. Remain conversant with the business objectives, risks and controls of the activities in FAB India. Act as the day-to-day contact with Management influencing change through providing advice. Provide input to GIA on issues that have impact to the FAB Group as a whole. Conduct special investigations, reviews, additional tasks as and when required by GIA Management/GCAO. KEY ACCOUNTABILITIES: Strategy Contribution: With the support from GIA HO where needed, help the Unit Head in reviewing all the activities of the FAB India and risk management activities in accordance with the Audit Plan agreed with the Audit Committee from time to time. Help the Unit Head in developing Annual Audit Plan for FAB India. Prioritize as per the Risk Assessment Ensure that FAB India audits are conducted in accordance with the objectives laid down in the Annual Plan and ensure that the work program is completed in an efficient and effective manner on or ahead of schedule. Inform the Unit Head GIA Governance/GIA Heads of Audit of respective verticals of any potential delays and/or changes to the Annual Plan. People Management: In undertaking audits: Completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization s values and ethics in all activities within the team to support the establishment of a value driven culture within the bank. Budgeting and Financial Performance: Be responsible for conducting audits efficiently and comprehensively within the allocated budget. Policies, Systems, Processes Procedures: Execute to established GIA Policies, Guidance Notes, Procedures and Practice Notes in undertaking all tasks. Provide input to the development of GIA practices as per industry standards and regulatory expectations. Help the Unit Head to review all the activities of the Units within FAB India and the related risk management activities in all the jurisdictions in which the Portfolio operates to define and maintain the Audit Universe. Coordinate with other teams to ensure efficient and effective coverage. Help the Unit Head to prepare and maintain a Risk Assessment of each of the Process Streams within the India as identified in the Audit Universe. In this respect, work with the businesses to promote periodic self-assessment of risks and controls. Conduct audits of the Processes within the FAB India and assess if: Divisional/Unit Line management have identified and classified the risks in their activities. Governance, risk management and control procedures are adequate, effective and efficient to reduce risks of errors, omissions and loss to acceptable levels at an acceptable cost. Improvements/enhancements to the governance, risk management and internal control structure are required. Data and transaction processing meets the required standards of reliability, integrity and availability. The Division s/Unit s assets are being safeguarded. The use of resources is efficient and effective. Draft audit report submitted by auditors are properly reviewed and finalized. Audit report is discussed and finalized with GIA management/client within 3 weeks of completion of fieldwork. Negotiate with Unit management to agree a documented Management Action Plan to resolve the issues raised Change Management: Help the Unit Head in change management through continuous improvement of processes and practices considering global standards and changes in the business environment, which demand proactive action plans. Relationship Management: Develop and maintain effective business relationships with all relevant external/internal entities and stakeholders with the highest standards of business ethics, whilst promptly attending to all critical issues in-order to ensure the services required by the organization are delivered in the most effective manner. Act as the Audit Business Partner for Line Managers within FAB India and actively manage the relationship through regular meetings with Line Managers to promote this concept and identify emerging risks. Such meetings should also be used to discuss any material gaps between audit assessment or risks and controls and the businesses self-assessment. Ongoing consultancy/advice is provided to Unit management from a governance, risk management and control perspective for improvements in their processes to ensure effective and efficient controls, on the basis of market best practices. On an ongoing basis, ensure pending audit issues are followed up with Unit management and that all corrective actions are fully and properly implemented. Conduct any investigations/special reviews related to FAB India activities assigned by the Unit Head /GIA. Support GIA HO audit team during their annual/ regular audits on FAB India. Reporting: Ensure that all functional reports are prepared timely and accurately and meet Group requirements, policies and quality standards. Job Context Specific Accountability: Help the Unit head to - Maintain up to date knowledge and understanding of FAB India Business, Operational, Risk management Financial control processes and regulatory reporting developments, drive necessary changes in Audit plan/working programs. Safeguard against potential loss and contributing to the Units/Departments systems and procedures, by reporting whether Credit/operational controls of FAB standards are effectively carried out and are efficient in the units/departments audited. Review the FAB India functions of the bank end to end and identifying areas of correction / improvement. Examine and comment on the process for the early recognition of problems (if any) and their remedial management to minimise the loss. Preparation / Review of Audit MIS/ dash Boards including audit committee presentation slides relating to FAB India Contribute towards the enhancement of relationship between GIA and stakeholders. Qualifications Minimum Qualification: Relevant Bachelor or post-graduate qualification and/or relevant professional qualification and/ or certification, for example, Chartered Accountant, CPA, ACCA, Cost & Management Accountant, etc.

FAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. FAB GBS India is looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry. Job Description Job Purpose: The Group Fraud Risk & Investigations function is part of the group’s Risk Management function and provides second line Fraud Risk oversight for the firm’s front office and support / control functions. The role of Specialist Fraud Investigator is to support the VP Fraud Investigations in the delivery of the function’s objective related to investigations. This entails conducting investigations into incidents of actual and suspected fraud, bribery & corruption, data breaches and other incidents of misconduct as detailed in the Fraud Policy. The role holder will be responsible to gather evidence, interview suspects and witnesses, evaluate findings, conduct root cause analysis, draw conclusions, file the required regulatory incident reports, make appropriate recommendations and write detailed investigation reports. Key Accountabilities: Strategic Contribution Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization’s values and ethics in all activities within the team to support the establishment of a value drive culture within the bank. Budgeting and Financial Performance Monitor the financial performance of a given area of activity versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Provide inputs and implement policies, systems and procedure for the assigned team so that all relevant procedural/legislative requirements, fulfilled while delivering a quality, cost-effective service. Continuous Improvement Participate in the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Prepare sectional statements and reports timely and accurately to meet FGB-NBAD and department requirements, policies and quality standards. Job Context: Job Specific Accountabilities Assist the VP Fraud Investigations to execute the Functional Operating Model components of the Fraud Investigations capability. Receive cases for investigation and conduct risk assessments to identify immediate loss mitigation and recovery actions required. Take direction from AVP and VP fraud Investigations as to the investigation plan. Where required ensure immediate escalation of the incident as per department escalation matrix. Assess the preliminary facts of the incident to determine whether the incident qualifies as a potential insurance claim with appropriate escalation/reporting. Gather information, documents, data, evidence required to determine the facts surrounding the incident. Interview suspects and witnesses (including staff) where required. Collaborate and coordinate investigation/actions with other Bank functions such as Internal Audit, IT, HR, Legal, Compliance dependent on the need of each case. Assess investigations findings, interpret evidences, conduct a root cause analysis, quantify the loss or potential financial exposure, write a comprehensive investigation report containing appropriate risk mitigation and remedial recommendations. Utilise available data analysis and forensic tools and techniques to identify patterns, anomalies and potential areas of concern. Ensure that CBUAE STR or SAR reports are filed timeously and that any requests for additional information are responded to within prescribed timelines. Proactively identify and anticipate potential systemic risk, evolution of, or new versions of fraud trends to facilitate preventative action. Act as subject matter expert and provide input to the creations of fraud awareness and training material as well as participating in the delivery of the material when required. Network with industry peers to share intelligence and best practices. Stay updated with latest trends in banking fraud, technology, and investigation techniques. Promote a culture of risk awareness across the organization within the team. Qualifications Minimum Qualification Bachelor’s degree in criminal justice, Law, Finance, Business, or a related field. Minimum Experience & Competencies Minimum of 4 to 5 years’ experience in fraud investigations, preferably in the banking sector. Basic understanding of banking operations. Working knowledge of law and criminal justice procedures. Analytical, problem-solving, and decision-making skills. Good report writing skills. Good communication and presentation skills. Show more Show less

Job Description Job Purpose: The Group Fraud Risk & Investigations function is part of the group s Risk Management function and provides second line Fraud Risk oversight for the firm s front office and support / control functions. The role of Specialist Fraud Investigator is to support the VP Fraud Investigations in the delivery of the function s objective related to investigations. This entails conducting investigations into incidents of actual and suspected fraud, bribery & corruption, data breaches and other incidents of misconduct as detailed in the Fraud Policy. The role holder will be responsible to gather evidence, interview suspects and witnesses, evaluate findings, conduct root cause analysis, draw conclusions, file the required regulatory incident reports, make appropriate recommendations and write detailed investigation reports. Key Accountabilities: Strategic Contribution Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization s values and ethics in all activities within the team to support the establishment of a value drive culture within the bank. Budgeting and Financial Performance Monitor the financial performance of a given area of activity versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Provide inputs and implement policies, systems and procedure for the assigned team so that all relevant procedural/legislative requirements, fulfilled while delivering a quality, cost-effective service. Continuous Improvement Participate in the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Prepare sectional statements and reports timely and accurately to meet FGB-NBAD and department requirements, policies and quality standards. Job Context: Job Specific Accountabilities Assist the VP Fraud Investigations to execute the Functional Operating Model components of the Fraud Investigations capability. Receive cases for investigation and conduct risk assessments to identify immediate loss mitigation and recovery actions required. Take direction from AVP and VP fraud Investigations as to the investigation plan. Where required ensure immediate escalation of the incident as per department escalation matrix. Assess the preliminary facts of the incident to determine whether the incident qualifies as a potential insurance claim with appropriate escalation/reporting. Gather information, documents, data, evidence required to determine the facts surrounding the incident. Interview suspects and witnesses (including staff) where required. Collaborate and coordinate investigation/actions with other Bank functions such as Internal Audit, IT, HR, Legal, Compliance dependent on the need of each case. Assess investigations findings, interpret evidences, conduct a root cause analysis, quantify the loss or potential financial exposure, write a comprehensive investigation report containing appropriate risk mitigation and remedial recommendations. Utilise available data analysis and forensic tools and techniques to identify patterns, anomalies and potential areas of concern. Ensure that CBUAE STR or SAR reports are filed timeously and that any requests for additional information are responded to within prescribed timelines. Proactively identify and anticipate potential systemic risk, evolution of, or new versions of fraud trends to facilitate preventative action. Act as subject matter expert and provide input to the creations of fraud awareness and training material as well as participating in the delivery of the material when required. Network with industry peers to share intelligence and best practices. Stay updated with latest trends in banking fraud, technology, and investigation techniques. Promote a culture of risk awareness across the organization within the team. Qualifications Minimum Qualification Bachelor s degree in criminal justice, Law, Finance, Business, or a related field. Minimum Experience & Competencies

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: Complete ownership of financial and regulatory reporting matters to the regulator (‘IFSCA’) and Group. Responsible for all financial planning and management reporting aspects covering execution of financial performance measurement, strategic projects/systems related to management reporting, liquidity reporting & other ad-hoc reporting projects: Carry out all month end activities for timely closure of books of accounts (payables, financial entries, provisions, taxation, reconciliation/s, etc.) Handle/contribute to development projects around reporting & data flow, Handle Accounts payable, Banking and Taxation Key Accountabilities To manage the entire gamut of Finance activities. viz. Financial Reporting, Regulatory Reporting, Controls & Taxation, Payables, month end closure and reporting of Finacial's to the IFSCA regulator. Preparation of the financial reports for various business segments / LOB’s including management of critical reporting issues. Capturing & tracking financial KPI to measure business performance on monthly basis. Run the business MIS in terms of tracking actuals, making forecasts based on run-rate excluding falloffs and pipeline of deals Assist CEO / Business Head, GIFT City in making monthly financial performance packs and ad-hoc presentations on strategy. Assist in other Finance centric issues and projects assigned. Job Context Ensure coordination and completion of the monthly Account Ownership and Verification (AOV) exercise. Ensure necessary reporting and follow up is done on agreed action point/s. To effectively manage Internal & External audit/s as required by appropriate authority/ies. Frameworks, Boundaries, & Decision-making Authority Key Stake holders to include: - Regulator Unit Head – GIFT City Group Financial Reporting team Various Business Finance teams in group Qualifications Minimum Qualification: Chartered Accountant or an equivalent international qualification having Minimum Experience of 5-6 years Additional Information Skills Proven financial analysis skills and problem solving ablity Understanding of different products within the bank Systems knowledge – Advanced level of Excel expertise, well verse with MS Office. Strong communication skills, verbal, written and presentation Ability to manage one’s own time effectively and to work under pressure and independently to meet deadlines Show more Show less

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: Strategic Leadership and Business Growth Regulatory and Compliance Management Operations and Financial Oversight Stakeholder Management - Building strong relationships with internal and external stakeholders Key Accountabilities Define and execute the company’s vision, mission, and long-term strategy aligned with GIFT City’s financial and regulatory ecosystem. Develop new products and services tailored for the International Financial Services Centre (IFSC) framework. Ensure adherence to IFSCA (International Financial Services Centres Authority) regulations, RBI, Tax and any other statutory / requirement. Engage with regulators and government authorities to align business operations with compliance requirements. Implement risk management, AML (Anti-Money Laundering), and KYC (Know Your Customer) norms. Will have to sign off on KYC as well as security documents. Oversee the financial performance, risk management, and operational efficiencies of the organization. Optimize cost structures while ensuring service quality and customer satisfaction. Manage capital allocation, treasury functions, and international transactions in compliance with IFSC regulations. Build strong relationships with internal stakeholders. Represent the company in industry forums, government interactions, and global financial summits. Maintain transparent communication with the board of directors and shareholders. Perform the role of Approver. Job Context Ensure compliance with all internal and HO policies and processes Ensure all policies / procedures / SoPs are in place for the branch as required internally and by the regulators. Frameworks, Boundaries, & Decision-making Authority Key Stake holders to include: - GIFT City Regulator - IFSCA International Business Management Team Various teams in Head Office including, but not limited to, Compliance, Operations, Finance, Governance teams amongst others. Qualifications Minimum Qualification: Chartered Accountant / MBA or an equivalent international qualification having Minimum Experience of 10 years in front line or head of department. Additional Information Skills Proven management skills and problem solving ablity Understanding of different products within the bank Strong communication skills, verbal, written and presentation Show more Show less

Job Description JOB PURPOSE: Strategic Leadership and Business Growth Regulatory and Compliance Management Operations and Financial Oversight Stakeholder Management - Building strong relationships with internal and external stakeholders KEY ACCOUNTABILITIES: Define and execute the company s vision, mission, and long-term strategy aligned with GIFT City s financial and regulatory ecosystem. Develop new products and services tailored for the International Financial Services Centre (IFSC) framework. Ensure adherence to IFSCA (International Financial Services Centres Authority) regulations, RBI, Tax and any other statutory / requirement. Engage with regulators and government authorities to align business operations with compliance requirements. Implement risk management, AML (Anti-Money Laundering), and KYC (Know Your Customer) norms. Will have to sign off on KYC as well as security documents. Oversee the financial performance, risk management, and operational efficiencies of the organization. Optimize cost structures while ensuring service quality and customer satisfaction. Manage capital allocation, treasury functions, and international transactions in compliance with IFSC regulations. Build strong relationships with internal stakeholders. Represent the company in industry forums, government interactions, and global financial summits. Maintain transparent communication with the board of directors and shareholders. Perform the role of Approver. Job Context Ensure compliance with all internal and HO policies and processes Ensure all policies / procedures / SoPs are in place for the branch as required internally and by the regulators. FRAMEWORKS, BOUNDARIES, & DECISION-MAKING AUTHORITY: Key Stake holders to include: - GIFT City Regulator - IFSCA International Business Management Team Various teams in Head Office including, but not limited to, Compliance, Operations, Finance, Governance teams amongst others. Qualifications Minimum Qualification: Chartered Accountant / MBA or an equivalent international qualification having Minimum Experience of 10 years in front line or head of department.

Job Description JOB PURPOSE: Complete ownership of financial and regulatory reporting matters to the regulator ( IFSCA ) and Group. Responsible for all financial planning and management reporting aspects covering execution of financial performance measurement, strategic projects/systems related to management reporting, liquidity reporting & other ad-hoc reporting projects: Carry out all month end activities for timely closure of books of accounts (payables, financial entries, provisions, taxation, reconciliation/s, etc.) Handle/contribute to development projects around reporting & data flow, Handle Accounts payable, Banking and Taxation KEY ACCOUNTABILITIES: To manage the entire gamut of Finance activities. viz . Financial Reporting, Regulatory Reporting, Controls & Taxation, Payables, month end closure and reporting of Finacials to the IFSCA regulator. Preparation of the financial reports for various business segments / LOB s including management of critical reporting issues. Capturing & tracking financial KPI to measure business performance on monthly basis. Run the business MIS in terms of tracking actuals, making forecasts based on run-rate excluding falloffs and pipeline of deals Assist CEO / Business Head, GIFT City in making monthly financial performance packs and ad-hoc presentations on strategy. Assist in other Finance centric issues and projects assigned. Job Context Ensure coordination and completion of the monthly Account Ownership and Verification (AOV) exercise. Ensure necessary reporting and follow up is done on agreed action point/s. To effectively manage Internal & External audit/s as required by appropriate authority/ies. FRAMEWORKS, BOUNDARIES, & DECISION-MAKING AUTHORITY: Key Stake holders to include: - Regulator Unit Head - GIFT City Group Financial Reporting team Various Business Finance teams in group Qualifications Minimum Qualification: Chartered Accountant or an equivalent international qualification having Minimum Experience of 5-6 years

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: A subject matter expert responsible for planning and executing audits covering the activities and processes for FAB India. Expertise in Information Technology, InfoSec, BCM and Data domains. Through a thorough understanding of process and activities, and the regulatory environment, both in India and other relevant jurisdictions where FAB operates, provide assurance to Management by identifying weaknesses; reporting and escalating significant Audit findings in a timely manner; and agreeing action plans to address the issues raised. Responsible to manage and conduct the validations for periodic submissions to RBI pertaining to Cybersecurity, IT, Audit practices and Swift. Responsible to coordinate and manage Regulatory Audits for FAB India. Lead Risk assessments, Develop Audit plans, Catalogue and risk rate all auditable entities for FAB India and ensure that all auditable entities have been reviewed as per Audit assignment plans considering regulatory requirements and risk profile. Monitor and enhance Audit procedures to ensure that they adequately address the risk associated for FAB India. Remain conversant with the business objectives, risks and controls of the activities in FAB India. Monitor notices and directions from regulators and collaborate with Head Office Management to ensure regulatory expectation are met. Utilize knowledge and expertise to conduct special reviews as per management request. Act as the day-to-day contact with Management in FAB India influencing change through providing advice. As part of the GIA Extended Management Team (EMT), provide input to GIA on issues that have impact to the FAB Group as a whole. Conduct special investigations, reviews, additional tasks as and when required by GIA Senior Management. Key Accountabilities Strategic Contribution: Lead and Manage audit activities in for FAB India, Group and across the international network. Develop Annual Audit Plan for FAB India. Prioritize as per the Risk Assessment and determine skills of Auditors required to support the Audit Plan. Ensure that assignment of auditors is based on their expertise to handle special assignments/investigations. Ensure that the audits are conducted in accordance with the objectives laid down in the Annual Plan and ensure that the work program is completed in an efficient and effective manner on or ahead of schedule. Inform Head of Audit CCB, IB & Credit for potential delays and/or changes to the Annual Plan. Leadership In undertaking audits: Manage the effective achievement of functional objectives through effective leadership and by setting of individual objectives, managing performance, developing, and motivating team to maximize performance. Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Act as a role model and drive adherence to organizational values and ethics by employees of the assigned team to ensure the establishment of a value driven culture within the Group/GIA. Supervision, training, and guidance is provided to relevant Audit staff. All interactions with the team and Unit staff are conducted in a professional and objective manner. Responsibilities are assigned to audit team members for covering fieldwork as per audit requirement. Team members’ working papers are reviewed and valid review points raised to GIA management for discussion, if needed. Budgeting and Financial Performance Monitor the financial performance of given areas of activities versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Execute to established GIA Policies, Guidance Notes, Procedures and Practice Notes in undertaking all tasks. Provide input to the development of GIA practices as per industry standards and regulatory expectations. Review all the activities of the Units in FAB India and the related risk management activities in all the jurisdictions in which the Portfolio operates to define and maintain the Audit Universe. Coordinate with other teams to ensure efficient and effective coverage. Prepare and maintain a Risk Assessment of each of the Process Streams in FAB India as identified in the Audit Universe. In this respect, work with the businesses to promote periodic self-assessment of risks and controls. Establish/update and maintain FAB India Audit programs in the central audit management tool. Conduct audits of the Processes within FAB India and assess if: Divisional/Unit Line management have identified and classified the risks in their activities. Governance, risk management and control procedures are adequate, effective and efficient to reduce risks of errors, omissions and loss to acceptable levels at an acceptable cost. Improvements/enhancements to the governance, risk management and internal control structure are required. Data and transaction processing meets the required standards of reliability, integrity and availability. The Division’s/Unit’s assets are being safeguarded. The use of resources is efficient and effective. Audit report is discussed and finalized with GIA management/client within 3 weeks of completion of fieldwork. Negotiate with Unit management to agree a documented Management Action Plan to resolve the issues raised. Regulatory Exercises and Validations Lead and manage the periodic validations and submissions to regulator pertaining to Cybersecurity, Technology and SWIFT. Liaise with various stakeholders from Group and FAB India to obtain responses and evidence for the regulatory validations and exercises. Document and issue Advisory/Assurance reports to Management indicating the outcome of the exercises and any observations to improve the validation processes. Monitor regulatory Directives and notices and share the same with GIA Management. Participate in Local Regulatory Forums to obtain necessary clarifications and understand expectations of the regulator. Monitor & review the work done by the Concurrent Auditors to effectively demonstrate Internal Audit oversight on concurrent audit. Provide feedback to GIA on the concurrent audit performance as part of their annual evaluation & selection process. Continuous Improvement Lead the identification of change through continuous improvement of processes and practices considering global standards and changes in the business environment which demand proactive action plans. Relationship Management Develop and maintain effective business relationships with all relevant external/internal entities and stakeholders with the highest standards of business ethics, whilst promptly attending to all critical issues in-order to ensure the services required by the organization are delivered in the most effective manner. Act as the Audit Business Partner for Line Managers within teams and actively manage the relationship through regular meetings with Line Managers to promote this concept and identify emerging risks. Such meetings should also be used to discuss any material gaps between audit assessment or risks and controls and the businesses’ self-assessment. Ongoing consultancy/advice is provided to Unit management from a governance, risk management and control perspective for improvements in their processes to ensure effective and efficient controls, on the basis of market best practices. On an ongoing basis, ensure pending audit issues are followed up with Unit management and that all corrective actions are fully and properly implemented. Conduct any investigations/special reviews assigned by Head of Audit/GCAO. Support GIA HO audit team during their annual/ regular audits on FAB India Reporting Ensure that all functional reports are prepared timely and accurately and meet Group requirements, policies and quality standards. Job Context Specific Accountability Directly responsible for the audits of FAB India. Responsibility to effectively and timely deliver validation exercises for Cybersecurity and Swift Regulatory returns in line with regulatory requirements. Knowledgeable with applicable FAB India Regulatory requirements and any new regulations, market practices etc. Develop risk assessment and audit plan FAB India. Suggest improvements to policies and processes. Accountable for delivery of the agreed audit plan. Maintain up to date knowledge and understanding of key regulatory developments and banking practices, including but not limited to Technology/InfoSec/BCM/Data, across FAB India and Group; drive necessary changes in Audit plan & working programs to take into consideration regulatory changes. Act as a trusted advisor in the areas of Technology, InfoSec, BCM, General IT Controls, Privacy, Technology Outsourcing, Cyber Security and Technology Regulatory Compliance. Contributing towards the enhancement of relationship between GIA and stakeholders. Qualifications Minimum Qualification Bachelor’s degree. Relevant post-graduate qualification and/or relevant professional qualification and/ or certification desirable. Additional Information Minimum Experience At least 10 years’ relevant experience with an International Bank or Big 4. Internal Audit experience is a must. At least 5 years similar positions of progressively increasing managerial responsibilities in Audit, Technology /Security and/or Risk Management function. Good knowledge of Banking Processes and businesses in India, local regulations & requirements. Strong leadership capability and team-oriented with highly developed problem-solving skills. Self-directed, able to manage multiple tasks and ability to work under pressure. Excellent analytical skills. Excellent verbal and written communication skills. Show more Show less

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: Participate as well as lead audits covering the business, operational, risk management & finance activities and processes of FAB India. The role is expected to provide assurance to Management by identifying weaknesses; reporting and escalating significant Audit findings in a timely manner; and agreeing action plans to address the issues raised. With support from Group Internal Audit at HO, conduct audits across front office, middle, and back offices as well as Risk Management & Compliance in order to determine the extent of compliance with formalized policies, regulatory requirements and to identify and recommend enhancements to the systems of internal control. This also includes any outsourced activities to Head Office and other entities/third parties, as applicable. Act as the day-to-day contact with Management in FAB India influencing change through providing advice. Provide input to the India Unit Head and or GIA on issues that have impact on the FAB India and/or Group as a whole. Assist in conducting special investigations, reviews, additional tasks as and when required by the Unit Head/GIA. Ensure that audits working papers are completed in line with Audit Methodology. All Audit findings must be supported by thorough analysis and have sound basis in fact. Remain conversant with the business objectives, risks and controls of the activities in FAB India. Act as the day-to-day contact with Management influencing change through providing advice. Provide input to GIA on issues that have impact to the FAB Group as a whole. Conduct special investigations, reviews, additional tasks as and when required by GIA Management/GCAO. Key Accountabilities Strategy Contribution: With the support from GIA HO where needed, help the Unit Head in reviewing all the activities of the FAB India and risk management activities in accordance with the Audit Plan agreed with the Audit Committee from time to time. Help the Unit Head in developing Annual Audit Plan for FAB India. Prioritize as per the Risk Assessment Ensure that FAB India audits are conducted in accordance with the objectives laid down in the Annual Plan and ensure that the work program is completed in an efficient and effective manner on or ahead of schedule. Inform the Unit Head & GIA Governance/GIA Heads of Audit of respective verticals of any potential delays and/or changes to the Annual Plan. People Management In undertaking audits: Completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization’s values and ethics in all activities within the team to support the establishment of a value driven culture within the bank. Budgeting And Financial Performance Be responsible for conducting audits efficiently and comprehensively within the allocated budget. Policies, Systems, Processes & Procedures Execute to established GIA Policies, Guidance Notes, Procedures and Practice Notes in undertaking all tasks. Provide input to the development of GIA practices as per industry standards and regulatory expectations. Help the Unit Head to review all the activities of the Units within FAB India and the related risk management activities in all the jurisdictions in which the Portfolio operates to define and maintain the Audit Universe. Coordinate with other teams to ensure efficient and effective coverage. Help the Unit Head to prepare and maintain a Risk Assessment of each of the Process Streams within the India as identified in the Audit Universe. In this respect, work with the businesses to promote periodic self-assessment of risks and controls. Conduct audits of the Processes within the FAB India and assess if: Divisional/Unit Line management have identified and classified the risks in their activities. Governance, risk management and control procedures are adequate, effective and efficient to reduce risks of errors, omissions and loss to acceptable levels at an acceptable cost. Improvements/enhancements to the governance, risk management and internal control structure are required. Data and transaction processing meets the required standards of reliability, integrity and availability. The Division’s/Unit’s assets are being safeguarded. The use of resources is efficient and effective. Draft audit report submitted by auditors are properly reviewed and finalized. Audit report is discussed and finalized with GIA management/client within 3 weeks of completion of fieldwork. Negotiate with Unit management to agree a documented Management Action Plan to resolve the issues raised Change Management Help the Unit Head in change management through continuous improvement of processes and practices considering global standards and changes in the business environment, which demand proactive action plans. Relationship Management Develop and maintain effective business relationships with all relevant external/internal entities and stakeholders with the highest standards of business ethics, whilst promptly attending to all critical issues in-order to ensure the services required by the organization are delivered in the most effective manner. Act as the Audit Business Partner for Line Managers within FAB India and actively manage the relationship through regular meetings with Line Managers to promote this concept and identify emerging risks. Such meetings should also be used to discuss any material gaps between audit assessment or risks and controls and the businesses’ self-assessment. Ongoing consultancy/advice is provided to Unit management from a governance, risk management and control perspective for improvements in their processes to ensure effective and efficient controls, on the basis of market best practices. On an ongoing basis, ensure pending audit issues are followed up with Unit management and that all corrective actions are fully and properly implemented. Conduct any investigations/special reviews related to FAB India activities assigned by the Unit Head /GIA. Support GIA HO audit team during their annual/ regular audits on FAB India. Reporting Ensure that all functional reports are prepared timely and accurately and meet Group requirements, policies and quality standards. Job Context Specific Accountability: Help the Unit head to - Maintain up to date knowledge and understanding of FAB India Business, Operational, Risk management & Financial control processes and regulatory reporting developments, drive necessary changes in Audit plan/working programs. Safeguard against potential loss and contributing to the Units/Departments systems and procedures, by reporting whether Credit/operational controls of FAB standards are effectively carried out and are efficient in the units/departments audited. Review the FAB India functions of the bank end to end and identifying areas of correction / improvement. Examine and comment on the process for the early recognition of problems (if any) and their remedial management to minimise the loss. Preparation / Review of Audit MIS/ dash Boards including audit committee presentation slides relating to FAB India Contribute towards the enhancement of relationship between GIA and stakeholders. Qualifications Minimum Qualification: Relevant Bachelor or post-graduate qualification and/or relevant professional qualification and/ or certification, for example, Chartered Accountant, CPA, ACCA, Cost & Management Accountant, etc. Additional Information Experience Required Minimum 3 years of relevant experience with an International/ Large Local Bank or Big 4. Internal Audit experience is strongly preferred (but not mandatory). Working knowledge of banking processes and associated risks in a Banking environment Knowledge of audit policies and procedures, as well as Central Bank regulations and market practices, if relevant Self-directed, able to manage multiple tasks and ability to work under pressure. Good analytical skills. Good verbal and written communication skills Ability to draft Audit Reports independently Show more Show less

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: The Job Holder Ensures that Enterprise, Operational and Fraud risks across all local Business Lines and Functions are properly identified, assessed, controlled and reported in accordance with the First Abu Dhabi Bank Group’s (“Group”) frameworks, policies and procedures. Ensures that all relevant local regulatory guidelines are properly adhered to. Actively contributes as a valued member of local and Group risk management initiatives. Performs a Second Line of Defense (SLOD) role, overseeing risk management activities to support sustainable growth of the local business. Maintains appropriate working relationships across all businesses and functions to ensure Enterprise, Operational and Fraud risk management activities are undertaken and completed in a timely and comprehensive manner. Key Accountabilities Risk Governance In conjunction with FAB Group Risk Management, lead and manage the comprehensive Enterprise, Operational and Fraud risk reporting framework (covering risk profile of FAB Gift City Franchise, macro risks factors, risk mitigations plans etc.) for local and Group Risk Committees. Align the local Enterprise, Operational and Fraud risk management approach to the Group’s frameworks, policies, methodologies and risk appetite, and oversee its effective application. Ensure that all relevant local regulatory guidelines are properly adhered to. Perform the role of the Secretary of the Gift City Branch Risk & Compliance Committee (“GC-BRCC”) if so set up, ensure proper and timely conduct of the meetings and thereby assist the Committee in taking appropriate decisions to manage the risk profile within set appetite. Ensure that all relevant reports are prepared timely and accurately and meet local and Group requirements, policies and quality standards. Risk Appetite and Strategy Contribute to the formulation, implementation and delivery of risk strategy in line with the Bank’s vision, mission, values and priorities. Ensure that performance is monitored, reported and delivered and necessary actions are taken to achieve the strategy and plans. Monitor the Risk Appetite Metrics Thresholds vs the Actuals and reporting of breaches. Assess and report the local risk profile periodically, applying the Group’s approaches and taking into consideration relevant internal, external and emerging risk factors. Advise and recommend changes to business practices / control environment to bring the level of risks within agreed appetite. Validate and where appropriate, challenge Business Lines and Functions to demonstrate that risk origination and control decisions locally are properly informed and are consistent with risk appetite. Ensure that effective management response plans are in place locally to respond to extreme but plausible scenarios. Direct appropriate response to local material events and risk issues. Risk Control and Ownership Develop and maintain local risk identification, measurement and assessment capabilities which are objective and consistent with the Group’s approach across Business Lines and Functions. Engage relevant stakeholders in the establishment of control parameters, standards and thresholds as appropriate. This includes ensuring the accurate and timely completion of periodic Key Risk Indicator (“KRI”) updates, Risk and Control Self-Assessment (“RCSA”) exercises and relevant ad-hoc reviews by Business Lines and Functions. Ensure that the Inherent and Residual risks are understood and agreed with Business Line / Function / Branch leadership. Review the completeness of risk identification, monitoring and control / mitigation activities across the Business Lines and Functions to identify any significant gaps, including compliance with applicable regulatory requirements for rectification. This includes the review of local policies, standard operating procedures, change management plans, outsourcing arrangements and product programs as appropriate. Ensure that the risks of processing failure are identified, assessed and controlled on an end-to-end basis, including the design of controls and systematic monitoring for control effectiveness. Ensure that material risk exposures and associated issues are appropriately reported to relevant risk management and compliance committees. Prepare CRO report / ERM dashboard for FAB Gift City Franchise in line with overall GCRO report framework and regulatory requirement. Issue and Incident Management Ensure that local Business Units and Functions appropriately record and manage control weaknesses or gaps as Issues for timely resolution. Ensure that local Business Units and Functions approporately capture and manage control breakdowns as Incidents on the Group’s risk management system (Archer) in accordance with applicable Group policies and procedures. Prepare periodic Branch / regional issue and incident risk management information to facilitate Second Line of Defence oversight. Undertake trend and issue / incident-specific analyses, including fraud incident analyses where applicable, to identify any systemic concerns. Fraud Risk Provide oversight and support for investigations and reporting of fraud-related incidents or near-misses, including root-cause analyses and remedial action plans. Outsourcing Review and challenge of Outsourcing Risk Assessments. Credit Risk Roll-out Credit risk policies & procedures across all products in FAB Gift City Branch. In conjunction with Group framework, set up the Industry and Portfolio Risk Limit Framework and ensure that the limit framework is in compliance with the Group Framework. Classify NPL & PDNI as per regulatory guidelines and calculate the provisioning requirements as per the regulatory guidelines and IFRS 9 requirements. Prepare the monthly NPL schedule, PDNI Schedule and annual forecast as per the group reporting framework Monitor the Credit Exposure for FAB Gift City Branch and analysing / reporting of deviations vis-a-vis the Country, Industry and portfolio limit set Prepare the Credit Risk report in line with overall Credit Risk dashboard framework and regulatory requirement. Submission of required regulatory reports / returns covering Credit Risk. Relationship Management Maintain appropriate working relationships across all businesses and functions to ensure relevant risk management activities are undertaken and completed in a timely and comprehensive manner. Values and Risk Culture Act as a role model and drive adherence to organizational values and ethics by employees to ensure the establishment of a values-driven culture within the FAB Gift City Franchise. Champion the development of a risk culture within FAB Gift City Franchise to drive heightened awareness and understanding of prudent risk management practices. Corporate Governance SPOC Perform the role of Corporate Governance SPOC for Fab Gift Branch, India. Liaise with Corporate Governance Head Office on matters of Corporate Governance Framework Document including individual committee charters Ensure that Governance Framework and Charters are current and valid. Collate data on Committee Meetings and consolidate periodic returns to Head Office Attend Regulatory Issues on Corporate Governance Advise locally on Corporate Governance matters in co-ordination with Head Office. Job Context Team Support and Leadership Provide direct oversight and guidance to relevant local team members to support delivery of work and personal development of these staff. Advisory and Best-Practices Provide risk advisory services across businesses and functions, including to relevant first-line risk staff. Pro-actively share insights with risk colleagues across the country, region and Group to ensure continuous improvement and adoption of best practices. Frameworks, Boundaries, & Decision-making Authority Functions within the framework and boundaries of Group & Gift City Branch policies as well as overall organizational and governance frameworks. Take decisions as per relevant approved authorizations. Qualifications Degree qualification with at least 10-12 years’ relevant experience in corporate / institutional and / or retail banking Additional Information Core Competencies Relevant business / function experience in Corporate & Institutional Banking, Transaction Banking and / or Retail Banking. Sound understanding of the FAB Group’s approach to the management of Enterprise, Operational and Fraud risks, or equivalent experience gained in other organizations. Ability to work in a matrix organization, leveraging resources and capabilities across country, region and Group to complete deliverables. Demonstrate sound judgment and the courage necessary to perform a control role while maintaining effective working relationships. At all times, demonstrate behaviors consistent with our corporate values of: Customer First Knowledgeable Enterprising Collaborative Trusted Other Knowledge, Experience And Personal Attributes Competent in MS Office Process knowledge Positive attitude towards problem solving Attention to detail and able to work independently Excellent verbal and written communication skills Show more Show less

Job Description JOB PURPOSE: The job holder: Ensures that Enterprise, Operational and Fraud risks across all local Business Lines and Functions are properly identified, assessed, controlled and reported in accordance with the First Abu Dhabi Bank Group s ( Group ) frameworks, policies and procedures. Ensures that all relevant local regulatory guidelines are properly adhered to. Actively contributes as a valued member of local and Group risk management initiatives. Performs a Second Line of Defense (SLOD) role, overseeing risk management activities to support sustainable growth of the local business. Maintains appropriate working relationships across all businesses and functions to ensure Enterprise, Operational and Fraud risk management activities are undertaken and completed in a timely and comprehensive manner. KEY ACCOUNTABILITIES: Risk Governance In conjunction with FAB Group Risk Management, lead and manage the comprehensive Enterprise, Operational and Fraud risk reporting framework (covering risk profile of FAB Gift City Franchise, macro risks factors, risk mitigations plans etc.) for local and Group Risk Committees. Align the local Enterprise, Operational and Fraud risk management approach to the Group s frameworks, policies, methodologies and risk appetite, and oversee its effective application. Ensure that all relevant local regulatory guidelines are properly adhered to. Perform the role of the Secretary of the Gift City Branch Risk & Compliance Committee ( GC-BRCC ) if so set up, ensure proper and timely conduct of the meetings and thereby assist the Committee in taking appropriate decisions to manage the risk profile within set appetite. Ensure that all relevant reports are prepared timely and accurately and meet local and Group requirements, policies and quality standards. Risk Appetite and Strategy Contribute to the formulation, implementation and delivery of risk strategy in line with the Bank s vision, mission, values and priorities. Ensure that performance is monitored, reported and delivered and necessary actions are taken to achieve the strategy and plans. Monitor the Risk Appetite Metrics Thresholds vs the Actuals and reporting of breaches. Assess and report the local risk profile periodically, applying the Group s approaches and taking into consideration relevant internal, external and emerging risk factors. Advise and recommend changes to business practices / control environment to bring the level of risks within agreed appetite. Validate and where appropriate, challenge Business Lines and Functions to demonstrate that risk origination and control decisions locally are properly informed and are consistent with risk appetite. Ensure that effective management response plans are in place locally to respond to extreme but plausible scenarios. Direct appropriate response to local material events and risk issues. Risk Control and Ownership Develop and maintain local risk identification, measurement and assessment capabilities which are objective and consistent with the Group s approach across Business Lines and Functions. Engage relevant stakeholders in the establishment of control parameters, standards and thresholds as appropriate. This includes ensuring the accurate and timely completion of periodic Key Risk Indicator ( KRI ) updates, Risk and Control Self-Assessment ( RCSA ) exercises and relevant ad-hoc reviews by Business Lines and Functions. Ensure that the Inherent and Residual risks are understood and agreed with Business Line / Function / Branch leadership. Review the completeness of risk identification, monitoring and control / mitigation activities across the Business Lines and Functions to identify any significant gaps, including compliance with applicable regulatory requirements for rectification. This includes the review of local policies, standard operating procedures, change management plans, outsourcing arrangements and product programs as appropriate. Ensure that the risks of processing failure are identified, assessed and controlled on an end-to-end basis, including the design of controls and systematic monitoring for control effectiveness. Ensure that material risk exposures and associated issues are appropriately reported to relevant risk management and compliance committees. Prepare CRO report / ERM dashboard for FAB Gift City Franchise in line with overall GCRO report framework and regulatory requirement. Issue and Incident Management Ensure that local Business Units and Functions appropriately record and manage control weaknesses or gaps as Issues for timely resolution. Ensure that local Business Units and Functions approporately capture and manage control breakdowns as Incidents on the Group s risk management system (Archer) in accordance with applicable Group policies and procedures. Prepare periodic Branch / regional issue and incident risk management information to facilitate Second Line of Defence oversight. Undertake trend and issue / incident-specific analyses, including fraud incident analyses where applicable, to identify any systemic concerns. Fraud Risk Provide oversight and support for investigations and reporting of fraud-related incidents or near-misses, including root-cause analyses and remedial action plans. Outsourcing Review and challenge of Outsourcing Risk Assessments. Credit Risk Roll-out Credit risk policies & procedures across all products in FAB Gift City Branch. In conjunction with Group framework, set up the Industry and Portfolio Risk Limit Framework and ensure that the limit framework is in compliance with the Group Framework. Classify NPL & PDNI as per regulatory guidelines and calculate the provisioning requirements as per the regulatory guidelines and IFRS 9 requirements. Prepare the monthly NPL schedule, PDNI Schedule and annual forecast as per the group reporting framework Monitor the Credit Exposure for FAB Gift City Branch and analysing / reporting of deviations vis-a-vis the Country, Industry and portfolio limit set Prepare the Credit Risk report in line with overall Credit Risk dashboard framework and regulatory requirement. Submission of required regulatory reports / returns covering Credit Risk. Relationship Management Maintain appropriate working relationships across all businesses and functions to ensure relevant risk management activities are undertaken and completed in a timely and comprehensive manner. Values and Risk Culture Act as a role model and drive adherence to organizational values and ethics by employees to ensure the establishment of a values-driven culture within the FAB Gift City Franchise. Champion the development of a risk culture within FAB Gift City Franchise to drive heightened awareness and understanding of prudent risk management practices. Corporate Governance SPOC Perform the role of Corporate Governance SPOC for Fab Gift Branch, India. Liaise with Corporate Governance Head Office on matters of Corporate Governance Framework Document including individual committee charters Ensure that Governance Framework and Charters are current and valid. Collate data on Committee Meetings and consolidate periodic returns to Head Office Attend Regulatory Issues on Corporate Governance Advise locally on Corporate Governance matters in co-ordination with Head Office. Job Context: Team Support and Leadership Provide direct oversight and guidance to relevant local team members to support delivery of work and personal development of these staff. Advisory and Best-Practices Provide risk advisory services across businesses and functions, including to relevant first-line risk staff. Pro-actively share insights with risk colleagues across the country, region and Group to ensure continuous improvement and adoption of best practices. FRAMEWORKS, BOUNDARIES, & DECISION-MAKING AUTHORITY: Functions within the framework and boundaries of Group & Gift City Branch policies as well as overall organizational and governance frameworks. Take decisions as per relevant approved authorizations. Qualifications Degree qualification with at least 10-12 years relevant experience in corporate / institutional and / or retail banking

Company Description FAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. FAB GBS India is looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry. Job Description Job Purpose: The Group Fraud Risk & Investigations function is part of the group’s Risk Management function and provides second line Fraud Risk oversight for the firm’s front office and support / control functions. The role of Specialist Fraud Investigator is to support the VP Fraud Investigations in the delivery of the function’s objective related to investigations. This entails conducting investigations into incidents of actual and suspected fraud, bribery & corruption, data breaches and other incidents of misconduct as detailed in the Fraud Policy. The role holder will be responsible to gather evidence, interview suspects and witnesses, evaluate findings, conduct root cause analysis, draw conclusions, file the required regulatory incident reports, make appropriate recommendations and write detailed investigation reports. Key Accountabilities Strategic Contribution Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization’s values and ethics in all activities within the team to support the establishment of a value drive culture within the bank. Budgeting and Financial Performance Monitor the financial performance of a given area of activity versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Provide inputs and implement policies, systems and procedure for the assigned team so that all relevant procedural/legislative requirements, fulfilled while delivering a quality, cost-effective service. Continuous Improvement Participate in the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Prepare sectional statements and reports timely and accurately to meet FGB-NBAD and department requirements, policies and quality standards. Job Context Job Specific Accountabilities Assist the VP Fraud Investigations to execute the Functional Operating Model components of the Fraud Investigations capability. Receive cases for investigation and conduct risk assessments to identify immediate loss mitigation and recovery actions required. Take direction from AVP and VP fraud Investigations as to the investigation plan. Where required ensure immediate escalation of the incident as per department escalation matrix. Assess the preliminary facts of the incident to determine whether the incident qualifies as a potential insurance claim with appropriate escalation/reporting. Gather information, documents, data, evidence required to determine the facts surrounding the incident. Interview suspects and witnesses (including staff) where required. Collaborate and coordinate investigation/actions with other Bank functions such as Internal Audit, IT, HR, Legal, Compliance dependent on the need of each case. Assess investigations findings, interpret evidences, conduct a root cause analysis, quantify the loss or potential financial exposure, write a comprehensive investigation report containing appropriate risk mitigation and remedial recommendations. Utilise available data analysis and forensic tools and techniques to identify patterns, anomalies and potential areas of concern. Ensure that CBUAE STR or SAR reports are filed timeously and that any requests for additional information are responded to within prescribed timelines. Proactively identify and anticipate potential systemic risk, evolution of, or new versions of fraud trends to facilitate preventative action. Act as subject matter expert and provide input to the creations of fraud awareness and training material as well as participating in the delivery of the material when required. Network with industry peers to share intelligence and best practices. Stay updated with latest trends in banking fraud, technology, and investigation techniques. Promote a culture of risk awareness across the organization within the team. Qualifications Minimum Qualification Bachelor’s degree in Criminal Justice, Law, Finance, Business, or a related field. Minimum Experience & Competencies Minimum of 2 years’ experience in fraud investigations, preferably in the banking sector. Basic understanding of banking operations. Working knowledge of law and criminal justice procedures. Analytical, problem-solving, and decision-making skills. Good report writing skills. Good communication and presentation skills.

Company Description FAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. FAB GBS India is looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry. Job Description Job Purpose: The Group Fraud Risk & Investigations function is part of the group’s Risk Management function and provides second line Fraud Risk oversight for the firm’s front office and support / control functions. The role of Specialist Fraud Investigator is to support the VP Fraud Investigations in the delivery of the function’s objective related to investigations. This entails conducting investigations into incidents of actual and suspected fraud, bribery & corruption, data breaches and other incidents of misconduct as detailed in the Fraud Policy. The role holder will be responsible to gather evidence, interview suspects and witnesses, evaluate findings, conduct root cause analysis, draw conclusions, file the required regulatory incident reports, make appropriate recommendations and write detailed investigation reports. Key Accountabilities Strategic Contribution Provide guidance and on the job training for junior colleagues and conduct knowledge sharing to facilitate achievement of team objectives and completion of tasks in an efficient manner which is consistent with operating procedures and policy. Promote the organization’s values and ethics in all activities within the team to support the establishment of a value drive culture within the bank. Budgeting and Financial Performance Monitor the financial performance of a given area of activity versus budgets and ensure all activities are carried out in line with the approved guidelines while promptly reporting on any variances to management. Policies, Systems, Processes & Procedures Provide inputs and implement policies, systems and procedure for the assigned team so that all relevant procedural/legislative requirements, fulfilled while delivering a quality, cost-effective service. Continuous Improvement Participate in the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Prepare sectional statements and reports timely and accurately to meet FGB-NBAD and department requirements, policies and quality standards. Job Context Job Specific Accountabilities Assist the VP Fraud Investigations to execute the Functional Operating Model components of the Fraud Investigations capability. Receive cases for investigation and conduct risk assessments to identify immediate loss mitigation and recovery actions required. Take direction from AVP and VP fraud Investigations as to the investigation plan. Where required ensure immediate escalation of the incident as per department escalation matrix. Assess the preliminary facts of the incident to determine whether the incident qualifies as a potential insurance claim with appropriate escalation/reporting. Gather information, documents, data, evidence required to determine the facts surrounding the incident. Interview suspects and witnesses (including staff) where required. Collaborate and coordinate investigation/actions with other Bank functions such as Internal Audit, IT, HR, Legal, Compliance dependent on the need of each case. Assess investigations findings, interpret evidences, conduct a root cause analysis, quantify the loss or potential financial exposure, write a comprehensive investigation report containing appropriate risk mitigation and remedial recommendations. Utilise available data analysis and forensic tools and techniques to identify patterns, anomalies and potential areas of concern. Ensure that CBUAE STR or SAR reports are filed timeously and that any requests for additional information are responded to within prescribed timelines. Proactively identify and anticipate potential systemic risk, evolution of, or new versions of fraud trends to facilitate preventative action. Act as subject matter expert and provide input to the creations of fraud awareness and training material as well as participating in the delivery of the material when required. Network with industry peers to share intelligence and best practices. Stay updated with latest trends in banking fraud, technology, and investigation techniques. Promote a culture of risk awareness across the organization within the team. Qualifications Minimum Qualification Bachelor’s degree in criminal justice, Law, Finance, Business, or a related field. Minimum Experience & Competencies Minimum of 4 to 5 years’ experience in fraud investigations, preferably in the banking sector. Basic understanding of banking operations. Working knowledge of law and criminal justice procedures. Analytical, problem-solving, and decision-making skills. Good report writing skills. Good communication and presentation skills.

Company Description Join UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry. Job Description JOB PURPOSE: To ensure that the activities and businesses of Gift City India are carried out in accordance with IFSCA and other local rules and regulations and to provide update on compliance matters to the related Compliance units in the Compliance Division. Key Accountabilities Provide support primarily on regulatory compliance advisory covering IFSCA Act, related Rules, Regulations and Guidelines as well as secondary support on Financial Crime Compliance (AML, Sanctions, and ABC) matters. Carry out Compliance Monitoring and Assurance Testing on all business units and infrastructural functions in Gift City Branch Provide compliance trainings for core and high-risk areas to ascertain that all staff in Gift City Branch are aware of their regulatory obligations with emphasis on AML to educate staff and raise their awareness of their individual obligations in relation to AML and have a working knowledge of how to identify suspicious transactions. Maintain and update the Compliance Compendiums / Registers for India Gift City branch and keep abreast of global and local regulatory reform, providing leadership to the bank for regulatory reform management. Develop, maintain and update Compliance Policies and Procedures for India Gift City branch, taking into consideration changes to Group Policies, local regulatory developments and international best practices. Develop, establish and implement, maintain and review the internal Compliance Framework, AML and CFT Framework - consisting of policies, standard operating procedures and best work practices, and self-assurance audits etc., covering both regulated and non-regulated business activities and the bank’s business operations, and monitoring oversight to ensure their robustness and effective implementation and compliance by the respective Business Units and Department. Provide periodic, regular and accurate reports to the Senior Management, both local India and Head Office on regulatory and compliance matters, AML and CFT matters, which includes the updating of the latest legislations and regulations, raising of significant regulatory matters, concerns or breaches of regulations, etc., and assess and suggest ways to mitigate and manage these risks. Handle projects as designated by Group Compliance. Support the Gift City branch’s audit remediation efforts and to liaise with Auditors, Inspectors and Consultants. Keep abreast of regulatory developments in India in specific to IFSC and to review changes to regulation, analyze its impact for Gift City Branch. Provide guidance, advice and support in relation to all regulatory matters applicable to India Gift City and ensure continued technical understanding of the activities and regulations. Provide assistance to conduct special investigations or reviews as and when required. Perform other additional tasks as required from time to time as directed by the Group Compliance in the head office. Anti-Money Laundering / Countering the Financing of Terrorism (“AML / CFT”) The AML/CFT responsibilities shall include but not be limited to: discharging all responsibilities related to all AML/CFT matters within the entity and act as Anti Money Laundering Compliance Officer/Principal Officer for the purpose of interacting and sharing of information with Financial Intelligence Unit-India. Ensure a speedy and appropriate reaction to any matter in which money laundering or terrorist financing is suspected. establishment and implementation of Anti-Money laundering policies, procedures, and controls/systems in the entity and ensure that India has an effective AML and CTF policy in place. Manage the due diligence on customers including on-going CDD and ensuring that it is maintained up to date. Conduct further investigation into reports of suspected money laundering activities and to provide recommendation to the Gift City senior management on the validity, the timeliness and the need for reporting to relevant authorities, where appropriate. Promoting compliance and carrying out ongoing monitoring of business relations and sample reviewing of accounts for compliance with UAE’s guidelines on KYC/AML/CFT and all applicable host country KYC/AML/CFT regulations in specific to IFSCA requitement. Ensure that Gift City Branch complies with FAB’s Sanctions policies and procedures by undertaking monitoring of transactions of Gift City Branch. Raise awareness on money laundering and terrorist financing issues. Identify and manage compliance trainings for core and high-risk areas to ascertain that all staff in the Gift City Branch are aware of their regulatory obligations with emphasis on AML to educate staff and raise their awareness of their individual obligations in relation to AML and have a working knowledge of how to identify suspicious transactions. Disseminating and bringing to staff’s attention useful articles on money laundering and terrorism financing Perform other additional tasks as required from time to time as directed by the Group Compliance in the head office. Job Context Specific Accountability: Interact with India Chief Compliance Officer and Group Compliance as required via meetings, phone calls, e-mails to report and communicate any matters related to Compliance Interact with CIB & International Compliance as required via meetings, phone calls, e-mails to report and communicate any compliance matters related to Wholesale and other Banking activities Interact with Gift City Business Head/CEO, local business units' heads, business units' heads at the Head office as required via meetings, phone calls, e-mails to discuss risk and control issues and matters related to compliance reviews and other business-related matters. Interact with External and Internal Auditors as required via meetings, phone calls, e-mails to obtain input and support the project delivery plans and to resolve challenges and issues. Liaise with IFSCA and related local bodies as required via meetings, phone calls, e-mails to build excellent working relationship to assist in the smooth delivery of the compliance plans through updates on regulations. Frameworks, Boundaries, & Decision-making Authority Managing Gift City India’s compliance with standards, internal and Group policies and procedures and regulations Manage and monitor periodically compliance functions of India Gift City Branch Assess the effectiveness and efficiency of the control, risk management and governance process in India Gift City Branch to ensure compliance with Internal/Group Policies & Procedures and local regulations. Other authorities as directed by the Group Compliance Qualifications Minimum Qualification- Bachelor’s Degree or higher in Management, Banking or Finance, preferably with certification in compliance, or AML. Additional Information Experience At least 10-15 years of business experience with minimum working experience of 5 years in Bank Compliance.

Job Description JOB PURPOSE: To ensure that the activities and businesses of Gift City India are carried out in accordance with IFSCA and other local rules and regulations and to provide update on compliance matters to the related Compliance units in the Compliance Division. KEY ACCOUNTABILITIES: Provide support primarily on regulatory compliance advisory covering IFSCA Act, related Rules, Regulations and Guidelines as well as secondary support on Financial Crime Compliance (AML, Sanctions, and ABC) matters. Carry out Compliance Monitoring and Assurance Testing on all business units and infrastructural functions in Gift City Branch Provide compliance trainings for core and high-risk areas to ascertain that all staff in Gift City Branch are aware of their regulatory obligations with emphasis on AML to educate staff and raise their awareness of their individual obligations in relation to AML and have a working knowledge of how to identify suspicious transactions. Maintain and update the Compliance Compendiums / Registers for India Gift City branch and keep abreast of global and local regulatory reform, providing leadership to the bank for regulatory reform management. Develop, maintain and update Compliance Policies and Procedures for India Gift City branch, taking into consideration changes to Group Policies, local regulatory developments and international best practices. Develop, establish and implement, maintain and review the internal Compliance Framework, AML and CFT Framework - consisting of policies, standard operating procedures and best work practices, and self-assurance audits etc., covering both regulated and non-regulated business activities and the bank s business operations, and monitoring oversight to ensure their robustness and effective implementation and compliance by the respective Business Units and Department. Provide periodic, regular and accurate reports to the Senior Management, both local India and Head Office on regulatory and compliance matters, AML and CFT matters, which includes the updating of the latest legislations and regulations, raising of significant regulatory matters, concerns or breaches of regulations, etc., and assess and suggest ways to mitigate and manage these risks. Handle projects as designated by Group Compliance. Support the Gift City branch s audit remediation efforts and to liaise with Auditors, Inspectors and Consultants. Keep abreast of regulatory developments in India in specific to IFSC and to review changes to regulation, analyze its impact for Gift City Branch. Provide guidance, advice and support in relation to all regulatory matters applicable to India Gift City and ensure continued technical understanding of the activities and regulations. Provide assistance to conduct special investigations or reviews as and when required. Perform other additional tasks as required from time to time as directed by the Group Compliance in the head office. Anti-Money Laundering / Countering the Financing of Terrorism ( AML / CFT ) The AML/CFT responsibilities shall include but not be limited to: discharging all responsibilities related to all AML/CFT matters within the entity and act as Anti Money Laundering Compliance Officer/Principal Officer for the purpose of interacting and sharing of information with Financial Intelligence Unit-India. Ensure a speedy and appropriate reaction to any matter in which money laundering or terrorist financing is suspected. establishment and implementation of Anti-Money laundering policies, procedures, and controls/systems in the entity and ensure that India has an effective AML and CTF policy in place. Manage the due diligence on customers including on-going CDD and ensuring that it is maintained up to date. Conduct further investigation into reports of suspected money laundering activities and to provide recommendation to the Gift City senior management on the validity, the timeliness and the need for reporting to relevant authorities, where appropriate. Promoting compliance and carrying out ongoing monitoring of business relations and sample reviewing of accounts for compliance with UAE s guidelines on KYC/AML/CFT and all applicable host country KYC/AML/CFT regulations in specific to IFSCA requitement. Ensure that Gift City Branch complies with FAB s Sanctions policies and procedures by undertaking monitoring of transactions of Gift City Branch. Raise awareness on money laundering and terrorist financing issues. Identify and manage compliance trainings for core and high-risk areas to ascertain that all staff in the Gift City Branch are aware of their regulatory obligations with emphasis on AML to educate staff and raise their awareness of their individual obligations in relation to AML and have a working knowledge of how to identify suspicious transactions. Disseminating and bringing to staff s attention useful articles on money laundering and terrorism financing Perform other additional tasks as required from time to time as directed by the Group Compliance in the head office. Job Context: Specific Accountability: Interact with India Chief Compliance Officer and Group Compliance as required via meetings, phone calls, e-mails to report and communicate any matters related to Compliance Interact with CIB & International Compliance as required via meetings, phone calls, e-mails to report and communicate any compliance matters related to Wholesale and other Banking activities Interact with Gift City Business Head/CEO, local business units heads, business units heads at the Head office as required via meetings, phone calls, e-mails to discuss risk and control issues and matters related to compliance reviews and other business-related matters. Interact with External and Internal Auditors as required via meetings, phone calls, e-mails to obtain input and support the project delivery plans and to resolve challenges and issues. Liaise with IFSCA and related local bodies as required via meetings, phone calls, e-mails to build excellent working relationship to assist in the smooth delivery of the compliance plans through updates on regulations. FRAMEWORKS, BOUNDARIES, & DECISION-MAKING AUTHORITY: Managing Gift City India s compliance with standards, internal and Group policies and procedures and regulations Manage and monitor periodically compliance functions of India Gift City Branch Assess the effectiveness and efficiency of the control, risk management and governance process in India Gift City Branch to ensure compliance with Internal/Group Policies & Procedures and local regulations. Other authorities as directed by the Group Compliance Qualifications Minimum Qualification- Bachelor s Degree or higher in Management, Banking or Finance, preferably with certification in compliance, or AML.