Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Jobs

Interviews

Home
>
Jobs in Kalburagi
>
Muthoot FinCorp (MFL)
>
CLUSTER CREDIT MANAGER - SULB KAR

CLUSTER CREDIT MANAGER - SULB KAR

Muthoot FinCorp (MFL)

4 - 12 years

12 - 13 Lacs

Kalburagi

Posted:2 months ago| Platform:

Apply

Skills Required

Training Loans Ticketing Credit operations Underwriting Gold loan Customer experience Management Vendor

Work Mode

Work from Office

Job Type

Full Time

Job Description

A

Job Specification

1 Company Name

Muthoot Fincorp Limited

2 Position / Designation

Cluster Credit Manager Secured & Unsecured Lending Business

3 Grade

MM5 - 60

4 Employment Type

All Employment Type

5 Reporting to

Designation & Grade

State Credit Manager Secured & Unsecured Lending Business

6 No. of Reportees,

Designation & Grade

Credit Operations

7 Main Tasks & Areas of Responsibility

End to End Managing of Credit Shop at PAMAC which is Standardized/ central processing centre for All Branches Across India.
Primarily leading a set of outsourced credit process staff working out our Vendor PAMAC in Chennai , leading them to process credit proposals send by Branches thru Finn One system.
Proactively respond to the business requirements & challenges and support Branch Team to acquire Quality Portfolio
To ensure FIRST TIME RIGHT of approvals , and Disbursement dockets submitted to Central Operations.
Review Branch level/Area level delinquency against policy parameters , delinquencies and NPAs .
Analytically capable to set up proper credit parameters in system and lead the credit process into more digitally driven Eco system.
To liaison with Gold Loan Branches and Area Managers login quality , training and process initiative implementation.
To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
Continuously work on process improvements with PAMAC and Branches .
To effectively liaison with law authorities for resolving conflicts if any.
To Build a Quality and Profitable Loan Portfolio.

8 Skills and Exposure

A result oriented individual with Positive Mental Attitude with Integrity, willing to put hard work.
Proven ability to Work under Pressure with regard to TAT
Adherence to laid down credit policies and suggest improvements if any.
Atleast 5 years experience in underwriting role, with at least 3 years unsecured Lending experience in small mid ticket loans. Experience in Origination software like Finn one, risk tools like Perfios, Hunter, Karza is desirable.
Strong understanding of appraising proposals from Lower & Middle Income MSME Customer Segments

Excellent interpersonal and verbal communication skills

Ability to Work & Deliver business targets under pressure

Working knowledge of Collections/ Recoveries.

Be Accountable for Portfolio Quality of the Location.

9 Special Requirements (If any)

Working knowledge of small ticket unsecured Business loans preferred.

10 Job Location / State

Chennai /TN.

11 Compensation Band

As per policy

12 Entitlements

As per policy

13 Stake Holders

Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams

B

15 Educational Qualification / Technical Certification

Any UG/PG or MBA

16 Skill Sets

Unsecured Lending Credit experience.

17 Communication Skills

Good oral, written and presentation skills

18 Experience

5+ years of overall experience

19 Behavioral Competencies

Uncompromising ethical standards and discipline expected

20 Other Requirements (If any)

More Jobs at Muthoot FinCorp (MFL)

Loan officer/Senior Loan Officer/ Loan Manager/Senior Loan Manager

Navi Mumbai, Mumbai, Mumbai (All Areas)

1 - 6 yrs

INR 2 - 5 Lacs

Relationship Manager-Wealth

Chennai, Madurai, Coimbatore

4 - 9 yrs

INR 4 - 9 Lacs

Relationship Manager - Wealth

Palakkad, Alleppey/Alappuzha, Kochi

3 - 8 yrs

INR 4 - 9 Lacs

Branch Sales Manager-Forex

Vijayawada, Visakhapatnam, Bengaluru

2 - 4 yrs

INR 3 - 4 Lacs

Branch Sales Manager -forex

New Delhi, Chennai, Mumbai (All Areas)

2 - 4 yrs

INR 2 - 4 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.