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Jobs in Kolhapur
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Muthoot FinCorp (MFL)
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Branch Credit Manager

Branch Credit Manager

Muthoot FinCorp (MFL)

4 - 10 years

6 - 12 Lacs

Kolhapur Mumbai

Posted:1 month ago| Platform:

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Skills Required

Loans Credit operations NBFC Underwriting Legal Customer experience Management Monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

End to End Managing of Credit Shop at the Branches assigned
Proactively respond to the business requirements challenges and support Branch Business Team to acquire Quality Portfolio
To ensure FIRST TIME RIGHT of Logins at the branches, and Disbursement dockets submitted to Central Operations.
Monitor Technical Legal functions pertaining to the branch with regard to timely receipt of Legal Technical reports from vendors maintaining quality of the reports as well.
Own resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.
To understand the competition policies regarding Micro LAP and Affordable Housing, suggest improvements in our current policies products.
To liaison with Business, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning.
To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
To Retain existing live loan customers.
To effectively liaison with law authorities for resolving conflicts if any.
To Build a Quality and Profitable Loan Portfolio.

Skills and Exposure

A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
Proven ability to Work under Pressure with regard to TAT
Adherence to laid down credit policies and suggest improvements if any.
Atleast 5 years experience in underwriting role, with atleast 3 years Mortgages Affordable Housing experience with exposure to Loan Origination software like Finnone, risk tools like Perfios, Hunter, Karza.
Strong understanding of appraising proposals from Lower Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.

Excellent interpersonal and verbal communication skills

Ability to Work Deliver business targets under pressure

Working knowledge of Collections/ Recoveries.

Be Accountable for Portfolio Quality of the Location.

Special Requirements (If any)

Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.

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