Branch Credit Manager

Equitas Small Finance Bank

4 - 9 years

1 - 5 Lacs

Kallakkurichi Chidambaram Viluppuram

Posted:Just now| Platform:

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Skills Required

Financial Modeling accounts receivable accounts payable credit collection BFSI Growth Data receivable recovery accounting Reporting kpi analysis collections bank reconciliation Software Operations finance credit control

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4 to 9 years of experience in the BFSI industry, with expertise in credit management and analysis.

Roles and Responsibility

Manage and oversee the credit function at the branch level, ensuring compliance with regulatory requirements.
Develop and implement effective credit policies and procedures to minimize risk and maximize business growth.
Conduct thorough credit analyses and assessments to determine client creditworthiness.
Collaborate with cross-functional teams to identify and mitigate potential credit risks.
Monitor and report on credit portfolio performance, providing insights and recommendations for improvement.
Ensure all credit-related transactions are accurately recorded and maintained.

Job Requirements

Strong knowledge of credit management principles, practices, and regulations.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong relationships with clients and stakeholders.
Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines.
Proficiency in financial modeling and forecasting tools, with experience in credit risk assessment.
Strong understanding of the BFSI industry, including market trends and competitor activity.

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