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Electronica Finance Limited
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Branch Credit Manager

Branch Credit Manager

Electronica Finance Limited

34 years

0 Lacs

siddipet telangana india

Posted:1 week ago| Platform:

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Skills Required

finance network portfolio ethics creditworthiness analysis compliance risk controls support lending management data accounting communication

Work Mode

On-site

Job Type

Full Time

Job Description

Company Description

Electronica Finance Limited (EFL) is a leading Non-Banking Finance Company (NBFC) with a network of over 200 branches across India. Established in 1990, EFL was among the pioneers in offering machinery loans and has since expanded its portfolio to include business loans, working capital loans, solar loans, and loan against property. With a strong emphasis on ethics, mutual respect, and a forward-thinking work culture, EFL has earned the trust of over 35,000 clients in its 34-year history. The company continues to prioritize empowering its clients through custom financial solutions, with 40% of new disbursements coming from existing customers.

Role Description

This is a full-time, on-site position as a Branch Credit Manager, located in Siddipet. The Branch Credit Manager will be responsible for evaluating credit applications, assessing credit risks, and determining creditworthiness. The role includes performing financial analysis, ensuring compliance with credit policies, and maintaining a healthy portfolio. The candidate will work closely with stakeholders to identify and recommend risk controls to support sound lending practices.

Qualifications

Strong expertise in Credit Management and Credit Risk Management
Proficiency in Finance and Credit-related knowledge
Exceptional Analytical Skills to assess financial data and creditworthiness
Ability to work independently and make objective credit decisions
Bachelor's degree in Finance, Accounting, or a related field (MBA or equivalent is a plus)
Prior experience in the financial services or NBFC sector is highly beneficial
Excellent communication, problem-solving, and decision-making skills
Familiarity with regulatory compliance requirements and credit policies

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Branch Credit Manager