Associate Director - Legal

We’re looking for a Business Counsel who can thrive in this intersection of innovation and regulation, someone who combines the discipline of a regulator, the clarity of a lawyer, and the agility of a business.

If you see being lawyer as an enabler, not a merely support function this is a right fit opportunity for you.

Key Responsibilities:

Contracting, Product Terms, and Documentation

• Handle legal documentation and contracting for LAMF, PSP, NBFC, Global Investing, Payments, and Indian securities distribution, including distribution and partnership agreements, vendor contracts, loan documentation, and related-party transactions (RPTs).
• Review and maintain Product Terms & Conditions, Privacy Policy, and Terms of Service, ensuring alignment with evolving product features, user consent frameworks, and data protection regulations.
• Build and maintain contract playbooks, define fallback positions, and ensure adherence to Outsourcing Guidelines, Data Privacy, and Risk Management frameworks.
• Support standardization of templates, drafting of BU-specific contracting standards, and legal hygiene across all business functions.

Regulatory and Product Enablement

• Interpret and operationalize regulatory frameworks across SEBI, RBI, IRDAI, IFSCA, PFRDA, DPDP, FEMA, and PMLA, ensuring compliance across INDmoney’s broking, lending, payments, insurance, and overall platforms.
• Review new product flows (UPI, LAMF, PSP, NBFC, Mutual Funds, Indian & Global Investing) and translate regulatory requirements into product and tech specifications.
• Conduct regulatory research, prepare position notes on new circulars, guidelines, and industry developments relevant to INDmoney’s business.
• Prepare regulatory submissions, representations, and responses;

Risk, Disputes, and Brand Protection

• Draft replies to customer complaints, regulatory queries, and partner disputes with clear factual and legal reasoning.
• Manage fraud, impersonation, and cyber-incident documentation, liaising with law enforcement, payment partners, and regulators as needed.
• Support ongoing litigation, settlement documentation, and evidence collation; maintain records of all case proceedings and correspondence.

Experience:

Location:

Qualification:

Core Competencies:

• Excellent drafting and negotiation skills — precise, commercial, and regulator-ready.
• Sound understanding of financial and securities market regulations.
• Ability to convert complex business ideas into compliant legal constructs.
• Strong research orientation with clarity in written communication.
• High ownership, self-driven approach, and ability to manage competing priorities in a fast-paced setup.