About Credit Saison India
Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.
Job Summary
Assistant Manager - Loan Management:We are seeking a detail-oriented and experienced Assistant Manager for our Loan Management department. The successful candidate will support the Loan Management team in overseeing loan portfolios, ensuring compliance with lending policies, and maintaining excellent customer relationships.
Job Responsibilities
- Assist in managing and monitoring loan portfolios, including reviewing loan applications and conducting risk assessments
- Support the development and implementation of loan management strategies and policies
- Collaborate with team members to ensure timely loan processing and disbursement
- Analyze financial data and prepare reports for senior management
- Maintain accurate and up-to-date loan documentation
- Assist in resolving customer inquiries and complaints related to loans
- Monitor loan performance and identify potential issues or risks
- Contribute to the training and development of junior loan officers
- Ensure compliance with all relevant banking regulations and internal policies
- Participate in continuous improvement initiatives within the loan management department
Job Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field
- Experience in loan management or a similar role within the banking industry
- Strong understanding of loan products, credit analysis, and risk assessment
- Excellent analytical and problem-solving skills
- Proficiency in financial software and Microsoft Office Suite
- Outstanding communication and interpersonal skills
- Ability to work effectively in a team environment and lead projects when required
- Detail-oriented with a strong focus on accuracy and quality
- Knowledge of banking regulations and compliance requirements
- Professional certification in loan management or banking (preferred)
