Area Head - Affordable HL

Role Overview: You will be leading and scaling the Affordable Home Loan business across assigned branches by formulating and executing strategies to drive business growth. Your primary focus will be on managing operations, optimizing resources, building strategic relationships with local dealers, expanding branch presence, enhancing product penetration, and ensuring exceptional customer service delivery. Additionally, you will be responsible for building high-performing teams, implementing effective systems and processes, and delivering customer and employee satisfaction goals with full P&L ownership. Key Responsibilities: - Own the P&L of the assigned branches, overseeing all aspects of operations, including distribution, sales, customer service, and administration. - Drive business performance by developing and executing region-specific strategies to achieve and surpass business goals and revenue targets. - Ensure sustainable profitability across asset and liability products by optimizing product mix and pricing strategies. - Lead a team of RMs to drive customer acquisition, deepen existing relationships, and monitor loan collections and recoveries. - Collaborate with Risk and Credit teams to assess and improve portfolio quality and achieve key metrics including productivity, efficiency, and customer satisfaction. - Conduct periodic field audits, foster relationships with clients, and lead manpower planning and training initiatives. - Implement new initiatives related to products, channels, and processes to boost operational efficiency and customer convenience. Qualification Required: - Graduate with 10-18 years of experience.,