Area Credit Manager

Job Description

Job Description: Underwriting of SME (Mortgage, LAP, Secured Business loan and Microfinance Institute funding) Make optimal use of the Loan Origination System and Loan Management system Maintain Credit TAT Manage Credit Underwriting as per policy Monitor Delinquency and NPA to budgeted levels for the product Manage Credit Cost as per approved budgets Give feedback to Credit Policy based on experience of underwriting Data Slicing/ Analysis and publishing of the reports PDD monitoring Industry Analysis Team Handling Key Performance Indicators TAT Portfolio Quality Quality of Appraisal Cost Management Implementation of Processes Desired Skill Set: Positive, pro-business attitude Excellent Analytical skills Communication and Presentation skills Product knowledge Ability to understand asset type and its viability Ability to read and understand legal and technical reports and valuations related to properties financed by the company Team handling Personal Attributes Presentation Skills Communication Skills Analytical Skills Experience: Credit Underwriting Experience of minimum 5-6 years Desired Qualification: Chartered Accountant. Show more Show less