Analyst - Credit Analysis Unit

We are currently seeking an experienced professional to join our team in the role of Analyst - Credit Analysis Unit

• Undertake high quality industry, competitor and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.

• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.

To be successful you will:

• C.A. / CFA / MBA Finance, Economics or equivalent is essential and any professional qualification is desirable.
• 0 to 6 years of relevant experience in Credit Analysis.
• Sustainability knowledge is an advantage
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player

• Understand financial principles and concepts, including budgeting, financial forecasting, and financial analysis.
• Understanding of risk management principles and practices. This includes the ability to identify, assess, and mitigate risks that could impact the business.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
• Knowledge of HR practices, including recruitment, performance management, and employee development.

You’ll achieve more when you join HSBC.