VP-Risk QC Credit Officer - C13

The Credit Risk Officer position provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and collaborating with the business. Your role involves applying in-depth disciplinary knowledge to offer value-added perspectives, developing processes, procedures, and plans within the overall function. Strong communication and diplomacy skills are essential, along with the ability to collaborate with multiple business functions. You will be responsible for ensuring quality, timeliness of audits, and accurate reporting, monitoring quality to ensure results remain within the risk appetite. In this role, your responsibilities will include: - Oversight of the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending. - Managing Risk and Controls while upholding quality expectations set by the organization. - Integrating an in-depth credit underwriting background of complex transactions for HNW and UHNW clients with industry standards knowledge. - Using sound judgment to oversee complex audit reviews and provide feedback to teams. - Conducting meetings with Senior management, attending cross-functional business meetings, and contributing to meeting content. - Analyzing data, providing root cause analysis, generating accurate reports regularly, and facilitating ad-hoc reporting as needed. - Interacting with regulators, GSEs, and internal audit when necessary, attending regulatory meetings and exam preparation meetings on behalf of Credit Risk. - Demonstrating excellent communication skills both in writing and verbally, with a strong customer service ethic and team orientation. - Assessing risks appropriately in business decisions, considering the firm's reputation, and ensuring compliance with laws and regulations. Qualifications for this role include: - 10+ years of previous consumer Mortgage underwriting experience. - Extensive knowledge of the mortgage industry related to credit worthiness, regulatory requirements, agency/non-agency, and FHA/VA guidelines. - Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents. - High ethical standards and integrity in work. - Excellent verbal and written communication skills, effective listening skills. - Ability to work across all levels in Risk Management and with other Governance/Controls and business teams. - Strong organizational skills, attention to detail, ability to analyze data, provide root cause analysis, identify trends, and recommend actions. Education required for this position: - Bachelors/University degree or equivalent professional experience. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,