142 Regulation Jobs

As a Model/Analysis/Validation Officer at the company, your role involves being a recognized technical authority in your area within the business. You will need to have basic commercial awareness and excellent communication and diplomacy skills to guide, influence, and convince others, including colleagues from different areas and external customers. Your work will have a significant impact on the area you are responsible for, ultimately affecting the overall performance of the sub-function/job family. **Key Responsibilities:** - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types, including market, credit, and operational risks. - Manage model risk throughout the model life-cycle, including model validation, ongoing performance evaluation, and annual reviews. - Produce analytics and reports to manage risk for the company's operations. - Translate operational requests into programming and data criteria, conduct systems and operational research, and model expected results. - Assist in developing analytic engines for business product lines. - Communicate results to diverse audiences. - Conduct analysis and create detailed technical documentation reports for validation purposes, meeting regulatory guidelines and industry standards. - Identify modeling opportunities that drive measurable business results. - Provide guidance to junior validators as needed. - Manage stakeholder interaction with model developers and business owners throughout the model life-cycle. - Present model validation findings to senior management and supervisory authorities. - Provide effective challenge to model assumptions, mathematical formulation, and implementation. - Assess and quantify model risk due to limitations and inform stakeholders of their risk profile, developing compensating controls. - Contribute to strategic, cross-functional initiatives within the model risk organization. **Qualifications:** - 6-10 years of experience - Proficiency in Microsoft Office, particularly MS Excel - Clear and concise written and verbal communication skills - Self-motivated and detail-oriented - Project management and organizational skills with the ability to handle multiple projects simultaneously - Practical experience using SAS or similar statistical coding software for building and testing prediction models, comfortable interfacing with business clients, and proficiency in handling large data sets. - Experience in a quantitative role in risk management at a financial institution, with experience in model development or validation. - Good knowledge of various model development and validation testing techniques covering risk models. **Education:** - Bachelor's/University degree or equivalent experience, potentially a Master's degree In addition to the above, you will be part of the Risk Management job family group, specifically in the Risk Analytics, Modeling, and Validation job family. Your role is full-time, where you will be utilizing skills such as Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, and Statistics. If you encounter any accessibility challenges due to disability while using the search tools or applying for a career opportunity, you can review the Accessibility at Citi for reasonable accommodations. You can also refer to Citi's EEO Policy Statement and the Know Your Rights poster for further information.,

Job Description Description: The HR Senior Executive/Executive will oversee HR functions for our QSR segment in Mumbai, including recruitment, HR operations, employee relations, and compliance. The role requires a strong HR background, excellent communication skills, and a proactive approach to employee engagement. Key Responsibilities: 1. Key Accountabilities: Manage bulk hiring for operations and kitchen crew members for QSR outlets, should have hands-on experience in recruiting candidates from portals like Naukri, LinkedIn, Social Media and other handles. Managing onboarding of new hires, ensure proper documentation and orientation of new employees, should have good knowledge of job descriptions and KRAs. Monitor and manage employee attendance and leave records, resolve any attendance and leave-related discrepancies. Address employee grievances and foster a positive work environment and assist in conflict resolution and disciplinary actions as and when required. Ensure employment compliance (PF, ESIC, PT, Minimum Wages, Statutory Bonus, Shop and establishment Compliances, Income Tax, etc.) with local labor laws and company policies. Should be aware of recent changes with respect to employment compliances suggested by Statutory authority from time to time. Should have a clear understanding of minimum wages, and compliances defined as per Act. 2. Operations Accountability: Handle day-to-day HR administrative tasks. Implement HR policies and procedures and act as the custodian of all the HR policies and ensure effective implementation. Conduct regular visits to the cluster outlets to ensure HR practices are being followed and address any issues on-site. Handle all the HR-related dashboards (monthly reports, attrition reports, recruitment dashboards, legal compliance dashboards, etc.). Well-versed with MS Excel skills and HR database management. Requirements: Essential Qualifications and Experience: Education: MBA degree in HR, Business Administration, or related field. Experience: 2-4 years of HR management experience, preferably in QSR or retail. Skills: a. Strong knowledge of HR practices and labor laws. b. Excellent communication and interpersonal skills. c. Proficient in HR software and Microsoft Office.

**Job Description:** As a candidate, you should have working experience in Homologation and Regulation. You should preferably have experience in Complete Passenger car homologation, including 65 Test. It is essential to possess complete process knowledge if involved in 2 wheeler Homologation. Additionally, you should be adept in New Regulation Planning. **Key Responsibilities:** - Working on Homologation and Regulation processes - Ensuring compliance with all necessary regulations and standards - Conducting and overseeing Complete Passenger car homologation tests, including 65 Test - Managing the homologation process for 2 wheeler vehicles - Planning for the implementation of new regulations in the company **Qualifications Required:** - Prior experience in working with Homologation and Regulation - Proficiency in Complete Passenger car homologation and 2 wheeler Homologation processes - Strong understanding of regulatory requirements and standards - Ability to plan and implement new regulations effectively (Note: No additional details about the company were provided in the job description.),

Role Overview: As a Model/Anlys/Valid Intmd Analyst at our company, you will be a developing professional with the ability to independently tackle most problems and solve complex issues. You will integrate your in-depth specialty area knowledge with industry standards and practices, contributing to the objectives of the subfunction/job family. Your role will require analytical thinking, attention to detail, and the ability to interpret data and results accurately. Effective communication and diplomacy skills are crucial to exchange potentially complex information with various stakeholders. Key Responsibilities: - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types including market, credit, and operational - Support the design, development, delivery, and maintenance of best-in-class Risk programs, policies, and practices - Review institutional or retail analytics, models, and other documents to ensure compliance with regulatory and legal requirements - Identify potential risks, escalate for further review, and handle preliminary investigations - Create and maintain reports for control, tracking, and analysis purposes, ensuring appropriate retention of documents - Work with senior staff in investigating and responding to customer and operational complaints - Interact with other areas within Risk Management as necessary to assess risk in business decisions and drive compliance with laws, rules, and regulations Qualifications: - 4+ years of experience in Model Development - Proficiency in Microsoft Office with an emphasis on MS Excel - Clear and concise written and verbal communication skills - Self-motivated, detail-oriented, with demonstrated project management and organizational skills - Ability to handle multiple projects simultaneously - Bachelor's/University degree or equivalent experience Additional Company Details: The company is committed to providing reasonable accommodations for individuals with disabilities to use search tools and apply for career opportunities. They adhere to Citigroup's EEO Policy Statement and promote awareness of individual rights through the Know Your Rights poster. (Note: Details such as Job Family Group, Time Type, Most Relevant Skills, and Other Relevant Skills have been omitted as they are not directly related to the job description.),

As a Senior at EY, you will have the opportunity to leverage your 4-8 years of experience in the Asset management sector, focusing on providing hands-on advisory services in Fund Accounting, Investment Accounting, Financial Reporting, Regulatory and Statutory reporting, and more. Your previous consulting experience in Wealth and Asset Management or a transformation role within the industry will be valuable, with key qualifications and skills including: - Advanced proficiency in Fund accounting and financial reporting, Investment accounting, financial statement close process, regulatory and statutory reporting, management and financial reporting, consolidation reporting, advanced data readiness and analytics, governance, controls, and regulation. - Experience with fund administration and investment accounting platforms like Investran / Eagle / Yardi. - Knowledge in Private Equity & Real Estate Funds and investment accounting. - Experience in operational aspects like NAV finalization, reconciliations, management reporting, and investor reporting, reconcile investor capital balances, and allocation of Profit & Loss. - Qualifications for this position require an MBA/CA/ACCA/CPA certification. - Immediate joiners will be an added advantage. Your responsibilities will include understanding the intricacies of Funds and Fund-of-Fund investment operations and financial statement reporting, defining new procedures and controls to enhance operational risk processes, driving high-quality work products within expected timeframes and budget, and executing detailed procedures based on knowledge of fund controllership, investment books and records, and/or financial reporting processes. You will also be responsible for critical accounting activities, including capital calls, valuations, and transaction processing, identifying and evaluating new technology opportunities for platform enablement, and collaborating with business and technology partners to translate business requirements into scalable solution options. At EY, we are dedicated to building a better working world by creating long-term value for clients, people, and society, and by building trust in the capital markets. Our diverse teams in over 150 countries provide trust through assurance and help clients grow, transform, and operate across assurance, consulting, law, strategy, tax, and transactions. Join us in our mission to ask better questions and find new answers for the complex issues facing our world today.,

As a Credit Risk Officer at Citi, your role involves staying abreast of developments in the field, contributing to directional strategy, and being a recognized technical authority. Your responsibilities include: - Assessing quality and risks of assigned portfolios - Reviewing and improving credit risk processes and standards - Evaluating Risk Appetite framework and risk ratings - Ensuring appropriate staffing models and resources - Monitoring Corrective Action Plans and Fundamental Credit Risk documents - Providing advice on technology and operations - Demonstrating Quality Assurance activities - Assessing risks in business decisions with focus on compliance and ethical behavior To be successful in this role, you ideally have: - 10+ years of relevant experience - Good analytical skills - Wide degree of latitude and discretion Education: - Bachelors/University degree, Masters degree preferred This job description provides a summary of the work performed. Other duties may be assigned as required. Your work will have a significant impact on the area through complex deliverables, influencing the overall performance of the sub-function/job family. You will deal with complex and variable issues, requiring the development of approaches and actions involving weighing various alternatives. If you are a person with a disability and need accommodation to use the search tools or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

In this role at PwC, you will be focusing on providing independent and objective assessments of financial statements, internal controls, and other assurable information to enhance credibility and reliability with various stakeholders. You will be evaluating compliance with regulations, including assessing governance and risk management processes. In addition, you will be assisting clients in developing solutions related to data, analytics, and technology to help build trust, drive improvement, and detect, monitor, and predict risks. Your work will involve using advanced analytics, data wrangling technology, and automation tools to leverage data and establish processes and structures for clients to make efficient decisions based on accurate and trustworthy information. Key Responsibilities: - Apply a learning mindset and take ownership for your own development. - Appreciate diverse perspectives, needs, and feelings of others. - Adopt habits to sustain high performance and develop your potential. - Actively listen, ask questions to check understanding, and clearly express ideas. - Seek, reflect, act on, and give feedback. - Gather information from various sources to analyze facts and discern patterns. - Commit to understanding how the business works and building commercial awareness. - Learn and apply professional and technical standards, uphold the Firm's code of conduct and independence requirements. In the Valuations practice within Deals Transaction Services, you will have the opportunity to help organizations realize the potential of mergers, acquisitions, divestitures, and capital markets. Your role will involve researching financial risks, providing forecast analysis, and developing financial models to provide fair and accurate valuation advice to enhance deal value for clients. Qualifications Required: - Bachelor's Degree in any reputable tertiary organization - Basic knowledge and understanding of financial risk management, operational risk management, and compliance requirements - Excellent verbal, written, and interpersonal communication skills - Strong analytical skills with high attention to detail - Basic knowledge of Microsoft suite tools (e.g., Word, Excel, PowerPoint) Additional Details: To succeed in this role, you should have experience with visualization software such as Tableau, Qlik, Power BI, knowledge of data analysis and data manipulation products like SQL, Alteryx, Python, SAS, and experience across regulation, workforce, financial reporting, and automation. The ability to thrive in a complex consulting environment, manage client engagements and internal projects, prepare reports and deliverables, develop relationships, identify business opportunities, and support team members will be crucial for success. Good to Have: - Programming skills in SQL, Python, or R - Accounting experience - Experience in Risk Management - Consulting experience - Financial services knowledge Minimum Qualifications: - Bachelor's degree - 1-4 years of experience Preferred Fields of Study: - Engineering and Business - Financial Mathematics - Mathematical Economics - Quantitative Finance - Statistics Certifications Preferred: - CIA or CISA or ITIL,

Role Overview: You will be accountable for leading the strategy, design, and delivery of cutting-edge credit risk rules engine technologies, ensuring seamless integration of risk policies, business rules, and decisioning logic into technology platforms. Your role will involve driving transformational initiatives and leading a team of risk technologists to ensure credit risk changes are delivered on time, within scope, and aligned with the organization's risk management framework and regulatory mandates. Operating at the intersection of credit risk strategy and technology execution, you will play a crucial role in managing changes to risk models and decisioning systems effectively. Key Responsibilities: - Define and execute the technology strategy for the credit risk rules engine, aligning it with the organization's risk management framework and business growth strategies. - Lead the development and delivery of complex credit risk technology changes, integrating decisioning rules and policies into platforms for credit decisioning and underwriting. - Set a long-term vision for the evolution of the rules engine, incorporating emerging trends, technology advancements, and risk mitigation strategies. - Oversee the end-to-end delivery of technology changes related to credit risk models, decisioning logic, and business rules, ensuring alignment with business goals, timelines, and budgets. - Establish strong partnerships with IT, product, and risk management teams to ensure successful implementation and operation of credit risk technology initiatives. - Implement a robust governance framework to manage changes to the credit risk rules engine, ensuring adherence to internal policies and external regulatory standards. - Lead efforts to modernize the credit risk rules engine by incorporating advanced technologies such as AI/ML to optimize decision-making, enhance operational efficiency, and improve predictive capabilities. - Build and lead a high-performing team of risk technology professionals, providing leadership, mentorship, and strategic direction to ensure optimal performance and engagement. - Collaborate closely with senior stakeholders to ensure alignment between credit risk strategy and technology execution. - Establish key performance metrics to measure the effectiveness of credit risk technology changes, ensuring high-quality outcomes, on-time delivery, and alignment with business objectives. Qualifications Required: - Educational Background: Bachelor's degree in Information Technology, Computer Science, Finance, or a related field. Certifications in credit risk, technology management, or systems development are a plus. - Extensive Leadership Experience: 15+ years in credit risk technology or financial services, with at least 7+ years in a leadership role overseeing large-scale technology delivery or system development. - Credit Risk & Technology Expertise: Deep knowledge of credit risk management principles, decisioning models, and risk strategies through technology. - Strategic & Innovation Leadership: Experience leading technology transformation initiatives, including the adoption of AI/ML in credit risk management. - Regulatory Knowledge: Strong understanding of regulatory landscape (OCC, CFPB, Fed) and experience ensuring technology solutions are compliant with credit risk regulations. - Communication & Stakeholder Management: Exceptional communication skills with the ability to engage stakeholders on complex technical issues and risk management strategies. - Financial Acumen: Strong financial management skills, with the ability to manage large technology budgets effectively.,

As a Liquidity Requirements and Testing Sr. Analyst at our company, your role is crucial in ensuring compliance with liquidity metrics such as FR2052a, LCR, NSFR, and other liquidity submissions. Your responsibilities will include: - Demonstrating knowledge and executing testing procedures following strict standards, especially for complex products/reports assigned to you. - Actively participating in working groups, presenting items under testing, and clearly articulating expected impact and testing approach. - Identifying, communicating, and escalating risks to testing to maintain timeliness and quality. - Enforcing and documenting exception processes when triggered, and closely following documented Standard Operating Procedures throughout the testing lifecycle. - Advocating for and implementing process improvements or automation to enhance efficiency. - Serving as a Subject Matter Expert (SME) to senior stakeholders and/or other team members. In addition, the following qualifications are required: - 3+ years of related experience - Preference for experience in the Financial Services Industry and Project Management - Proficiency in Microsoft Office, particularly MS Excel - Working knowledge of related industry practices and standards - Ability to collaborate with multiple functions - Strong problem-solving skills - Clear and concise written and verbal communication skills Education requirement: - Bachelors Degree/University degree or equivalent experience By joining our team as a Liquidity Requirements and Testing Int. Analyst - Hybrid (Internal Job Title: Manager - C11) based in B6 NKP, Mumbai, you will have access to resources that cater to your unique needs and empower you to make informed decisions regarding your financial well-being for the future. If you believe this role aligns with your skills and experience, we encourage you to apply and be a part of our success story. (Note: No additional details about the company were provided in the job description),

As a member of the Markets Price and Credit Risk & Controls (PCRC) Execution team, your role will involve supporting the Price Risk data quality issue management and governance, data analytics, and strategic data initiatives. Price Risk encompasses market risk management across First Line and Second Line functions, with a focus on enhancing risk management controls and processes across Markets businesses and CTI. Your responsibilities within Price Risk Execution will revolve around managing operational risk, valuation risk, and governance components to ensure the quality of Price Risk. Collaboration with various stakeholders including Global Markets Trading Businesses, In-Business Risk (IBR), Finance, and 2LoD will be crucial in setting standards, leading governance, and managing controls within Price Risk. Responsibilities: - Manage data quality (DQ) issue management process and support DQ governance through Price Risk data quality governance forums. - Engage in data quality issue triage, prioritize Business needs, and provide guidance to partners. - Implement internal Data Management controls to monitor data quality reports, key indicators, and metrics for continuous improvement. - Establish Data Quality reporting frameworks to resolve data quality exceptions. - Collaborate with business partners to make recommendations for process improvements. - Stay updated on relevant policies and ensure compliance within Markets. - Assess risk independently and act as a subject matter expert to senior stakeholders. Knowledge and Experience: - Experience in data governance or data quality Issue management leveraging glossary, lineage, and data quality tools. - Expertise in creating and executing governance frameworks to enhance data quality and meet regulatory commitments. - Strong project management skills in a front office environment. - Knowledge of data methodologies, frameworks, and regulatory initiatives. - Experience in coordinating with stakeholders to drive changes and understand process impact. Qualifications: - 10+ years of experience in Operational Risk Management, Audit, Compliance, or other control functions. - Strong analytical and problem-solving skills with attention to detail. - Excellent communication skills and proficiency in tools such as Tableau, PowerPoint, Word, Outlook, and Teams. - Organizational influencing skills and ability to drive initiatives to completion effectively. - Demonstrated ability to develop and implement strategy and process improvement initiatives. Education: - Bachelor's/University degree or equivalent experience. - Master's degree is advantageous. Development Opportunities: - Build a global network of professionals, trading desks, technology teams, and 2nd line functions. - Long-term career growth opportunities across geographies and business lines. - Competitive compensation package and benefits. - Flexible work arrangements under a Hybrid model.,

Whether you are at the start of your career or seeking your next adventure, your journey begins here. At Citi, you will have the chance to enhance your skills and contribute to one of the most globally recognized banks. We are dedicated to supporting your professional growth from the onset through comprehensive on-the-job training, exposure to senior leaders, and various learning opportunities. Additionally, you will have the privilege to engage in volunteer activities that positively impact our communities. ICG Risk Analysis (IRAUs) plays a crucial role within the Institutional Credit Management (ICM) organization. The IRAUs team is committed to providing top-tier credit risk analysis, monitoring, and credit administration in collaboration with ICG Risk and Banking, Capital Markets and Advisory (BCMA) to ensure the safety and stability of wholesale lending across ICG. As an ICG Risk Analysis Credit Risk Associate, you will manage a portfolio of ICG Risk Relationships, oversee the Credit Risk Analysis for those relationships, and conduct continuous monitoring of the portfolio. This entails producing Annual Reviews, Quarterly Reviews, supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. This position specifically focuses on the Commodities relationships portfolio and reports directly to the ICG Risk Analysis (IRAU) Commodities Credit Risk Team Lead. In this role, your responsibilities include: - Evaluating the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients through fundamental credit analysis using quantitative and qualitative factors - Generating Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and judgment to ensure appropriate extensions of credit within Risk appetite - Continuously monitoring the portfolio, tracking industry trends, assessing impacts on key relationships, and escalating potential credit issues to relevant stakeholders - Reviewing and recommending risk ratings across the sector - Collaborating with regional and industry stakeholders to implement credit assessment and monitoring standards - Supporting ICG Risk Analysis Voice of the Employee (VOE) initiatives - Occasional travel (less than 10%) - Demonstrating 6-9 years of credit experience in Banking, Credit Risk Management, or equivalent credit roles within the financial services industry - Possessing strong knowledge of Wholesale Credit Processes, organizational awareness, and familiarity with Citis systems - Exhibiting well-developed analytical skills, sound understanding of key financial components, and ability to identify emerging risks - Preparing presentations for senior management and ensuring adherence to the control environment Ideally, the successful candidate will have the following skills and exposure: - Assisting colleagues in identifying growth opportunities for individual and team performance - Coaching and mentoring analysts to enhance team capabilities - Serving as a culture carrier within the organization - Building relationships, influencing stakeholders, and exhibiting strong interpersonal skills - Managing time and priorities effectively, even under pressure - Communicating clearly and concisely to diverse audiences - Proficiency in Microsoft Office applications (Word, Excel, PowerPoint) Qualifications: - BA/BSc or higher degree in Business (MBA) or related field This job description offers an overview of the primary responsibilities. Additional duties may be assigned as needed.,

At Times Internet, we focus on developing high-quality digital products that simplify and enrich the daily lives of individuals. As India's largest digital products company, we operate in various sectors such as news, entertainment, marketplaces, and transactions. Our portfolio includes leading and well-known brands like TOI, ET, Indiatimes, NBT, and Cricbuzz, which cater to diverse interests and aspirations. We continuously explore new opportunities and are committed to introducing innovative products, concepts, and technologies that empower people to maximize their everyday experiences. Join us at Times Internet and embark on a fulfilling and purpose-driven career. We are currently seeking a Manager - Legal with at least 5 years of experience who possesses the following key skills: - Proficiency in drafting, negotiating, and finalizing a wide range of agreements including proposals, content licensing agreements, service agreements, telemarketing/telco agreements, ad sale agreements (programmatic and direct), NDAs, LOIs, business agreements with vendors and service providers, strategic partnerships with global entities, app integration agreements, consulting agreements, and marketing/sales agreements on both domestic and global scales. - Experience in the digital media/publishing industry and a solid understanding of relevant regulatory frameworks would be advantageous. Desired Candidate Profile: - Strong academic background, preferably holding a law degree from a Tier 1 law school. - Minimum of 5 years of post-qualification experience, specifically in the digital media/publisher sector. - Proficient in IT laws, privacy laws, contract drafting, negotiation, and management. - Excellent written and verbal communication abilities. - Responsible, proactive, capable of managing multiple projects simultaneously under pressure. - Team player with the ability to collaborate effectively across departments. - Strong organizational skills, adept at time management and prioritization. - Skilled at engaging with individuals at all levels both internally and externally. - Exceptional drafting and negotiating capabilities for end-to-end contract processes. - Business-minded, commercially aware, and possess techno-legal acumen. - Ethical with a commitment to high integrity standards. - Capable of applying legal regulations practically and advising on various laws such as media laws, intellectual property, copyrights, IT laws, data protection, consumer protection, intermediaries, advertising & marketing laws/regulations. - Proficient in managing a wide range of matters and stakeholders effectively. - Clear, concise, and persuasive communicator with all business levels and stakeholders. - Willing to work both collaboratively as part of a team and independently with minimal supervision. Educational Qualification: Bachelor's/Master's degree in Law Job Location: Noida/Gurgaon,

The Underwriter is a strategic professional who stays abreast of developments within their field and contributes to directional strategy by considering their application in their own job and the business. Recognized as a technical authority for an area within the business, this role requires basic commercial awareness. Developed communication and diplomacy skills are essential to guide, influence, and convince others, particularly colleagues in other areas and occasional external customers. The Underwriter has a significant impact on the area through complex deliverables, providing advice and counsel related to the technology or operations of the business. Their work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Responsibilities: - Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients, ensuring sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards. - Prepare a detailed written credit summary of commercial applicants by analyzing the business, interpreting the finance need, identifying strengths and prevailing risk factors, and rendering a final credit decision. - Conduct detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information. - Conduct industry and geographical research and other due diligence as needed. - Maintain a solid understanding of Citibank products and services within Small Business/Commercial Banking and the broader organization. - Ensure compliance with Citibank credit policies/practices and regulatory policies to receive satisfactory ratings from internal and external auditors. - Identify process improvements and efficiencies that reduce costs and improve customer service levels, working with the management team on prioritization and implementation of approved actions. - Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives, and mentor lower-level Credit Officers as needed. - Perform any other duties required to support business unit and company goals. Qualifications: - 6-10 years of previous credit authority experience with prior experience working in a regulatory and compliance policy environment. - Proven analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis, and projections. - Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process. - Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment. - Effective interpersonal and written/verbal communication skills. - Thorough problem recognition and resolution skills. - Pro-active disposition with the ability to work autonomously and within a team. - Proficiency in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software. - Exercises wide discretion and has a significant impact on the area through complex deliverables. - Bachelors/University degree, Masters degree preferred. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

Whether you are at the start of your career or seeking your next adventure, your journey commences here. At Citi, you will have the chance to enhance your skills and make an impact at one of the world's leading global banks. We are dedicated to supporting your growth and development from the outset through comprehensive on-the-job training, exposure to senior leaders, and traditional learning opportunities. Additionally, you will have the opportunity to contribute positively to our communities through volunteerism. The Global Leveraged Finance Underwriting Credit Team (LFU) in Institutional Credit Management (ICM) is looking for an Associate to join its Credit Assessment team. As an intermediate level professional, the Associate aims to provide top-tier credit risk analysis, monitoring, and credit administration as a partner to the broader ICM Underwriting and Banking, Capital Markets, and Advisory (BCMA) teams. Collaborating with the LFU team, the Associate will play a key role in leading an exceptional Leveraged Lending Underwriting organization to significantly enhance Citis end-to-end Leveraged Lending credit management process. Responsibilities include writing Annual Reviews, Quarterly Reviews, and supporting LFU Underwriters on transactions. Key Responsibilities: - Assess the credit and financial strength of Citis most complex Large Corporate Clients by conducting fundamental credit analysis using quantitative and qualitative factors. - Monitor the covered portfolio, track industry trends, assess impacts on key relationships, and escalate potential credit issues to LFU Underwriters, Risk, and BCMA partners. - Understand clients" business models, financial performance, and key credit drivers across various industries, through due diligence processes and ongoing credit monitoring. - Evaluate borrowers" cash flow profiles by creating projection models for assigning regulatory ratings and making credit extension decisions. - Provide analytical support across LFU's core functions related to Leveraged Lending transactions, portfolio management, and global leveraged lending projects. Desired Skills and Qualifications: - 6-9 years of credit analysis, origination, or relevant credit experience. - Strong analytical skills, ability to form independent opinions on credit, and recognize emerging risks. - Team player with a strong work ethic, excellent communication skills, and the ability to mentor analysts. - Organizational skills to work under pressure, manage time effectively, and prioritize tasks. - Advanced knowledge of Microsoft Word, Excel, and PowerPoint, along with financial modeling experience. - Ability to handle demanding responsibilities, work independently, manage deadlines, and multitask efficiently while maintaining quality standards. Education: MBA or CFA or CA This job description offers an overview of the work involved. Additional job-related duties may be assigned as necessary.,

The underwriter position requires excellent communication skills to negotiate internally, often at a senior level. You must possess developed communication and diplomacy skills to guide, influence, and convince others, including colleagues from different areas and external customers. You will be accountable for significant direct business results or authoritative advice regarding the business operations. Ideally suited for individuals working as Risk Approvers, Senior Analysts, Coverage Bankers, Transactors, or Product Specialists covering Structured Trade Products like Structured Receivable transactions. If you have experience in any of these roles or similar business areas, you are encouraged to apply. Key Responsibilities: - Provide global coverage with a focus on Asia - Collaborate with Bankers, Product Partners, and Underwriters to underwrite credit extension requests for new and existing clients - Familiarity with credit structuring, legal documentation review, and receivable transactions - Develop a strong understanding of Citibank products and services within Trade, Banking, and the broader organization - Conduct industry, portfolio, and geographical research as required - Coach and train less experienced underwriters and product partners in credit analysis and approval processes - Recommend process improvements for greater efficiency - Assess risks appropriately when making business decisions, considering the firm's reputation and ensuring compliance with laws and regulations Qualifications: - Minimum 10 years of relevant experience - Bachelor's degree in finance or accounting preferred - Advanced analytical skills, including the ability to assess financial statements, cash flow, industry analysis, and projections - Knowledge of accounting theory and its practical application in credit underwriting - Strong organizational skills, attention to detail, and ability to meet deadlines - Effective written and verbal communication skills - Problem-solving and resolution skills - Ability to work independently and as part of a team - Proficiency in spreadsheet and word processing applications, including Excel and Word Education: - Bachelor's degree required, Master's degree preferred - Proficient in English This job description offers a high-level overview of the role. Additional duties may be assigned as needed.,

The Risk Operations Analyst I is a trainee professional role that requires a good knowledge of the range of processes, procedures, and systems. You should have a basic understanding of the underlying concepts and principles relevant to your job tasks. It is important to have a good understanding of how your team interacts with others to achieve the area's objectives. In this role, you will make evaluative judgments based on the analysis of factual information and are expected to resolve problems by identifying and selecting solutions through your acquired technical experience, guided by precedents. You must be able to exchange information concisely and logically while being sensitive to audience diversity. Your impact on the business will be limited but direct, focusing on the quality of the tasks and services you provide, with the impact restricted to your own job responsibilities. Responsibilities include: - Activation and maintenance of locally approved credit obligors in the credit system - Preparation of credit approvals (CA) documents in the credit system based on data provided by the RM and Risk for Annual Review, Interim, Extension, and Initial processes following established procedures, policies, and checkpoints - Input and maintenance of approved credit facilities in the credit system, including facility creation, allocations/re-allocations, amendments, cancellations, classifications, special handling instructions, and updates using As Of functionality - Ensuring that credit approvals are obtained and comply with the credit policy - Reviewing and rectifying data exceptions, month-end adjustments on credit facilities via "as of" functionality, monitoring, completion/filing of fully approved workflows - Monthly reporting of Expiring CAs and Expired CAs - Checking approval for Classified Credit Review for compliance with the credit policy - Assessing risk appropriately when making business decisions, with a focus on the firm's reputation and safeguarding Citigroup, its clients, and assets by ensuring compliance with laws, rules, and regulations, adhering to policies, applying ethical judgment, and escalating control issues transparently Qualifications: - Organizational and time management skills including task prioritization and multi-tasking - Attention to detail and quality orientation - Customer focus - Ability to work under pressure - Excellent communication skills, interpersonal skills, and teamwork - Business writing skills - Flexibility and adaptability to change - Analytical thinking - Basic computer software skills such as Microsoft Outlook, Word, and Excel Education: - Bachelors/University degree or equivalent experience If you are a person with a disability and require reasonable accommodation to use search tools or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

Whether you are at the beginning of your career or seeking your next adventure, your journey starts here. At Citi, you will have the chance to enhance your skills and contribute to one of the world's most global banks. We are dedicated to supporting your development with comprehensive on-the-job training, exposure to senior leaders, and various learning opportunities. Additionally, you will have the opportunity to give back to the community through volunteerism. ICG Risk Analysis (IRAUs) is a vital component of the Institutional Credit Management (ICM) organization. IRAUs is tasked with providing top-notch credit risk analysis, monitoring, and credit administration in partnership with ICG Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG. As an ICG Risk Analysis Credit Risk Associate, you will be responsible for managing a portfolio of ICG Risk Relationships, conducting Credit Risk Analysis for those relationships, and ensuring continuous monitoring of the portfolio. This includes producing Annual Reviews, Quarterly Reviews, supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. This role specifically focuses on the Transportation and Industrial relationships within the portfolio and reports directly to the ICG Risk Analysis (IRAU) Transportation and Industrial Credit Risk Team Lead. Key Responsibilities: - Assess the credit and financial strength of Citis most complex Large Corporate, Public Sector, and Financial Institutions Clients through fundamental credit analysis - Write Credit Analysis Memos and Final Obligor Risk Ratings based on independent assessment and judgement - Continuously monitor the portfolio, track industry trends, and escalate potential credit issues - Review risk ranking across the sector and provide recommendations - Collaborate with regional and industry stakeholders in BCMA and Independent Risk to implement credit assessment and monitoring standards - Support ICG Risk Analysis Voice of the Employee (VOE) initiatives - Limited travel required (less than 10%) Qualifications: - 3-5 years of credit experience in Banking, Credit Risk Management, or equivalent - Strong knowledge of Wholesale Credit Processes and organizational awareness - Excellent analytical skills with the ability to form independent opinions on credit and identify emerging risks - Proficiency in Citis systems and Microsoft Office - Bachelor's degree in Business (MBA) or related field Other Skills: - Ability to adapt to policy and procedural changes seamlessly - Strong interpersonal and communication skills - Effective time management and organizational abilities - Commitment to maintaining a high-quality control environment - Experience in mentoring and coaching team members - Demonstrated ability to influence and build relationships across various levels of the organization Education: - BA/BSc or higher degree in Business (MBA) or related field This job description provides an overview of the primary responsibilities. Other duties may be assigned as needed.,

The Credit Portfolio Intermediate Analyst is responsible for managing and validating post-implementation processes and ongoing production monitoring for customer-facing credit risk platforms. This role ensures that all credit risk technology solutions align with regulatory requirements and business objectives, perform effectively, and are stable, reliable, and scalable. The Analyst validates model and platform performance, identifies areas for optimization, and ensures system stability. Key Responsibilities: Post-Implementation Validation: - Design and perform validation of customer-facing credit risk platforms post-deployment - Ensure platforms function as intended, align with business strategies, and meet regulatory requirements - Develop and execute post-implementation validation frameworks - Partner with risk management, IT, and operations teams to address system deficiencies promptly Production Monitoring & Issue Resolution: - Establish a framework for ongoing production monitoring of credit risk platforms - Implement monitoring processes to assess operational performance, data integrity, and customer impact - Resolve production issues promptly, collaborate with technology teams for solutions Customer Impact & Experience: - Ensure reliable performance of customer-facing credit risk platforms - Support initiatives to improve platform stability and customer experience - Engage with stakeholders to understand customer needs and evolve production systems accordingly Regulatory & Compliance Monitoring: - Ensure validation and monitoring activities meet regulatory requirements - Maintain documentation demonstrating compliance with regulatory expectations - Collaborate with audit, compliance, and regulatory bodies for transparency Risk Management & Control: - Enhance governance and control frameworks for credit risk platforms - Conduct risk assessments to mitigate emerging risks in production systems - Collaborate with cross-functional teams to integrate risk controls Team Leadership & Collaboration: - Foster collaboration between business, technology, and risk teams Technology & Platform Optimization: - Design and implement monitoring tools for real-time insights - Support platform optimization efforts for system reliability and accuracy - Conduct performance and stress testing, ensure platform scalability Qualifications: Educational Background: - Bachelor's degree in information technology, Business, Risk Management, or related field - Advanced degrees and certifications preferred Experience & Leadership: - 4+ years in risk management, technology operations, or production monitoring - Knowledge of corporate finance, credit analytics, risk assessment Operational Risk & Technology Expertise: - Understanding of credit risk management, technology platforms, and operational risk controls - Familiarity with modern monitoring tools and risk management frameworks Regulatory & Compliance Knowledge: - Solid understanding of regulatory requirements related to credit risk and data management - Experience working with internal audit and compliance teams Strategic Thinking & Problem Solving: - Strong strategic thinker with problem-solving skills - Experience in driving long-term improvements in production systems Stakeholder Management & Communication: - Good stakeholder management and communication skills - Ability to communicate system performance and risks effectively,

The Credit Risk Officer position provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and collaborating with the business. Your role involves applying in-depth disciplinary knowledge to offer value-added perspectives, developing processes, procedures, and plans within the overall function. Strong communication and diplomacy skills are essential, along with the ability to collaborate with multiple business functions. You will be responsible for ensuring quality, timeliness of audits, and accurate reporting, monitoring quality to ensure results remain within the risk appetite. In this role, your responsibilities will include: - Oversight of the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending. - Managing Risk and Controls while upholding quality expectations set by the organization. - Integrating an in-depth credit underwriting background of complex transactions for HNW and UHNW clients with industry standards knowledge. - Using sound judgment to oversee complex audit reviews and provide feedback to teams. - Conducting meetings with Senior management, attending cross-functional business meetings, and contributing to meeting content. - Analyzing data, providing root cause analysis, generating accurate reports regularly, and facilitating ad-hoc reporting as needed. - Interacting with regulators, GSEs, and internal audit when necessary, attending regulatory meetings and exam preparation meetings on behalf of Credit Risk. - Demonstrating excellent communication skills both in writing and verbally, with a strong customer service ethic and team orientation. - Assessing risks appropriately in business decisions, considering the firm's reputation, and ensuring compliance with laws and regulations. Qualifications for this role include: - 10+ years of previous consumer Mortgage underwriting experience. - Extensive knowledge of the mortgage industry related to credit worthiness, regulatory requirements, agency/non-agency, and FHA/VA guidelines. - Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents. - High ethical standards and integrity in work. - Excellent verbal and written communication skills, effective listening skills. - Ability to work across all levels in Risk Management and with other Governance/Controls and business teams. - Strong organizational skills, attention to detail, ability to analyze data, provide root cause analysis, identify trends, and recommend actions. Education required for this position: - Bachelors/University degree or equivalent professional experience. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees Citi's risk governance framework and risk appetite, ensuring all risks generated by the firm's businesses are measured, reviewed, and monitored on an ongoing basis. We're currently looking for a high caliber professional to join our team as Market Risk Data Governance - Senior Vice President - Hybrid based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. For instance: - Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling, and more. Coverage varies by country. - We empower our employees to manage their financial well-being and help them plan for the future. - Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. - We have a variety of programs that help employees balance their work and life, including generous paid time off packages. Team/Role Overview The Market Risk Reporting Data Lead will be responsible for driving initiatives within the Market Risk Reporting function. This includes partnering with stakeholders to define and implement data quality standards, manage data lineage, create and drive remediation plans for data quality issues, manage Data plan initiatives, and ensure compliance with the firm's BCBS 239 framework. The successful candidate will have a deep understanding of market risk fundamentals, regulatory requirements, and data governance best practices. Excellent communication and leadership skills are essential for collaborating with senior management, various teams, and regulatory bodies. In this role, you're expected to: - Lead the Market Risk Data Domain Governance for critical data elements, including data lineage and data concerns, in partnership with the Market Risk Enterprise Data Office and Market Risk Management. - Drive improvements in the Market Risk data program to ensure compliance with BCBS 239 requirements for key risk reports. - Participate in and support data governance, data services, and data quality initiatives, including the development and execution of data use cases to enhance the quality of information used for market risk analysis. - Demonstrate command over all data and analysis relevant to the project or work stream, with an understanding of key drivers and levers. - Build and maintain strong relationships with key internal and external stakeholders, including senior management and regulatory bodies. - Implement and enhance key controls related to market risk data and maintain comprehensive process documentation. - Proactively deliver against your work plan, adhering to strong quality standards, with minimal supervision. - Multi-task productively and reliably while managing conflicting priorities. Experience: - 12+ years of relevant experience in Market Risk Reporting, Data Analytics, Finance, or Data Science, with a strong emphasis on data governance and regulatory compliance. - Ability to work autonomously or as part of a team coordinating multiple program and project deliverables simultaneously. - Demonstrable problem-solving skills, attention to detail, and the ability to manage effectively against deadlines. - Excellent communication, organizational, and interpersonal skills to effectively communicate, collaborate, and lead cross-functional initiatives. - Substantial experience in the financial services industry with a deep understanding of financial products, market risk across asset classes, and experience interacting with senior management. - Proven leadership skills with a demonstrated ability to influence, negotiate, and integrate processes across teams. Technical Skills: - Knowledge of database platforms (S3 & Oracle preferred) and data transformation tools e.g. Alteryx will be beneficial. - Experience with Tableau, Power BI, or similar visualization tools is preferred. - Advanced data analysis skills with proficiency in a relevant programming language such as Python. Education: - Bachelor's/University degree or equivalent experience, potentially Master's degree. - A relevant financial qualification (completed or in progress) such as FRM or CFA would be an advantage. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

As an Underwriter C11 at our organization, you will be an integral part of the team, applying your in-depth disciplinary knowledge to contribute to the development of new techniques and the enhancement of processes and workflows within your area of expertise. Your role will involve integrating subject matter and industry expertise to support the objectives of the function and overall business effectively. Your responsibilities will include interfacing with and supporting bankers in underwriting requests for commercial credit extensions for new and existing clients. You will be responsible for making sound credit decisions while ensuring compliance with internal procedures, credit risk policy guidelines, and standards. Your analytical skills will be put to the test as you prepare detailed written credit summaries of commercial applicants, perform financial analysis on companies, and conduct industry and geographical research. To excel in this role, you must maintain a solid understanding of Citibank products and services within Small Business/Commercial Banking and the broader organization. Upholding compliance with Citibank credit policies/practices and regulatory policies is crucial to ensure satisfactory ratings from internal and external auditors. Additionally, you will need to appropriately assess risk in all business decisions, safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations. To qualify for this role, you should have 2-5 years of relevant experience and a degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics. Previous experience in credit risk management or equivalent training and experience, preferably in the financial services industry, will be beneficial. Strong interpersonal, organizational, and analytical skills are essential for success in this position. If you possess the ability to synthesize, prioritize, and drive results with a high sense of urgency, and are highly organized to work in a fast-paced environment managing multiple projects effectively, we encourage you to apply for this challenging opportunity. Join us in making a significant impact on project size, geography, and more by influencing decisions through your expertise and advice, ultimately contributing to the success of the business unit and the company as a whole. Citi is an equal opportunity employer. If you require a reasonable accommodation to use our search tools or apply for a career opportunity, please review our Accessibility at Citi. To learn more about our EEO Policy Statement and your rights, please refer to the provided resources.,

An individual in Enterprise Risk Management plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk, and protecting against reputational risk. This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring, and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities. Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success. Responsibilities: - Leads risk and control assessments in line with established standards, providing risk mitigation recommendations. - Collaborates on audit, compliance, and regulatory findings, drives remediation efforts, sets up the quarterly audit process, and oversees the procedural implementation and change management to ensure sound governance and controls. - Enhances and automates control processes, monitors control exceptions and breaches. - Establishes and promotes strong governance, controls, and a culture of responsible finance, contributing to the implementation and oversight of the Control Framework. - Adheres to firms Code of Conduct, Plan of Supervision, and all role-specific policies and procedures. - Manages risk evaluation in business decisions, ensures compliance with laws and regulations, promptly reports control issues, identifies root causes, and recommends corrective actions to prevent potential breaches. - Maintains updated knowledge in conducting risk and control assessments and effectively influences others. - Drives innovative risk analysis, ensures timely risk reporting, develops key communication materials, leads risk management training, and effectively manages risks related to new activities and business changes. - Assists in governance coordination, facilitates MCA risk assessments, adheres to policy, supports risk event responses, and integrates risk and control responsibilities within business units. - Enhances control capabilities, creates interim tools, strategizes monitoring solutions, applies business insights to implement control processes, and collaborates with stakeholders for firm protection and process improvements. - Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty. - Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures. - Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes. - Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization. - Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda. - Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities. - Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team. - Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness. - Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements. - Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals. - Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult. - Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals. - Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi's clients and the community. - Enthusiastically promotes the unique needs and preferences of colleagues; makes an active commitment to help colleagues achieve balance, well-being, and development. - Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities. - Empathetically listens and understands others" positions before acting on issues; works to amplify voices that are minimized in the workplace. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency, as well as effectively supervising the activity of teams and creating accountability with those who fail to maintain these standards. Qualifications: - 6-10 years of experience in Operational Risk Management, Audit, Compliance, or other control function. - Understanding of how to lead strong governance and controls and build a culture of responsible finance, good governance, and ethics. - Familiarity with the firm's Code of Conduct, Plan of Supervision, and policies and procedures. - Background in collaborating with business partners on Audit, Compliance, and Regulatory findings and remediation efforts. - Familiarity with enhancing, automating, or simplifying control processes as well as monitoring control exceptions and breaches. - Knowledge of risk assessment, compliance with laws, rules, and regulations, and managing and reporting control issues. - Proven ability to design and lead projects that enhance processes, showcasing creativity in problem-solving complex situations. - Maintains knowledge of evolving requirements and their impacts, responsible for significant business results and technical strategy. - Demonstrates expertise in maintaining a robust Managers Control Assessment in compliance with risk policies, affecting primarily a sub-function. - Proficient in applying requirements and implementing compliance policies, communicating effectively across the organization. - Liaises with Compliance Assurance and Internal Audit for issue resolution, demonstrating leadership and responsibility. - Maintains oversight through metrics review and corrective action plans tracking, using advanced analytical skills. - Prepares presentations on developments and emerging risks for senior management, showcasing strong communication skills. - Serves as a primary contact for audit groups, demonstrating strong networking and liaison skills. - Assesses risks in business decisions, complies with laws, regulations, policies, and ensures adherence, playing a significant role in the organization's performance. - Comprehensive understanding of risk identification, assessment, and mitigation strategies. - Proficiency in audit processes, compliance requirements, and relevant regulatory standards. - Capability in enhancing, automating, and simplifying control processes. - Strong leadership skills to manage governance and foster a culture of responsible finance and ethics. - Thorough understanding of the firm's policies and procedures relevant to the role. - Skills in organizing and managing audit processes and procedural changes. - Ability to evaluate risks in business decision-making and manage timely reporting of control issues. - Effective communication skills to liaise with various stakeholders across the business. Education: - Bachelor's/University degree or equivalent experience. - Master's degree is Good to Have.,

Whether you are at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you will have the opportunity to expand your skills and make a difference at one of the world's most global banks. We are fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You will also have the chance to give back and make a positive impact where we live and work through volunteerism. The Portfolio Risk Analyst is a key member of the in-business credit risk function responsible for managing the credit risk of Citigroup's wholesale and counterparty activities in the JANA and AS clusters. Working closely with individual business units and with the second-line risk management function, the Portfolio Risk Analyst is part of a specialized team overseeing the portfolio risk across multiple business units, through portfolio analysis, review, risk identification, measurement, reporting, monitoring, and stress testing in the JANA and AS clusters. This role is responsible for working with various stakeholders, namely Portfolio Health Review, Early Warning Credit Management, Risk Appetite and Limits Management, Exception Management, Underwriting, 2LoD Risk and business partners, to review the exposure and credit risk mitigant (if available), identify emerging risks/portfolio vulnerabilities, and make recommendations to the stakeholders to mitigate the risk. The portfolio analyst will contribute to the regular portfolio reviews, ad-hoc deep dives, stress testing and ongoing credit portfolio monitoring. The ideal candidates for this role should have a strong understanding of credit risk management and credit risk mitigation, proficiency in risk management tools (Bloomberg, Python, SQL), familiar with different products across wholesale and counterparty credit risk, as well as excellent communication and organization skills. The candidate must be able to work independently and as part of a team, and be able to effectively manage multiple tasks and priorities in a fast-paced environment. In this role, you are expected to: - Portfolio risk management: Responsible for the implementation of portfolio risk management strategies to manage the wholesale and counterparty credit risk portfolios. - Risk assessment: Assess the risk associated with the portfolio within the JANA and AS clusters. This involves analyzing the credit quality of the portfolio, evaluating the exposures, assessing the credit risk mitigation, and implementing strategies to mitigate the risk observed in the portfolio. - Risk metrics: Collaborate with the lines of business and other stakeholders to establish appropriate portfolio metrics, highlight exceptions to standard provisions and track the exceptions to closure. - Reporting and Monitoring: Responsible for preparing and presenting portfolio reports to senior management and other stakeholders regarding the status of the portfolio health in the clusters and countries. This includes providing regular monitoring of portfolios performance highlighting key trends, and bring back recommendations from stakeholders to further discuss with the team. - Automation: Utilize proficient Tableau, Excel, PowerPoint and programming (e.g. Phyton, R, Macros, etc.) skills to provide effective and efficient reporting and documentation, including dashboards and risk metrics. - Projects: Participate in initiatives/projects related to portfolio management from time to time. The role will require the candidate to actively participate in other side projects from the global and regional teams. - Stakeholder management: Work closely with stakeholders, such as business, regulators, and auditors, to ensure that portfolio management activities within the clusters are aligned with the needs and expectations of the stakeholders. - Credit Risk Management: Experience in credit risk management and knowledge of the role of portfolio management - Data: Expertise in querying and managing large data sets. Tableau experience is a strong plus As a successful candidate, you ideally have the following skills and exposure: - 6+ years relevant experience with Financial Services in wholesale banking, trading, structuring or credit risk management - Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture - Proficient in programming and office automation tools to streamline workflows and enhance productivity - Knowledgeable in banking regulations and their relevance to portfolio management - Strong and impactful presentation skills - Self-motivated, meticulous, and a quick learner - Excellent communication, interpersonal and organizational skills - Experience in engaging with technology partners is preferred - Knowledge of Citi's infrastructure is a plus - Track record of engagement in complex regulatory affairs and leadership of regulatory-related projects is a plus Education: Bachelor's degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

The Credit Portfolio Intermediate Analyst is responsible for the end-to-end management and continuous validation of all post-implementation processes and ongoing production monitoring for customer-facing credit risk platforms. The role ensures that all credit risk technology solutions perform effectively, align with regulatory requirements, and meet business objectives. This position involves validating model and platform performance, identifying areas for optimization, and ensuring stability, reliability, and scalability of systems in production. You will be required to have a good understanding of credit risk systems, customer impact, and technology operations. This includes post-implementation assessments, operational risk management, and ongoing system monitoring to prevent disruptions and ensure compliance. Your responsibilities will include designing and performing the validation of all customer-facing credit risk platforms post-deployment, supporting the development of post-implementation validation frameworks, and partnering with risk management, IT, and operations teams to assess potential vulnerabilities and address them promptly. You will also establish and manage a robust framework for ongoing production monitoring of credit risk platforms, implement monitoring processes to assess operational performance, data integrity, and customer impact, and ensure timely resolution of production issues. Moreover, you will work to minimize negative customer impact due to system errors, support initiatives to improve platform stability, engage with business stakeholders to understand customer needs, and ensure compliance with regulatory requirements. You will collaborate with internal audit, compliance, and regulatory bodies to provide transparency into the post-implementation performance of credit risk platforms, enhance governance and control frameworks, and support efforts in continuous platform optimization. To qualify for this role, you should have a Bachelor's degree in information technology, business, risk management, or a related field, along with 4+ years of experience in risk management, technology operations, or production monitoring in corporate banking/financial institutions. Knowledge of corporate finance, financial modeling, credit and banking products, credit analytics, and risk assessment is required. The ideal candidate will have a good understanding of credit risk management, technology platforms, and operational risk controls, familiarity with modern monitoring tools, and experience in problem-solving complex operational issues. Strong stakeholder management, communication, and analytical skills are essential for this role. If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally. Responsibilities: Develop a framework for portfolio risk assessment including the evaluation of credit and financial performance across varied lending products and industry segments. Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives. Establish and leverage cross-functional partnerships and network with key internal and external constituencies. Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence. Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity. Possess the ability to operate with a limited level of direct supervision. Exercise independence of judgment and autonomy. Act as Subject Matter Expert (SME) to senior stakeholders and/or other team members. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: 10+ years of experience in credit card risk management or equivalent training and experience, preferably in the financial services industry. Proven ability to apply credit and risk principles toward business goals. Demonstrated ability to synthesize and prioritize. Proven ability to remain organized in a fast-paced environment. Demonstrated interpersonal, organizational, and analytic skills. Education: Bachelor's degree/University degree or equivalent experience. Master's degree preferred. This is a critical role on the THD Credit Policy team, focusing primarily on Consumer ECM. The role is crucial for driving sustainable growth and ensuring performance within Risk Appetite. Additional Qualifications: 10+ years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS). Experience with econometric and statistical modeling or application risk scoring. Experience in big data with knowledge of probabilities/distributions, building decision trees, and regression models. Proficiency in MS Office. Proven ability to derive patterns, trends, and insights, perform risk/reward trade-off analyses, and connect these analytics to business impacts. Demonstrated quantitative, presentation, and analytic skills. Consistently demonstrate clear and concise written and verbal communication. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster. Job Family Group: Risk Management Job Family: Portfolio Credit Risk Management Time Type: Full time Most Relevant Skills: Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. Other Relevant Skills: For complementary skills, please see above and/or contact the recruiter.,