Credit Risk Analytics- Lending - Vice President

Role Overview: As a Credit Portfolio Officer at our company, you will be responsible for leading activities such as credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your main objective will be to manage Citi's portfolio exposure to clients and counterparties globally. Key Responsibilities: - Develop a framework for portfolio risk assessment, including evaluating credit and financial performance across various lending products and industry segments - Understand applicable credit policies, industry regulations, and the impact of governance items on prospective partners or product initiatives - Establish and leverage cross-functional partnerships, network with key internal and external constituencies - Utilize Statistical Analysis System (SAS) in a UNIX environment for risk, financial, and data analyses - Prepare risk management presentations for senior management with analytics on expected portfolio performance and potential risks/opportunities - Operate with a limited level of direct supervision, exercise independence of judgment and autonomy - Act as a Subject Matter Expert (SME) to senior stakeholders and team members - Assess risk when making business decisions, ensuring compliance with laws, rules, regulations, and company policies Qualifications: - 10+ years of experience in credit card risk management or equivalent training in the financial services industry - Proven ability to apply credit and risk principles towards business goals - Ability to synthesize and prioritize effectively, remain organized in a fast-paced environment - Demonstrated interpersonal, organizational, and analytic skills - Bachelor's degree/University degree or equivalent experience required, Master's degree preferred - Experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS) - Proficiency in MS Office, econometric and statistical modeling, application risk scoring - Knowledge of big data, probabilities/distributions, decision trees, regression models - Ability to derive patterns, trends, insights, perform risk/reward trade-off analyses, and connect analytics to business impacts - Clear and concise written and verbal communication skills Additional Company Details: Omit this section as there are no additional details of the company provided in the job description.,