114 Monitors Jobs

The KYC Operations Analyst 2 is an intermediate-level position responsible for Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to develop and manage a dedicated internal KYC (Know Your Client) program at Citi. As a KYC Operations Analyst 2, your responsibilities will include conducting client profile reviews for customer accounts, ensuring compliance with local regulations and Citi standards, updating KYC forms and client profiles according to policy requirements, and following up with clients to ensure timely submission of required information. Additionally, you will be responsible for performing various KYC tasks such as monitoring and tracking KYC records, assisting in action planning for expiring records, and ensuring records are up to date and in compliance. In this role, it is crucial to appropriately assess risk when making business decisions, with a focus on protecting Citigroup's reputation and safeguarding its clients and assets. This involves compliance with applicable laws, rules, and regulations, adherence to policies, ethical judgment in personal behavior and business practices, and transparent management and reporting of control issues. To qualify for this position, you should have a minimum of 7 years of relevant experience, particularly in banking operations, preferably in client account opening and pre-requirements processes. A Bachelor's degree or equivalent experience is required for this role. The most relevant skills for this position include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls, Monitors, Risk Identification, Assessment, and Risk Remediation. If you have a disability and require accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. For more information on Citigroup's EEO Policy Statement and Know Your Rights poster, please refer to the provided resources.,

The KYC Operations Analyst 1 position at Citi involves participating in Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in collaboration with the Compliance and Control team. Your primary responsibility will be to contribute to the development and management of an internal KYC (Know Your Client) program at Citi. You will work closely with Relationship Management and Compliance teams to support in the preparation, development, due diligence, and approval of electronic Know Your Client (KYC) records and associated appendices. This includes creating and updating KYC records by gathering information from various sources, such as the firm's website and regulatory websites. Additionally, you will be responsible for updating system information related to KYC records and reporting progress to your supervisor. It will be your duty to validate the information contained in KYC records and Customer Identification Program (CIP) documents to ensure accuracy and completion. You will also need to ensure that KYC records adhere to local regulatory requirements and Global Business Support Unit (BSU) Standards. Maintaining the BSU tool and appropriately assessing risks while making business decisions will be crucial aspects of your role, with a focus on upholding the firm's reputation and compliance with laws and regulations. Preferred qualifications for this role include previous relevant experience, and a Bachelor's degree or equivalent experience is required for education. In this full-time position in the Operations - Services job family group, specifically within the Business KYC job family, you will need to demonstrate skills in Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. For additional skills required for this role, please refer to the provided information or reach out to the recruiter. If you require a reasonable accommodation due to a disability to access search tools or apply for a career opportunity, please review the Accessibility at Citi information. Furthermore, you can view Citi's EEO Policy Statement and the Know Your Rights poster for more details.,

NVIDIA is seeking an elite Senior Verification Engineer to verify the design and implementation of the next generation of memory subsystem units for the world's leading GPUs and SOCs. This position offers the opportunity to have real impact in a dynamic, technology-focused company impacting product lines ranging from consumer graphics to self-driving cars and the growing field of artificial intelligence. We have crafted a team of outstanding people stretching around the globe, whose mission is to push the frontiers of what is possible today and define the platform for the future of computing. The GPU started out as an engine for simulating human imagination, conjuring up the amazing virtual worlds of video games and Hollywood films. Today, NVIDIA's GPU simulates human intelligence, running deep learning algorithms and acting as the brain of computers, robots, and self-driving cars that can perceive and understand the world. NVIDIA is increasingly known as the AI computing company. What you'll be doing: You will be responsible for verifying the ASIC design, architecture and micro-architecture of memory sub-systems/units using advanced verification methodologies. Understand the design and implementation, define the verification scope, develop the verification infrastructure and verify the correctness of the design. Coming up come up with test plans, tests and verification infrastructure for complex IPs/sub-systems. Build reusable bus functional models, monitors, checkers and scoreboards following coverage driven verification methodology. Work on advanced verification methodologies like SV/UVM. Perform functional coverage driven verification closure. Working with architects, designers, and pre and post silicon verification teams to accomplish your tasks. What we need to see: B.Tech./ M.Tech., or equivalent experience. 5+ years of relevant experience. Experience in verification of complex IPs/units and sub-systems. Background in verification using random stimulus along with functional coverage and assertion-based verification methodologies. Expertise in Verilog. Knowledge in SystemVerilog or similar HVL / UVM or VMM. Ways to stand out from the crowd: Experience in memory subsystem or network interconnect IP verification. Good debugging and analytical skills with sound scripting knowledge. Good communication and excellent team player. With competitive salaries and a generous benefits package, NVIDIA is widely considered to be one of the most desirable employers in the world. We have some of the most brilliant and talented people in the world working for us. If you are creative, autonomous and love a challenge, we want to hear from you. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. #LI-Hybrid

The Small and Medium Business (SMB) KYC Ops team is a crucial AML/KYC support and control function within the ISG O&T group at Citi. Your primary responsibility will be conducting due diligence and approving KYC Records and associated documentation in collaboration with Relationship Management and Compliance teams. As a KYC Checker, you will play a vital role in ensuring the accuracy and compliance of KYC records submitted by KYC makers. Your responsibilities will include checking assigned KYC records for adherence to Global KYC policy and local requirements within defined SLAs. You will also collaborate with Case Managers to discuss work-in-progress KYC records and provide feedback to enhance the overall quality. In addition to operational tasks, you will provide support to Operations Head, Team Lead, and case managers in completing KYC records, as well as assist in performance appraisals and developmental needs assessment for junior staff. It will be essential for you to develop coverage/succession plans and provide continuous support to SMB KYC Ops colleagues, Relationship Managers, and Sales Assistants regarding KYC-related queries. Your communication and reporting skills will be crucial in managing upward communication, tracking time logs, monitoring operational metrics, and ensuring accurate time tracking in the PTS system. You will also be responsible for maintaining the KYC workflow tool, coordinating with Local Compliance to identify new requirements, and tracking KYC documentation completion to minimize past dues. To excel in this role, you should have 4-5 years of work experience in banking practices and compliance requirements, with a University degree preferably in Business/Finance, Math, Economics, Engineering, Optimization, or Law. Your ability to work independently, prioritize effectively, and adapt to changing environments will be key to success. Fluency in English is required, and proficiency in Spanish, Dutch, French, German, Portuguese, or Greek is advantageous. ACAMS certification is a plus. Overall, your co-operative, proactive, and detail-oriented approach, combined with strong analytical and communication skills, will be essential in contributing to the efficiency and effectiveness of the SMB KYC Ops team at Citi.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Institutional Credit Managements (ICM) objective is to provide an integrated end-to-end credit underwriting, identification, measurement, management, monitoring, and reporting for wholesale credit businesses across the enterprise. In-Business Quality Assurance is an integral part of the ICM organization. The ICM In-Business Quality Assurance function (QA) verifies that established standards and processes are followed and consistently applied. ICM Management uses the results of the quality assurance reviews to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify operational weaknesses, risks associated with the function, training needs, and process deficiencies. The ICM In-Business Quality Assurance - Business Risk Officer executes and participates in the Quality Assurance Reviews (QARs), providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective ICM business area, Independent Risk, and critical partner stakeholders and regulators. This role reports to the ICM In-Business Quality Assurance Data Lead and would ideally be suited to somebody who is currently working in the capacity of a Business Auditor or Risk Management professional with experience in Counterparty Credit Risk from a financial services background. Experience in using Python is essential for this role. In this role, you're expected to: - Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance. - Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns on those through quarterly reports published to ICM senior management. Ability to query and clean complex datasets from multiple sources, to funnel into advanced statistical analysis. - Hands-on experience in designing, planning, prototyping, productionizing, deploying, maintaining, and documenting reliable and scalable data science solution. - Perform Design, Operational effectiveness assessments of various business processes within Wholesale Credit Risk with a primary focus on Credit Underwriting, Counterparty Credit Risk, and Collateral Management. - Participate and Independently Lead Quality Assurance Reviews (QAR) covering Data relevant aspects. - Read Policies, Standards, and Procedures to understand key pillars, responsibilities, associated risks, and expected controls for the business process(es) in scope. - Lead data discovery to identify data lineage, controls, etc., for the defined business process in scope. - Good grasp of Wholesale Credit Risk Processes and organizational awareness, to evaluate findings identified through the Quality Assurance process, determine materiality, and partnering with business to drive sustainable remediation. - Deep and hands-on in deriving concrete insight from data and qualifying business impact. - Collaborate within IBQA teams and with QA Directors and provide them with analytics insights. - Monitors exceptions to dispute policy and identifies drivers of exceptions. - Leverages data to examine the effectiveness of the business processes. - Has the ability to operate with a limited level of direct supervision. - Can exercise independence of judgment and autonomy. - Acts as SME to senior stakeholders and/or other team members. - Support WCR IBQA team to abreast of relevant changes to rules/regulations and other industry news including regulatory findings. As a successful candidate, you'd ideally have the following skills and exposure: - 8+ years relevant work experience in Risk & Control function focusing on Wholesale Credit Risk. - Strong knowledge of Counterparty Credit Risk. - Deep understanding of the control framework in the banks. - Experience in BCBS 239 is highly desirable. - Python is essential. Tableau, SQL, MS Excel (added advantage). - Consistently demonstrates clear and concise written and verbal communication skills. - Effective organizational influencing skills required. - Excellent problem-solving skills. Ability to see the big picture with high attention to critical details. - Demonstrated ability to develop and implement strategy and process improvement initiatives. Education: - Bachelors/University degree, Masters degree preferred in Finance, Statistics, Operational Research. Global Benefits: We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling, and more. Coverage varies by country. We have a variety of programs that help employees balance their work and life, including generous paid time off packages. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

You will play a crucial role in enhancing and improving Risk policies using statistical techniques to optimize business growth and profits by minimizing losses. This includes supporting tactical and strategic Risk Analytics projects for Citis Branded Cards Proprietary Cards Risk Management group in the US. You will be responsible for developing and managing the implementation of effective risk management strategies to mitigate credit losses, including designing, executing, and interpreting credit tests on statistically sampled customer populations. Additionally, you will apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes. Your responsibilities will include developing and communicating analysis clearly, having a good understanding of the Credit life cycle from Acquisitions through early Collections, and hands-on expertise in developing and managing segmentation strategies. Presentations to both technical and non-technical personnel will be a frequent part of your job, as well as understanding and communicating examples of credit strategy customer impact through the review of Credit Bureau data. You should be able to work efficiently in a matrixed environment, balancing between business and functional interactions and priorities, while maximizing efficiencies of time-zones to create a continuously operating Credit Policy team. To qualify for this role, you should have an undergraduate degree with a specialization in Statistics, Mathematics, or another quantitative discipline, along with at least 5 years of work experience. You are expected to be experienced in developing, implementing, and monitoring credit strategies or scoring models across underwriting and existing customer management. Good programming skills in advanced SAS, SQL, Knowledge Studio, and SAS E-miner in PC and UNIX environments are required. Proficiency in Excel/pivot tables and PowerPoint is essential, with VBA skills being a plus. Exposure to project/process management, strong communication and presentation skills targeting various audiences, and the ability to work effectively with cross-functional teams are also necessary. Flexibility in approach and thought process, as well as strong influencing and facilitation skills, are important traits for this role. This is a full-time position in the Risk Management job family group, specifically in Portfolio Credit Risk Management. Some of the most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for further information.,

This position is with Global Consumer Bank (GCB) Risk Modeling Utility. This specific role supports the US Consumer Banks Branded Cards portfolios. Citi-branded card products include its proprietary portfolio (including the Citi Double Cash, Thank You and Value cards) and co-branded cards (including, among others, American Airlines and Costco). In this role, you will build Account Management Risk Models using traditional and Machine Learning techniques. You will develop these models in compliance with the Risk modeling policies and procedures. Leveraging a variety of technologies such as SAS, R, Python, H2O, Spark, and more to extract the value out of the data. Deliver on all phases of development, from design through training, testing, validation, and implementation. Work with Technology, Risk policy and Governance teams to deliver decision risk models in the market. Practice your presentation and articulation skills to translate the complexity of your work to all types of audience. We will be thrilled to have someone who is curious, challenges the status quo, questions what they see, and looks for answers when something is not intuitive. Has attention to details, knows when something does not add up and is not right. Has the ability to communicate results to diverse audiences. Qualifications: - 4+ years experience in Risk Modeling or a PhD degree in statistics, economics, or equivalent experience. - Sound knowledge of statistical modeling concepts and industry best practices; experience with econometric and statistical modeling or risk models. - Excellent quantitative and analytic skills; ability to derive patterns, trends, and insights. - Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, Python, Spark) Proficient with MS Office suite. - Consistently demonstrates clear and concise written and verbal communication skills. - Self-motivated and detail-oriented. - Experience working in big data environments; Intellectual curiosity to stay abreast of technological advances. Education: - Bachelors/University degree in statistics, mathematics, economics, or equivalent experience. Masters/PhD degree is a plus.,

The Model/Anlys/Valid Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. This Model/Anlys/Valid Officer position will work within the Risk Model Management team to assist in the coordination of key governance and control activities across the Risk Modeling Solutions (RMS) team. RMS pursues two distinct but related activities: 1) delivering risk models to drive the credit management of customers across USPB and 2) delivering the risk models to support stress testing and loan loss reserving for those portfolios. In providing end-to-end support of these two activities, RMS maintains extensive production execution capabilities as well as governance & control capabilities necessary to assure compliance of the models managed by RMS. This position will also assist to coordinate the governance activities across the Risk Modeling Solutions Leadership Team containing a Decision Modeling branch, a Regulatory Modeling branch as well as a Model Implementation & Execution branch to ensure all risk models are compliant with regulatory (OCC, FRB, CFPB) and Citi policy requirements, and properly monitored to ensure all customers decisions continue to satisfy risk appetite framework requirements. Responsibilities: - Assist with the Issue Management Process for Risk Modeling Solutions team, to ensure all aspects and requirements for the Global Issue Management Policy are covered. - Assist with the ownership of Fair Lending and Legal compliance process for all of the risk models within Branded Cards. Coordinate and liaise with Policy and Development teams to assist with management of new model approval and model change from Fair Lending & Legal perspective across Risk Modeling Solutions. - Use analytical framework to validate and regularly test models for Fair Lending compliance, and mathematically ascertain that quantitative models do not discriminate towards protected classes. - Manages model risk across the model life-cycle including model validation, ongoing performance evaluation and annual model reviews. - Produces analytics and reporting used to manage risk for Citi's operations. - Communicates results to diverse audiences. - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Conducts analysis and packages it into detailed technical documentation report for validation purposes sufficient to meet regulatory guidelines and exceed industry standards. - Participates on teams to solve business problems. - Identifies modeling opportunities that yield measurable business results. - Provides guidance to junior validators as and when necessary. - Manages stakeholder interaction with model developers and business owners during the model life-cycle. - Represents the bank in interactions with regulatory agencies, as required. - Presents findings to senior management and supervisory authorities. - Provides effective challenge to model assumptions, mathematical formulation, and implementation. - Assesses and quantifies model risk due to model limitations to inform stakeholders of their risk profile and development of compensating controls. - Contributes to strategic, cross-functional initiatives within the model risk organization. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 10+ years experience in a relevant or analytics role, ideally in the financial sector - Proficient in Microsoft Office with an emphasis on MS Excel, ideally also experienced with Issue Management Tracking Software - Consistently demonstrates clear and concise written and verbal communication skills - Self-motivated and detail oriented - Demonstrated project management and organizational skills and capability to handle multiple projects at one time . - Practical experience using SAS or similar statistical coding software to build, analyze and/or test prediction models. comfortable interfacing with business clients. proficiency handling large data sets. - Experience in a quantitative role in risk management at a financial institution with experience in either model development or validation. - Good knowledge and understanding of a variety of model development and validation testing techniques covering risk models. Education: - Bachelors/University degree or equivalent experience, potentially Masters degree Skills: Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics.,

The KYC Operations Func Group Mgr is a senior management-level position responsible for achieving results through the management of a team or department to provide Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting services in coordination with the Compliance and Control team. The primary goal of this role is to lead the development and management of a dedicated internal KYC (Know Your Client) program at Citi. As a KYC Operations Func Group Manager at Citi, your responsibilities will include providing leadership and management of the Citi Know Your Client (KYC) function. You will lead the design and implementation of a global operational capacity and productivity framework to ensure an effective and sustainable end-to-end KYC process across the KYC Business Support Unit (BSU) and ensure global compliance with KYC standards. It will be essential to adapt to changes in the KYC client population, regulatory commitments, internal compliance commitments, etc., as appropriate. In this role, you will partner with global operational teams to set productivity targets at various levels and collaborate with Business and Compliance partners to extend the productivity model and measure to groups to ensure accurate reflection of end-to-end throughput. You will lead impact analysis assessment sessions related to technology change requirements, operational procedures and processes, Citi external clients, Business Risk and Controls, etc. Ensuring adequate capacity planning/workload prioritization across Regional BSU Hubs and Satellites relative to identified targets, Service Level Agreements (SLAs), and Regulatory commitments will be a key responsibility. It is crucial to appropriately assess risk when making business decisions, giving particular consideration to the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Additionally, effectively supervising the activity of others and creating accountability with those who fail to maintain these standards will be necessary. Qualifications for this role include 15+ years of experience and experience in people management. A Bachelor's degree/University degree or equivalent experience is required, while a Master's degree is preferred. Skills relevant to this position include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. Citi is an equal opportunity employer. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster for more information.,

The position of Model/Analysis/Validation Intermediate Analyst is ideal for a professional who is in the developmental stage of their career. You will be expected to handle most problems independently with some flexibility to solve complex issues. It is essential to integrate your in-depth knowledge in a specialized area with a solid understanding of industry standards and practices. Your role will involve collaborating with the team and other departments to achieve the objectives of the subfunction/job family effectively. You must apply analytical thinking along with knowledge of data analysis tools and methodologies. Attention to detail is crucial when making judgments and recommendations based on factual information. The role typically deals with variable issues that may have a broader business impact. Professional judgment is required when interpreting data and results, and you should be able to break down information systematically for effective communication. Developed communication and diplomacy skills are necessary for exchanging potentially complex or sensitive information. Your responsibilities will include developing, enhancing, and validating methods for measuring and analyzing risk across all risk types such as market, credit, and operational risks. You may also be involved in developing, validating, and strategizing the use of scoring models and related policies. Supporting the design, development, delivery, and maintenance of top-notch Risk programs, policies, and practices for Risk Management will be a key aspect of your role. You will review institutional or retail analytics, models, and other documents to ensure compliance with various regulatory and legal requirements. Identifying potential risks and escalating them for further review will also be part of your responsibilities. Additionally, you will handle preliminary investigations, assist with reconciliation procedures, and prepare routine correspondence. Generating and maintaining reports for control, tracking, and analysis purposes is crucial, ensuring appropriate and secure retention of documents. You will collaborate with senior staff in investigating and responding to customer and operational complaints, working with other areas within Risk Management as necessary. It is important to assess risks appropriately when making business decisions, emphasizing the firm's reputation and safeguarding Citigroup, its clients, and assets by ensuring compliance with laws, rules, and regulations, adhering to policies, applying sound ethical judgment, and managing and reporting control issues transparently. The qualifications for this role include having 5+ years of experience, proficiency in Microsoft Office with a focus on MS Excel, demonstrating clear and concise written and verbal communication skills consistently, being self-motivated and detail-oriented, and showcasing project management and organizational skills with the ability to handle multiple projects simultaneously. The educational requirement for this position is a Bachelor's/University degree or equivalent experience. As a part of the Risk Management job family, you will be contributing to Risk Analytics, Modeling, and Validation. This is a full-time position requiring skills such as Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure knowledge, Policy and Regulation compliance, Risk Controls and Monitoring, Risk Identification and Assessment, as well as a good grasp of Statistics. Additional relevant skills may be discussed with the recruiter or referenced above. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi. You can also refer to Citigroup's EEO Policy Statement and the Know Your Rights poster for further information.,

An individual in Enterprise Risk Management plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk and protecting against reputational risk. This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities. Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success. Responsibilities: - Act as the primary point of contact in Markets for Unapproved Models controls including false positive and data quality checks, facilitation of break remediation, and preparation of management information for governance forums - Act as the primary point of contact for Model Risk Managers Control Assessment in Markets including monitoring of controls and transformation initiatives - Act as the primary point of contact for Risk ID and Risk Appetite Statement in relation to Model Risk in Markets - Assist the Head of Markets Model Risk and Control with regulatory requests - Drive standardized, consistent mechanisms and technology enhancements to evidence controls and supervision, and ensure alignment with longer term infrastructure initiatives - Manage deliverables in relation to model risk controls across multiple businesses, regions and stakeholders - Work with Second Line and Internal Audit colleagues to coordinate model remediation activity across Markets Qualifications: - 10+ years of experience in Risk Management, Model Risk framework, First line of defence, or other related roles in the financial industry - Strong understanding of model risk management practices, controls and risks - Excellent oral and written communications skills; the ability to explain complex topics to and influence the actions of non-specialist stakeholders - Ability to drive change to business practices by working effectively across a global organisation - Self-starting with the ability to multitask and prioritize - Project management and change capabilities are essential - Capable of prioritizing and multi-tasking in a dynamic, fast-paced environment - Ability to analyze a process and recommend ways to improve quality, controls, and efficiency - Understanding of Markets businesses, functions and controls is a plus - Knowledge of artificial intelligence techniques and associated risks from their use would be beneficial Education: - Bachelor's/University degree, Master's degree preferred Skills Required: - Analytical Thinking - Business Acumen - Constructive Debate - Escalation Management - Issue Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Stakeholder Management If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Model/Analysis/Validation Analyst II role is a developing professional position that focuses on utilizing specialized knowledge to monitor, assess, analyze, and evaluate processes and data related to risk management. As an analyst, your responsibilities include identifying process gaps, adhering to operating procedures, interpreting data to make recommendations, researching information, identifying inconsistencies in data or results, and performing root cause analysis when necessary. You will integrate established disciplinary knowledge within a specialty area with a basic understanding of related industry practices. It is essential to have a good understanding of how the team interacts with other stakeholders to achieve the objectives of the area and to develop a working knowledge of industry practices and standards. Your role will have a limited but direct impact on the business through the quality of tasks and services provided, primarily within your own team. You will be responsible for developing, enhancing, and validating methods for measuring and analyzing risk across all risk types, including market, credit, and operational risk. Additionally, you will lead projects related to the development, programming, integration, testing, and validation of models, and provide analytical support for analysis and benchmarking activities. Furthermore, you will prepare business-as-usual (BAU) and ad-hoc reports according to the Risk Management Team's priorities and requirements, run integrity checks on reports, and participate in projects aimed at continuously improving risk analytics, modeling, and validation systems. It is crucial to work on the continuous improvement of the reporting system and optimization of Credit MIS Reports, while assessing risks appropriately when making business decisions and driving compliance with applicable laws, rules, and regulations. You should adhere to policies, apply sound ethical judgment, and escalate, manage, and report control issues with transparency to safeguard Citigroup, its clients, and assets. To excel in this role, you should have programming skills in languages such as SAS, SQL, and/or Python, with a working knowledge of tools like VBA being preferable. Basic knowledge of secured/unsecured banking products and US banking regulations is essential, along with strong communication skills (oral and written) to effectively relay information to both technical and non-technical audiences. Proven analytical skills are necessary to perform root cause analysis, identify trends, and anticipate emerging issues. Proficiency in Microsoft Office (Word, Excel, and PowerPoint) is required, with Unix knowledge considered an added advantage. Ideally, you should have 1+ years of experience in model implementation/validation/development and a minimum of 2+ years of industry experience. Education-wise, a Bachelors/University degree is required for this role. Overall, the Model/Analysis/Validation Analyst II position offers a dynamic environment where you can apply your skills to contribute to the risk management processes and drive business decisions through comprehensive analysis and validation techniques.,

The Computer Peripherals Purchase Assistant plays a crucial role in supporting the procurement process of computer peripherals and accessories to meet the organization's needs efficiently. You will be responsible for sourcing, evaluating, and purchasing a variety of peripherals while ensuring timely delivery, maintaining accurate records, and adhering to budget and quality standards. Your key responsibilities will include identifying required peripherals, coordinating with the IT department to confirm compatibility, requesting and comparing vendor quotations, preparing purchase orders, managing supplier relationships, monitoring deliveries, verifying received items, maintaining inventory records, supporting vendor negotiations, and ensuring compliance with procurement policies. To excel in this role, you should possess a Diploma or Bachelor's degree in Computer Science, IT, Electronics, or a related field. A minimum of 2 years of experience in IT peripherals procurement, IT sales, or purchasing is preferred, although freshers with strong technical knowledge may also be considered. Additionally, you should have a good understanding of common computer peripherals, connectivity standards, and compatibility requirements. If you have any further questions or wish to apply for this position, please contact - 7306788894. This is a full-time, permanent position that may require you to work in person. Application Question(s): - Do you have a notice period - Do you have a Two Wheeler Education: - Bachelor's (Preferred) Language: - English (Preferred),

The Model/Anlys/Valid Sr Officer I is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project. Responsibilities: - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Develop models and oversee model development, validation, and deployment efforts. - Advances Risk Management methodology and integrate models into business decisions and planning. - Manage successful annual quantitative and qualitative assessments and submissions. - Works with large datasets and complex algorithms to solve data science challenges. - Leverages big data to develop innovative deployable solutions. - Help introduce best-in-class, cutting edge Model techniques to drive profitability through innovation. - Ensures timely model performance tracking, and assist in process automation to drastically improve process/operation efficiencies (where possible) that will enable the business to make rapid decisions against market condition changes - Ensures the compliance of development and validation of models with respect to internal and external guidelines. - Supports the development of training curriculum and standards - Partners with Risk and Decision Management organizations to understand the source of new data and continue to improve the process of defining, extracting and utilizing the new data - Interacts with senior levels of management to facilitate understanding of usage of risk models and inform critical decisions. - Provide leadership and guidance for junior modelers. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 10+ years experience - Sound knowledge of statistical modeling concepts and industry best practices; experience with econometric and statistical modeling or application risk scoring. - Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis. - Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, C Programming in UNIX) Proficient with MS Office suite. - Ability to deliver compelling presentations and influence executive audiences. - Excellent communicator; ability to engage and inspire team forward. - Ability to drive innovation via thought leadership while maintaining end-to-end view. - Effective cross-functional project, resource, and stakeholder management; effectively engage with internal audit and external regulators. - Experience working in Big data environments; Intellectual curiosity to stay abreast of technological advances. Education: - Bachelors/University degree or equivalent experience, potentially Masters degree If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

The Model/Anlys/Valid Sr Officer I is a strategic professional who closely follows the latest trends in your field and adapts them for application within your job and the business. Typically, only a small number of people within the business provide the same level of expertise as you. Your excellent communication skills are required in order to negotiate internally, often at a senior level. You must have developed communication and diplomacy skills to guide, influence, and convince others, especially colleagues in other areas and occasional external customers. You are accountable for significant direct business results or authoritative advice regarding the operations of the business, necessitating a degree of responsibility over technical strategy. Your role primarily affects a sub-function and you are responsible for handling staff management issues, including resource management and the allocation of work within the team/project. You will be responsible for developing, enhancing, and validating the methods of measuring and analyzing risk for all risk types including market, credit, and operational risks. Additionally, you may develop, validate, and strategize the uses of scoring models and related policies. Your duties will include developing models and overseeing model development, validation, and deployment efforts. You will advance Risk Management methodology and integrate models into business decisions and planning. Managing successful annual quantitative and qualitative assessments and submissions, working with large datasets and complex algorithms to solve data science challenges, leveraging big data to develop innovative deployable solutions, and introducing best-in-class, cutting edge Model techniques to drive profitability through innovation are also part of your responsibilities. You will ensure timely model performance tracking and assist in process automation to drastically improve process/operation efficiencies where possible. Ensuring compliance of development and validation of models with respect to internal and external guidelines, supporting the development of training curriculum and standards, and partnering with Risk and Decision Management organizations to understand the source of new data and continue to improve the process of defining, extracting, and utilizing the new data are crucial aspects of your role. You will interact with senior levels of management to facilitate understanding of usage of risk models and inform critical decisions, provide leadership and guidance for junior modelers, and appropriately assess risk when business decisions are made. To qualify for this role, you should have at least 10 years of experience, sound knowledge of statistical modeling concepts and industry best practices, and experience with econometric and statistical modeling or application risk scoring. Excellent quantitative and analytic skills are required, along with the ability to derive patterns, trends, and insights, and perform risk/reward trade-off analysis. Proficiency with analytical or data manipulation tools (e.g. SAS, SQL, R, C Programming in UNIX) and the MS Office suite is essential. You must be able to deliver compelling presentations and influence executive audiences, be an excellent communicator who can engage and inspire the team forward, and drive innovation via thought leadership while maintaining an end-to-end view. Effective cross-functional project, resource, and stakeholder management, as well as the ability to engage with internal audit and external regulators, are important for this role. Experience working in Big data environments and having an intellectual curiosity to stay abreast of technological advances are also desired. In terms of education, a Bachelors/University degree or equivalent experience, potentially a Masters degree, is required for this position. If you believe you possess the necessary skills and experience for this role, we encourage you to apply and potentially be a valuable addition to our team.,

Whether you are at the start of your career or seeking your next adventure, your journey begins here. At Citi, you will have the opportunity to enhance your skills and contribute to one of the world's most global banks. We are dedicated to supporting your development from the beginning with comprehensive on-the-job training, exposure to senior leaders, and various learning opportunities. Additionally, you will have the chance to give back to the community through volunteerism. In this role as a Senior Vice President - Stress Testing Applications Lead - Hybrid at Citi's Risk Management organization in Mumbai, India, you will play a crucial part in overseeing the bank's risk governance framework, ensuring the measurement, review, and monitoring of all risks generated by the firm's businesses. You will be empowered to lead enterprise-wide stress testing exercises, design loss forecasting scenarios, and collaborate with cross-disciplinary teams to achieve project requirements related to stress testing and loss forecasting. Your responsibilities will include interpreting the results of risk assessments, presenting key findings to senior stakeholders, and driving improvements in risk management strategies. To excel in this role, you should have at least 12 years of experience in Project Management within Market Risk, Credit Risk, or Stress Testing domains. You must possess a strong understanding of various risk categories, global regulatory landscape, and relevant regulatory guidance. Your superior problem-solving capabilities, exceptional communication skills, and advanced analytical skills will be essential in interpreting complex data and driving actionable strategies. Furthermore, your leadership skills, adaptability to changes, and ability to work in a fast-paced environment will be critical in ensuring the success of this role. A career at Citi is more than just a job - it is an opportunity to be part of a diverse and dedicated global family. Join us at Citi to grow your career, contribute to your community, and make a real impact. If you are ready to take the next step in your career, apply for this role at Citi today.,

The role is within the Loss / Loan Loss Reserve Forecasting and Stress Testing team. This group is specifically tasked with calculating and managing the net credit loss and loan loss reserve forecast on a $90BN + portfolio and working with the Finance teams to build forecasts for credit losses and loan loss reserves under varying macro-economic and business conditions. You will work on efforts around Comprehensive Capital Analysis & Review (CCAR/DFAST) for retail portfolios with primary focus on NA cards. You should demonstrate a strong work ethic, teamwork, quantitative, and problem-solving skills. You are expected to leverage technical and business acumen to deliver high-quality results. Responsibilities include understanding the key drivers of losses and loan loss reserves, their relative importance and current trends, applying this knowledge effectively to forecast losses / loan loss reserves meaningfully and accurately, analyzing underlying model outputs, reconciling detailed financial data, presenting findings to managers and key stakeholders, participating in review and challenge sessions, assisting with regulatory reviews, ensuring best-in-class governance and documentation practices, and driving process efficiencies through automation. Key Responsibilities: - Work independently and with other team members to effectively execute quarterly loss / loan loss reserve forecasting and stress testing processes for retail portfolios with a primary focus on NA cards - Engage in associated governance activities such as Manager Control Assessment, End User Computing, and Activity Risk Control Monitoring - Collaborate cross-portfolio and cross-functionally on loss / loan loss reserve forecasting and stress testing analytics - Assist in reviewing and challenging existing models to identify areas of improvement - Understand the calculation of reserves, components of P&L, and the impact of CECL on CCAR results - Collaborate with other teams on financial planning requests and increased integration of credit risk & PPNR results - Perform complex risk policy analytics and econometric analysis - Establish standardized business and submission documentation - Collaborate with Risk and Finance organization to understand and utilize data sources - Identify areas of improvement and drive process efficiency through process simplification and automation - Execute information controls to meet business objectives with utmost clarity Qualifications: - 3+ years of work experience in financial services, business analytics, or management consulting - Postgraduate degree in a quantitative discipline - Understanding of risk management and experience in CCAR / DFAST / Stress Testing preferred - Hands-on experience with econometric and empirical forecasting models - Experience in data science / machine learning preferred - Proficiency in analytical packages like SAS, Datacube/Essbase, and MS Office - Strong written and oral communication skills Leadership Competencies: - Ability and experience to drive changes to achieve business targets - Displays flexibility to work well with varying personal styles - Takes personal responsibility to lead by example and appreciates diverse backgrounds - Demonstrates strong ethics and develops cross-functional relationships - Contributes to a positive work environment and supports diversity If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi.,

As an individual in Enterprise Risk Management, you play a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. Your responsibilities include identifying and managing enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk, and protecting against reputational risk. Your integral role within the bank ensures that operations are within a defined risk appetite and contribute to the overall objectives of the bank. You will be responsible for overseeing risk identification, assessment, measurement, monitoring, and reporting in In-business Risk Management. Additionally, you will design and implement risk mitigation actions and focus on managing one or more risks in support of business activities. Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management to enable the bank to anticipate, assess, and mitigate potential risks crucial for the bank's success. Your responsibilities will include leading risk and control assessments, providing risk mitigation recommendations, collaborating on audit, compliance, and regulatory findings, driving remediation efforts, setting up the quarterly audit process, and overseeing procedural implementation and change management to ensure sound governance and controls. Furthermore, you will enhance and automate control processes, monitor control exceptions and breaches, establish and promote strong governance, controls, and a culture of responsible finance, contribute to the implementation and oversight of the Control Framework, and adhere to the firm's Code of Conduct, Plan of Supervision, and all role-specific policies and procedures. Your role will involve managing risk evaluation in business decisions, ensuring compliance with laws and regulations, promptly reporting control issues, identifying root causes, and recommending corrective actions to prevent potential breaches. You will also maintain updated knowledge in conducting risk and control assessments, effectively influence others, drive innovative risk analysis, ensure timely risk reporting, develop key communication materials, lead risk management training, and manage risks related to new activities and business changes. Additionally, you will assist in governance coordination, facilitate MCA risk assessments, adhere to policy, support risk event responses, integrate risk and control responsibilities within business units, enhance control capabilities, create interim tools, strategize monitoring solutions, apply business insights to implement control processes, and collaborate with stakeholders for firm protection and process improvements. As an enthusiastic and early adopter of change, you will take ownership for helping others see a better future and stay positive during uncertainty. You will demonstrate and inspire curiosity in seeking new ways to overcome challenges, actively apply learning from failures, challenge self and others to seek out and communicate alternative views even when unpopular, and welcome diverse ideas to improve outcomes. You will act as a change catalyst by identifying and helping others see where new ideas could benefit the organization, proactively seek to understand and act in alignment with organizational decisions, help others prioritize team and enterprise success over their own personal agenda, focus on highest-priority work aligned to business goals, help others effectively manage competing priorities, proactively identify opportunities to streamline work, create process improvements that enhance efficiency for self and the team, take personal accountability for escalating, identifying, and managing potential risk, implement controls that enhance the client experience and operational effectiveness, anticipate problems, proactively identify solutions that address the root causes and result in meaningful improvements, set high expectations, invest the necessary effort to deliver excellence and exceed performance goals, role-model and help others to do the right thing for clients and Citi in all situations, even when difficult, engage key stakeholders early and often, actively look for opportunities to improve collaboration in achieving common goals, proactively seek out opportunities to volunteer in Citi programs that support the community, advocate for solutions that meet the needs of Citi's clients and the community, enthusiastically promote the unique needs and preferences of colleagues, make active commitment to help colleagues achieve balance, well-being, and development, leverage varied networks to recruit diverse talent, advocate for colleagues with diverse skillsets, styles, and experiences to gain career opportunities, empathetically listen and understand others" positions before acting on issues, work to amplify voices that are minimized in the workplace, and appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: - 6-10 years of experience in Operational Risk Management, Audit, Compliance or other control function - Understanding of how to lead strong governance and controls, and build a culture of responsible finance, good governance, and ethics - Familiarity with the firm's Code of Conduct, Plan of Supervision, and policies and procedures - Background in collaborating with business partners on Audit, Compliance, and Regulatory findings and remediation efforts - Familiarity with enhancing, automating, or simplifying control processes as well as monitoring control exceptions and breaches - Knowledge of risk assessment, compliance with laws, rules, and regulations, and managing and reporting control issues - Proven ability to design and lead projects that enhance processes, showcasing creativity in problem-solving complex situations - Maintains knowledge of evolving requirements and their impacts, responsible for significant business results and technical strategy - Demonstrates expertise in maintaining a robust Managers Control Assessment in compliance with risk policies, affecting primarily a sub-function - Proficient in applying requirements and implementing compliance policies, communicating effectively across the organization - Liaises with Compliance Assurance and Internal Audit for issue resolution, demonstrating leadership and responsibility - Maintains oversight through metrics review and corrective action plans tracking, using advanced analytical skills - Prepares presentations on developments and emerging risks for senior management, showcasing strong communication skills - Serves as a primary contact for audit groups, demonstrating strong networking and liaison skills - Assesses risks in business decisions, complies with laws, regulations, policies, and ensures adherence, playing a significant role in the organization's performance - Comprehensive understanding of risk identification, assessment, and mitigation strategies - Proficiency in audit processes, compliance requirements, and relevant regulatory standards - Capability in enhancing, automating, and simplifying control processes - Strong leadership skills to manage governance and foster a culture of responsible finance and ethics - Thorough understanding of the firm's policies and procedures relevant to the role - Skills in organizing and managing audit processes and procedural changes - Ability to evaluate risks in business decision-making and manage timely reporting of control issues - Effective communication skills to liaise with various stakeholders across the business Education: - Bachelor's/University degree, Master's degree preferred Skills: - Analytical Thinking - Business Acumen - Constructive Debate - Escalation Management - Issue Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Stakeholder Management If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The role of a CCAR Quantitative Modeler for Unsecured Products within US Personal Banking Risk involves developing CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. As a CCAR Quantitative Modeler, your responsibilities will include obtaining and conducting quality assurance/quality control on all data necessary for CCAR/CECL model development, developing segment and/or account level CCAR/CECL stress loss models, performing required tests such as sensitivity and back-testing, validating/recalibrating all models annually to integrate the latest data, delivering comprehensive model documentation, collaborating with cross-functional teams including business stakeholders, model validation and governance teams, and model implementation team, and preparing responses/presentations to regulatory agencies on all CCAR/CECL models built. To qualify for this position, you should hold an advanced degree (Bachelors required, Masters/PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or another highly quantitative discipline. You should have at least 2 years of experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses. Experience with dynamics of unsecured or secured products is considered a strong plus. You must have actively participated in performing analytical components of an econometric modeling-driven stress loss process, including but not limited to data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation. Exposure to various stress loss modeling approaches at the segment or account level is preferred. Additionally, you should be able to effectively communicate technical information verbally and in writing to both technical and non-technical audiences. Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint is required for this role as well as the ability to work as an individual contributor. The job falls under the Risk Management job family group and specifically in the Risk Analytics, Modeling, and Validation job family. This is a full-time position that requires skills such as analytical thinking, business acumen, constructive debate, data analysis, escalation management, policy and procedure understanding, policy and regulation knowledge, risk controls and monitors, risk identification and assessment, and statistics. For any further information regarding complementary skills, please refer to the details provided above or contact the recruiter directly.,

The KYC Modernization program is a solution that combines various initiatives aimed at enhancing the current KYC operating model, simplifying the KYC policy and its usability, replacing the existing KYC platform with a best-in-class vendor solution, and improving operational process efficiency through automation. This is a global role that involves interacting with stakeholders across Strategy, Operations, Technology, AML, and Risk & Controls in all Citis clusters. The primary focus is on executing a portfolio of projects under a strategic program. The key objective of this role is to lead the development and management of a dedicated Citi-wide program that concentrates on KYC. Responsibilities: - Demonstrated expertise in KYC operations processes - Profound knowledge of KYC for New-To-Bank (NTB), Renewals, Screening, etc. - Proficiency in KYC Workflow Management - Understanding of KYC policies - Experience in Search & Discovery - Familiarity with client service models - Knowledge of Policy and Country Variances - Preparation of KYC-related analysis - Ability to work independently with minimal supervision - Capability to meet tight deadlines and present deliverables to program leads Qualifications and Experience: - Bachelor's degree - 5-8 years of relevant experience in global KYC - Previous experience in KYC operations and projects - Subject Matter Expertise (SME) in KYC Skills: Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi guidelines. For further details, you can refer to Citis EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Analyst II position is an intermediate-level role that involves conducting credit reviews, portfolio monitoring, portfolio reporting/MIS, and identifying credit trends. As a Credit Portfolio Analyst II, you will be responsible for organizing and analyzing large amounts of data to provide in-depth and sophisticated analysis with interpretive thinking. Your analysis will help define problems, develop innovative solutions, and make recommendations that influence decisions of key business partners in the Risk Management department. Your main responsibilities will include conducting risk assessments and client credit analyses, contributing to the development of new techniques and improvement of processes, escalating credit concerns to senior risk and business managers, supporting risk mitigation actions, utilizing Statistical Analysis System (SAS) for data analysis, managing risk levels across multiple products, preparing risk management presentations, ensuring compliance with laws and regulations, and assisting in the preparation of risk review materials. As a Credit Portfolio Analyst II, you should be an enthusiastic and early adopter of change, demonstrate curiosity in seeking new ways to overcome challenges, communicate alternative views, act as a change catalyst, prioritize team and enterprise success, streamline work processes, take personal accountability for risk management, anticipate problems and proactively identify solutions, deliver excellence, and role-model ethical behavior. Qualifications for this role include 2+ years of experience in credit risk analysis or corporate banking, financial analysis and valuation experience, knowledge of credit and banking products, familiarity with data interpretation, ability to challenge decisions based on data analysis, strong organizational and analytical skills, clear written and verbal communication, problem-solving skills, adaptability to respond to changes, and experience with analytical packages like SAS, Essbase, and MS Office. Education requirements include a Bachelor's degree or equivalent experience. Please note that the most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

This position within US Personal Banking and Wealth Management will involve developing CCAR/CECL models for unsecured portfolios, such as credit cards, installment loans, ready credit, etc. Additionally, the role will focus on regulatory model monitoring analytics for regular model performance tracking and annual model review. Responsibilities will include but are not limited to: - Obtaining and conducting QA/QC on all data required for CCAR/CECL model development - Developing segment and/or account level CCAR/CECL stress loss models - Performing all necessary tests (e.g., sensitivity and back-testing) - Validating/recalibrating all models annually to incorporate the latest data, and redeveloping as needed - Delivering comprehensive model documentation - Collaborating closely with cross-functional teams, including country/regions business stakeholders, model validation and governance teams, and model implementation team - Preparing responses/presentations to regulatory agencies on all CCAR/CECL models built Qualifications: - Advanced Degree (Masters required, PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline - 2+ years of experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses - Experience with dynamics of unsecured products is a strong plus - Active role in performing analytical components of an econometric modeling-driven stress loss process - Exposure to various stress loss modeling approaches at the segment or account level is preferred - Ability to communicate technical information verbally and in writing to both technical and non-technical audiences - Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint - Ability to work as an individual contributor Skills: Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics For complementary skills, please see above and/or contact the recruiter.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit, and broadly syndicated loans). The analyst will gain experience across multiple products within the portfolio, which consists of various securitized asset classes (including auto, credit card, unsecured consumer loans, broadly syndicated, private credit, and middle market loans). In this role, you're expected to work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders. Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance, and financial triggers with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes, decisions, and monitoring. Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events, which may require contributions to quarterly portfolio reviews and liaising on updates to collateral data. Prepare annual credit approval and quarterly memos in a timely manner. Model transactions for risk rating and stress testing purposes. Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies, and Credit Programs across product groups. Assist in reporting of Basel securitization parameters. Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes. As a successful candidate, you'd ideally have the following skills and exposure: - 2-4 years of credit, portfolio management, or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm; structured credit/securitization experience is a plus - A strong interest in structured products and credit analysis - Strong Microsoft Office skills. Modelling experience is a plus - Strong attention to detail - Analyst will have responsibility for due diligence and documentation of transactions to ensure that all risk, business, and policy points are covered - Oral and written communications skills enabling him or her to effectively interact with internal and external constituents of all levels - Team player with strong work ethic who also works well with others at all levels - Strong organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively - The ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk Education: MBA or CFA or CA Take the next step in your career, apply for this role at Citi today. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter position at our organization involves managing the credit review process for large and complex products on a global scale. The primary objective of the role is to provide top-notch credit risk analysis, monitoring, and credit administration in collaboration with Risk and Banking teams to ensure the safety and soundness of wholesale lending across ICM. As an Analyst in this role, you will be responsible for overseeing a portfolio of IF and CEF Relationships. This entails conducting in-depth Credit Risk Analysis for these relationships, continuously monitoring the portfolio, and producing various reports such as Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing exercises. A thorough understanding of credit risk, Citis internal policies and procedures, and industry fundamentals related to the portfolio is expected from the Analyst. The role involves minimal supervision and the ability to engage in meaningful discussions with Risk and Banking partners. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients through fundamental credit analysis using quantitative and qualitative factors - Prepare Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence - Continuously monitor the covered portfolio, including industry trends, key relationship impacts, and escalation of potential credit issues - Perform financial modeling of IF and CEF clients, projecting cash flow profiles, stress sensitivities, and Enterprise Valuation - Review and provide recommendations on risk ratings within the sector - Ensure compliance with bank credit policies/practices and regulatory policies Qualifications: Risk & Credit Underwriting: - Strong analytical skills with the ability to identify trends and anticipate issues - Ability to form independent opinions on credit and recognize emerging risks - Advanced knowledge of financial statements, GAAP accounting, and Credit Policy - Proactive in identifying and escalating potential risk issues Leadership: - Demonstrates commitment, positive attitude, and reliability - Embraces change and demonstrates professionalism in interactions - Actively contributes, asks questions, and challenges ideas Competencies: - Effective interpersonal skills and relationship-building abilities - Strong organizational skills to work under pressure and manage priorities effectively - Exceptional written and verbal communication skills - Proficiency in Microsoft Office (Word, Excel, PowerPoint) and Financial Modeling Education: - MBA Finance, CFA, or CA If you are a person with a disability requiring accommodation to utilize our search tools or apply for a career opportunity, please refer to the Accessibility at Citi. For more information on Citis EEO Policy Statement and Know Your Rights poster, kindly review the provided resources.,

The Risk Analytics, Modeling and Validation role involves the development, enhancement, and validation of methods for measuring and analyzing all types of risks, including market, credit, and operational. In areas related to credit risk, you will be responsible for developing, enhancing, and validating models for measuring obligor credit risk, as well as early warning tools that monitor the credit risk of corporate or consumer customers, and participating in Loss Given Default studies. You will also play a crucial role in developing and maintaining key risk parameters like default and rating migration data, usage given default data, and transition matrices. Your contribution to the company is vital as it provides a scientific and systematic approach to assessing and mitigating risks, thereby ensuring the company's financial stability, protecting its assets, and supporting its overall business strategy. As a Model Validator, your responsibilities will include performing model validations, annual model reviews, ongoing monitoring reviews, and model limitation remediation reviews for one or more model/product types under the supervision of a Validation Lead. You will provide effective challenge to the model development process, evaluate testing approach and results, assess ongoing performance monitoring of models, and contribute to regulatory and internal audit related responses. Collaboration with other teams within Risk and the Business will be essential in facilitating compliance with policies, procedures, and guidance. Additionally, you will assist in preparing reports and other meeting materials for senior management and support the process of designing, developing, delivering, and maintaining best-in-class qualitative model validation process standards, guidance, practices, templates, and other documentation. To qualify for this role, you should have 5-8 years of experience in Quantitative Finance, Risk Management, Analytics, Model Development, or Model Validation. Excellent partnership and teamwork skills, ability to formulate findings clearly and concisely, good verbal communication skills, and strong analytic, creative thinking, and problem-solving abilities are desired. You should be adept at analysis and documentation of results, have the ability to multi-task, work well under pressure, and deliver results under tight deadlines. Proficiency in programming languages like Python, MATLAB, C/C++/C#, VBA, or other coding languages is required, along with knowledge of financial markets and products. Qualitative or quantitative model risk management experience is a plus. Strong technical skills such as solid knowledge of time series analysis, statistics, and econometrics, excellent communication and diplomacy skills, ability to evaluate complex issues, influence decisions, and provide expert advice are also important for this role. A Master's degree in a relevant field is necessary to meet the educational requirements. Strong attention to detail, the ability to make informed judgments based on information, and proficiency in data analysis and interpretation are key attributes needed for this position. The ability to identify inconsistencies in data or results, define business issues, formulate recommendations on policies, procedures, or practices, and work effectively in a team and independently are essential skills. Project management skills, proficiency in data analysis and interpretation, strong problem-solving skills, and the ability to provide expert advice and influence decisions are critical for success in this role. If you are enthusiastic about overcoming challenges, seeking new ways to improve outcomes, and contributing to the success of the organization, this role offers an opportunity to excel and make a meaningful impact. Citi is an equal opportunity employer and is committed to diversity in the workplace. If you require a reasonable accommodation to use our search tools or apply for a career opportunity due to a disability, please review the Accessibility at Citi. Additionally, you can view Citi's EEO Policy Statement and the Know Your Rights poster for further information.,