Credit Risk Analytics- Lending - Vice President

As a Credit Portfolio Officer at Citi, your role involves leading activities such as credit review, approvals, and portfolio monitoring to identify credit migration in coordination with the Risk Management team. Your primary objective is to manage Citi's portfolio exposure to clients and counterparties globally. **Key Responsibilities:** - Develop a framework for portfolio risk assessment, including evaluating credit and financial performance across various lending products and industry segments - Understand applicable credit policies, industry regulations, and their impact on prospective partners or product initiatives - Establish and leverage cross-functional partnerships, and network with key internal and external stakeholders - Utilize Statistical Analysis System (SAS) in a UNIX environment for risk, financial, and data analyses - Prepare risk management presentations for senior management with analytics on expected portfolio performance and areas of potential risk/opportunity - Operate with a limited level of direct supervision, exercise independence of judgment, and act as a subject matter expert to senior stakeholders and team members - Assess risks in business decisions with consideration for the firm's reputation, compliance with regulations, and ethical conduct **Qualifications:** - 10+ years of experience in credit card risk management or equivalent in the financial services industry - Ability to apply credit and risk principles toward business goals - Strong organizational skills and ability to prioritize in a fast-paced environment - Demonstrated interpersonal, organizational, and analytic skills - Bachelor's degree/University degree or equivalent experience required, Master's degree preferred - Experience with analytical tools (e.g., SAS, SQL, R, SPSS), econometric/statistical modeling, and application risk scoring - Proficiency in MS Office, quantitative analysis, and clear communication skills This is an Individual contributor role. If you are a person with a disability and need a reasonable accommodation to use Citi's search tools or apply for a career opportunity, review the Accessibility at Citi.,