167 Risk Controls Jobs

As an Officer, KYC Operations Analyst 1 at Citi, your role involves participating in Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities. You will work closely with the Compliance and Control team to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi. Your key responsibilities include: - Partnering with Relationship Management and Compliance teams to assist with the preparation, development, due diligence, and approval of the electronic Know Your Client (KYC) record and supporting appendices. - Creating and maintaining KYC records by obtaining information from internal and external sources such as firm websites and regulatory websites. - Updating system information from initiation to approval of KYC records and reporting workflow progress to your supervisor. - Validating the information within KYC records and Customer Identification Program (CIP) documents to ensure completion and accuracy. - Ensuring KYC records incorporate local regulatory requirements and Global Business Support Unit (BSU) Standards. - Maintaining the BSU tool. - Assessing risk appropriately when making business decisions, with a focus on safeguarding Citigroup's reputation and assets, and driving compliance with applicable laws and regulations. You're expected to have the following qualifications and skills: - Bachelors/University degree. - Good English communication skills (written and verbal). - 1-2 years of experience in KYC is preferred. Citi provides programs and services for your physical and mental well-being, access to learning and development resources, and various programs to help employees balance work and life. If you are ready to shape your career with Citi and take the next step, apply for this role today at https://jobs.citi.com/dei. Please note that this job description offers a high-level overview of the work performed, and other job-related duties may be assigned as required.,

As a Model/Analysis/Validation Officer at the company, your role involves being a recognized technical authority in your area within the business. You will need to have basic commercial awareness and excellent communication and diplomacy skills to guide, influence, and convince others, including colleagues from different areas and external customers. Your work will have a significant impact on the area you are responsible for, ultimately affecting the overall performance of the sub-function/job family. **Key Responsibilities:** - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types, including market, credit, and operational risks. - Manage model risk throughout the model life-cycle, including model validation, ongoing performance evaluation, and annual reviews. - Produce analytics and reports to manage risk for the company's operations. - Translate operational requests into programming and data criteria, conduct systems and operational research, and model expected results. - Assist in developing analytic engines for business product lines. - Communicate results to diverse audiences. - Conduct analysis and create detailed technical documentation reports for validation purposes, meeting regulatory guidelines and industry standards. - Identify modeling opportunities that drive measurable business results. - Provide guidance to junior validators as needed. - Manage stakeholder interaction with model developers and business owners throughout the model life-cycle. - Present model validation findings to senior management and supervisory authorities. - Provide effective challenge to model assumptions, mathematical formulation, and implementation. - Assess and quantify model risk due to limitations and inform stakeholders of their risk profile, developing compensating controls. - Contribute to strategic, cross-functional initiatives within the model risk organization. **Qualifications:** - 6-10 years of experience - Proficiency in Microsoft Office, particularly MS Excel - Clear and concise written and verbal communication skills - Self-motivated and detail-oriented - Project management and organizational skills with the ability to handle multiple projects simultaneously - Practical experience using SAS or similar statistical coding software for building and testing prediction models, comfortable interfacing with business clients, and proficiency in handling large data sets. - Experience in a quantitative role in risk management at a financial institution, with experience in model development or validation. - Good knowledge of various model development and validation testing techniques covering risk models. **Education:** - Bachelor's/University degree or equivalent experience, potentially a Master's degree In addition to the above, you will be part of the Risk Management job family group, specifically in the Risk Analytics, Modeling, and Validation job family. Your role is full-time, where you will be utilizing skills such as Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, and Statistics. If you encounter any accessibility challenges due to disability while using the search tools or applying for a career opportunity, you can review the Accessibility at Citi for reasonable accommodations. You can also refer to Citi's EEO Policy Statement and the Know Your Rights poster for further information.,

Role Overview: As a Model/Anlys/Valid Intmd Analyst at our company, you will be a developing professional with the ability to independently tackle most problems and solve complex issues. You will integrate your in-depth specialty area knowledge with industry standards and practices, contributing to the objectives of the subfunction/job family. Your role will require analytical thinking, attention to detail, and the ability to interpret data and results accurately. Effective communication and diplomacy skills are crucial to exchange potentially complex information with various stakeholders. Key Responsibilities: - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types including market, credit, and operational - Support the design, development, delivery, and maintenance of best-in-class Risk programs, policies, and practices - Review institutional or retail analytics, models, and other documents to ensure compliance with regulatory and legal requirements - Identify potential risks, escalate for further review, and handle preliminary investigations - Create and maintain reports for control, tracking, and analysis purposes, ensuring appropriate retention of documents - Work with senior staff in investigating and responding to customer and operational complaints - Interact with other areas within Risk Management as necessary to assess risk in business decisions and drive compliance with laws, rules, and regulations Qualifications: - 4+ years of experience in Model Development - Proficiency in Microsoft Office with an emphasis on MS Excel - Clear and concise written and verbal communication skills - Self-motivated, detail-oriented, with demonstrated project management and organizational skills - Ability to handle multiple projects simultaneously - Bachelor's/University degree or equivalent experience Additional Company Details: The company is committed to providing reasonable accommodations for individuals with disabilities to use search tools and apply for career opportunities. They adhere to Citigroup's EEO Policy Statement and promote awareness of individual rights through the Know Your Rights poster. (Note: Details such as Job Family Group, Time Type, Most Relevant Skills, and Other Relevant Skills have been omitted as they are not directly related to the job description.),

As a Credit Risk Officer at Citi, your role involves staying abreast of developments in the field, contributing to directional strategy, and being a recognized technical authority. Your responsibilities include: - Assessing quality and risks of assigned portfolios - Reviewing and improving credit risk processes and standards - Evaluating Risk Appetite framework and risk ratings - Ensuring appropriate staffing models and resources - Monitoring Corrective Action Plans and Fundamental Credit Risk documents - Providing advice on technology and operations - Demonstrating Quality Assurance activities - Assessing risks in business decisions with focus on compliance and ethical behavior To be successful in this role, you ideally have: - 10+ years of relevant experience - Good analytical skills - Wide degree of latitude and discretion Education: - Bachelors/University degree, Masters degree preferred This job description provides a summary of the work performed. Other duties may be assigned as required. Your work will have a significant impact on the area through complex deliverables, influencing the overall performance of the sub-function/job family. You will deal with complex and variable issues, requiring the development of approaches and actions involving weighing various alternatives. If you are a person with a disability and need accommodation to use the search tools or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

As a Compliance UAT Testing Analyst reporting into the Policy Automation and Execution team, you will be responsible for supporting UAT application testing across various platforms. Your role will involve planning, coordinating, and executing digital application testing within an Agile Scrum environment. You will work collaboratively with business requestors and developers to plan testing aligned with development user stories and participate in making release decisions. Your contribution will be vital in working with product owners to develop and maintain the policy technology roadmap. Your developed user testing and documentation skills will play a crucial role in influencing and supporting the technology roadmap. Key Responsibilities: - Participate in the design, development, delivery, and maintenance of policy technologies and applications - Forecast effort and availability to support technology releases and other product management needs - Proactively communicate status and potential risks arising from work efforts - Partner closely with product ownership and development team members to understand business and technical requirements and document evidence required in the testing process - Act as a subject matter expert in Policy Technology Applications, effectively communicating with senior technology and business stakeholders - Promote good working relationships across projects, developing trust and communication among stakeholders, sponsors, users, resource controllers, and project team members - Interact and collaborate with other areas within Citi as necessary - Perform additional duties as assigned Qualifications: - 3 years of product development/user testing experience with exposure to Agile Scrum, including experience in Jira - 1+ years of experience with compliance or policy technologies - Must be a self-starter, flexible, innovative, and adaptive - Strong interpersonal skills with the ability to work collaboratively with individuals at all levels of the organization - Strong written and verbal communication, presentation, and interpersonal skills - Ability to work collaboratively and independently, navigating a complex organization - Excellent project management and organizational skills, capable of handling multiple projects simultaneously - Proficiency in MS Office applications (Excel, Word, PowerPoint) and Jira - Demonstrated knowledge in the area of focus Education: - Bachelor's degree; experience in compliance, legal, or other control-related function in a financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof; experience in the area of focus; Advanced degree is a plus If you are a person with a disability and require a reasonable accommodation to utilize search tools or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

As a Quantitative Lead Analyst at Citigroup, your role involves staying up-to-date with developments in your field and contributing to the directional strategy of the business. You are recognized as a technical authority, requiring basic commercial awareness. Your communication and diplomacy skills are crucial for guiding, influencing, and convincing others, impacting the overall performance of the sub-function/job family. **Key Responsibilities:** - Develop, enhance, and implement methods for measuring and analyzing risk across all types including market, credit, and operational risks. - Manage model risk throughout the model life-cycle, from development to annual reviews. - Produce analytics and reporting to manage risk for Citi's operations. - Translate operational requests into programming and data criteria, conducting systems and operational research. - Assist in developing analytic engines for business product lines. - Communicate results to diverse audiences. - Conduct analysis and prepare detailed technical documentation reports for validation purposes meeting regulatory guidelines. - Identify modeling opportunities with measurable business results. - Provide guidance to junior validators. - Manage stakeholder interaction during the model life-cycle. - Present model validation findings to senior management and regulatory authorities. - Assess and quantify model risk due to limitations, informing stakeholders of their risk profile and developing compensating controls. - Contribute to strategic initiatives within the model risk organization. - Assess risk in business decisions with consideration for the firm's reputation and compliance with laws and regulations. **Qualifications:** - 6-10 years of experience - Proficiency in Microsoft Office, especially MS Excel - Clear and concise written and verbal communication skills - Self-motivated, detail-oriented, with project management and organizational skills - Practical experience using SAS or similar statistical coding software - Experience in a quantitative role in risk management at a financial institution - Knowledge of model development and validation techniques **Education:** - Bachelors/University degree or equivalent experience, potentially Masters degree If you require a reasonable accommodation due to a disability for using our search tools or applying for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

Role Overview: As the Data Governance Foundation Lead Analyst, you will be responsible for contributing to the directional strategy and assisting in the creation and modification of Enterprise Data Governance Strategy, Data Risk and Control Framework, and Data Risk Taxonomy. Your focus may include assisting in identification, measurement, and reporting, data policy adoption and compliance, data controls framework performance and issue management process, as well as regulatory and audit response and action tracking. You must be dynamic, flexible, and adept at responding to rapidly changing needs. Your ability to handle ambiguity and complexity will be crucial as you deliver on multiple responsibilities. Developed communication and diplomacy skills are essential for guiding, influencing, and convincing others. Key Responsibilities: - Partner with multiple teams to implement relevant Data Governance policies and/or Data Risk and Control frameworks - Design, implement, and monitor Data Quality scorecards to ensure completeness, accuracy, and timeliness for Wholesale Credit Risk data - Identify and thoroughly investigate recurring data concerns, including potential false positives, collaborating with Technology and other key stakeholders to address them effectively - Collaborate closely with internal and external business partners to build, implement, track, and improve Data Quality control processes - Utilize Machine Learning and other advanced analytical methods to identify complex data patterns and trends, providing actionable insights to enhance the quality of data supporting Credit Risk reporting Qualifications: - 10+ years of relevant experience in SQL/Python/Tableau - Familiarity with Wholesale Credit Risk and financial markets instruments - Proficiency in data tracing, data mining, visualization, analysis, identifying patterns/trends, exploratory data analysis, and root cause analysis - Ability to manage tight deadlines or unexpected requirement changes, with the capacity to anticipate and balance the needs of multiple stakeholders - Effective communication skills to develop and deliver multi-mode communications that convey a clear understanding of the unique needs of different audiences Additional Details: Omit this section as there are no additional details of the company mentioned in the job description. Education: - Bachelor's/University degree, Master's degree preferred Hone your skills in: - Constructive Debate - Data Governance - Data Management - Data Quality - Internal Controls - Management Reporting - Policy and Procedure - Program Management - Risk Controls and Monitors - Risk Management For any complementary skills, please refer to the job description above or contact the recruiter. If you require a reasonable accommodation due to a disability to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster for more information.,

Role Overview: You will be part of the Global Consumer Bank (GCB) Risk Modeling Utility team, specifically supporting the US Consumer Banks Branded Cards portfolios. Your focus will be on Citi-branded card products, including proprietary portfolio and co-branded cards. Key Responsibilities: - Build Account Management Risk Models using traditional and Machine Learning techniques. - Develop models in compliance with Risk modeling policies and procedures. - Utilize technologies such as SAS, R, Python, H2O, Spark, and more for data extraction. - Deliver on all development phases from design through implementation. - Collaborate with Technology, Risk policy, and Governance teams to deliver decision risk models. - Practice presentation and articulation skills to convey complex concepts to various audiences. Qualifications: - 3+ years experience in Risk Modeling or a PhD degree in statistics, economics, or equivalent. - Strong knowledge of statistical modeling concepts and industry best practices. - Proficiency in analytical tools like SAS, SQL, R, Python, Spark, and MS Office suite. - Demonstrated clear written and verbal communication skills. - Self-motivated, detail-oriented, and experience in Big data environments. - Bachelor's/University degree in statistics, mathematics, economics, or equivalent. Masters/PhD degree is a plus. Additional Company Details: This position falls under the Risk Management job family, specifically in Risk Analytics, Modeling, and Validation. The role is full time and requires skills such as Analytical Thinking, Business Acumen, Data Analysis, Risk Controls, and more. (Note: The EEO Policy Statement and Accessibility information are available for review on Citis website.),

As the Data Governance Foundation Lead Analyst at our company, your role is crucial in contributing to the directional strategy and assisting in the creation and modification of Enterprise Data Governance Strategy, Data Risk and Control Framework, and Data Risk Taxonomy. Your focus may include assisting in identification, measurement, and reporting, data policy adoption and compliance, data controls framework performance, issue management process, as well as regulatory and audit response and action tracking. Responsibilities: - Partner with multiple teams to implement relevant Data Governance policies and/or Data Risk and Control framework - Design, implement, and monitor Data Quality scorecards for completeness, accuracy, and timeliness for Wholesale Credit Risk data - Identify and investigate recurring data concerns, collaborating with key stakeholders to address them effectively - Collaborate with internal and external business partners to build, implement, track, and improve Data Quality control processes - Utilize Machine Learning and other advanced analytical methods to identify complex data patterns and trends, providing actionable insights to enhance the quality of data supporting Credit Risk reporting Qualifications: - 10+ years of relevant experience in SQL, Python, and Tableau - Familiarity with Wholesale Credit Risk and financial markets instruments - Proficiency in data tracing, data mining, visualization, analysis, identifying patterns/trends, exploratory data analysis, and root cause analysis - Ability to manage tight deadlines, unexpected requirement changes, and balance needs of multiple stakeholders - Effective communication skills to develop and deliver clear communications tailored to different audiences Education: - Bachelor's/University degree; Master's degree preferred If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi.,

Role Overview: As the KYC Operations Manager at Citi, you will be responsible for providing leadership and direction to a team in order to deliver Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting services. Your main objective will be to develop and manage an internal KYC (Know Your Client) program. Key Responsibilities: - Manage and lead KYC operations, ensuring compliance with Citi policies and overseeing the KYC control environment - Program management of existing BAU/Refresh process, with potential for global function migration - People management and development, ensuring team service level standards are achieved - Collaborate with Compliance department and senior management in supported business units - Oversee new client onboarding and implement process improvements for a better client onboarding experience - Provide Management Information System (MIS) reporting to senior management, meeting targets within specified timelines - Daily monitoring of account refresh activity to ensure regulatory/document requirements are fulfilled - Conduct quality reviews on new client and refresh cases to maintain a high level of quality - Maintain Book of Work for new system releases and infrastructure enhancements - Operate with a limited level of direct supervision, exercising independence of judgment and autonomy - Act as a Subject Matter Expert (SME) for senior stakeholders and team members - Manage teams effectively, assessing risks in business decisions and ensuring compliance with laws, rules, and regulations Qualifications: - 5-8 years of experience Education: - Bachelor's degree/University degree or equivalent experience Additional Company Details: If you are a person with a disability and need a reasonable accommodation to use the search tools or apply for a career opportunity, you can review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

As an intermediate-level KYC Operations Analyst at Citi, your role involves Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities. Your primary objective is to develop and manage a dedicated internal KYC program at Citi. **Key Responsibilities:** - Conduct analysis of risk and associated controls to identify root cause and collaborate with peers and management to report findings with solutions to mitigate risk/control issues - Provide support to business managers and product staff - Partner with peers and management on various activities, including developing and executing business plans within area of responsibility, developing compliance guidelines, and completing risk & control reporting - Interface with internal and external teams to provide guidance and subject matter expertise - Oversee situations that create risk and legal liabilities for Citi - Exercise independence of judgment and autonomy - Act as a Subject Matter Expert (SME) to senior stakeholders and/or other team members - Assess risk when making business decisions, safeguarding Citigroup, its clients, and assets **Qualifications:** - 2-5 years of relevant experience - Proven ability to make effective and timely decisions - Consistently able to anticipate and respond to customer/business needs - Demonstrated ability to build and cultivate partnerships across business regions **Education:** - Bachelor's degree/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use the search tools and/or apply for a career opportunity, review Accessibility at Citi.,

Role Overview: You will be accountable for leading the strategy, design, and delivery of cutting-edge credit risk rules engine technologies, ensuring seamless integration of risk policies, business rules, and decisioning logic into technology platforms. Your role will involve driving transformational initiatives and leading a team of risk technologists to ensure credit risk changes are delivered on time, within scope, and aligned with the organization's risk management framework and regulatory mandates. Operating at the intersection of credit risk strategy and technology execution, you will play a crucial role in managing changes to risk models and decisioning systems effectively. Key Responsibilities: - Define and execute the technology strategy for the credit risk rules engine, aligning it with the organization's risk management framework and business growth strategies. - Lead the development and delivery of complex credit risk technology changes, integrating decisioning rules and policies into platforms for credit decisioning and underwriting. - Set a long-term vision for the evolution of the rules engine, incorporating emerging trends, technology advancements, and risk mitigation strategies. - Oversee the end-to-end delivery of technology changes related to credit risk models, decisioning logic, and business rules, ensuring alignment with business goals, timelines, and budgets. - Establish strong partnerships with IT, product, and risk management teams to ensure successful implementation and operation of credit risk technology initiatives. - Implement a robust governance framework to manage changes to the credit risk rules engine, ensuring adherence to internal policies and external regulatory standards. - Lead efforts to modernize the credit risk rules engine by incorporating advanced technologies such as AI/ML to optimize decision-making, enhance operational efficiency, and improve predictive capabilities. - Build and lead a high-performing team of risk technology professionals, providing leadership, mentorship, and strategic direction to ensure optimal performance and engagement. - Collaborate closely with senior stakeholders to ensure alignment between credit risk strategy and technology execution. - Establish key performance metrics to measure the effectiveness of credit risk technology changes, ensuring high-quality outcomes, on-time delivery, and alignment with business objectives. Qualifications Required: - Educational Background: Bachelor's degree in Information Technology, Computer Science, Finance, or a related field. Certifications in credit risk, technology management, or systems development are a plus. - Extensive Leadership Experience: 15+ years in credit risk technology or financial services, with at least 7+ years in a leadership role overseeing large-scale technology delivery or system development. - Credit Risk & Technology Expertise: Deep knowledge of credit risk management principles, decisioning models, and risk strategies through technology. - Strategic & Innovation Leadership: Experience leading technology transformation initiatives, including the adoption of AI/ML in credit risk management. - Regulatory Knowledge: Strong understanding of regulatory landscape (OCC, CFPB, Fed) and experience ensuring technology solutions are compliant with credit risk regulations. - Communication & Stakeholder Management: Exceptional communication skills with the ability to engage stakeholders on complex technical issues and risk management strategies. - Financial Acumen: Strong financial management skills, with the ability to manage large technology budgets effectively.,

Role Overview: You will be part of the Loss / Loan Loss Reserve Forecasting and Stress Testing team, responsible for managing the net credit loss and loan loss reserve forecast on a $90BN + portfolio. Your primary focus will be on NA cards within the retail portfolios. Your work will involve calculating forecasts for credit losses and loan loss reserves under different macro-economic and business conditions. You are expected to demonstrate strong work ethic, teamwork, quantitative and problem-solving skills to deliver high-quality results. Key Responsibilities: - Independently and collaboratively execute quarterly loss / loan loss reserve forecasting and stress testing processes for retail portfolios, with a focus on NA cards - Engage in governance activities such as Manager Control Assessment, End User Computing, and Activity Risk Control Monitoring - Collaborate with cross-functional teams on loss / loan loss reserve forecasting and stress testing analytics - Assist in reviewing and challenging existing models to identify areas of improvement - Understand the calculation of reserves, components of P&L, and the impact of CECL on CCAR results - Work closely with Risk Modeling, Portfolio & New Account Forecasting, Data Reporting teams for financial planning & CCAR/DFAST results - Conduct risk policy analytics to evaluate the impact of credit/business/regulatory policies on loss performance - Perform econometric analysis to estimate the impact of changing macroeconomic trends on Portfolio Performance Losses - Standardize business and submission documentation and drive process efficiency through automation - Ensure information controls meet business objectives effectively Qualifications: - 3+ years of work experience in financial services, business analytics, or management consulting - Postgraduate degree in Statistics, Mathematics, Economics, Econometrics, Management, Operations Research, or Engineering - Understanding of risk management and knowledge of credit card industry. Experience in CCAR / DFAST/Stress Testing is preferred - Hands-on experience with econometric and empirical forecasting models. Familiarity with data science / machine learning is a plus - Proficiency in analytical packages like SAS, Datacube/Essbase, MS Office - Vision to provide innovative solutions and ability to develop partnerships across business areas - Strong written and oral communication skills Additional Company Details: About Citi: Citi is a global banking and financial services corporation. Note: The additional company details section has been omitted as it did not contain specific information except the company name.,

As an individual in Quality Assurance, Monitoring & Testing, you play a crucial role in assessing outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes quality testing performed for business function quality control and transformation lead quality control post completion of an activity/process. Your responsibilities involve developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring/testing tools design assessment, and execution of monitoring/testing tools to assess key controls" effectiveness designed to address defined risks. **Key Responsibilities:** - Provide leadership and direction to a large team of professionals and/or junior managers. - Drive optimization and efficiencies in projects. - Assist management in guiding decisions that align with business objectives. - Ensure quality, completeness, and accuracy of the implementation of the Control Framework, including various policies and the Control Inventory. - Lead the assessment of activities and processes as per required Policies, Standards, and Procedures to strengthen risk management quality. - Conduct routine testing of internal activities and processes to ensure adherence to quality standards and identify areas of risk or non-compliance. - Review stakeholder/client feedback and address any quality assurance complaints or issues promptly. - Support quality testing for business function quality control and transformation lead quality control post completion of an activity/process. - Regularly report on quality control outcomes and control effectiveness to top management and relevant stakeholders. - Proficient knowledge of regulatory guidance specific to quality assurance and monitoring/testing lifecycle. - Assess risk effectively, considering the firm's reputation and compliance with applicable laws, rules, and regulations. - Supervise teams and create accountability for maintaining standards. **Qualifications:** - 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Track record leading Control related projects and programs. - Strong analytical skills to evaluate complex risk and control activities and processes. - Excellent communication skills to engage and inspire across stakeholder groups. - Bachelor's/University degree, Master's degree preferred. If you are a person with a disability and require accommodation to use search tools or apply for a career opportunity, please review Accessibility at Citi. For more information, view Citis EEO Policy Statement and the Know Your Rights poster.,

As a member of the Markets Price and Credit Risk & Controls (PCRC) Execution team, your role will involve supporting the Price Risk data quality issue management and governance, data analytics, and strategic data initiatives. Price Risk encompasses market risk management across First Line and Second Line functions, with a focus on enhancing risk management controls and processes across Markets businesses and CTI. Your responsibilities within Price Risk Execution will revolve around managing operational risk, valuation risk, and governance components to ensure the quality of Price Risk. Collaboration with various stakeholders including Global Markets Trading Businesses, In-Business Risk (IBR), Finance, and 2LoD will be crucial in setting standards, leading governance, and managing controls within Price Risk. Responsibilities: - Manage data quality (DQ) issue management process and support DQ governance through Price Risk data quality governance forums. - Engage in data quality issue triage, prioritize Business needs, and provide guidance to partners. - Implement internal Data Management controls to monitor data quality reports, key indicators, and metrics for continuous improvement. - Establish Data Quality reporting frameworks to resolve data quality exceptions. - Collaborate with business partners to make recommendations for process improvements. - Stay updated on relevant policies and ensure compliance within Markets. - Assess risk independently and act as a subject matter expert to senior stakeholders. Knowledge and Experience: - Experience in data governance or data quality Issue management leveraging glossary, lineage, and data quality tools. - Expertise in creating and executing governance frameworks to enhance data quality and meet regulatory commitments. - Strong project management skills in a front office environment. - Knowledge of data methodologies, frameworks, and regulatory initiatives. - Experience in coordinating with stakeholders to drive changes and understand process impact. Qualifications: - 10+ years of experience in Operational Risk Management, Audit, Compliance, or other control functions. - Strong analytical and problem-solving skills with attention to detail. - Excellent communication skills and proficiency in tools such as Tableau, PowerPoint, Word, Outlook, and Teams. - Organizational influencing skills and ability to drive initiatives to completion effectively. - Demonstrated ability to develop and implement strategy and process improvement initiatives. Education: - Bachelor's/University degree or equivalent experience. - Master's degree is advantageous. Development Opportunities: - Build a global network of professionals, trading desks, technology teams, and 2nd line functions. - Long-term career growth opportunities across geographies and business lines. - Competitive compensation package and benefits. - Flexible work arrangements under a Hybrid model.,

You will be responsible for contributing to the development of new techniques and improvement of processes and workflow for Issuer Services Business as it relates to the Data Governance Policy. You must have an in-depth understanding of how areas collectively integrate within the sub-function and coordinate and contribute to the objectives of the function and overall business. Your role will involve evaluating moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Good analytical skills will be necessary in order to filter, prioritize, and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. You will regularly assume informal/formal leadership roles within teams and be involved in coaching and training of new recruits. Your influence will have a significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel, and/or facilitating services to others in the area of specialization. Responsibilities: - Consult with end users to support defining, and/or integrating CEAM processes to align with the enterprise Data Governance roadmap and/or Data Risk and Control framework and taxonomy - Provide technical knowledge to ensure efficient design, development, and implementation of complex projects - Review and evaluate work of others - Lead system change process from requirements through implementation - Monitor and report governance metrics including Data Governance adoption and maturity - Monitor alignment of processes across business, functions, and lines of business to the Enterprise Data Governance Policy and standards to meet its specific requirements - Contribute to producing recommendations for enterprise-wide guiding policies, standards, and procedures - Map the Issuer Services key business processes (CEAM) against our data domains and associated critical data elements to onboard into the Data Lake Qualifications: - 5-8 years relevant experience in Data Governance, Data Management, or a related area - Strong project management skills - Ability to optimize work processes by knowing the most effective and efficient processes to get things done, with a focus on continuous improvement - Ability to anticipate and balance the needs of multiple stakeholders while monitoring tight deadlines or unexpected requirement changes - Effective communication skills - Proficient in the use of basic Microsoft applications (Word, Excel, PowerPoint) - Advanced experience in Business Processing mapping using Visio or equivalent tools Education: - Bachelors/University degree or equivalent experience required If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

As a Senior Audit Associate, you will apply a disciplined investigative approach to audit engagements while continually building internal audit execution and methodology expertise. Responsibilities Plan and execute complex, risk-based operational, compliance, and financial audits across various business units and functions globally, designed to enhance and protect organizational value. Lead audit engagements and execute audit procedures in conformance with our quality standards, policies, and procedures to provide assurance and identify risks, issues, and/or best practices. Ability to manage multiple projects and meet deadlines. Must be able to write test objectives and test procedures clearly and concisely. Identify and assess key business risks, understanding the relationship between business strategies and risks. Evaluate the adequacy and effectiveness of associated control activities (e.g., internal control design and effectiveness) and apply a risk-based approach to achieve audit test objectives. Prepare comprehensive audit reports, synthesize audit testing results, analyze root causes of issues, draft audit findings, risks, and recommendations for process improvements, and communicate to management. Utilize data analytics and audit software tools to enhance audit efficiency and effectiveness. Lead and mentor newer audit team members, providing guidance and support throughout the audit process. Use audit tool (TeamMate+) to document audit work contemporaneously when procedures are performed. Abilities Skills Analytical and Problem Solving - Ability to define, clarify and propose solutions that align to audit methodology. Attention to Detail - Execution of the task-in-hand with accuracy. Intellectual Curiosity - Natural desire to learn new things and independently pursue a stronger understanding of the topic. Personal Courage - Uphold GIA principles of independence and objectivity while identifying when escalation is needed. Effective Communication (verbal and written) - Ability to communicate to stakeholders the role of internal audit and translate audit terminology into digestible language to aide in business adoption. Teamwork and Collaboration Ability to work effectively in a team environment as well as independently. Education & Experience Undergraduate degree, in Accounting, Finance or related business field. At least 4-6 years of internal audit experience , with a strong emphasis on the execution of audit testing procedures, and quality work paper documentation in conformance with internal audit (or relevant) methodology. Self-discipline and the ability to balance multiple priorities in a deadline-driven environment. Experience with broader capabilities, such as risk assessments and monitoring activities, is a plus. Awareness and exposure to fundamentals of internal audit, risk and controls including the IIA, IPPF and COSO. Relevant Professional certification (CIA, CISA, CA, CPA) or desire to obtain, is a plus.

As a Senior Audit Associate, you will apply a disciplined investigative approach to audit engagements while continually building internal audit execution and methodology expertise. Responsibilities Plan and execute complex, risk-based operational, compliance, and financial audits across various business units and functions globally, designed to enhance and protect organizational value. Lead audit engagements and execute audit procedures in conformance with our quality standards, policies, and procedures to provide assurance and identify risks, issues, and/or best practices. Ability to manage multiple projects and meet deadlines. Must be able to write test objectives and test procedures clearly and concisely. Identify and assess key business risks, understanding the relationship between business strategies and risks. Evaluate the adequacy and effectiveness of associated control activities (e.g., internal control design and effectiveness) and apply a risk-based approach to achieve audit test objectives. Prepare comprehensive audit reports, synthesize audit testing results, analyze root causes of issues, draft audit findings, risks, and recommendations for process improvements, and communicate to management. Utilize data analytics and audit software tools to enhance audit efficiency and effectiveness. Lead and mentor newer audit team members, providing guidance and support throughout the audit process. Use audit tool (TeamMate+) to document audit work contemporaneously when procedures are performed. Abilities Skills Analytical and Problem Solving - Ability to define, clarify and propose solutions that align to audit methodology. Attention to Detail - Execution of the task-in-hand with accuracy. Intellectual Curiosity - Natural desire to learn new things and independently pursue a stronger understanding of the topic. Personal Courage - Uphold GIA principles of independence and objectivity while identifying when escalation is needed. Effective Communication (verbal and written) - Ability to communicate to stakeholders the role of internal audit and translate audit terminology into digestible language to aide in business adoption. Teamwork and Collaboration Ability to work effectively in a team environment as well as independently. Education & Experience Undergraduate degree, in Accounting, Finance or related business field. At least 4-6 years of internal audit experience , with a strong emphasis on the execution of audit testing procedures, and quality work paper documentation in conformance with internal audit (or relevant) methodology. Self-discipline and the ability to balance multiple priorities in a deadline-driven environment. Experience with broader capabilities, such as risk assessments and monitoring activities, is a plus. Awareness and exposure to fundamentals of internal audit, risk and controls including the IIA, IPPF and COSO. Relevant Professional certification (CIA, CISA, CA, CPA) or desire to obtain, is a plus.

As an integral part of Citi Cards" success, strong and effective Risk Management is crucial to serving customers while safeguarding Citis interests. The NA Cards Risk Management division consists of highly qualified individuals located globally. The role is within the Loss / Loan Loss Reserve Forecasting and Stress Testing team, responsible for calculating and managing net credit loss and loan loss reserve forecast on a $90BN + portfolio. You will collaborate with Finance teams to build forecasts for credit losses and loan loss reserves under varying macro-economic and business conditions. Your primary responsibility will be around Comprehensive Capital Analysis & Review (CCAR/DFAST) for NA Cards portfolios. You are expected to demonstrate strong leadership skills, leveraging technical and business acumen to deliver high-quality results. Collaboration with Modeling, Finance, Risk Policy, Governance, Global CCAR office, and External Auditors is essential. Your responsibilities include understanding key drivers of losses and loan loss reserves, applying this knowledge effectively to forecast losses accurately, reconciling financial data, presenting findings to key stakeholders, and senior management. You will also drive process efficiencies through automation and ensure best-in-class governance and documentation practices. Key Responsibilities: - Execute Quarterly loss / loan loss reserve forecasting and stress testing processes for NA Cards portfolios - Collaborate cross-functionally on loss / loan loss reserve forecasting analytics - Review and challenge existing models to identify areas of improvement - Partner with Finance team on financial planning & CCAR/DFAST results - Create presentations, lead discussions with senior management, and establish standardized business documentation - Drive process efficiency through automation and manage information controls Qualifications: - Bachelors degree in a quantitative discipline (Masters degree is a plus) - 8+ years of work experience in financial services or management consulting - Strong understanding of risk management and CCAR activities - Hands-on experience with econometric and empirical forecasting models - Proficiency in analytical packages and MS Office - Ability to provide innovative solutions and develop partnerships Leadership Competencies: - Drive changes to achieve business targets - Strong interpersonal skills and ability to influence management - Displays flexibility and strong ethics - Contributes to a positive work environment and supports diversity About Citi If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

The Records Management Group Manager is responsible for identifying and delivering strategic initiatives to ensure adherence to the enterprise Records Management Policy and Standards. Your main objective is to support Citis businesses and functions in complying effectively and efficiently with the requirements of the Records Management Program. You will maintain a holistic view of records and information management issues impacting business, functions, and regions and apply an in-depth understanding of the business impact of technical contributions. Strong commercial awareness and excellent communication skills are necessary for negotiating internally and externally often at a senior level. Your responsibilities include leading and directing a team of professionals, managing people, conducting performance evaluations, handling compensation, hiring, disciplinary actions/terminations, and budget approvals. You will act as a liaison for the Records Management Program to ensure the identification, development, and/or adoption of risk-based strategies for retaining or disposing of records and information in compliance with policies, laws, rules, and regulations across regions, businesses, and/or functions. You will also govern the adoption of Citi record-keeping policies by third parties used by functions and ensure all projects are adequately monitored for timely completion within allocated budgets. Furthermore, you will be responsible for developing and monitoring relevant metrics to demonstrate the effectiveness of the Records Management Program, developing tools, processes, and controls to enable efficient oversight of the program, and driving initiatives to support operational activities like regional strategies, divestitures, third parties with records, legal/tax holds, archiving, etc., in a timely and compliant manner. You will also lead the development of metrics in simple, repeatable processes. To qualify for this role, you should have at least 14 years of overall business management experience in a complex financial organization, with experience in Records, Data, and Information Governance highly preferred. A strong understanding of Record Keeping laws and regulations, industry best practices, and the ability to act independently, work quickly with attention to detail, juggle multiple priorities, and communicate effectively are essential. Excellent organizational skills, sound judgment, demonstrated leadership skills, and a Bachelor's/University degree (Master's degree preferred) are required. Additionally, you will contribute to the development of scope, strategy, and resource plans for the Global Records Management Office, maintain relationships with partners across regions, businesses, and functions, ensure that Functions" records and information subject to record-keeping requirements are documented with relevant lineage in line with the Data Operating Model framework, and lead global projects and initiatives. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster.,

Whether you are at the start of your career or seeking your next adventure, your journey begins here. At Citi, you will have the chance to enhance your skills and contribute to one of the most globally recognized banks. We are dedicated to supporting your professional growth from the onset through comprehensive on-the-job training, exposure to senior leaders, and various learning opportunities. Additionally, you will have the privilege to engage in volunteer activities that positively impact our communities. ICG Risk Analysis (IRAUs) plays a crucial role within the Institutional Credit Management (ICM) organization. The IRAUs team is committed to providing top-tier credit risk analysis, monitoring, and credit administration in collaboration with ICG Risk and Banking, Capital Markets and Advisory (BCMA) to ensure the safety and stability of wholesale lending across ICG. As an ICG Risk Analysis Credit Risk Associate, you will manage a portfolio of ICG Risk Relationships, oversee the Credit Risk Analysis for those relationships, and conduct continuous monitoring of the portfolio. This entails producing Annual Reviews, Quarterly Reviews, supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. This position specifically focuses on the Commodities relationships portfolio and reports directly to the ICG Risk Analysis (IRAU) Commodities Credit Risk Team Lead. In this role, your responsibilities include: - Evaluating the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients through fundamental credit analysis using quantitative and qualitative factors - Generating Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and judgment to ensure appropriate extensions of credit within Risk appetite - Continuously monitoring the portfolio, tracking industry trends, assessing impacts on key relationships, and escalating potential credit issues to relevant stakeholders - Reviewing and recommending risk ratings across the sector - Collaborating with regional and industry stakeholders to implement credit assessment and monitoring standards - Supporting ICG Risk Analysis Voice of the Employee (VOE) initiatives - Occasional travel (less than 10%) - Demonstrating 6-9 years of credit experience in Banking, Credit Risk Management, or equivalent credit roles within the financial services industry - Possessing strong knowledge of Wholesale Credit Processes, organizational awareness, and familiarity with Citis systems - Exhibiting well-developed analytical skills, sound understanding of key financial components, and ability to identify emerging risks - Preparing presentations for senior management and ensuring adherence to the control environment Ideally, the successful candidate will have the following skills and exposure: - Assisting colleagues in identifying growth opportunities for individual and team performance - Coaching and mentoring analysts to enhance team capabilities - Serving as a culture carrier within the organization - Building relationships, influencing stakeholders, and exhibiting strong interpersonal skills - Managing time and priorities effectively, even under pressure - Communicating clearly and concisely to diverse audiences - Proficiency in Microsoft Office applications (Word, Excel, PowerPoint) Qualifications: - BA/BSc or higher degree in Business (MBA) or related field This job description offers an overview of the primary responsibilities. Additional duties may be assigned as needed.,

The Underwriter is a strategic professional who stays abreast of developments within their field and contributes to directional strategy by considering their application in their own job and the business. Recognized as a technical authority for an area within the business, this role requires basic commercial awareness. Developed communication and diplomacy skills are essential to guide, influence, and convince others, particularly colleagues in other areas and occasional external customers. The Underwriter has a significant impact on the area through complex deliverables, providing advice and counsel related to the technology or operations of the business. Their work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Responsibilities: - Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients, ensuring sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards. - Prepare a detailed written credit summary of commercial applicants by analyzing the business, interpreting the finance need, identifying strengths and prevailing risk factors, and rendering a final credit decision. - Conduct detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information. - Conduct industry and geographical research and other due diligence as needed. - Maintain a solid understanding of Citibank products and services within Small Business/Commercial Banking and the broader organization. - Ensure compliance with Citibank credit policies/practices and regulatory policies to receive satisfactory ratings from internal and external auditors. - Identify process improvements and efficiencies that reduce costs and improve customer service levels, working with the management team on prioritization and implementation of approved actions. - Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives, and mentor lower-level Credit Officers as needed. - Perform any other duties required to support business unit and company goals. Qualifications: - 6-10 years of previous credit authority experience with prior experience working in a regulatory and compliance policy environment. - Proven analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis, and projections. - Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process. - Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment. - Effective interpersonal and written/verbal communication skills. - Thorough problem recognition and resolution skills. - Pro-active disposition with the ability to work autonomously and within a team. - Proficiency in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software. - Exercises wide discretion and has a significant impact on the area through complex deliverables. - Bachelors/University degree, Masters degree preferred. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

As the Head of Operations, you will be responsible for overseeing end-to-end branch operational activities related to all branch banking products. Your main focus will be on ensuring efficient process execution, regulatory compliance, and exceptional customer service. This role requires strategic oversight, operational excellence, and strong leadership to enhance productivity, cost efficiency, and risk control within the retail business. Your key responsibilities will include managing all operational processes for retail liability products such as CASA, term deposits, recurring deposits, and NRI accounts. You will be in charge of ensuring smooth account opening, servicing, and closure processes with minimal errors. Additionally, you will optimize branch and back-office operations to improve speed, accuracy, and cost efficiency. You will need to identify process gaps and implement lean, automated, and scalable solutions. Collaboration with technology teams will be essential for digitalizing operations, including initiatives like paperless onboarding and workflow automation. Ensuring adherence to RBI guidelines, KYC/AML norms, and internal compliance standards will be a crucial aspect of your role. You will also be responsible for monitoring operational risk metrics, implementing controls, and leading remediation efforts for audit observations. Setting TAT (Turn-Around Time) benchmarks for all operational activities and driving customer satisfaction through timely issue resolution will be key priorities. You will also lead, mentor, and develop large operational teams across central and regional hubs. To excel in this role, you should have a strong knowledge of retail liability banking products and processes, expertise in regulatory compliance, risk controls, and audit standards, as well as proficiency in banking systems, core banking software, and workflow tools. Strategic planning and change management capabilities, excellent leadership, decision-making, and stakeholder management skills are essential. Furthermore, you should focus on fostering a performance-driven culture with an emphasis on accountability and innovation.,

The KYC Operations Intmd Analyst role at Citi involves being responsible for Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in coordination with the Compliance and Control team. The primary objective is to develop and manage an internal KYC (Know Your Client) program at Citi. In this role, you will be accountable for various risk and control aspects, including Information Security, Continuation of Business, and Records Management. Your responsibilities will entail conducting risk analysis and evaluating associated controls to identify root causes. Collaborating with peers and management to report findings and provide solutions to mitigate risks and control issues will be a key part of your role. You will also provide support to business managers and product staff, partner with peers and management on developing and executing business plans, compliance guidelines, and risk & control reporting. Additionally, you will interface with internal and external teams to offer guidance and subject matter expertise when necessary. As the KYC Operations Intmd Analyst, you will work closely with Internal Audit (IA) and external audit teams to provide insights on situations that pose risks and legal liabilities for Citi. Being able to operate with a limited level of direct supervision, exercise independent judgment, and act as a subject matter expert to senior stakeholders and team members is essential for this position. Qualifications for this role include 2-5 years of relevant experience, a proven track record of making effective and timely decisions, and the ability to anticipate and respond to customer/business needs consistently. Demonstrated skills in building partnerships across business regions are also required. Education requirements include a Bachelor's degree/University degree or equivalent experience. The most relevant skills for this role include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Program Management, Risk Controls and Monitors, and Risk Identification and Assessment. If you have a disability and require accommodation to use search tools or apply for a career opportunity at Citi, you can review Accessibility at Citi. Please also refer to Citi's EEO Policy Statement and the Know Your Rights poster for further information.,

As a Data Ops Capability Deployment Analyst at Citigroup, you will be a seasoned professional contributing to the development of new solutions, frameworks, and techniques for the Enterprise Data function. Your role will involve performing data analytics and analysis across different asset classes, as well as building data science and tooling capabilities within the team. You will work closely with the Enterprise Data team to deliver business priorities. The B & I Data Capabilities team manages the Data quality/Metrics/Controls program and implements improved data governance and data management practices. The Data quality program focuses on enhancing Citigroup's approach to data risk and meeting regulatory commitments. Key Responsibilities: - Hands-on experience with data engineering and distributed data platforms - Understanding of data architecture and integration with enterprise applications - Research and evaluate new data technologies and self-service data platforms - Collaborate with the Enterprise Architecture Team on defining data strategy - Perform complex data analytics on large datasets - Build analytics dashboards and data science capabilities - Communicate findings and propose solutions to stakeholders - Convert business requirements into technical design documents - Work with cross-functional teams for implementation and support - Demonstrate a good understanding of the banking industry - Perform other assigned duties Skills & Qualifications: - 10+ years of development experience in Financial Services or Finance IT - Experience with Data Quality/Data Tracing/Metadata Management Tools - ETL experience using PySpark on distributed platforms - Proficiency in Python, SQL, and BI visualization tools - Strong knowledge of Hive, HDFS, Airflow, and job scheduling - Experience in Data Lake/Data Warehouse implementation - Exposure to analytical tools and AI/ML is desired Education: - Bachelor's/University degree, master's degree in information systems, Business Analysis, or Computer Science If you are a person with a disability and require accommodation to use search tools or apply for a career opportunity, review Accessibility at Citi.,