106 Constructive Debate Jobs

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front-line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We're currently looking for a high caliber professional to join our team as Quality Assurance, Monitoring & Testing Analyst 2 - C10 Hybrid (Internal Job Title: Quality Assurance, Monitoring & Testing Analyst 2 - C10) based in Chennai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. Individuals in Monitoring & Testing roles are responsible for the assessment of outcomes from activities and processes against conformance with applicable requirements to strengthen the risk management control environment such as testing performed for business function-owned controls. This includes the execution of Monitoring and Testing of controls, such as performing control design assessments, assessing the design of monitoring & testing tools, monitoring and testing tool design assessment, and execution of monitoring/testing tools to assess the effectiveness of key controls designed to address defined risks. In this role, you're expected to: - Have a good understanding of the Citi Risk & control framework and the underlying fundamentals of Risk Management. - Support in performing the monitoring review that augments the principles defined per PRCM (Process, Risk, Control & Monitoring). - Support in the end-to-end monitoring and testing of the controls as defined in the Risk Management policy. - Participate in strategic initiatives for control performance enhancement, etc. - Involve in Control Design Assessment (CDA) meetings. - Participate in leadership meetings to analyze documentation and processes to ensure risks and control points are properly addressed. - Help to identify any monitoring/testing breaks and suggest enhancements. - Assist in the creation and maintenance of reports for control tracking and analysis. - Help to identify risks across the business and organize cross-functional solutions. As a successful candidate, you'd ideally have the following skills and exposure: - Minimum of 3+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Good knowledge in the development and execution of controls. - Experience in control-related functions in the financial industry. - Experience in implementing sustainable solutions and improving processes. - Understanding of compliance laws, rules, regulations, and best practices. - Understanding of Citi's Policies, Standards, and Procedures. - Good analytical skills to evaluate complex risk and control activities and processes. - Good verbal and written communication skills, with a demonstrated ability to engage at the senior management level. - Problem-solving and decision-making skills. - Ability to manage multiple tasks and priorities. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: Bachelor's/University degree or equivalent experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front-line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We're currently looking for a high caliber professional to join our team as Officer, Monitoring & Testing Analyst 2, Hybrid, (Internal Job Title: Quality Assurance, Monitoring & Testing Analyst 2 - C10) based in Chennai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. Individuals in Monitoring & Testing roles are responsible for the assessment of outcomes from activities and processes against conformance with applicable requirements to strengthen the risk management control environment such as testing performed for business function-owned controls. In this role, you're expected to have a good understanding of the Citi Risk & control framework and the underlying fundamentals on Risk Management. You'll support in performing the monitoring review that augment the principles defined per PRCM (Process, Risk, Control & Monitoring) and participate in the end-to-end monitoring and testing of the controls as defined in Risk Management policy. Additionally, you'll participate in strategic initiatives for control performance enhancement, involve in Control Design Assessment (CDA) meetings, and help identify any monitoring/testing breaks and suggest enhancements. As a successful candidate, you'd ideally have the following skills and exposure: - Minimum of 3+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Good knowledge in the development and execution of controls. - Experience in control related functions in the financial industry. - Experience in implementing sustainable solutions and improving processes. - Understanding of compliance laws, rules, regulations, and best practices. - Understanding of Citi's Policies, Standards, and Procedures. - Good analytical skills to evaluate complex risk and control activities and processes. - Good verbal and written communication skills, with a demonstrated ability to engage at the senior management level. - Problem-solving and decision-making skills. - Ability to manage multiple tasks and priorities. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: Bachelor's/University degree or equivalent experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We're currently looking for a high caliber professional to join our team as Monitoring & Testing Specialist 5, Hybrid (Internal Job Title: Quality Assurance, Monitoring & Testing C05) based in Chennai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. In this role, you're expected to: Individuals in Monitoring & Testing roles are responsible for the assessment of outcomes from activities and processes against conformance with applicable requirements to strengthen the risk management control environment such as testing performed for business function-owned controls. This includes execution of Monitoring and Testing of controls, such as performing control design assessments, assessing design of monitoring & testing tools, monitoring and testing tool design assessment, and execution of monitoring/testing tools to assess the effectiveness of key controls designed to address defined risks. Responsibilities: - Some understanding of the Citi Risk & control framework and the underlying fundamentals on Risk Management - Assist in performing the monitoring review that augment the principles defined per PRCM (Process, Risk, Control & Monitoring) - Support in the end-to-end monitoring and testing of the controls as defined in Risk Management policy - Help to identify any monitoring breaks - Works with businesses to coordinate required deliverables - Assisting in the creation and maintenance of reports for control tracking and analysis - Additional duties as assigned Qualifications: - Minimum of 2 years of relevant experience - Self-motivated and detail-oriented - Ability to work in a team environment, listen, and work well with others - Good understanding of how the team interacts with others in accomplishing the objectives of the area - Good attention to detail with the ability to interpret data and organize information - Some experience in policy adherence, control effectiveness, and open communication - Collaboration and communication skills - Time management and organizational skills - Problem-solving skills ability to see the big pictures with high attention to critical details - Ability to demonstrate proficiency with Microsoft Excel, Word, Outlook Education: Bachelor's/University degree or equivalent experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

You will play a crucial role in enhancing and improving Risk policies using statistical techniques to optimize business growth and profits by minimizing losses. This includes supporting tactical and strategic Risk Analytics projects for Citis Branded Cards Proprietary Cards Risk Management group in the US. You will be responsible for developing and managing the implementation of effective risk management strategies to mitigate credit losses, including designing, executing, and interpreting credit tests on statistically sampled customer populations. Additionally, you will apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes. Your responsibilities will include developing and communicating analysis clearly, having a good understanding of the Credit life cycle from Acquisitions through early Collections, and hands-on expertise in developing and managing segmentation strategies. Presentations to both technical and non-technical personnel will be a frequent part of your job, as well as understanding and communicating examples of credit strategy customer impact through the review of Credit Bureau data. You should be able to work efficiently in a matrixed environment, balancing between business and functional interactions and priorities, while maximizing efficiencies of time-zones to create a continuously operating Credit Policy team. To qualify for this role, you should have an undergraduate degree with a specialization in Statistics, Mathematics, or another quantitative discipline, along with at least 5 years of work experience. You are expected to be experienced in developing, implementing, and monitoring credit strategies or scoring models across underwriting and existing customer management. Good programming skills in advanced SAS, SQL, Knowledge Studio, and SAS E-miner in PC and UNIX environments are required. Proficiency in Excel/pivot tables and PowerPoint is essential, with VBA skills being a plus. Exposure to project/process management, strong communication and presentation skills targeting various audiences, and the ability to work effectively with cross-functional teams are also necessary. Flexibility in approach and thought process, as well as strong influencing and facilitation skills, are important traits for this role. This is a full-time position in the Risk Management job family group, specifically in Portfolio Credit Risk Management. Some of the most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for further information.,

The Model/Anlys/Valid Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. This Model/Anlys/Valid Officer position will work within the Risk Model Management team to assist in the coordination of key governance and control activities across the Risk Modeling Solutions (RMS) team. RMS pursues two distinct but related activities: 1) delivering risk models to drive the credit management of customers across USPB and 2) delivering the risk models to support stress testing and loan loss reserving for those portfolios. In providing end-to-end support of these two activities, RMS maintains extensive production execution capabilities as well as governance & control capabilities necessary to assure compliance of the models managed by RMS. This position will also assist to coordinate the governance activities across the Risk Modeling Solutions Leadership Team containing a Decision Modeling branch, a Regulatory Modeling branch as well as a Model Implementation & Execution branch to ensure all risk models are compliant with regulatory (OCC, FRB, CFPB) and Citi policy requirements, and properly monitored to ensure all customers decisions continue to satisfy risk appetite framework requirements. Responsibilities: - Assist with the Issue Management Process for Risk Modeling Solutions team, to ensure all aspects and requirements for the Global Issue Management Policy are covered. - Assist with the ownership of Fair Lending and Legal compliance process for all of the risk models within Branded Cards. Coordinate and liaise with Policy and Development teams to assist with management of new model approval and model change from Fair Lending & Legal perspective across Risk Modeling Solutions. - Use analytical framework to validate and regularly test models for Fair Lending compliance, and mathematically ascertain that quantitative models do not discriminate towards protected classes. - Manages model risk across the model life-cycle including model validation, ongoing performance evaluation and annual model reviews. - Produces analytics and reporting used to manage risk for Citi's operations. - Communicates results to diverse audiences. - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Conducts analysis and packages it into detailed technical documentation report for validation purposes sufficient to meet regulatory guidelines and exceed industry standards. - Participates on teams to solve business problems. - Identifies modeling opportunities that yield measurable business results. - Provides guidance to junior validators as and when necessary. - Manages stakeholder interaction with model developers and business owners during the model life-cycle. - Represents the bank in interactions with regulatory agencies, as required. - Presents findings to senior management and supervisory authorities. - Provides effective challenge to model assumptions, mathematical formulation, and implementation. - Assesses and quantifies model risk due to model limitations to inform stakeholders of their risk profile and development of compensating controls. - Contributes to strategic, cross-functional initiatives within the model risk organization. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 10+ years experience in a relevant or analytics role, ideally in the financial sector - Proficient in Microsoft Office with an emphasis on MS Excel, ideally also experienced with Issue Management Tracking Software - Consistently demonstrates clear and concise written and verbal communication skills - Self-motivated and detail oriented - Demonstrated project management and organizational skills and capability to handle multiple projects at one time . - Practical experience using SAS or similar statistical coding software to build, analyze and/or test prediction models. comfortable interfacing with business clients. proficiency handling large data sets. - Experience in a quantitative role in risk management at a financial institution with experience in either model development or validation. - Good knowledge and understanding of a variety of model development and validation testing techniques covering risk models. Education: - Bachelors/University degree or equivalent experience, potentially Masters degree Skills: Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics.,

Individuals in Cross Disciplinary Controls are responsible for multiple activities within the Controls capabilities such as assessment & design, MCA, QA, Monitoring & Testing, Issue Management and/or Governance Reporting & Analysis for effective end to end oversight, design, implementation, and execution of controls. Individuals in this role may cover a broad range of in-business/function risk and control responsibilities rather than focusing on one specific role. Responsibilities: Perform analysis on effectiveness of existing controls, identifying areas for improvement, and implementing necessary changes. Be involved in the enhancements focused on increasing efficiency and reducing risk. Help assist in the execution of Enterprise Risk Management Framework and adherence with Risk Management and Compliance Policies. Test adherence to the MCA program, including the annual/semi-annual/quarterly/monthly attestation, quality oversight, and related reporting. Provide analysis on the adherence the MCA in accordance with the ORM Policy & Framework, as well as applicable Policies, Standards, and Procedures. Understand activities and processes as per required Policies, Standards and Procedures to strengthen risk management quality. Help manage issues with key stakeholders. Perform issue quality reviews ensuring compliance with Issue Management Policy, Standards and Procedures. Help develop standardized risk and controls reporting. Assist in the coordination of Citi's governance committees. Appropriately assess risk when business decisions are made, demonstrate particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: Minimum of 0-2 years of relevant experience. Self-motivated and detail-oriented. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Good knowledge in the development and execution for controls. Experience in control-related functions in the financial industry. Experience in executing sustainable solutions. Understanding of compliance laws, rules, regulations, and best practices. Understanding of Citi's Policies, Standards, and Procedures. Good analytical skills to evaluate complex risk and control activities and processes. Good verbal and written communication skills. Ability to manage multiple tasks and priorities. Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: Bachelor's/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

As an individual in Assessment & Design at our organization, you will be responsible for developing, designing, and implementing controls programs. Your role will involve providing review and guidance on robust controls design in adherence to Citis Policies, Standards, and Frameworks. You will be expected to proactively identify and drive controls enhancements, such as automation, standardization, and rationalization, including transformation execution activities. Your duties will include first-line activities for the identification, measurement (significance and likelihood), and ongoing assessment of key risks and controls in partnership with relevant process owners to drive management decisions to operate within the firm's Risk Appetite. Your main responsibilities will include supporting the design and development of Citi's comprehensive controls program, assessing the effectiveness of existing controls, driving and managing controls enhancements, coordinating with key stakeholders and relevant process owners to maintain operations within the firm's Risk Appetite, assessing business/function risk appetite, collaborating with stakeholders to assess potential risks, and developing risk mitigation activities. You will also be involved in executing Enterprise Risk Management Framework and ensuring adherence with Risk Management/Compliance Policies. Staying updated on regulatory changes and industry best practices related to control management will be crucial. Additionally, you will provide regular updates to senior management on the performance of the controls assessment and design. To qualify for this role, you should have a minimum of 5-8 years of experience in Technology controls regulatory & monitoring, risk management, compliance, audit, or other control-related functions in the financial services industry. You should possess the ability to identify, measure, and manage key risks and controls, along with a strong knowledge of control development and execution. Understanding compliance laws, rules, regulations, and best practices is essential, as is familiarity with Citis Policies, Standards, and Procedures. Analytical skills, strong verbal and written communication abilities, problem-solving skills, decision-making skills, and proficiency in Microsoft Office suite are also required for this role. A Bachelor's/University degree or equivalent experience is necessary, with knowledge and experience in managing Technology Processes and related controls. Familiarity with Software Development Lifecycle, COBIT, and relevant frameworks will be advantageous. This is a full-time position in the Controls Governance & Oversight job family group, specifically in the Assessment & Design job family. The most relevant skills for this role include Analytical Thinking, Business Insights, Communication, Constructive Debate, Controls Lifecycle, Issue Management, Process Design, Program Management, Risk Management, and Stakeholder Management. For any disability-related accommodations or further inquiries, please refer to the Accessibility at Citi guidelines.,

The position of Model/Analysis/Validation Intermediate Analyst is ideal for a professional who is in the developmental stage of their career. You will be expected to handle most problems independently with some flexibility to solve complex issues. It is essential to integrate your in-depth knowledge in a specialized area with a solid understanding of industry standards and practices. Your role will involve collaborating with the team and other departments to achieve the objectives of the subfunction/job family effectively. You must apply analytical thinking along with knowledge of data analysis tools and methodologies. Attention to detail is crucial when making judgments and recommendations based on factual information. The role typically deals with variable issues that may have a broader business impact. Professional judgment is required when interpreting data and results, and you should be able to break down information systematically for effective communication. Developed communication and diplomacy skills are necessary for exchanging potentially complex or sensitive information. Your responsibilities will include developing, enhancing, and validating methods for measuring and analyzing risk across all risk types such as market, credit, and operational risks. You may also be involved in developing, validating, and strategizing the use of scoring models and related policies. Supporting the design, development, delivery, and maintenance of top-notch Risk programs, policies, and practices for Risk Management will be a key aspect of your role. You will review institutional or retail analytics, models, and other documents to ensure compliance with various regulatory and legal requirements. Identifying potential risks and escalating them for further review will also be part of your responsibilities. Additionally, you will handle preliminary investigations, assist with reconciliation procedures, and prepare routine correspondence. Generating and maintaining reports for control, tracking, and analysis purposes is crucial, ensuring appropriate and secure retention of documents. You will collaborate with senior staff in investigating and responding to customer and operational complaints, working with other areas within Risk Management as necessary. It is important to assess risks appropriately when making business decisions, emphasizing the firm's reputation and safeguarding Citigroup, its clients, and assets by ensuring compliance with laws, rules, and regulations, adhering to policies, applying sound ethical judgment, and managing and reporting control issues transparently. The qualifications for this role include having 5+ years of experience, proficiency in Microsoft Office with a focus on MS Excel, demonstrating clear and concise written and verbal communication skills consistently, being self-motivated and detail-oriented, and showcasing project management and organizational skills with the ability to handle multiple projects simultaneously. The educational requirement for this position is a Bachelor's/University degree or equivalent experience. As a part of the Risk Management job family, you will be contributing to Risk Analytics, Modeling, and Validation. This is a full-time position requiring skills such as Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure knowledge, Policy and Regulation compliance, Risk Controls and Monitoring, Risk Identification and Assessment, as well as a good grasp of Statistics. Additional relevant skills may be discussed with the recruiter or referenced above. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi. You can also refer to Citigroup's EEO Policy Statement and the Know Your Rights poster for further information.,

An individual in Enterprise Risk Management plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk and protecting against reputational risk. This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities. Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success. Responsibilities: - Act as the primary point of contact in Markets for Unapproved Models controls including false positive and data quality checks, facilitation of break remediation, and preparation of management information for governance forums - Act as the primary point of contact for Model Risk Managers Control Assessment in Markets including monitoring of controls and transformation initiatives - Act as the primary point of contact for Risk ID and Risk Appetite Statement in relation to Model Risk in Markets - Assist the Head of Markets Model Risk and Control with regulatory requests - Drive standardized, consistent mechanisms and technology enhancements to evidence controls and supervision, and ensure alignment with longer term infrastructure initiatives - Manage deliverables in relation to model risk controls across multiple businesses, regions and stakeholders - Work with Second Line and Internal Audit colleagues to coordinate model remediation activity across Markets Qualifications: - 10+ years of experience in Risk Management, Model Risk framework, First line of defence, or other related roles in the financial industry - Strong understanding of model risk management practices, controls and risks - Excellent oral and written communications skills; the ability to explain complex topics to and influence the actions of non-specialist stakeholders - Ability to drive change to business practices by working effectively across a global organisation - Self-starting with the ability to multitask and prioritize - Project management and change capabilities are essential - Capable of prioritizing and multi-tasking in a dynamic, fast-paced environment - Ability to analyze a process and recommend ways to improve quality, controls, and efficiency - Understanding of Markets businesses, functions and controls is a plus - Knowledge of artificial intelligence techniques and associated risks from their use would be beneficial Education: - Bachelor's/University degree, Master's degree preferred Skills Required: - Analytical Thinking - Business Acumen - Constructive Debate - Escalation Management - Issue Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Stakeholder Management If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

Individuals in Assessment & Design are responsible for developing, designing, and implementing controls programs, and providing review and guidance on robust controls design adhering to Citi's Policies, Standards, and Frameworks. You will proactively identify and drive controls enhancements such as automation, standardization, and rationalization, including transformation execution activities. This role includes first-line activities for the identification, measurement (significance and likelihood), and ongoing assessment of key risks and controls in partnership with relevant process owners to drive management decisions to operate within the firm's Risk Appetite. Your responsibilities will include supporting the design and development of Citi's comprehensive controls program, assessing the effectiveness of existing controls, driving controls enhancements focused on increasing efficiency and reducing risk, coordinating with key stakeholders and relevant process owners to maintain operations within the firm's Risk Appetite, supporting the assessment of the business/function risk appetite, collaborating to assess potential risks and develop risk mitigation activities, driving execution of Enterprise Risk Management Framework, collaborating with business and functions to understand control processes and identify areas for improvement, staying updated on regulatory changes and industry best practices, providing regular updates to senior management on the performance of the controls assessment and design, and appropriately assessing risk when business decisions are made. To qualify for this role, you should have a minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You should possess the ability to identify, measure, and manage key risks and controls, strong knowledge in the development and execution of controls, proven experience in control-related functions in the financial industry, experience in implementing sustainable solutions and improving processes, understanding of compliance laws, rules, regulations, and best practices, familiarity with Citi's Policies, Standards, and Procedures, strong analytical skills, strong verbal and written communication skills, problem-solving and decision-making skills, ability to manage multiple tasks and priorities, and proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education requirements for this role include a Bachelor's/University degree, with a Master's degree preferred. Additionally, you will be expected to take ownership in running several key initiatives related to Citi's Technology Risk Appetite, support the development of Technology Risk Appetite dashboard & Key Indicators for use by Citi's Major Businesses, Material Legal Entities, and Technology Owners, assist in monthly publication of Technology Risk Appetite report, coordinate with 2LOD on Technology Risk management activities, and manage Regulation gap assessments related to Technology by working with the domain owners. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

The Model/Analysis/Validation Analyst II role is a developing professional position that focuses on utilizing specialized knowledge to monitor, assess, analyze, and evaluate processes and data related to risk management. As an analyst, your responsibilities include identifying process gaps, adhering to operating procedures, interpreting data to make recommendations, researching information, identifying inconsistencies in data or results, and performing root cause analysis when necessary. You will integrate established disciplinary knowledge within a specialty area with a basic understanding of related industry practices. It is essential to have a good understanding of how the team interacts with other stakeholders to achieve the objectives of the area and to develop a working knowledge of industry practices and standards. Your role will have a limited but direct impact on the business through the quality of tasks and services provided, primarily within your own team. You will be responsible for developing, enhancing, and validating methods for measuring and analyzing risk across all risk types, including market, credit, and operational risk. Additionally, you will lead projects related to the development, programming, integration, testing, and validation of models, and provide analytical support for analysis and benchmarking activities. Furthermore, you will prepare business-as-usual (BAU) and ad-hoc reports according to the Risk Management Team's priorities and requirements, run integrity checks on reports, and participate in projects aimed at continuously improving risk analytics, modeling, and validation systems. It is crucial to work on the continuous improvement of the reporting system and optimization of Credit MIS Reports, while assessing risks appropriately when making business decisions and driving compliance with applicable laws, rules, and regulations. You should adhere to policies, apply sound ethical judgment, and escalate, manage, and report control issues with transparency to safeguard Citigroup, its clients, and assets. To excel in this role, you should have programming skills in languages such as SAS, SQL, and/or Python, with a working knowledge of tools like VBA being preferable. Basic knowledge of secured/unsecured banking products and US banking regulations is essential, along with strong communication skills (oral and written) to effectively relay information to both technical and non-technical audiences. Proven analytical skills are necessary to perform root cause analysis, identify trends, and anticipate emerging issues. Proficiency in Microsoft Office (Word, Excel, and PowerPoint) is required, with Unix knowledge considered an added advantage. Ideally, you should have 1+ years of experience in model implementation/validation/development and a minimum of 2+ years of industry experience. Education-wise, a Bachelors/University degree is required for this role. Overall, the Model/Analysis/Validation Analyst II position offers a dynamic environment where you can apply your skills to contribute to the risk management processes and drive business decisions through comprehensive analysis and validation techniques.,

The Model/Anlys/Valid Sr Officer I is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project. Responsibilities: - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Develop models and oversee model development, validation, and deployment efforts. - Advances Risk Management methodology and integrate models into business decisions and planning. - Manage successful annual quantitative and qualitative assessments and submissions. - Works with large datasets and complex algorithms to solve data science challenges. - Leverages big data to develop innovative deployable solutions. - Help introduce best-in-class, cutting edge Model techniques to drive profitability through innovation. - Ensures timely model performance tracking, and assist in process automation to drastically improve process/operation efficiencies (where possible) that will enable the business to make rapid decisions against market condition changes - Ensures the compliance of development and validation of models with respect to internal and external guidelines. - Supports the development of training curriculum and standards - Partners with Risk and Decision Management organizations to understand the source of new data and continue to improve the process of defining, extracting and utilizing the new data - Interacts with senior levels of management to facilitate understanding of usage of risk models and inform critical decisions. - Provide leadership and guidance for junior modelers. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 10+ years experience - Sound knowledge of statistical modeling concepts and industry best practices; experience with econometric and statistical modeling or application risk scoring. - Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis. - Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, C Programming in UNIX) Proficient with MS Office suite. - Ability to deliver compelling presentations and influence executive audiences. - Excellent communicator; ability to engage and inspire team forward. - Ability to drive innovation via thought leadership while maintaining end-to-end view. - Effective cross-functional project, resource, and stakeholder management; effectively engage with internal audit and external regulators. - Experience working in Big data environments; Intellectual curiosity to stay abreast of technological advances. Education: - Bachelors/University degree or equivalent experience, potentially Masters degree If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

The Model/Anlys/Valid Sr Officer I is a strategic professional who closely follows the latest trends in your field and adapts them for application within your job and the business. Typically, only a small number of people within the business provide the same level of expertise as you. Your excellent communication skills are required in order to negotiate internally, often at a senior level. You must have developed communication and diplomacy skills to guide, influence, and convince others, especially colleagues in other areas and occasional external customers. You are accountable for significant direct business results or authoritative advice regarding the operations of the business, necessitating a degree of responsibility over technical strategy. Your role primarily affects a sub-function and you are responsible for handling staff management issues, including resource management and the allocation of work within the team/project. You will be responsible for developing, enhancing, and validating the methods of measuring and analyzing risk for all risk types including market, credit, and operational risks. Additionally, you may develop, validate, and strategize the uses of scoring models and related policies. Your duties will include developing models and overseeing model development, validation, and deployment efforts. You will advance Risk Management methodology and integrate models into business decisions and planning. Managing successful annual quantitative and qualitative assessments and submissions, working with large datasets and complex algorithms to solve data science challenges, leveraging big data to develop innovative deployable solutions, and introducing best-in-class, cutting edge Model techniques to drive profitability through innovation are also part of your responsibilities. You will ensure timely model performance tracking and assist in process automation to drastically improve process/operation efficiencies where possible. Ensuring compliance of development and validation of models with respect to internal and external guidelines, supporting the development of training curriculum and standards, and partnering with Risk and Decision Management organizations to understand the source of new data and continue to improve the process of defining, extracting, and utilizing the new data are crucial aspects of your role. You will interact with senior levels of management to facilitate understanding of usage of risk models and inform critical decisions, provide leadership and guidance for junior modelers, and appropriately assess risk when business decisions are made. To qualify for this role, you should have at least 10 years of experience, sound knowledge of statistical modeling concepts and industry best practices, and experience with econometric and statistical modeling or application risk scoring. Excellent quantitative and analytic skills are required, along with the ability to derive patterns, trends, and insights, and perform risk/reward trade-off analysis. Proficiency with analytical or data manipulation tools (e.g. SAS, SQL, R, C Programming in UNIX) and the MS Office suite is essential. You must be able to deliver compelling presentations and influence executive audiences, be an excellent communicator who can engage and inspire the team forward, and drive innovation via thought leadership while maintaining an end-to-end view. Effective cross-functional project, resource, and stakeholder management, as well as the ability to engage with internal audit and external regulators, are important for this role. Experience working in Big data environments and having an intellectual curiosity to stay abreast of technological advances are also desired. In terms of education, a Bachelors/University degree or equivalent experience, potentially a Masters degree, is required for this position. If you believe you possess the necessary skills and experience for this role, we encourage you to apply and potentially be a valuable addition to our team.,

As the Director for the Data Transfer Office at Citi, you will play a crucial role in supporting the execution of Citi's enterprise data transfer and data use compliance framework. Reporting directly to the Head of Transfer Office within IMPaCT (Information Management, Privacy and Cross border transfers), you will be responsible for defining and implementing scalable, efficient processes to manage end-to-end clearance activities aligned with data privacy, bank secrecy, data localization, and outsourcing requirements from 95 countries. Your role will require an exceptional blend of understanding technology, risk, and controls in financial services, including AI usage and governance integration, to embed controls within digital workflows. You will lead high-performing teams, drive cross-functional coordination, and closely partner with country compliance, legal, businesses, and technology heads. This position is instrumental in strengthening Citi's global data transfer framework, its implementation, and governance. Key Responsibilities: - Lead and manage the execution of the cross-border data transfer lifecycle, ensuring compliance with privacy, data outsourcing, localization, and sovereignty requirements. - Design and optimize regulatory processes, embedding legal and control requirements into simplified, reusable, and scalable workflows. - Conduct process maturity assessments and define future-state execution models aligned with enterprise data policy. - Act as a strategic thought partner to senior stakeholders in risk, compliance, technology, and business to embed data transfer governance. - Serve as an escalation point for complex or high-risk data transfer cases requiring legal interpretation or senior stakeholder alignment. - Build and lead a high-performing team of governance professionals, fostering a culture of accountability, innovation, and responsible data and AI use. - Drive end-to-end simplification, redesigning complex approval and documentation paths while maintaining risk integrity. - Lead large-scale transformation efforts, applying automation, AI, and analytics to improve operational efficiency and control transparency. - Specifically address the intersection of generative AI and data protection frameworks. - Implement practical tools and case studies for responsible data use in AI processes. - Incorporate global regulatory perspectives and strategies in the AI data processing/responsible data use context. - Build, govern, and maintain the Data Transfer Register to ensure accuracy, completeness, and audit traceability. - Collaborate with product and UX partners to implement intuitive, automation-friendly workflows that support policy adherence. - Create and deliver clear, scalable process guidance playbooks, templates, training materials to support global adoption. - Represent the function in audits, challenge forums, and regulatory reviews, defending execution rigor and driving continuous enhancement. - Partner with stakeholders and business leaders to influence action and desired strategy outcomes. - Develop and implement a dynamic people strategy that empowers employees, drives organizational agility, and enables business objectives in a rapidly evolving environment. Qualifications & Experience: - 15+ years of experience in privacy, data outsourcing, cross-border transfer governance, and regulatory compliance execution within large global institutions. - Proven ability in leading simplification programs at scale, transforming legacy processes into agile, compliant workflows. - Demonstrated experience in consulting roles, with a strong track record of driving strategic change, stakeholder alignment, and process optimization across complex, matrixed environments. - Experience designing and implementing end-to-end regulatory frameworks and associated control environments. - Strong product management credentials, with expertise in program delivery, stakeholder management, and data-driven decision-making. - Deep understanding of technology disciplines, including metrics, analytics, and the ability to drive enterprise change programs in a regulated environment. - Strong understanding of global privacy laws (e.g., GDPR), data residency/localization requirements, and third-party data transfer frameworks. - Demonstrated success in regulatory interaction, audit engagement, and stakeholder alignment across global teams. - Background in process transformation, including automation, policy-driven execution models, and metrics-based decision-making. - Track record of leading high-performing, cross-functional teams across geographies. - Experience in navigating the intersection of generative AI and data protection. - Proficiency in developing strategies for evolving data within global regulatory landscapes. Education: - Bachelor's/University degree, potentially master's degree, and managerial experience Ideal Candidate Profile: The ideal candidate is a strategic simplifier and technical executor with domain expertise in privacy and data outsourcing, and the discipline to transform regulatory operations at scale. They bring a consulting mindset, thrive in complex global environments, and deliver with urgency and precision. They are skilled in influencing senior stakeholders, challenging complexity, and operationalizing strategy into streamlined, defensible solutions. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

As an individual in Enterprise Risk Management, you play a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. Your responsibilities include identifying and managing enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk, and protecting against reputational risk. Your integral role within the bank ensures that operations are within a defined risk appetite and contribute to the overall objectives of the bank. You will be responsible for overseeing risk identification, assessment, measurement, monitoring, and reporting in In-business Risk Management. Additionally, you will design and implement risk mitigation actions and focus on managing one or more risks in support of business activities. Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management to enable the bank to anticipate, assess, and mitigate potential risks crucial for the bank's success. Your responsibilities will include leading risk and control assessments, providing risk mitigation recommendations, collaborating on audit, compliance, and regulatory findings, driving remediation efforts, setting up the quarterly audit process, and overseeing procedural implementation and change management to ensure sound governance and controls. Furthermore, you will enhance and automate control processes, monitor control exceptions and breaches, establish and promote strong governance, controls, and a culture of responsible finance, contribute to the implementation and oversight of the Control Framework, and adhere to the firm's Code of Conduct, Plan of Supervision, and all role-specific policies and procedures. Your role will involve managing risk evaluation in business decisions, ensuring compliance with laws and regulations, promptly reporting control issues, identifying root causes, and recommending corrective actions to prevent potential breaches. You will also maintain updated knowledge in conducting risk and control assessments, effectively influence others, drive innovative risk analysis, ensure timely risk reporting, develop key communication materials, lead risk management training, and manage risks related to new activities and business changes. Additionally, you will assist in governance coordination, facilitate MCA risk assessments, adhere to policy, support risk event responses, integrate risk and control responsibilities within business units, enhance control capabilities, create interim tools, strategize monitoring solutions, apply business insights to implement control processes, and collaborate with stakeholders for firm protection and process improvements. As an enthusiastic and early adopter of change, you will take ownership for helping others see a better future and stay positive during uncertainty. You will demonstrate and inspire curiosity in seeking new ways to overcome challenges, actively apply learning from failures, challenge self and others to seek out and communicate alternative views even when unpopular, and welcome diverse ideas to improve outcomes. You will act as a change catalyst by identifying and helping others see where new ideas could benefit the organization, proactively seek to understand and act in alignment with organizational decisions, help others prioritize team and enterprise success over their own personal agenda, focus on highest-priority work aligned to business goals, help others effectively manage competing priorities, proactively identify opportunities to streamline work, create process improvements that enhance efficiency for self and the team, take personal accountability for escalating, identifying, and managing potential risk, implement controls that enhance the client experience and operational effectiveness, anticipate problems, proactively identify solutions that address the root causes and result in meaningful improvements, set high expectations, invest the necessary effort to deliver excellence and exceed performance goals, role-model and help others to do the right thing for clients and Citi in all situations, even when difficult, engage key stakeholders early and often, actively look for opportunities to improve collaboration in achieving common goals, proactively seek out opportunities to volunteer in Citi programs that support the community, advocate for solutions that meet the needs of Citi's clients and the community, enthusiastically promote the unique needs and preferences of colleagues, make active commitment to help colleagues achieve balance, well-being, and development, leverage varied networks to recruit diverse talent, advocate for colleagues with diverse skillsets, styles, and experiences to gain career opportunities, empathetically listen and understand others" positions before acting on issues, work to amplify voices that are minimized in the workplace, and appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: - 6-10 years of experience in Operational Risk Management, Audit, Compliance or other control function - Understanding of how to lead strong governance and controls, and build a culture of responsible finance, good governance, and ethics - Familiarity with the firm's Code of Conduct, Plan of Supervision, and policies and procedures - Background in collaborating with business partners on Audit, Compliance, and Regulatory findings and remediation efforts - Familiarity with enhancing, automating, or simplifying control processes as well as monitoring control exceptions and breaches - Knowledge of risk assessment, compliance with laws, rules, and regulations, and managing and reporting control issues - Proven ability to design and lead projects that enhance processes, showcasing creativity in problem-solving complex situations - Maintains knowledge of evolving requirements and their impacts, responsible for significant business results and technical strategy - Demonstrates expertise in maintaining a robust Managers Control Assessment in compliance with risk policies, affecting primarily a sub-function - Proficient in applying requirements and implementing compliance policies, communicating effectively across the organization - Liaises with Compliance Assurance and Internal Audit for issue resolution, demonstrating leadership and responsibility - Maintains oversight through metrics review and corrective action plans tracking, using advanced analytical skills - Prepares presentations on developments and emerging risks for senior management, showcasing strong communication skills - Serves as a primary contact for audit groups, demonstrating strong networking and liaison skills - Assesses risks in business decisions, complies with laws, regulations, policies, and ensures adherence, playing a significant role in the organization's performance - Comprehensive understanding of risk identification, assessment, and mitigation strategies - Proficiency in audit processes, compliance requirements, and relevant regulatory standards - Capability in enhancing, automating, and simplifying control processes - Strong leadership skills to manage governance and foster a culture of responsible finance and ethics - Thorough understanding of the firm's policies and procedures relevant to the role - Skills in organizing and managing audit processes and procedural changes - Ability to evaluate risks in business decision-making and manage timely reporting of control issues - Effective communication skills to liaise with various stakeholders across the business Education: - Bachelor's/University degree, Master's degree preferred Skills: - Analytical Thinking - Business Acumen - Constructive Debate - Escalation Management - Issue Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Stakeholder Management If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The role of a CCAR Quantitative Modeler for Unsecured Products within US Personal Banking Risk involves developing CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. As a CCAR Quantitative Modeler, your responsibilities will include obtaining and conducting quality assurance/quality control on all data necessary for CCAR/CECL model development, developing segment and/or account level CCAR/CECL stress loss models, performing required tests such as sensitivity and back-testing, validating/recalibrating all models annually to integrate the latest data, delivering comprehensive model documentation, collaborating with cross-functional teams including business stakeholders, model validation and governance teams, and model implementation team, and preparing responses/presentations to regulatory agencies on all CCAR/CECL models built. To qualify for this position, you should hold an advanced degree (Bachelors required, Masters/PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or another highly quantitative discipline. You should have at least 2 years of experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses. Experience with dynamics of unsecured or secured products is considered a strong plus. You must have actively participated in performing analytical components of an econometric modeling-driven stress loss process, including but not limited to data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation. Exposure to various stress loss modeling approaches at the segment or account level is preferred. Additionally, you should be able to effectively communicate technical information verbally and in writing to both technical and non-technical audiences. Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint is required for this role as well as the ability to work as an individual contributor. The job falls under the Risk Management job family group and specifically in the Risk Analytics, Modeling, and Validation job family. This is a full-time position that requires skills such as analytical thinking, business acumen, constructive debate, data analysis, escalation management, policy and procedure understanding, policy and regulation knowledge, risk controls and monitors, risk identification and assessment, and statistics. For any further information regarding complementary skills, please refer to the details provided above or contact the recruiter directly.,

The Credit Portfolio Analyst II position is an intermediate-level role that involves conducting credit reviews, portfolio monitoring, portfolio reporting/MIS, and identifying credit trends. As a Credit Portfolio Analyst II, you will be responsible for organizing and analyzing large amounts of data to provide in-depth and sophisticated analysis with interpretive thinking. Your analysis will help define problems, develop innovative solutions, and make recommendations that influence decisions of key business partners in the Risk Management department. Your main responsibilities will include conducting risk assessments and client credit analyses, contributing to the development of new techniques and improvement of processes, escalating credit concerns to senior risk and business managers, supporting risk mitigation actions, utilizing Statistical Analysis System (SAS) for data analysis, managing risk levels across multiple products, preparing risk management presentations, ensuring compliance with laws and regulations, and assisting in the preparation of risk review materials. As a Credit Portfolio Analyst II, you should be an enthusiastic and early adopter of change, demonstrate curiosity in seeking new ways to overcome challenges, communicate alternative views, act as a change catalyst, prioritize team and enterprise success, streamline work processes, take personal accountability for risk management, anticipate problems and proactively identify solutions, deliver excellence, and role-model ethical behavior. Qualifications for this role include 2+ years of experience in credit risk analysis or corporate banking, financial analysis and valuation experience, knowledge of credit and banking products, familiarity with data interpretation, ability to challenge decisions based on data analysis, strong organizational and analytical skills, clear written and verbal communication, problem-solving skills, adaptability to respond to changes, and experience with analytical packages like SAS, Essbase, and MS Office. Education requirements include a Bachelor's degree or equivalent experience. Please note that the most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit, and broadly syndicated loans). The analyst will gain experience across multiple products within the portfolio, which consists of various securitized asset classes (including auto, credit card, unsecured consumer loans, broadly syndicated, private credit, and middle market loans). In this role, you're expected to work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders. Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance, and financial triggers with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes, decisions, and monitoring. Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events, which may require contributions to quarterly portfolio reviews and liaising on updates to collateral data. Prepare annual credit approval and quarterly memos in a timely manner. Model transactions for risk rating and stress testing purposes. Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies, and Credit Programs across product groups. Assist in reporting of Basel securitization parameters. Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes. As a successful candidate, you'd ideally have the following skills and exposure: - 2-4 years of credit, portfolio management, or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm; structured credit/securitization experience is a plus - A strong interest in structured products and credit analysis - Strong Microsoft Office skills. Modelling experience is a plus - Strong attention to detail - Analyst will have responsibility for due diligence and documentation of transactions to ensure that all risk, business, and policy points are covered - Oral and written communications skills enabling him or her to effectively interact with internal and external constituents of all levels - Team player with strong work ethic who also works well with others at all levels - Strong organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively - The ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk Education: MBA or CFA or CA Take the next step in your career, apply for this role at Citi today. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter position at our organization involves managing the credit review process for large and complex products on a global scale. The primary objective of the role is to provide top-notch credit risk analysis, monitoring, and credit administration in collaboration with Risk and Banking teams to ensure the safety and soundness of wholesale lending across ICM. As an Analyst in this role, you will be responsible for overseeing a portfolio of IF and CEF Relationships. This entails conducting in-depth Credit Risk Analysis for these relationships, continuously monitoring the portfolio, and producing various reports such as Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing exercises. A thorough understanding of credit risk, Citis internal policies and procedures, and industry fundamentals related to the portfolio is expected from the Analyst. The role involves minimal supervision and the ability to engage in meaningful discussions with Risk and Banking partners. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients through fundamental credit analysis using quantitative and qualitative factors - Prepare Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence - Continuously monitor the covered portfolio, including industry trends, key relationship impacts, and escalation of potential credit issues - Perform financial modeling of IF and CEF clients, projecting cash flow profiles, stress sensitivities, and Enterprise Valuation - Review and provide recommendations on risk ratings within the sector - Ensure compliance with bank credit policies/practices and regulatory policies Qualifications: Risk & Credit Underwriting: - Strong analytical skills with the ability to identify trends and anticipate issues - Ability to form independent opinions on credit and recognize emerging risks - Advanced knowledge of financial statements, GAAP accounting, and Credit Policy - Proactive in identifying and escalating potential risk issues Leadership: - Demonstrates commitment, positive attitude, and reliability - Embraces change and demonstrates professionalism in interactions - Actively contributes, asks questions, and challenges ideas Competencies: - Effective interpersonal skills and relationship-building abilities - Strong organizational skills to work under pressure and manage priorities effectively - Exceptional written and verbal communication skills - Proficiency in Microsoft Office (Word, Excel, PowerPoint) and Financial Modeling Education: - MBA Finance, CFA, or CA If you are a person with a disability requiring accommodation to utilize our search tools or apply for a career opportunity, please refer to the Accessibility at Citi. For more information on Citis EEO Policy Statement and Know Your Rights poster, kindly review the provided resources.,

The Credit Portfolio Senior Analyst role at Citi is a crucial position where you will be responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your main objective will be managing Citi's portfolio exposure to clients and counterparties globally. As a Credit Portfolio Senior Analyst, you will contribute to the development of new techniques and process improvements by applying in-depth disciplinary knowledge and integrating subject matter expertise within Risk Management. You will be developing recommendations to adjust credit policies through thorough analysis of credit and financial performance using statistical scoring, segmentation, and regression and simulation techniques. Utilizing Statistical Analysis System (SAS) in a UNIX environment will be essential for performing risk, financial, and data analyses including profiling, sampling, reconciliation, and quality testing. Your responsibilities will also include researching customer and/or management queries using risk systems and data, supporting ad-hoc risk policy analyses, and projects as required. You will participate in developing, testing, and optimizing credit policies to ensure consistency, regulatory compliance, and assist in their implementation. Managing risk levels for the entire credit spectrum across multiple products and retail formats and preparing risk management presentations for senior management will be part of your role. In this position, you must appropriately assess risk when making business decisions, giving particular consideration to the firm's reputation and safeguarding Citigroup, its clients, and assets. This involves driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - 7+ years of relevant experience - Knowledge of risk analytics preferred - Ability to apply credit and risk principles toward business goals - Demonstrated ability to synthesize, prioritize, and drive results with a sense of urgency - Proven ability to remain organized in a fast-paced environment, managing multiple projects - Proven interpersonal, organizational, and analytic skills Education: - Masters / Bachelor's degree / University degree or equivalent experience Skills: Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. If you are a person with a disability and require a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. Additionally, you can view Citis EEO Policy Statement and the Know Your Rights poster.,

As an individual in Quality Assurance, Monitoring & Testing, you will be responsible for assessing outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes conducting quality testing for business function quality control and leading quality control post-completion of an activity/process. Your role will involve developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring & testing tools design assessment, and executing monitoring/testing tools to assess the effectiveness of key controls designed to address defined risks. Your responsibilities will include: - Having a good understanding of the Citi Risk & control framework and underlying fundamentals on Risk Management - Assisting in performing QA, monitoring, and testing reviews - Supporting teams in the end-to-end monitoring of controls as defined in Risk Management policy - Participating in Control & Monitoring Design Assessment (CMDA) meetings and assisting in drafting procedures - Identifying monitoring breaks and suggesting enhancements - Creating and maintaining reports for control tracking and analysis - Identifying risks across the business and coordinating cross-functional solutions - Appropriately assessing risk when making business decisions, with a focus on safeguarding Citigroup, its clients, and assets by driving compliance with laws, rules, and regulations - Supervising team activities and ensuring accountability for maintaining standards Qualifications: - Minimum of 3 to 5 years of relevant experience - Self-motivated and detail-oriented - Good understanding of team interactions and objectives - Knowledge in the development and execution of controls - Experience in control-related functions in the financial industry - Understanding of compliance laws, rules, regulations, and best practices - Knowledge of Citi's Policies, Standards, and Procedures - Analytical skills to evaluate complex risk and control activities and processes - Strong verbal and written communication skills - Ability to manage multiple tasks and priorities - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word Education: Bachelor's/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use search tools or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

Individuals in Quality Assurance, Monitoring & Testing are responsible for assessing outcomes from activities and processes against applicable requirements to enhance risk management quality. This includes quality testing for business function quality control and transformation lead quality control post completion of activities/processes. The role involves developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring/testing design assessment, and executing monitoring/testing tools to evaluate the effectiveness of key controls addressing defined risks. Responsibilities: - Understanding the Citi Risk & control framework and fundamentals of Risk Management - Assisting in QA, monitoring, and testing reviews - Supporting end-to-end monitoring of controls as per Risk Management policy - Participating in Control & Monitoring Design Assessment (CMDA) meetings and aiding in drafting procedures - Identifying monitoring breaks and proposing enhancements - Creating and maintaining reports for control tracking and analysis - Identifying risks across the business and coordinating cross-functional solutions - Assessing risks in business decisions with consideration for the firm's reputation and compliance with laws and regulations - Supervising teams to ensure adherence to standards and escalating control issues with transparency Qualifications: - 3 to 5 years of relevant experience - Self-motivated and detail-oriented - Understanding of team interactions and objectives - Knowledge in controls development and execution - Experience in control-related functions in the financial industry - Understanding of compliance laws, regulations, and best practices - Knowledge of Citi's Policies, Standards, and Procedures - Analytical skills for evaluating risk and control activities - Strong verbal and written communication skills - Ability to manage multiple tasks and priorities - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word Education: - Bachelor's/University degree or equivalent experience Skills: Analytical Thinking, Assurance Strategy, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Policy and Procedure, Risk Remediation, Stakeholder Management For complementary skills, please see above and/or contact the recruiter.,

This role is accountable for the management of complex/critical/large professional disciplinary areas. You are required to have a comprehensive understanding of multiple areas within a function and how they interact in order to achieve the objectives of the function. Your main focus will be on ensuring effective risk management practices are in place for external third party relationships which carry the highest degree of risk for Citis businesses. You must possess in-depth business product knowledge and expertise to ensure risk management for in-scope third party relationships. You will collaborate with business, operations, and technology teams, as well as internal functions, to identify, manage, and mitigate risk. Your efforts will be supported by the Third Party management operations team, which is responsible for the execution of standard third party risk management activities aimed at driving operational efficiencies. Your responsibilities will include managing end-to-end TPM life cycle and associated risks for in-scope supplier relationships, gaining thorough knowledge and understanding of Citi Third Party Risk Management requirements, representing business leadership to coordinate and facilitate Third Party Risk Management activities, evaluating current market conditions and providing insight on trends/issues that may impact the business using external Third Parties, verifying third party compliance to required policies and controls, interacting with third parties on escalations of non-performance and contractual issues, ensuring proper execution and uploading of Third Party contracts in Citis Contract Management System, defining risk mitigation strategies, facilitating remediation of issues or gaps identified, providing thought leadership to drive supplier optimization and efficiencies, serving as a point of contact for internal and external audits, assessing risk when business decisions are made, and acting as a SME for all TPM related efforts, initiatives and remediation efforts for SMB Tech. To qualify for this role, you should have a minimum of 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You should also possess strong analytical skills, excellent verbal and written communication skills, problem-solving and decision-making skills, ability to manage multiple tasks and priorities, and proficiency in data analysis, representation, and presentation. Education required for this role includes a Bachelor's/University degree, with a Master's degree preferred. It falls under the job family group of Controls Governance & Oversight and the job family of Cross-disciplinary Controls. The most relevant skills for this position include Analytical Thinking, Business Acumen, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Escalation Management, Issue Management, Risk Management, and Stakeholder Management. Other relevant skills can be obtained by contacting the recruiter. If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, you can review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

Individuals in Quality Assurance, Monitoring & Testing are responsible for assessing outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes quality testing performed for business function quality control and transformation lead quality control post the completion of an activity/process. The role involves developing and executing Monitoring and Testing for controls, such as control design assessment, design of operational effectiveness for monitoring & testing tools, monitoring/testing design assessment, and execution of monitoring/testing tools to assess the effectiveness of key controls designed to address defined risks. Responsibilities include supporting the assessment of activities and processes as per required Policies, Standards, and Procedures to strengthen risk management quality. Conducting routine testing of internal activities and processes to ensure adherence to established quality standards and identify areas of risk or non-compliance. Reviewing stakeholder/client feedback and responding to any quality assurance complaints or issues in a timely and efficient manner. Supporting quality testing performed for business function quality control and transformation lead quality control post completion of an activity/process. Developing and executing Monitoring and Testing for controls, including control design assessment and design of operational effectiveness for monitoring & testing tools, monitoring/testing design assessment, and execution of monitoring/testing tool. Supporting reporting on quality control outcomes and control effectiveness to top management and relevant stakeholders. Staying up-to-date with the latest quality assurance testing tools and strategies. Having a good understanding of the Citi Risk & control framework and the underlying fundamentals on Risk Management. Helping teams involved in the end-to-end monitoring of the controls as defined in Risk Management policy. Participating in the review and challenge process on the effective design and management of controls to mitigate risks as required by the Control Standards, including implementation and operation, conducting the control monitoring, handling deficiencies, and escalating issues for resolution. Supporting to ensure that risk and control responsibilities and accountabilities are embedded within Central Testing Utility. Involving in Control & Monitoring Design Assessment (CMDA) meetings and providing help in drafting the procedures. Identifying any monitoring breaks and suggesting enhancements. Appropriately assessing risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency, as well as effectively supervising the activity of teams and creating accountability with those who fail to maintain these standards. Qualifications: - Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Strong knowledge in the development and execution for controls. - Proven experience in control-related functions in the financial industry. - Proven experience in implementing sustainable solutions and improving processes. - Understanding of compliance laws, rules, regulations, and best practices. - Understanding of Citi's Policies, Standards, and Procedures. - Strong analytical skills to evaluate complex risk and control activities and processes. - Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level. - Strong problem-solving and decision-making skills. - Ability to manage multiple tasks and priorities. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: - Bachelor's/University degree, Master's degree preferred.,

The Financial Planning and Analysis Lead Analyst role at Citi involves Legal Entity forecasting to support global and local regulatory requirements. Your responsibilities will include analyzing annual plans, forecasts, and outlooks, developing financial forecasts for stress tests, advising on business strategies, reviewing forecasts at entity level, and preparing presentations for the CFO. You will be expected to collaborate with various teams, maintain relationships with key partners, and act as a subject matter expert for senior stakeholders. Additionally, you will need to ensure compliance with regulations, policies, and ethical standards while making business decisions. To be successful in this role, you should have 8-12 years of relevant experience, proficiency in Microsoft Office applications, strong presentation and analytical skills, and excellent written and verbal communication skills. A postgraduate degree or equivalent experience is required. This position follows a hybrid work mode and may involve additional job-related duties as needed. As part of the Finance job family group, you will be contributing to Financial Planning & Analysis, focusing on skills such as Budgeting, Business Acumen, Data Storytelling, Risk Management, and Stakeholder Management. If you require accommodation due to a disability to access our tools or apply for a job, please review our Accessibility at Citi policy. For further details, you can also refer to Citis EEO Policy Statement and the Know Your Rights poster.,