VP-Risk QC Credit Officer - C13

The Credit Risk Officer provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and collaborating with the business. Applying in-depth disciplinary knowledge, you offer value-added perspectives, develop processes, procedures, and plans within the function. Strong communication and diplomacy skills are essential, alongside the ability to engage with multiple business functions. Your role includes ensuring quality, timeliness of audits, and accurate reporting, while monitoring overall quality to stay within risk appetite. Responsibilities include overseeing the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending, managing Risk and Controls, and maintaining quality expectations. You will integrate credit underwriting expertise for complex transactions with a solid understanding of industry standards, oversee complex audit reviews, and provide feedback to teams. Hosting meetings with senior management, attending cross-functional business meetings, analyzing data, providing root cause analysis, and generating accurate reports are key tasks. Additionally, you will interact with regulators, GSEs, and internal audit, attend Regulatory Meetings, and contribute to evaluating impacts. Effective communication, both written and verbal, across various organizational levels is crucial, along with a strong customer service ethic and team orientation. You will assess risk in business decisions with consideration for the firm's reputation, compliance with laws, rules, and regulations, ethical judgment, and reporting control issues transparently. Qualifications for this role include 10+ years of consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry, exceptional skills in creating presentations and documents, high ethical standards, effective communication and listening skills, and the ability to work collaboratively across levels and functions within the organization. Strong organizational skills, attention to detail, data analysis capabilities, and the ability to adapt to a changing environment are also required. Education: - Bachelors/University degree or equivalent professional experience Skills: - Analytical Thinking - Constructive Debate - Escalation Management - Financial Analysis - Policy and Procedure - Policy and Regulation - Product Knowledge - Risk Controls and Monitors - Risk Identification and Assessment Other Relevant Skills: - Credible Challenge - Data Analysis - Laws and Regulations - Management Reporting - Referral and Escalation - Risk Remediation This is a full-time position in the Risk Management Job Family Group, specifically in the Credit Decisions Job Family.,