Underwriter

Company Description

Accurate is a premier Insurance Consulting and Risk Advisory firm, well-known as a leading Employee Benefits Consultant in the insurance sector. We deliver comprehensive solutions in Risk Management, Risk Mitigation, and Insurance Placement to meet the evolving needs of our clients. Our services span the entire insurance lifecycle, from strategic advisory and program design to implementation, ongoing management, and optimization. We ensure clients receive customized risk solutions and value-driven insights that enhance operational resilience and support long-term business objectives.

Role Description

• Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance.
• Recommend suitable products, terms, and comparitive premiums to internal sales team/customers.
• Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.
• Ensure accuracy in documentation like proposal forms and endorsements.
• Coordinate with internal teams – sales, operations, and claims – for smooth service delivery.
• Maintain accurate underwriting records and reports.
• Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc.

Key Skills & Competencies

• Sound knowledge of underwriting practices across Health Lines products (including Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance).
• Excellent verbal & written communication skills.
• Excellent MS Office skills like advanced Excel, PowerPoint presentations.
• Familiarity with IRDAI regulations and insurance systems.

Qualifications

• Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred.
• 2–5 years of underwriting experience in General & Life Insurance company or Insurrance Broking Company .

Salary

• Freshers -15000 in training period and after confirmation salary will change as per performance.
• Experienced based on last salary and range is 25000-35000 based on skill set.