Underwriter

As an Underwriter at Gallagher, you will play a crucial role in the review and analysis of insurance applications related to property and liability risks. Your responsibilities will include: - Reviewing insurance applications for various risks such as homeowners, commercial property, or general liability policies, analyzing applicant information, property details, and claims history. - Determining appropriate coverage limits, deductibles, and premium rates based on risk profiles, industry standards, and carrier underwriting guidelines. - Communicating with insurance agents and brokers to gather additional information, clarify details, and negotiate terms. - Ensuring compliance with company policies, industry regulations, and legal requirements, following underwriting guidelines for consistent decision-making. - Maintaining accurate records of underwriting decisions and correspondence, organizing underwriting files for easy retrieval. - Creating and maintaining internal reports, collaborating with onshore counterparts for workflow efficiency. Qualifications required for this role include: - Bachelor's degree in a related field such as finance, business, or insurance. - 1 or 2 years of experience as an Underwriter or in a similar role for UW L1 and 2 respectively. - Strong analytical and decision-making skills, attention to detail, and accuracy. - Knowledge of insurance industry regulations and guidelines. - Effective communication, interpersonal skills, ability to work independently and as part of a team. - Candidates with AU/AINS/CII/CPCU certifications will be preferred. - Knowledge of insurance industry operations in countries like UK, Australia, and US is advantageous. Gallagher values inclusion and diversity, considering it a fundamental part of the organization's culture. With a commitment to sustainability and supporting communities, Gallagher embraces employees" diverse identities, experiences, and talents to better serve clients and communities. Inclusion is seen as a conscious commitment, and diversity is recognized as a vital strength, aligning with The Gallagher Way. Equal employment opportunity is extended across all aspects of the employer-employee relationship, emphasizing recruitment, training, promotion, compensation, and more. Gallagher also accommodates known physical or mental limitations of qualified individuals with disabilities, ensuring a supportive work environment while upholding business operations.,