Sr EIC Analyst (Credit Analyst)

At Coface we make trade happen everyday

Coface is a team of 5,200 people of 80 nationalities across nearly 58 countries, all sharing a corporate culture across the world. Together, we work towards one objective: facilitating trade by helping our 50,000 corporate clients develop their businesses.

With 80 years of experience, Coface is a leader in the credit insurance and risk management market. We have also developed a range of other value-added services, including factoring, debt collection, Single Risk insurance, bonding, and information services.

As a close-knit, international organisation at the core of the global economy, Coface offers an enriching work experience on several levels: relational, professional, and cultural.

Every day, our teams are making trade happen. Join us!

MISSION :

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. As a member of Enhanced Information Center ensuring that the portfolio of debtors is up to date and controlled and to optimize its internal resources and the access to external sources to meet strategic objectives.

MAIN RESPONSIBILITIES:

Enhanced Information handling:

• Handle worklist tasks in a timely and efficient manner ensuring internal guidelines are respected
• Process added value tasks linked to worklists and e-mail exchange with Underwriting.
• Manage complex financial links and ensures FRG’s are respected
• Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise
• Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions
• Research additional information, such as press information, where required
• Achieve target objectives in respect of production and coverage ratio of DRA
• Make sure DVR quantity and coverage ratio is in line with group requirement, DVR should be completed with high quality, and customer (internal & external) complains on DVR should not be more than 2%
• Other ad-hoc projects as required

Communication:

• Contact companies and carry out phone interviews or site visits where applicable for obtaining financial and business information in order to assess their current situations
• Liaise with local information provider (reviews, inquiries,) and help to control the budget.
• Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues
• Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant
• Reporting/discussion with regional team whenever any ad-hoc issues/ support required.

Compliance:

• Ensure compliance with regulations and procedures as laid down by Coface and external regulators.

People Management (where required):

• Manage credit analysts and activities of the area through the guidance and direct action in large and complex cases, promoting the management and process control.
• Lead, motivate and supervise the correct performance of the team according to the proposed goals and the group rules and standards.
• Conduct regular performance reviews.
• Proactively manage workflows and maintain business operations during staff leave periods to ensure uninterrupted service delivery.
• Prioritize and delegate where required.
• Get actively involved in team training, coaching and mentoring, to ensure professional development and efficiency of operations.
  

Qualifications

Education:

• CA or Master's Degree in Business/Finance.

Experience:

• Minimum 5 years of experience in credit risk analysis and rating.
  

Additional Information

• Flexible working model

  after the 1st month

• Great place to work:

  central and modern office

• Opportunities to learn:

  budget every year for training, languages platform, e-learning platform, dedicated development program…

• Career opportunities:

  Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field

• Health care