Senior Underwriter

Walk-In Drive for Airoli Mumbai on August 30, 2025 (11 AM to 3 PM):

Essential Job Functions:

• Review and verify loan applications and support documentation.
• Analyze loan risk and request additional information as necessary.
• Ensure compliance with regulatory standards.
• Ensure compliance with company policies and guidelines.
• Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria.
• Determine and document loan conditions, communicate requirements, and/or decisions.
• Identify portfolio risks resulting from the client's underlying business practices.
• Document and effectively communicate reasons for the approval/rejection of loans.
• Effectively partner with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff to ensure smooth and efficient processing of all loans in the pipeline.
• Such other activities as may be assigned by your manager.

Qualifications/ Requirements:

• 5+ years of recent US mortgage front-line underwriting (Live loans) experience into Residential Real Estate
• Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry
• Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
• Experience analyzing and calculating qualifying income from various tax documents
• Experience analyzing of credit reports and bank statements calculation of qualifying income from various tax documents,
• Experience with both AUS and manual underwriting methods including DU and LP.
• Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and experience of working on Non-QM loans would be preferred.
• High producer with attention to quality
• Strong commitment to customer service and satisfaction with superior verbal and written communication skills
• Must be able to work under pressure and meet deadlines, while maintaining a positive attitude

Working Conditions/Perks:

• Permanent WFO (Mon - Fri)
• Open to work for night shifts (Night Shift allowance provided)
• Home Pickup and Home Drop available
• Competitive salary

Job Location: