Senior Credit Risk Analyst

As a Risk professional with 4+ years of experience in the banking/NBFC sector, you will play a crucial role at Biz2X in building credit risk models and driving underwriting and credit decisions to optimize risk, pricing, and business growth. Your responsibilities will include: - Leveraging or building advanced credit risk models, including functional rule-based/heuristics and machine learning models, to lead critical credit decisions. - Assisting in drafting a detailed risk policy for the business loan business and ensuring strict adherence to it. - Working extensively with Credit Bureau, Bank statement, and financial data to identify and evaluate alternate data features for credit expansion opportunities. - Coaching and mentoring younger team members to develop a world-class credit team proficient in functional credit analysis and machine learning-based models. - Driving robust monitoring and alerting systems for early warning signals of delinquencies in the portfolio, ensuring agile decision-making. - Managing underwriting operations and conducting risk assessments for various policies. You should apply for this role if you possess strong hands-on experience in building Machine Learning-based underwriting statistical models, deep domain knowledge in credit underwriting/credit analysis, and proven experience in underwriting risk management in the fintech or financial services industry. Additionally, you should have a strong understanding of fintech products, unsecured lending products, services, technologies, and regulatory frameworks governing the industry. Your exceptional analytical and problem-solving skills, along with strong leadership capabilities to build and lead a high-performing risk management team, will be key assets in this role. Apply for this exciting opportunity at Biz2X [here](https://app.intalent.ai/biz2credit/recruitment/candidate/new/366).,