3 Underwriting Operations Jobs

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders" cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell's mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. We are seeking a proactive and detail-oriented Sales & Underwriting Support Associate to join our team in Pune. This role is designed to provide critical administrative and operational support to our UK and US Sales and Underwriting teams. The ideal candidate will assist with both day-to-day tasks and long-term initiatives, helping to streamline operations, improve efficiency, and enable the sales teams to focus on strategic activities. **What you will do:** - Maintain and update Salesforce contact records and territory assignments. - Assign new leads and contacts to appropriate states and sales territories. - Collaborate with partners (e.g., Keystone, ISU, Fortified) to support monthly reporting and commission tracking. - Support UK renewals by generating quotes and preparing documentation for underwriter review, similar to a Renewal Account Executive (RAE). - Manage policy binders and subjectivities for the UK market, filling a current gap in Underwriting Assistant (UA) support. - Format and process bulk uploads on a monthly basis with precision and consistency. - Conduct TOBA (Terms of Business Agreement) due diligence and facilitate onboarding for new agencies and users onto the platform. - Participate in the mapping and management of agency locations within internal platforms to support territory planning and performance analysis. **What we need from you:** - Bachelor's degree in Business Administration, Insurance, or a related field. - 2-4 years of experience in sales support, underwriting operations, or a similar administrative function within the insurance or fintech sector. - Familiarity with Salesforce or similar CRM systems required. - Strong Excel and data formatting skills; experience with bulk data uploads is a plus. - Knowledge of UK and US insurance processes is desirable but not mandatory. **Skills and Competencies:** - Excellent attention to detail and organizational skills. - Strong communication and collaboration abilities, especially across international teams. - Ability to work independently, manage multiple tasks, and meet tight deadlines. - Proactive problem-solving mindset with a willingness to learn. **What Cowbell brings to the table:** - Employee equity plan for all and wealth enablement plan for select customer-facing roles - Comprehensive wellness program, meditation app subscriptions, lunch and learn, book club, happy hours, and much more - Professional development and the opportunity to learn the ins and outs of cyber insurance, cybersecurity, as well as continuing to build your professional skills in a team environment Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUETransparency, Resiliency, Urgency, and Empowerment, we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. For more information, please visit [Cowbell Cyber](https://cowbell.insure/). Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.,

About Biz2X Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience, best-in-class risk management tools, and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2X's digital lending platform. Biz2X solutions not only reduce operational expenses but also accelerate lending growth by significantly improving client experience, reducing total turnaround time, and equipping relationship managers with powerful monitoring insights and alerts. Key Responsibilities: You will be responsible for building credit risk models, driving underwriting and credit decisions, and ensuring optimization across risk, pricing, and business growth. You'll play an important role in shaping our lending products and processes, ensuring they are built on a solid foundation of prudent risk management. - Credit Decisioning: Leverage or build advanced credit risk models (functional rule-based/heuristics and machine learning models) and lead critical credit decisions. - Policy Development: Assist in drafting a detailed risk policy for the business loan business and closely monitor the adherence to the same. - Data Utilization: Work extensively with Credit Bureau, Bank statement, financial data. Identify and evaluate alternate data features to explore credit expansion opportunities. - Team Development: Coach and mentor younger team members to create a world-class credit team both in functional credit analysis and machine learning-based models. - Reporting and Monitoring Systems: Drive robust monitoring and alerting systems for early warning signals of delinquencies in the portfolio, ensuring agility in decision-making. Perform Root cause analysis and present those to stakeholders in a timely fashion. - Underwriting: Responsible for managing the underwriting operations and performing risk assessment for various policies. You Should Apply If You: - Risk professional with 4+ years of experience across a bank/NBFC with experience across retail-individual and retail business (micro-businesses) underwriting/fraud/risk/collection. - Strong hands-on experience and expertise in building Machine Learning-based underwriting statistical models. - Deep domain/functional knowledge in credit underwriting/credit analysis. - Proven experience in underwriting risk management in the fintech or financial services industry, with a focus on credit risk. - Strong knowledge of fintech products, unsecured lending products, services, and technologies, as well as the regulatory landscape governing the industry. - Experience in Product and Credit Policy formulation, Collections and Recovery, Fraud, and Operational Risks. - Exceptional analytical and problem-solving skills, with the ability to assess complex situations and make sound decisions. - Strong leadership capabilities with the ability to build and lead a high-performing risk management team. - Excellent Analytical and Data Science capabilities. Apply on - https://app.intalent.ai/biz2credit/recruitment/candidate/new/366,

Job Title: Senior Manager Underwriting Location: Mumbai Experience Required: 6 – 8 Years Function: Operations / Underwriting Qualification: Graduate (Postgraduate preferred) Role Summary We are seeking an experienced underwriting professional to lead and manage the distribution function within the underwriting department. The role demands strong expertise in risk assessment, turnaround time (TAT) adherence, sales support, complaint resolution, and cross-functional collaboration to ensure high-quality underwriting service delivery. Key Responsibilities Underwriting Leadership : Oversee end-to-end underwriting for new business and policy revival cases, ensuring accuracy, risk management, and timely decision-making. TAT & Quality Control : Monitor and enforce turnaround time and quality metrics for underwriting cases in alignment with service level agreements (SLAs). Productivity & KPIs : Drive performance for self and team against defined productivity and quality KPIs. Process Management : Contribute to process improvements, automation initiatives, and efficiency gains through system enhancements (e.g., Life Asia). Complaint & Query Resolution : Address and resolve complaints from internal stakeholders (e.g., sales teams) and external partners (e.g., banks, distribution partners) proactively. Sales Support : Manage underwriting query inboxes to support sales queries and ensure effective communication with distribution teams. System Implementation & Testing : Participate in UAT, BRS review, and other system enhancement activities related to underwriting platforms. Team Training & Development : Provide coaching, mentoring, and knowledge transfer to team members, enabling skill development and adherence to underwriting standards. Data Analysis & Reporting : Leverage data to identify trends, support decision-making, and drive operational efficiency. Collaboration : Coordinate with branch operations and sales teams to ensure seamless execution of underwriting and service processes. Preferred Skills & Competencies Strong leadership and team management experience. In-depth knowledge of life insurance underwriting processes and risk assessment. Familiarity with underwriting platforms, particularly Life Asia . Proficient in data management , reporting, and root cause analysis. Experience in sales collaboration , service delivery, and stakeholder management. Exposure to project management and automation initiatives . Excellent communication and interpersonal skills . Ability to handle complaints and queries with professionalism and responsiveness. Process-driven with attention to detail and quality.