Senior Associate

As a Collection Manager at DBS Corporate and Investment Banking, you will be responsible for managing pre-stress/stress accounts related to the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve early identification of credit deterioration, security optimization, and proactive workout strategies. You will work closely with internal stakeholders and senior leadership to drive account management and optimize recovery through operational and financial restructuring. Key responsibilities include closely monitoring the allocated portfolio, reviewing operational and financial performance, and collaborating with regional leaders and team leaders to identify and resolve credit deterioration. You will engage with anchor program managers and supply chain team to facilitate smooth recovery of dues, participate in early warning calls, and provide inputs to minimize NPAs and maximize recoveries. Additionally, you will be involved in client meetings, inspections, and factory visits to gather intelligence on the company. To succeed in this role, you must have a minimum of 5-6 years of experience in collection roles for SME and supply chain banking, demonstrated negotiation skills, and a strong understanding of credit proposals. A graduate degree from a premier institute, MBA, or CA qualification is preferred. You should also possess deep-rooted credit understanding, exceptional negotiation abilities, and experience in handling regulatory aspects related to delinquent accounts. Your technical competencies should include knowledge of regulatory and governance guidelines issued by MAS and RBI, understanding of KYC requirements, and familiarity with financial markets and products. You will be expected to collaborate with internal and external stakeholders, legal teams, valuers, CA firms, and collection agencies to ensure effective resolution of cases. As part of the DBS India culture, you will drive performance through value-based propositions, prioritize customer focus, and maintain the highest standards of honesty and integrity. The primary location for this role is in Maharashtra-Mumbai, and it is a full-time position in the Operations department. If you are a detail-oriented individual with a passion for problem-solving, negotiation, and stakeholder management, and possess a strong background in credit management and recovery strategies, we encourage you to apply for this challenging and rewarding position at DBS Corporate and Investment Banking.,