15 Credit Understanding Jobs

As the Branch Manager, you will lead the branch operations and sales team to drive business growth for Loan Against Property (LAP), Personal Loan (PL), and Business Loan (BL). Your role will require strong leadership, credit understanding, and proven experience in open market sourcing and team management. - Drive branch business targets across LAP, PL, and BL products through open market channels and cross-selling initiatives. - Develop and implement strategies for customer acquisition and portfolio growth. - Recruit, mentor, and manage a high-performing team of sales and operations staff. - Ensure strong market presence through DSA, connector, and direct sourcing channels. - Maintain portfo...

As a Branch Manager, you will be responsible for leading the branch operations and sales team to drive business growth for Loan Against Property (LAP), Personal Loan (PL), and Business Loan (BL). Your role will involve demonstrating strong leadership, credit understanding, and proven experience in open market sourcing and team management. Key Responsibilities: - Drive branch business targets across LAP, PL, and BL products through open market channels and cross-selling initiatives. - Develop and implement strategies for customer acquisition and portfolio growth. - Recruit, mentor, and manage a high-performing team of sales and operations staff. - Ensure strong market presence through DSA, co...

Business Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards. Job Purpose Entrusted with the ownership of the management of pre-stress/stress accounts, involving early identification of credit deterioration, security optimization and pr...

Business Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards. Job Purpose Entrusted with the ownership of the management of pre-stress/stress accounts, involving early identification of credit deterioration, security optimisation and pr...

As a Business Relationship Manager at Standard Chartered, your primary responsibility will be to achieve the Month on Month Business targets in the areas of Customer Experience, Portfolio & Risk Management. This includes ensuring the achievement of targets such as NTB, NSR, FX, Trade, BANCA, MIs & Renewals for ETB clients as per the Performance scorecard. You will be required to onboard new clients while adhering to the parameters set by the products team and focus on optimizing cross-selling opportunities. Additionally, you will need to maintain a balanced performance across various products and attend to CEMs leads to enhance customer experience. Your role will also involve quality monitor...

AXIS-L-A00323 CBG:CB RM - SCF INTERNAL USAGE: No. of Vacancies: Reports to: CBG:Centre Head Is a Team leader Team Size: Grade: Business: Department: CBG Sub - Department: Location: About Commercial Banking Coverage Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 350 Crs. by offering both credit and liability products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role 1. Acquisition of New corporates for SCF (vendor financing/dealer financing etc.) 2. Negotiating with potential & ...

Role & responsibilities * Manage day-to-day operations of the branch, including team supervision. * Drive business growth for gold loan products. * Monitor & achieve branch level sales & recovery targets * Ensure high customer satisfaction levels. * Supervise loan processing, documentation and credit assessments. * Ensure adherence to all RBI Policies * Manage collections & coordinate with recovery teams as needed Preferred candidate profile * Minimum 4 years of Gold Loan experience * Experience in handling branch audits and compliance.

AXIS-L-A00323 CBG:CB RM - SCF INTERNAL USAGE: No. of Vacancies: Reports to: CBG:Centre Head Is a Team leader Team Size: Grade: Business: Department: CBG Sub - Department: Location: About Commercial Banking Coverage Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 350 Crs. by offering both credit and liability products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role 1. Acquisition of New corporates for SCF (vendor financing/dealer financing etc.) 2. Negotiating with potential & ...

AXIS-L-A00323 CBG:CB RM - SCF INTERNAL USAGE: No. of Vacancies: Reports to: CBG:Centre Head Is a Team leader Team Size: Grade: Business: Department: CBG Sub - Department: Location: About Commercial Banking Coverage Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 350 Crs. by offering both credit and liability products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role 1. Acquisition of New corporates for SCF (vendor financing/dealer financing etc.) 2. Negotiating with potential & ...

Key Responsibilities: DSA Management: Onboarding new DSAs. Maintaining relationships with existing DSAs. Conducting regular meetings and training to align them with the company's loan products and policies. Home Loan Sourcing: Driving home loan sales through the DSA channel. Ensuring DSAs generate leads and assist in converting them to disbursements. Achieving monthly and quarterly disbursement targets. Credit & Documentation Coordination: Ensuring accurate documentation from DSAs. Coordinating with internal credit and operations teams for smooth processing. Ensuring TAT (Turnaround Time) adherence. Compliance & Quality Control: Ensuring DSAs follow compliance and KYC norms. Monitoring the q...

As a Collection Manager in the Corporate and Investment Banking division at DBS, your primary responsibility will be to manage pre-stress/stress accounts related to Supply Chain Finance portfolio and other working capital products for SME relationships. This involves early identification of credit deterioration, security optimization, and proactive workout strategies. Your role will require a deep understanding of the business, problem identification, operational and financial restructuring, and monetization of securities to optimize recovery. You will collaborate with senior leadership, Relationship Managers, and internal stakeholders to drive account management effectively. Your key accoun...

This role is for one of Weekday's clients Min Experience: 5 years Location: Ankleshwar, Bilimora JobType: full-time We are looking for experienced and result-oriented Branch Managers with a proven track record in Micro LAP (up to ?50 Lakhs) and Home Loans (up to ?1 Cr). The candidate will be responsible for leading branch-level sales and operations, driving business volumes through DSA sourcing, managing a team of Relationship Officers/Managers, and ensuring robust credit hygiene. This is a leadership position demanding strong interpersonal skills, team management capabilities, and a deep understanding of retail secured lending. Candidates must demonstrate consistent career stability and fie...

As a Collection Manager at DBS, you will be responsible for managing pre-stress/stress accounts, focusing on early identification of credit deterioration, security optimization, and proactive workout for the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve a deep understanding of the business, problem identification, operational and financial restructuring, and monetization of securities for the bank. Working closely with the senior leadership team, Relationship Managers, and internal stakeholders, you will drive account management to optimize recovery and formulate structuring/exit strategies in pre-stress/stress situations. Your...

As a Collection Manager at DBS Corporate and Investment Banking, you will be responsible for managing pre-stress/stress accounts related to the Supply Chain Finance portfolio and other working capital products of SME relationships. Your role will involve early identification of credit deterioration, security optimization, and proactive workout strategies. You will work closely with internal stakeholders and senior leadership to drive account management and optimize recovery through operational and financial restructuring. Key responsibilities include closely monitoring the allocated portfolio, reviewing operational and financial performance, and collaborating with regional leaders and team l...

Job Purpose: To own and manage the end-to-end product lifecycle for Secured Loan offerings (Loan Against Property, Mortgage Loans, etc.) in the Retail RCMB business. This includes designing customer-centric products, optimizing pricing and policy structures, driving digital journeys, and enabling distribution channels to achieve business objectives. Key Result Areas & Supporting Actions: 1. Product Design & Innovation: Define product structures, eligibility, pricing grids, and documentation norms. Benchmark against industry practices and evolve customer-centric features 2. Policy & Risk Alignment: Collaborate with Credit & Risk teams to define lending norms. Refine underwriting policy based ...