Product Manager (Secured Loan)

2 - 4 years

12 - 15 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Job Purpose:

Secured Loan offerings

Key Result Areas & Supporting Actions:

1.

  • Define product structures, eligibility, pricing grids, and documentation norms.
  • Benchmark against industry practices and evolve customer-centric features

2. Policy & Risk Alignment:

  • Collaborate with Credit & Risk teams to define lending norms.
  • Refine underwriting policy based on customer segment performance and analytics.

3. Digital Journey Development:

  • Drive tech initiatives for digital onboarding, APIs, scorecards, and e-verification modules.
  • Ensure integration with LOS/LMS for smooth processing and tracking.

4. Portfolio Monitoring & P&L:

  • Monitor business performance, yield, acquisition cost, and portfolio health.
  • Drive continuous product refinement based on channel feedback and analytics.

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