Research Analyst - Credit Analysis of Project Finance

Research Analyst – Project Finance

• Work with team of onshore analysts to cover project finance credit portfolio in their credit monitoring process
• Preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/projects using client delivered formats
• The credit assessment process requires the following:
• Undertaking research and analysis of a project through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
• Logically and pro-actively identifying data gaps by ratifying project documents and communicating the same with the onshore analyst.
• Understanding the potential for sponsor support or valid external support which would need to be factored into the credit assessments.
• Preparing a detailed credit assessment report and elaborately discussing the factors that impact the rating of the project.
• Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
  

• Regular interaction with client to discuss reports as well as workflow
• Support the client with any ad-hoc research requests including sector research
• Engage with client teams proactively and suggest new ideas to enhance client engagement
• Train new hires and mentor juniors in the team
  

• Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
• Good understanding of banking regulations, calculation of key credit metrics and capital ratios
• Reasonable understanding of banks internal systems
  

Minimum & Preferred Education

• MBA or CA or Master’s degree preferred; CFA certification is a plus
  

Minimum & Preferred Experience / Skills

• 2-4 years of work experience preferable in credit risk/credit research
• High level of attention to detail and accuracy; Diligence and hard work
• Organization skills and the ability to manage and prioritize workload
• Good understanding of MS office product
• Experience with nCino