Relationship Manager-Business Banking

Job Description

Job Requirements Job Description: Position: Relationship Manager-Business Banking Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Business Lending > Sales > Business Lending Location: Mumbai, Maharashtra, India IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Business Banking team. As a Relationship Manager, you will be responsible for managing and growing a portfolio of business clients, providing them with exceptional service and customized financial solutions. Key Responsibilities Develop and maintain strong relationships with business clients, understanding their financial needs and providing them with appropriate solutions Identify and acquire new business clients through various channels such as referrals, networking, and cold calling Conduct thorough financial analysis of potential clients to assess creditworthiness and risk Prepare and present credit proposals to the credit committee for approval Monitor and manage the performance of the assigned portfolio, ensuring timely and effective resolution of any issues or concerns Collaborate with internal teams such as product, operations, and credit to ensure seamless delivery of services to clients Stay updated on market trends and competition to identify new business opportunities and improve existing products and services Achieve individual and team targets for business growth and profitability Qualifications Bachelor's degree in Business, Finance, or related field Minimum of 3 years of experience in business banking or commercial lending Strong understanding of financial products and services, particularly in the SME segment Proven track record of acquiring and managing business clients Excellent communication, negotiation, and relationship management skills Ability to analyze financial statements and assess credit risk Proficient in MS Office and CRM software Knowledge of local market and competition is preferred Must be willing to travel for client meetings and business development activities We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a driven and results-oriented individual with a passion for business banking, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank. Show more Show less