Regional Sales Manager - Unsecured Loan

1.To grow the retail loan business and achieve the targeted loan book size.

2. To increase the productivity in terms of value and number of loan disbursals as a team.

3. To optimize the cost of merchant acquisition per disbursal.

4. To increase the income from each merchant acquisition.

5. Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure

continuing sales growth.

6. Responsible for generating business through Direct Channel.

7. Should have direct experience in working out & negotiating commercial agreements.

8. Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by

the team

9. Ensuring basic Sales Process in the team by imparting continuous Product and Process training

for the front end team, setting individual Sales Target and Monitoring regular productivity etc

10. Recruitment and Training of FOS,

11. Experience in designing incentive plans, motivational programmes and engagement activities.

12. Sphere-heading various awareness and lead generating activities done by the team (such as

Road Shows) in order to increase the inflow of customer enquiry which further resulting into

increased business volume

13. Accountable for the profitability of the channel and productivity of team members

14. Exposure to fraud prevention and detection

15. Coordinating with collection department in resolving non starters and delinquency cases.

16. Incorporating various check-points within the sales process of the team to ensure quality

sourcing by the team ensuring acquisition of quality assets.

Qualification

Job Profile

• Graduate in Commerce/Science

• 10 to 15 years of experience in a Bank/Insurance company or a NBFC out of which atleast

5 to 7 years of retail loan selling is a must.

• Management degree in finance/business from reputed institute will be given preference.