131 Bl Jobs

HDB Financial Services Ltd. Urgent Hiring - Area Manager (Relationship Channels) Location - Amritsar Product - LAP/PL/BL Job Role • Profitability Management - Maintaining & optimizing profitability for the branch • Target setting & management Monitoring branch targets in numbers & volumes • Portfolio quality management - through superior underwriting, working closely with collections • Cost management – managing all branch operating costs including cost of acquisition, operations etc. • People management – Motivating team, handling HR & administration function of the branch • Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues Mandatory skills • 7-8 Years experience, with atleast 4 years in Retail Assets • Ability to plan & execute • Strong inter-personal skills and leadership ability, • Ability to create professional work culture that encourages enthusiasm and team spirit • Understanding of credit risks & operational risks. • Ability to manage and implement change by taking complete ownership Regards Rupali 9354966985

Job Title: Branch Manager - Emerging Markets (MSME/LAP/Secured BL) Location: Hyderabad, Nagarkurnool, Peddapalli, Mancherial Reporting To: Cluster Business Head Responsibilities Includes: Business target: Responsible for achievement of Disbursement targets allotted to the branch Responsible for the meeting the Weighted Average Yield target allotted to the branch. • Responsible for Portfolio growth of the branch and retention of existing customers. Lead generation & management activities • Monitoring the activities of the BDEs and ensure regular flow of business • Empanelment of the direct sourcing agents to ensure regularly and steady flow of business from major sourcing channels • Planning & execution of marketing activities of the location with a monthly calendar and monitoring the same on a daily basis • Monitoring productivity of the BDEs and ensuring that all of them meet the productivity norms on monthly basis Principal Accountabilities Business Process flow & Management Responsible for loan file logins as per the product & policy norms of UGRO. Location visits to meet the identified customers for appraisal of the loan proposal • Ensuring proper & complete documentation of loan file put up for sanction. • Management of post sanction documentation i.e. disbursement documentation. • Ensuring customer satisfaction for all loans sanctioned & disbursed. Team recruitment & training • Responsible for recruitment of BDEs, training them and ensuring the productivity levels as per the norms of the company. Portfolio Quality Management • Responsible for management of portfolio quality. • Responsible for closure of outstanding post disbursal documentation • Handling chronic / delinquent accounts and initiating appropriate action for regularization of the loan Educational Qualification: Any Graduate / Post Graduate. Experience: minimum 01 to 03Years as a Branch Manager with any reputed NBFC, with overall minimum 05 to 08years into Secured Mortgage sales

Roles and Responsibilities Manage relationships with existing clients to identify their financial needs and provide tailored solutions. Identify new business opportunities through networking, referrals, and market research. Develop and maintain a strong understanding of banking products such as home loans, personal loans, LAP (Loan Against Property), HL (Home Equity Loan), BL (Business Loan), AL (Auto Loan) etc. Meet sales targets by acquiring new customers and increasing revenue growth. Collaborate with internal teams to resolve customer queries and issues. Desired Candidate Profile 0-5 years of experience in banking industry or related field like NBFC or fintech company. Strong knowledge of banking sales principles, practices, and regulations. Excellent communication skills for effective relationship management with clients. Ability to work independently with minimal supervision while meeting deadlines.

Job Title: Individual Relationship Officer - PL /BL Location: Khamgaon ,Akola,Wardha,Aurangabad, Malkapur, Wani Dist. Yavatmal, Hingana ,Shirur ,

Role & responsibilities- Experience in BL, Business loan Product Preferred candidate profile

1)Knowledge about import export process. 2)Knowledge about check list, COO, BL and other documents. 3)Knowledge of import and documentation process, 4)Knowledge of custom rule and regulation. 5)Knowledge of ICE gate.

Role & responsibilities Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU Preferred candidate profile A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 1 year of experience in BL/LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

Role & responsibilities Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handling credit underwriting of secured/unsecured in the mapped region including visiting the customers. Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight. Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback. Preferred candidate profile CA or MBA with experience. 8-10 years of prior experience in LAP and Business Loans credit in NBFC/Bank in Mumbai. Experience in handling big ticket size cases.

Role & responsibilities Responsible for managing the overall sales of LAP and Business Loan at Cluster Level. Responsible for Business development in the assigned cluster by exploring business potential, opportunities & clientele to secure profitable business volumes. To Monitor the performance of branches on various productivity, efficiency and financial parameters. Responsible for streamlining systems and processes in branches, managing delinquency and mitigating risks by keeping the loan loss provision less than 1% of region portfolio in branch operations. To analyze business data & trends, projecting demand, resource allocation, manpower efficiency & deployment, cost optimization and accordingly manage sales targets, P/L accounts, and related growth. Responsible for monitoring P&L for individual branches and ensuring max profit by increasing budget numbers. Responsible for designing & executing business strategies in response to the market, customers' needs and growth requirements. Responsible for analyzing gaps in portfolio, doing credit analysis, risk identification, chalking out strategies to mitigate risks, and guiding branches in ensuring enhanced credit quality in the portfolio. To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically. Responsible for managing Team size spread across multiple branches. Preferred candidate profile Post Graduate/Graduate in any discipline. 8-10 years of prior experience in mortgage sales in NBFC/HFC in Rajasthan and need specific experience in LAP and Business Loans- Min 4/5 yrs. out of total 5/6 Years Managerial experience in handling a diverse team. Experience in handling ticket size between 10 Lacs- 5 Cr in LAP or 5 Lacs to 50 Lacs in Business Loans along with monthly disbursement of minimum 8-10cr.

We have opening in Hdfc bank as a sales officer if the candidates having experince n banking sector to them always welcome .Any Financial Product

Sales domestic & export documentation including Sale Orders & Bill of lading DGD & Non-Hazardous certificates Create & manage Sales Orders in SAP for domestic, international, sample based on POs & email approvals Shipping & Logistics Coordination Required Candidate profile 4+ years of experience majoring in Export Documentation specifically within the Chemical and Pharmaceutical industries. Experience of working in SAP. Education - Graduate/PG/PGDM/MBA (Full-time) Perks and benefits GTLI/GPA/GMC

Role & responsibilities Develop and implement sales strategies to achieve business goals. Build and maintain strong customer relationships to ensure repeat business. Drive personal loan sales through DSAs.

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition. Preferred candidate profile Minimum 2 year of experience in Business Loan or LAP Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

FRESHER WITH GRADUATION DEGREE CAN ALSO APPLY Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Job Description: Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customer Please share your resume on brijesh.jani@aavas.in , Mobile Number - 7375808932

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Key Responsibilities: Achieve loan sales targets across all products. Recruit and manage channel partners (DSA) Ensure high-quality sourcing and documentation. Maintain customer relationships and service standards. Ensure compliance with credit and regulatory norms. Requirements: Graduate with 38 years of loan sales experience. Strong knowledge of EDIL, LAP, PL, and BL products. Proven leadership and team management skills. Good communication and market networking abilities.

*AYE finance Pvt Ltd* www.ayefin.com One of the fastest-growing NBFCs, Aye Finance Pvt Ltd. provides Business Loans to micro enterprises across India. We are looking for Branch Manager . Branch Manager -: At least 4 year of experience & team handling in Business loans, Personal, Group loans, loans, Lap, Home loans & Mortgage Loans and home loans will be preferred. Note- Min 4 Yr+ Job Location : Khanna Interested candidates can share their CVS's @ preeti.pathak@ayefin.com Preeti Pathak (HR) - 9319489772

Sales & Profitability To drive Business Loan (un secured) business through DST & Direct market. To develop sales growth strategy, target market identification, mapping company's offerings to market needs in a fast-paced environment To do sales budgeting. i.e. Based on the business target Decide on Manpower required & its salary costing, Incentive structure & Targets To develop and execute business plans for achieving the targets of the or BL Business Development To create and drive alternate channels for Sales along with the regular channels To open up avenues for business through corporate channel To Scan the National market and its competitive offerings on a periodic basis; report on emerging trends and business opportunities for the consumer business. Should give a quarterly update on various Salaried Personal Loan products in the markets offered by competitors Business Development initiatives To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically whatsapp your cv to 8129010675

Job Title : AVP- Credit & Risk Product: Personal Loans Department: Credit & Risk Location: Pune Job Summary: Overseeing the full credit management process especially in Unsecured Retail Lending, including underwriting, disbursal, and customer management, with a focus on portfolio analysis and continuous quality monitoring. Enhancing and refining the current credit underwriting framework. Conducting thorough loan opportunity analysis and providing regular feedback to Risk and Analytics teams to improve selection criteria and set appropriate limits. Will be accountable for managing and optimizing the credit portfolio. This includes overseeing the credit underwriting process, pricing models, and ensuring that all credit activities meet the companys standards and business objectives. Offering strategic insights to enhance customer acquisition strategies, credit-related initiatives, and process improvements. Contributing to the integration of industry best practices and periodically revising credit risk policies and guidelines. Preparing and delivering monthly review presentations to Management, offering clear perspectives on business performance and anticipated challenges. Actively engaging in internal projects designed to improve credit process efficiency and effectiveness, supporting the achievement of key strategic objectives. Collaborating with verification and fraud prevention agencies to support informed decision-making. The candidate will report directly to the Head of Credit & Risk and will manage a team of underwriters.

Are you a seasoned Sales Manager with expertise in Business Loans, SME Loans, Machinery Loans, or Working Capital Loans? Electronica Finance Ltd is on the lookout for professionals like you to join their dynamic team. Key Details: Product: Machinery Loan Experience: 2-4 years in relevant fields Background in NBFC & Banking preferred Exciting Locations: Kolhapur Sangli Belgaum Criteria: Age: Up to 35 years If this opportunity aligns with your career aspirations, don't hesitate to take the next step! Share your resume with us at shruti.lagwankar@efl.co.in to explore this promising opening.

Role & responsibilities Develop and implement strategies to achieve LAP and UBL sales targets. Lead and motivate a team of sales executives to ensure performance goals are met. Identify and develop new business opportunities and channel partnerships. Monitor market trends and competitor activities. Sourcing through DSAs and team.

The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role. What you will work on: Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines Conducting telephonic PDs with customer to evaluate credit proposal Supervising overall activitieslike login, processing, disbursement, MIS etc. Ensure quick turnaround of customer loan applications Preparing PD notes & recommending notes for approval to higher authority Managing and training the CPA team regularly The ideal candidate: Analytical bent of mind Good communication & writing skills Should be a team player Qualification and Experience: Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies Should be from Unsecured Lending background Masters degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience

Greetings..!!! Please find out the JD for your reference Role: Regional Sales Manager Product-Unsecured business loan

Designation-Relationship Manager/Sales Manager/Area Sales Manager Product-Loan against property/Unsecured Business loan Location- Hyderabad/Vizag/Vijaywada Team handling/ DSA Vertical