Regional Legal Officer

Company Background

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

• Manage end-to-end litigation and legal recoveries on a PAN India level.
• To assist in documentation, drafting, and vetting of legal documents.
• To assist in all legal matters with a focus on legal recovery and collections.
• Managing retail legal business including legal deviation across assigned location.
• Managing Legal and Recovery legal team.
• Reporting to Head Transactional Legal.

Responsibilities

• In charge of filing civil/criminal complaints against customers, dealers, agencies, etc. with due consultation with head of department.
• Attendance of regular court hearings in various courts
• Liaison with advocates, other consultants.
• Vetting all original legal documents and signing legal documents confirming in order.
• Manage sending DPD, LRN and section 138 notices.
• Drafting and filing criminal complaints/ FIRs.
• Draft and solidify agreements, contracts, NDA’s and other legal documents to ensure the company’s full legal rights
• Drafting various legal documents/letters/replies including drafting of replies with respect to various court actions
• Maintenance of tracker showing updated case status for each and every legal case for the company.
• Preparation of MIS report across all locations.
• Provide clarification on legal language or specifications to everyone in the organization.
• Exceptions pertaining to property titles, missing documents, laminated papers, and other title checks to be given
• Annual monitoring / Compliances/ RBI requirements pertaining to property and other regulatory frameworks.

Skills

• Should have sound legal knowledge on Code of Civil Procedure; Code of Criminal Procedure; Indian Penal Code; the Bhartiya Nyaya Sanhita (BNS), the Bhartiya Nagrik Suraksha Sanhita (BNSS), and the Bhartiya Sakshya Adhiniyam (BSA), Companies Act; Insolvency and Bankruptcy Code, 2016 (IBC); SARFAESI Act, 2002; Transfer Of Property Act; Consumer Laws, Laws relating to mortgage lending (Negotiable Instruments Act, Payments & Settlement Act, Arbitration, Mediation etc.)
• Should have knowledge with respect to lending, mortgage, real estate, Securitization, charge creation etc.
• Hands on experience on strategizing legal action on loan accounts; litigation, action under various laws
• Strong Negotiation skills
• Strong written and oral communication skills
• Excellent interpersonal skills, Team player and Motivator.

Qualifications and Experience

• Should have LLB/LLM from a leading university in India.
• 5-7 years of experience

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