Product Owner

5 years

0 Lacs

Posted:12 hours ago| Platform: Linkedin logo

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Work Mode

Remote

Job Type

Full Time

Job Description

Experience: 5+ Years

Location: Remote


About the Role

Product Owner with strong expertise in the Banking domain


Key Responsibilities

  • Own and define the product roadmap for banking and loan management capabilities.
  • Gather, refine, and prioritize product requirements based on business goals, compliance standards, and customer needs.
  • Translate high-level concepts into well-structured

    User Stories, Acceptance Criteria, and Epics

    .
  • Lead decision-making for loan lifecycle features including:
  • Loan application & processing

  • Loan underwriting & approval

  • Loan disbursement

  • Repayment scheduling

  • Payment processing & reconciliation

  • Ensure product features align with

    banking compliance and regulatory requirements

    , including payment compliance and risk controls.
  • Collaborate with engineering, QA, design, and operations teams to ensure timely product delivery.
  • Work closely with stakeholders (internal & external) to align product decisions with business objectives.
  • Conduct backlog grooming, sprint planning, and release management activities.
  • Monitor product KPIs, track performance, and assess enhancements based on business impact.
  • Serve as the voice of the customer, advocating for usability, customer experience, and process optimization.


Required Skills & Expertise

  • 5+ years of experience

    as a Product Owner, Business Analyst, or Product Manager in the

    Banking/FinTech domain

    .
  • Strong functional understanding of

    loan management systems

    , including:
  • Loan processing
  • Loan disbursement
  • Payment workflows
  • Repayment management
  • Hands-on experience with

    payment processing systems

    , payment gateways, and settlement workflows.
  • Good understanding of

    banking compliance

    , regulatory frameworks, KYC/AML, and payment compliance standards.
  • Ability to create clear Product Requirement Documents (PRDs), user journeys, workflows, and business rules.
  • Strong analytical and problem-solving skills with attention to detail.
  • Experience working with Agile/Scrum teams and product delivery in iterative cycles.
  • Excellent communication and stakeholder-management skills.

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