Product Head

Role Overview

attractive returns,

Key Responsibilities

• Design and structure investment products using pre-owned life insurance portfolios.
• Develop robust

  financial and actuarial models

  to project cash flows, returns, and risk profiles.
• Create complex actuarial models in tools like Excel, Python, or specialized software to perform illustrations, valuations, and financial projections.
• Analyze policy data to identify opportunities for product innovation and value extraction.
• Work closely with the leadership team to align product design with regulatory, legal, and investment frameworks.
• Evaluate persistency, surrender trends, and other key insurance metrics.
• Collaborate with internal and external stakeholders, including insurers, investment advisors, and legal experts.
• Prepare product documentation, investor decks, and pricing reports.
• Support due diligence and stress-testing scenarios for proposed product structures.
• Performance Analysis: Monitor the performance of life insurance products, analyze sales data, and identify opportunities for product optimization and growth.

• Market Research:

  Stay abreast of industry trends, competitor offerings, and customer/investor preferences to provide actionable insights for product development and strategy.

Required Qualifications & Skills

• Bachelor’s degree in Actuarial Science, Statistics, Mathematics, Finance, or a related field
• .Completion of at least

  3 levels of Actuarial Certificatio

  n

• 3–4 years of experienc

  e in an actuarial role within insurance, consulting, or financial services

• Product Knowledge and Expertise

  : Must have a comprehensive understanding of

  life insurance products in Indi

  a, including various policy structures, riders, coverage options, and underwriting frameworks.
• Advanced proficiency in

  financial modeling, data analysi

  s, and valuation techniques
• Strong working knowledge of reserving, pricing, embedded values,and other common technical actuarial topics.
• Strong analytical and problem-solving skills with a commercial mindset
• Proficiency in Excel and actuarial modeling tools; knowledge of R/Python is a plus
• .Excellent communication skills and ability to work in cross-functional teams
  

Salary: 12-15 LAWhat We Offer

• Opportunity to build innovative financial products in an emerging asset class
• High visibility and strategic impact role
• Fast-paced startup environment with learning and growth opportunities.
• Competitive compensation and benefits package
  

✅ If you are an actuarial professional passionate about creating investment innovation, we’d love to talk to yo

📩 Apply N