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2.0 - 6.0 years
0 Lacs
bihar
On-site
Job Description: As a Territory Manager - 2-Wheeler Loans in the Sales department, your primary responsibility will be to source loans from the market utilizing DSAs/DSTs and existing channel partners while building a high-quality portfolio. This role requires you to lead a team, establish strong relationships, promote cooperation, and communicate effectively through various mediums. It is crucial to ensure strict adherence to the established policies and guidelines. Your actions should be aimed at supporting sales while mitigating risks, ultimately contributing to the bank's overarching goals. Your key responsibilities will include sourcing and managing channels in the market to acquire business, maintaining a quality portfolio by minimizing delinquency and rejection rates, and possessing a deep understanding of retail assets, products, operations, and current market dynamics. You will be expected to stay abreast of evolving market trends, develop channels to expand business opportunities, and deliver exceptional customer service. Additionally, you will play a vital role in identifying areas for process and policy enhancements within the Retail Banking sector to enhance operational efficiencies and elevate customer service standards. To qualify for this role, you should hold a Graduation degree in any discipline, with a preference for candidates with a Post-graduation degree such as an MBA or PGDM. A minimum of 2 years of relevant experience in a similar capacity is required to excel in this role.,
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
mehsana, gujarat
On-site
You will be responsible for sourcing Used Car Loans and meeting targets, as well as developing channels for the business. This includes identifying and establishing tie-ups with Used Car Dealers and Re-sellers. You will also need to resolve any pending disbursement discrepancies and ensure the collection of Used Car Loans. Team building and channel development are key aspects of the role, along with achieving the business plan and managing the portfolio in coordination with Operations & Collection teams. Asset verification of the cases under processing is essential, as is managing vehicle loan business across the assigned geography. Regular review meetings with line managers will be conducted to ensure business objectives are being met. You will also need to maintain a strong check on Early Delinquencies and Non-Starter cases. Additionally, you will be responsible for building business by identifying and selling prospects while maintaining relationships. If you are interested in this position, please share your updated CV with Drashti Kanjariya at careers.gujarat@kogta.in. Apply now to be considered for this exciting opportunity.,
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
noida, uttar pradesh
On-site
As a skilled Equity Research Analyst with expertise in fundamental and technical analysis, you will be joining our growing team in Noida. Your strong finance background, MBA qualification, and at least CFA Level 1 certification will be valuable assets in this role. Your primary responsibilities will include analyzing market trends, evaluating stocks, and providing actionable insights to support investment strategies. An immediate joiner is preferred for this position. You will conduct fundamental analysis of companies by evaluating financial statements, ratios, and company performance. Additionally, you will perform technical analysis on stocks using charts, indicators, and market trends to predict price movements. Analyzing industry trends, macroeconomic factors, and their impact on specific stocks and sectors will also be a key part of your role. You will be responsible for preparing comprehensive equity research reports with recommendations for buy/sell/hold decisions and creating financial models, forecasts, and valuations using various techniques. Moreover, you will track and monitor market news, corporate announcements, and other relevant data affecting stock prices. Collaboration with portfolio managers and traders to execute investment ideas is essential. Staying updated on global financial markets, currency movements, and economic trends will be crucial. Regular presentations to management and clients on key research findings will also be part of your responsibilities. To qualify for this role, you must have a minimum of 3 years of experience in fundamental and technical analysis within the equity/stock market. An MBA in Finance is required, while CFA Level 1 or above is highly preferred. Proficiency in financial analysis software and charting tools, strong communication skills, and the ability to manage multiple tasks in a fast-paced environment are essential. Attention to detail, accuracy in analysis and reporting, and immediate availability are also key qualifications we are looking for. Joining our fast-growing finance team in Noida will provide you with exposure to both fundamental and technical analysis. You will have the opportunity to work on challenging projects in the financial market, receive a competitive salary, benefits, and performance bonus, and access excellent growth and learning opportunities in the equity research and finance domain. This is a full-time, permanent position with benefits such as cell phone reimbursement and provident fund. The work schedule is a day shift from Monday to Friday. A total of 3 years of work experience is preferred for this role, and the work location is in person.,
Posted 1 week ago
1.0 - 5.0 years
0 Lacs
kerala
On-site
As a Senior Graphic Designer at our institute, you will play a crucial role in leading the creation of visual content and imparting knowledge to students in the realms of brand identity design, digital media, and advertising aesthetics. Your responsibilities will encompass design leadership, teaching, mentorship, and fostering industry-ready skills. In terms of design leadership, you will be tasked with crafting on-brand visuals for various purposes such as social media campaigns, website assets, and student project case studies. It will be essential for you to uphold and maintain the visual identity of our institute, specifically focusing on colors, typography, and imagery consistent with APELS standards. Your role will also involve teaching and mentorship components, where you will deliver three modules: Logo & Visual Identity Design, Digital Advertising (Social Media/Web), and Packaging & Print Media. Additionally, you will provide training to students on essential tools including Adobe Suite, Canva, and AI tools, guiding them in creating portfolios that are job-ready. To ensure that students are equipped with industry-relevant skills, you will integrate AI design tools into projects and align student work with current market trends in the GCC region. This will help students stay abreast of industry developments and enhance their employability upon completion of their courses. The ideal candidate for this position should have a minimum of 3 years of experience in graphic design, whether in an agency or in-house setting. Additionally, a minimum of 1 year of experience in teaching or mentoring is required. A strong portfolio demonstrating expertise in branding, packaging, and digital ads is essential, along with proficiency in Adobe Photoshop and Illustrator. This is a full-time position that offers a performance bonus, with the work location being in person to facilitate effective collaboration and communication among team members and students.,
Posted 1 week ago
1.0 - 5.0 years
0 Lacs
jalna, maharashtra
On-site
As a Premier Acquisition Manager, your primary responsibility will be to acquire High Net Worth Individuals (HNIs) and cater to their financial needs. You will be focused on selling Third-Party Products (TPP) and generating revenue for the organization. Additionally, you will be tasked with increasing the Current Account Savings Account (CASA) book size. To accomplish these goals, you will need to conduct regular promotional and customer events to generate leads and foster relationships with potential clients. Cross-selling various financial products such as Mutual Funds (MF), Gold, Insurance, and other asset products will also be part of your role. The ideal candidate for this position should possess excellent coordination skills to work effectively with different channels. Strong communication skills are essential for engaging with clients and promoting financial products. It is preferred that you have some knowledge and experience in Portfolio Management to better serve the needs of HNI clients. Having an existing base of customers and a minimum of 1-2 years of work experience in a similar role will be beneficial for success in this position. If you are passionate about wealth management and have a track record of building relationships with affluent clients, we encourage you to apply for this exciting opportunity.,
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
maharashtra
On-site
You will play a key role in contributing to achieving the financial targets and business composition goals of the organization. Your primary focus will be on achieving a return on investment (ROI) that exceeds the benchmark index for the portfolio, while also managing acceptable risk levels effectively. As part of your responsibilities, you will be guiding Wealth Managers on the latest products to enhance their sales pitches, thus helping them to better serve clients and drive business growth. Additionally, you will actively engage in internal discussions to collaboratively develop house views across asset classes and create effective investment strategies. Your role will also involve proposing new product concepts to the Investment Committee, thereby contributing to the continuous improvement and innovation within the organization. You are expected to stay current with market developments, including automation, process optimization, and compliance with regulatory changes, and provide ideas to enhance the investment platform accordingly. Ensuring client satisfaction is a crucial aspect of your job. You will be responsible for maintaining a portfolio that is aligned with each client's risk tolerance, financial goals, and investment preferences. Building strong, long-term client relationships will be a key focus, with an emphasis on high retention through consistent performance and transparent communication. Furthermore, you will provide clients with clear and understandable updates on portfolio performance and market conditions, keeping them informed and engaged. Tailoring investment strategies to meet each client's unique financial goals, such as retirement, education, or wealth preservation, will be essential in delivering personalized financial solutions.,
Posted 1 week ago
5.0 - 10.0 years
0 Lacs
raipur
On-site
As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, you will be responsible for driving the end-to-end product strategy, including market research, pricing, credit policy, and regulatory compliance. Your role will involve overseeing branch rollout and designing standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be a critical aspect of your responsibilities. Collaboration with cross-functional teams, training field staff, and coordinating with marketing, operations, and finance departments will also be part of your role. To excel in this position, you should have 5-10 years of hands-on experience in scaling gold/silver loan products within the NBFC or banking sector. A successful track record in semi-urban or rural markets, particularly in Central India, is preferred. A deep understanding of RBI guidelines, hallmarking norms, and security protocols is essential. Your data-driven mindset should enable you to leverage insights for actionable strategies. An entrepreneurial spirit, wherein you take ownership of outcomes rather than just tasks, will set you apart. Joining JPF offers the opportunity to work with a legacy NBFC that is driven by modern ambition, fostering an agile culture with quick decision cycles. You will have the autonomy to build a high-impact vertical from the ground up and benefit from a competitive compensation package with performance incentives. If you are ready to shape the future of secured lending in Chhattisgarh and empower communities with accessible credit, apply by sending your resume to careers@jpffinance.in with the subject "Product Leader - Gold/Silver" or directly message us. Let's work together to make a difference, one gram at a time. #Hiring #FinTech #NBFC #GoldLoan #SilverLoan #ProductManagement #Chhattisgarh #Jobs,
Posted 1 week ago
5.0 - 10.0 years
0 Lacs
bihar
On-site
As a Relationship Manager in the Rural Banking Department, your primary responsibility will be to provide exceptional client service and ensure customer retention. You will also play a crucial role in boosting product sales and acquiring new clients. Your key roles and responsibilities will include creating sales opportunities for yourself and your team, with a strong focus on lending to new customers and growing the Home loan portfolio. Ensuring high portfolio quality, maintaining exceptional customer service, and adhering to compliance standards will be essential. Embracing and advocating for digital initiatives, as well as mentoring and developing your team, will also be part of your duties. Furthermore, you will be expected to build strong relationships with colleagues in other business verticals to leverage cross-selling opportunities. Effective team management, leadership, training, and mentorship will be vital aspects of your managerial responsibilities. To qualify for this role, you should have a graduation degree in BA, BCom, BBA, BSc, BTech, BE, or any other relevant discipline. Additionally, you should possess 5 to 10 years of experience in a related field. If you are passionate about client service, sales, team leadership, and cross-functional collaboration, this role offers an exciting opportunity to make a significant impact in the Rural Banking sector.,
Posted 1 week ago
5.0 - 10.0 years
0 Lacs
bhadrak
On-site
The Area Head - Group Loans position in the Rural Banking department involves the responsibility of maintaining high portfolio quality through efficient sales and collections processes. Your main focus will be on ensuring consistent growth in the portfolio while upholding compliance standards. Your key responsibilities will include sales and collections management of Joint Liability Groups (JLG), Micro Housing Loans (MHL), and related products. You must strive to achieve high collections efficiency across different buckets, with a target of over 99.7% in the current bucket. Additionally, acquiring new-to-bank (NTB) customers while retaining existing ones is crucial. You will be expected to drive portfolio growth by increasing customer numbers and disbursal amounts, all while upholding high compliance standards and conducting regular portfolio checks to minimize governance issues and process lapses. Apart from these primary responsibilities, you will also be accountable for providing excellent customer service to minimize escalations and implementing digital initiatives within the existing product range. As a managerial and leadership role, you will be required to build and lead a high-performance team, providing training to new hires and nurturing existing talent. Continuous guidance and support to your team members to help them progress to the next level will be essential, with a focus on minimizing attrition rates. To be eligible for this role, you should hold a Graduation degree in BA, BBA, B.Com, or B.Sc, along with a Post-Graduation degree in MBA/PGDM. A minimum of 5-10 years of relevant experience is required to excel in this position.,
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
telangana
On-site
The role of Branch Manager-Micro Business Loan in the Micro Business Loans department involves scaling up the business for Micro Business Loan lending in a designated area. Your primary responsibility is to deliver banking services to customers in a cost-efficient and technologically effective manner. You will work closely with the Retail team to achieve this goal and ensure a seamless and fulfilling customer experience, making IDFC First the customers" primary bank for all banking needs. Your key responsibilities will include target and manpower planning for the branch, recruiting and training sales and credit/collection managers, meeting disbursement targets, identifying high-potential business clusters, improving manpower productivity, monitoring and mentoring the branch team, tracking competition, managing product mix and branch profitability, overseeing bucket collection and portfolio management, as well as ensuring internal and external audit compliance. To qualify for this role, you should have a Bachelor's degree in Technology, Mathematics, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management. A post-graduate degree such as an MBA or PGDM is preferred. Additionally, you should have at least 2 years of relevant experience in a similar role.,
Posted 1 week ago
5.0 - 10.0 years
0 Lacs
chennai, tamil nadu
On-site
The role of Area Sales Manager- Affordable Home Loans (MBL) in the Sales department involves scaling up the Affordable Home loan business for the Micro Business Loan branches in a designated area. The primary objective is to deliver banking needs to customers in a cost-efficient and technology-effective manner. Collaboration with various teams including Retail, product operations, sales, Information technology, credit, collection, and business intelligence unit is essential for achieving this goal. The key responsibility is to provide customers with a seamless and fulfilling experience, making IDFC First the primary bank for all banking needs. Acquisition of Home loan customers in the identified segment and generating references from the specified catchment area are essential tasks. Growing the asset under management base for home loan lending solutions and meeting revenue, cost, profitability, and portfolio quality targets are critical for success. Collaboration with the product team to offer customers best-in-class solutions, planning target and manpower for the region, recruitment, training of manpower, and meeting disbursement targets are key responsibilities. Secondary responsibilities include meeting business targets, monitoring and mentoring the team, tracking competition, managing portfolio, and ensuring audit compliance. Managerial responsibilities involve identifying business areas with high potential, executing penetration strategies, and improving branch profitability and portfolio quality. Education Qualifications required for this role are Graduation in any discipline, Post Graduation in MBA or PGDM, and a minimum of 5-10 years of relevant experience in Home loans.,
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
maharashtra
On-site
The role of a Relationship Manager in Corporate and Investment Banking at DBS involves acquiring and building a diversified portfolio within the IBG 4 segment. The main objective is to generate revenue from various sources such as assets, trade, cash, treasury, and fees while ensuring a healthy income with an acceptable risk level for the bank. This requires adherence to lending guidelines, sourcing new asset relationships, and focusing on increasing profitability for the branch. Key responsibilities include sourcing new asset relationships within the IBG 4 segment, ensuring a good net interest income and fee income, implementing business strategies to increase market share, and maintaining proper portfolio monitoring to prevent delinquencies. The Relationship Manager is also responsible for building the DBS brand value, complying with the bank's processes and policies, and participating in marketing activities to enhance the network in the location. The job duties involve sourcing new asset relationships within the IBG 4 segment, cross-selling liability, trade, cash, and treasury products, achieving budgeted revenues, conducting due diligence for onboarding new asset relationships, and monitoring the portfolio closely. The Relationship Manager must also ensure timely renewals of accounts, compliance with KYC/AML requirements, and submission of required MIS reports to the central team. Requirements for this role include 3-5 years of sales experience, with 2 years specifically in SME/Business Banking Lending. A proven sales track record in asset business within the SME/Business Banking segment is essential, along with knowledge of competitors and the marketplace. Preferred qualifications include a Bachelor's degree in finance/economics/commerce or an MBA/CAC. Core competencies for the role include excellent communication and listening skills, as well as good sales and negotiation skills. Technical competencies include knowledge of working capital finance. The work relationship involves reporting to the manager and collaborating closely with the direct team. DBS India values a culture where all employees are respected, valued, and their opinions count. The organization is committed to providing a workplace that supports continuous professional development, flexible working arrangements, and opportunities for growth within an inclusive and diverse environment. Expected behaviors include demonstrating business performance through value-based propositions, focusing on customer delight, enhancing self-knowledge and competencies, and maintaining high standards of honesty and integrity. DBS offers a competitive salary and benefits package, along with professional development opportunities in a dynamic environment that recognizes and rewards achievements. If you are looking for a challenging role in Corporate and Investment Banking with a focus on relationship management and portfolio diversification, apply now.,
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
angul
On-site
You will be responsible for generating business under JLG Loan and ensuring the productivity and profitability of the Branch across all products. Your key tasks will include achieving disbursement targets, cross-selling products, and driving revenue generation and client servicing for the branch. You will be leading the sales team, developing business strategies for market penetration, and defining business targets to enhance the organization's business. Your role will involve conducting risk analysis based on credit scores, analyzing financial risks, and preparing appraisal reports to support credit lending decisions. It will be crucial to identify potential default cases, implement proactive measures to prevent NPAs, and maintain the quality of the portfolio by ensuring zero PAR. Timely collections and disbursements in the branch will also be part of your responsibilities. You will be expected to analyze delinquent accounts, develop recovery strategies, and offer debt counseling to facilitate settlements. Maintaining the consistency, accuracy, completeness, and timeliness of reports will be vital. Additionally, you will monitor the branch's performance, strategize employee retention, and provide training, guidance, and motivation to the sales team to enhance their quality and productivity.,
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
pune, maharashtra
On-site
You will be joining Top Quartile Financial Services Private Limited, a company based in Pune that specializes in financial planning, Mutual Funds distribution, Portfolio Management, Insurance, and other investment-related services. Our company offers customized research and analytical reports, along with a user-friendly mobile application for portfolio tracking and transactions. We prioritize ethics, trust, and superior quality in all our services, striving to align with our clients" evolving financial aspirations and create wealth for them. As a Sales Manager - Wealth Management, you will work full-time on-site in Pune. Your primary responsibilities will include driving sales of financial products, managing client relationships, identifying new business opportunities, and executing financial planning strategies. Daily tasks will involve meeting potential clients, offering portfolio management advice, conducting market research, and ensuring client satisfaction. You will collaborate closely with the research and analytical team to deliver tailor-made solutions to clients. To excel in this role, you should have experience in sales, client relationship management, and business development. Knowledge of financial products, Mutual Funds, Portfolio Management, and Insurance is essential. Strong analytical skills are required to provide customized financial planning solutions. Excellent communication and negotiation skills will be crucial for interacting with clients effectively. You should be comfortable working both independently and as part of a team. Possessing relevant certifications in financial planning or wealth management will be advantageous. A Bachelor's degree in Finance, Business Administration, Economics, or a related field is preferred.,
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
haryana
On-site
KKR is a leading global investment firm that focuses on alternative asset management, capital markets, and insurance solutions. The company strives to achieve attractive investment returns through a patient and disciplined investment approach, supported by a team of world-class professionals. KKR sponsors investment funds in private equity, credit, and real assets, with strategic partners managing hedge funds. The company's insurance subsidiaries, under the management of Global Atlantic Financial Group, offer retirement, life, and reinsurance products. The investments made by KKR may involve its sponsored funds and insurance subsidiaries. KKR is currently seeking an investment consultant to join its Private Asset Backed Finance business in Gurugram. As one of the largest and most successful investment firms globally, with a track record spanning 50 years and managing $650 billion across public and private markets, KKR offers a dynamic and challenging work environment. The Portfolio Monitoring Unit (PMU) at KKR was established in 2016 to oversee the trading performance of the global Private Credit & Private ABF books. The ABF PMU team, located in Dublin and comprising 13 investment professionals across London, Dublin, and Gurugram, is responsible for analyzing transaction data, financial modeling, deal optimization, and valuations across approximately 100 investments in various sectors. The successful applicant for this consultancy role will work as a fully integrated member of the ABF PMU team at KKRs office in Gurugram. While the position will be staffed through a third-party services provider, the individual will be expected to be present in the Gurugram office for at least 4 days a week. This is a permanent engagement opportunity that offers exposure to a diverse portfolio and the chance to collaborate with various teams within KKR. Key responsibilities for this role include ongoing performance monitoring of the structured credit/asset-backed finance portfolio, conducting financial modeling and sensitivity analysis, updating performance metrics in KKR's portfolio systems, preparing quarterly reviews for the Investment Committee, and working on refinancings, restructurings, and exits of positions in the portfolio. Additionally, the role involves collaborating with teams such as Investor Relations, Risk, and ESG in creating quarterly reports, investor materials, and addressing ad-hoc requests. Successful candidates are expected to have at least 2 years of relevant experience, preferably in an advisory, quantitative, ABS, securitization, transaction services, leasing, restructuring, or rating agency role. The ability to adapt quickly, learn new asset classes, familiarity with ABS, structured finance, and secured lending, as well as strong quantitative skills in tools like Power BI, Tableau, Python, or SQL are advantageous. A strong academic background, commercial awareness, and proficiency in financial statements, modeling, and report writing are also desirable attributes for this role.,
Posted 1 week ago
6.0 - 10.0 years
0 Lacs
delhi
On-site
As an Area Head-Mortgages in Rural Banking within the Retail Banking business, your main objective will be to grow and nurture the Mortgage Book. You will be responsible for ensuring portfolio health, focusing on new products, segments, and channels, as well as championing serving the underserved. Your primary roles and responsibilities will include effectively managing a team of cluster heads to achieve business growth and maintain collections above 99.8% across products. You will be required to drive growth in both Home Loan (HL) and Loan Against Property (LAP) products with equal emphasis on yield. Identifying and uplifting products and branches that are underperforming, creating and executing business plans according to organizational expectations, and strategizing based on the performance of each product and branch will be crucial. Additionally, you will need to focus on reducing attrition rates, ensuring employee development, and expanding market penetration and share. In addition to your primary responsibilities, you will collaborate with product and process teams to drive continuous improvements, encourage digital adoption, stay informed about market practices, and recommend the implementation of best practices. You will also be involved in recruiting top talent to meet business requirements. To qualify for this position, you should have a graduation and post-graduation degree in any field, along with 6-10 years of relevant experience in the banking industry.,
Posted 1 week ago
4.0 - 8.0 years
0 Lacs
ajmer, rajasthan
On-site
You will be responsible for underwriting and managing the portfolio in the assigned branch or location. This involves reviewing and assessing a variety of complex loan applications within specified guidelines, making decisions, or recommending them for approval to higher authorities. You will underwrite proposals according to established policies and procedures to meet agreed service level agreements and manage business volumes in the city or area. Your role will also include conducting personal discussions with customers to determine their creditworthiness, ensuring completion of credit and KYC documents, and conducting verification through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, have a deep understanding of the rationale behind ratio calculations, and comprehend their impact on loan performance throughout the loan tenure. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster, as well as providing regular reports, will be part of your responsibilities. Building and leveraging effective relationships with third parties to achieve optimal outcomes for clients is crucial. You will need to take ownership of client queries, apply industry knowledge and experience to solve problems, exceed service quality standards, and continuously seek process improvements. Furthermore, you will be required to critically review credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation measures are in place to support approving authorities in decision-making is essential. Collaborating closely with the sales team, you will enable quick turnaround times for credit lending proposals and conduct ongoing reviews of credit exposures to maintain their bankability. Your role also involves overseeing the credit underwriting function of your branch, ensuring efficient credit lending proposal processing in coordination with local credit analysts and the sales team. Throughout the pre-sanction to post-disbursement phases, you will monitor client and collateral creditworthiness, taking necessary risk mitigation steps while adhering to legal and documentation norms and policies. Educational Qualification: Post Graduate/ Graduate in any discipline,
Posted 1 week ago
3.0 - 8.0 years
0 Lacs
ghaziabad, uttar pradesh
On-site
As a Branch Credit Manager specializing in Working Capital for a Non-Banking Financial Company (NBFC) offering Unsecured Business Loans, your primary responsibility will involve assessing and managing credit risk associated with the NBFC's working capital lending activities. Your role will encompass evaluating the creditworthiness of potential borrowers, establishing credit limits, overseeing existing loans, and implementing risk mitigation strategies. Collaboration with sales and underwriting teams is crucial to ensure that lending decisions align with the company's risk appetite and regulatory compliance. Your key responsibilities will include: - Conducting thorough credit assessments by analyzing financial statements, credit reports, industry trends, and other pertinent data to evaluate potential borrowers" creditworthiness. - Utilizing credit scoring models and risk assessment tools to make well-informed lending decisions. - Determining suitable loan structures, terms, and conditions based on borrower risk profiles and working closely with the underwriting team for efficient processing of loan applications. - Contributing to the development and enhancement of the company's credit policies and guidelines while ensuring compliance with regulatory requirements and industry best practices. - Implementing risk mitigation strategies such as collateral requirements, guarantees, and covenants to safeguard the NBFC's interests. - Monitoring the performance of existing loans, proactively addressing emerging risks or defaults, and conducting periodic reviews of client financials for ongoing creditworthiness assessment. - Building and maintaining strong relationships with borrowers, facilitating clear communication and mutual understanding of lending terms. - Ensuring compliance with relevant regulatory requirements, including timely reporting to regulatory bodies, and generating and analyzing credit-related reports to support decision-making and risk assessment. - Collaborating with the sales team to grasp client needs and offer insights on credit decisions, as well as providing guidance and mentorship to junior credit team members. Qualifications required for this role: - 3-8 years of experience in credit analysis and risk management, preferably within an NBFC or financial institution focusing on working capital lending. - Bachelor's degree in Finance, Accounting, Economics, or related field. A Master's degree or relevant professional certifications would be advantageous. - Proficiency in financial statements analysis, credit risk assessment techniques, and industry-specific risk factors. - Knowledge of relevant regulatory frameworks and compliance requirements. - Strong communication and interpersonal skills, along with an analytical mindset and proficiency in financial modeling and risk assessment tools. Please note that physical presence in Ghaziabad for personal discussions is required. The work location is at Netaji Subhash Place, Delhi, on a full-time basis. Application Questions: - What is your notice period - Do you have your own vehicle for physical discussions in Ghaziabad - Are you comfortable with the NSP location and physical discussions in Ghaziabad - Have you previously worked on Unsecured Business Loans This role offers a challenging opportunity to contribute to the NBFC's credit management function and play a pivotal role in the company's working capital lending activities.,
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
kalyan, maharashtra
On-site
We are seeking a passionate and talented Videographer to join our creative team. As a Videographer, you will be responsible for shooting compelling video content for both client and in-house brands. From conceptualization to final delivery, you will play a key role in capturing creative visuals, ensuring the highest production standards, and collaborating with various teams to bring content to life. The ideal candidate should have the ability to work independently, handle multiple projects, and be willing to travel as required. Your responsibilities will include shooting high-quality video content for client brands and in-house projects across different sectors. You will collaborate with the creative team to understand project briefs, ensuring all visuals align with the desired brand message and objectives. Operating and maintaining video cameras, lighting equipment, and sound equipment will also be part of your role. Additionally, you will edit and assemble video footage to ensure a seamless flow that fits the overall narrative, manage multiple video projects from start to finish, and provide creative input to enhance the visual appeal and storytelling of each video. Traveling to different locations for shoots and maintaining professional client communication during shoots are also essential aspects of this role. To qualify for this position, you should have a minimum of 2 years of industry-relevant experience in videography. Proficiency in operating professional video equipment, knowledge of video editing software such as Adobe Premiere Pro and Final Cut Pro, and experience in creating video content for various platforms are required. Strong attention to detail, creativity, organizational skills, and the ability to work under tight deadlines are also important. A portfolio showcasing your previous video work, a valid passport, and willingness to travel for shoots are essential qualifications. Preferred skills that would be advantageous include owning videography equipment, experience in drone videography, and familiarity with motion graphics and basic animation for video enhancement. In return for your expertise, we offer a competitive salary based on experience, opportunities for professional growth and development, a creative and collaborative work environment, travel allowance for shoots, and covered accommodation. You will also benefit from flexibility and autonomy in work hours and project management. To apply for this position, please send your updated resume along with a portfolio of your recent work to hey@unvdigital.com.,
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
karnataka
On-site
Profinch is a fintech company that provides cutting-edge technology solutions to empower banks in their journey towards becoming future-ready. Our offerings encompass a wide range of services, including consultancy to enhance core operations, as well as off-the-shelf products for comprehensive digitization and data transformation. With a presence in India, UAE, and Singapore, we cater to more than 70 banks spread across 40 countries. At present, Profinch has a workforce of 300 dedicated employees, including some of the most skilled banking technologists in the industry. As a part of our team, you will be entrusted with the following responsibilities: - Demonstrated experience in overseeing large-scale digital transformation initiatives. - Develop and execute strategic plans, making necessary adjustments as required. - Formulate detailed project plans and ensure their effective implementation. - Uphold project objectives and ensure adherence to customer, stakeholder, and sponsor standards. - Proactively identify and resolve issues and risks that may arise during project execution. - Provide regular updates on project progress, presenting feasible solutions and seizing opportunities as they emerge. - Implement best change management practices to drive successful project outcomes. - Efficiently manage resources to maintain project schedules. - Engage in portfolio management activities to ensure all projects align with organizational goals. - Lead project meetings, establish clear expectations for the project team, and foster collaboration. - Monitor and maintain project budgets to control costs and maximize efficiency. - Generate comprehensive reports on project and portfolio performance. This position is based in multiple locations, including Bangalore, Chennai, and Pune.,
Posted 1 week ago
0.0 - 4.0 years
0 Lacs
maharashtra
On-site
About the Job: As a member of the Risk team at Barclays, you will play a crucial role in the overall management and oversight of risk management practices group-wide. Operating globally, your responsibilities will include protecting Barclays" financial performance and reputation by addressing issues such as economic downturns and financial crimes. You will provide expert advice to Barclays business leaders to help them make informed decisions and support clients in various financial situations. In this role, you will be responsible for effectively managing credit risk within the assigned portfolio of Industries and clients. This includes portfolio management, stress testing, and ensuring compliance with the Bank's credit risk policies and procedures. Your key accountabilities will involve preparing annual credit review packs, conducting quantitative and qualitative analyses of Credit and Counterparty risk, and supporting credit officers in day-to-day risk management activities. Your role will also require you to manage and monitor Risk limit frameworks, maintain accurate information in the Bank's Risk systems, and collaborate with cross-functional teams to support business initiatives. Additionally, you will be expected to participate in training and development programs to enhance your skills and knowledge in risk management. As an Analyst in the Risk division, you will execute work requirements, collaborate with closely related teams, and provide specialist advice pertaining to your work area. You will be responsible for managing risk, strengthening controls, and delivering work in line with relevant rules and regulations. Your role will involve building relationships with stakeholders and customers to identify and address their needs, while upholding the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship. In summary, your role is critical in supporting the day-to-day operations of the risk division, identifying and managing risks, and providing insights to senior colleagues for informed decision-making. By maintaining a strong understanding of risk management principles and continuously developing your expertise, you will contribute to the broader objectives of the sub-function and drive impact within the organization.,
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
vadodara, gujarat
On-site
You will be responsible for up selling Mutual Fund products to Retail/HNI Clients based on the assigned database and generating fresh leads through references to expand the clientele. Your main objectives will include achieving the business targets set for up selling products, improving Client Net worth relationships, and offering financial products tailored to meet customer needs. It is crucial to profile customers effectively, deliver the highest levels of service to both clients and HNI customers, and provide investment planning and advice. As the primary point of contact for the assigned customers, you will be tasked with acquiring and servicing HNI/UHNI customers. Candidates with NISM certification and prior experience in managing Retail/HNI Clients, possessing a deep understanding of Mutual Funds, will be preferred. Key Skills required for this role include portfolio management, client relationship management, lead generation, HNI acquisition, customer service, financial products knowledge, investment planning, and mutual funds expertise.,
Posted 1 week ago
5.0 - 9.0 years
0 Lacs
nellore, andhra pradesh
On-site
You will be responsible for underwriting and managing the portfolio in the assigned branch or location. This involves reviewing and assessing a wide range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. You will need to underwrite proposals according to the laid-down policies and procedures to meet agreed service level agreements and manage business volumes in the city or area. Your role will include conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and verifying information through telephonic, field, and collateral visits. You must assess income to obligation ratios, understand the rationale behind ratio calculations, and comprehend their impact on loan performance over the loan tenure. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster and providing regular reports are key aspects of your responsibilities. Building effective relationships with third parties to achieve the best outcomes for clients, owning client queries, and utilizing industry knowledge to address challenges and solve problems are critical tasks. You will be expected to exceed service quality standards, drive continuous process improvement, and undertake a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround of credit lending proposals, and monitoring credit exposures for bankability are essential functions. Managing the credit underwriting function of the branch, collaborating closely with local credit analysts and the sales team, and ensuring adherence to legal and documentation norms and policies are integral parts of your role. Educational Qualification: Post Graduate/ Graduate in any discipline.,
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
haryana
On-site
You will be responsible for managing HNI client relationships and overseeing a team of Portfolio Managers. Your duties and responsibilities will include: - Sourcing new customers for Wealth Management - Leading a team of Portfolio Managers, providing on-the-job training, and ensuring comprehensive reporting - Meeting set targets for yourself and the team under your supervision - Bringing in Real Estate Assets portfolios from clients and collaborating with relevant departments - Generating upfront revenue by promoting developer projects and investments to new and existing HNI clients - Maintaining daily sales reports, figures, forecasts, and other records for the team - Understanding client needs and offering suitable real estate solutions - Identifying and segmenting target markets to explore new business opportunities - Regularly engaging with clients, conducting face-to-face meetings to assess risk profiles, return aspirations, and deliver personalized product portfolios Requirements: - Proven experience as a Team Leader in Wealth Management or Private Banking with a current HNW client portfolio - Minimum 3 to maximum 7 years of experience in Wealth Management or Private Banking - Fluency in English and a professional demeanor Salary: - Compensation is negotiable based on candidate suitability This is a Full-time position with benefits including paid sick time. The job requires in-person work and demands a total work experience of at least 3 years.,
Posted 1 week ago
16.0 - 20.0 years
0 Lacs
karnataka
On-site
Job Description: As a member of the business application consulting team at PwC, you will specialize in providing consulting services for various business applications to help clients enhance their operational efficiency. Your responsibilities will include analyzing client requirements, implementing software solutions, offering training and support for the seamless integration and utilization of business applications. By leveraging Oracle suite of software and technologies, you will focus on tasks such as installation, configuration, administration, development, and support of Oracle products and solutions. Your role at PwC involves translating the vision, setting the tone, and inspiring others to follow suit. You will play a crucial part in driving business growth, shaping client engagements, and mentoring future leaders. Upholding PwC's reputation is essential, emphasizing the importance of quality, integrity, inclusion, and a commercial mindset. Creating a positive working environment while prioritizing client satisfaction is key. Collaborating effectively across the PwC Network, understanding tradeoffs, and utilizing collective strengths are vital components of your role. To excel in this position, you are required to lead in alignment with PwC's values and brand, develop innovative ideas and solutions, and drive thought leadership. Problem-solving through creativity, encouraging diverse perspectives, and balancing short-term and long-term thinking are essential skills. Making strategic decisions, driving change, and promoting technological advancements are integral aspects of your responsibilities. Identifying market gaps, seizing opportunities, and upholding professional and technical standards are all crucial elements of your role. In the position of Cloud Technical Director, you will be responsible for adhering to operational policies, achieving portfolio performance targets, and supporting business plans. Your role includes managing solution and pricing proposals, supporting the sales process, and ensuring a profitable revenue stream. Oversight of projects within the portfolio to ensure high customer satisfaction and profitability is expected. Demonstrating proficiency in project management principles, working effectively in a matrix management environment, and possessing strong influencing and negotiation skills are essential for this role. Product, technology, or industry expertise relevant to the portfolio focus is beneficial. Selling skills and willingness to travel as needed are additional requirements. As a Director at PwC, you will work collaboratively with a team of problem solvers to address complex business challenges from strategy to execution. Your responsibilities include supporting the team in evolving ways of working, facilitating skill development, identifying market gaps, and creating value propositions. Building an environment where people and technology complement each other to achieve more, promoting diversity in teams, facilitating long-term relationships, and upholding ethical business conduct are all key responsibilities. Requirements: - Minimum of 16+ years of relevant experience, including 10+ years in project and portfolio management. - Experience in multiple full lifecycle implementations with three end-to-end cloud implementations or 10+ years of Oracle cloud experience. - Exposure to requirement development, solution design, implementation, data migration, system testing, user acceptance testing, and go-live processes. - Familiarity with SaaS and PaaS delivery models. - Strong business writing and verbal communication skills. - Proficient in analytical abilities, quantitative project management, financials, and metrics. - Ability to navigate complexities in cross-border or diverse team engagements. - Strong people and team management experience.,
Posted 1 week ago
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