Area Head-Mortgages

As an Area Head-Mortgages in Rural Banking within the Retail Banking business, your main objective will be to grow and nurture the Mortgage Book. You will be responsible for ensuring portfolio health, focusing on new products, segments, and channels, as well as championing serving the underserved. Your primary roles and responsibilities will include effectively managing a team of cluster heads to achieve business growth and maintain collections above 99.8% across products. You will be required to drive growth in both Home Loan (HL) and Loan Against Property (LAP) products with equal emphasis on yield. Identifying and uplifting products and branches that are underperforming, creating and executing business plans according to organizational expectations, and strategizing based on the performance of each product and branch will be crucial. Additionally, you will need to focus on reducing attrition rates, ensuring employee development, and expanding market penetration and share. In addition to your primary responsibilities, you will collaborate with product and process teams to drive continuous improvements, encourage digital adoption, stay informed about market practices, and recommend the implementation of best practices. You will also be involved in recruiting top talent to meet business requirements. To qualify for this position, you should have a graduation and post-graduation degree in any field, along with 6-10 years of relevant experience in the banking industry.,