2615 Personal Loans Jobs - Page 32

Develop and Execute Sales Stratagies

Position: Senior Relationship Manager (Sales) Products: Housing Finance || LAP || Business Loan|| Personal Loan Location: Bangalore (Vasanth Nagar, Sahakar Nagar, Hennur, Electronic City, Jayanagar & Kengeri, Anekal), Chikkaballapur, Hoskote, Nelamangala, Kanakapura Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loans from the open market and developing relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from the open market and DSAs Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in Sales & Business Development Perks and benefits Perks and benefits :- Fixed Salary + Conveyance Allowance + Incentives How to Apply Interested candidates may please share the CV to pramod.k2@piramal.com

Role & responsibilities : Field Sales Preferred candidate profile : Candidate Experienced into Unsecured Loan Perks and benefits : Petrol Allowance

Position : Senior Relationship Manager (Sales) Products : Housing Finance || LAP || Personal Loan Location : Kochi, Kozhikode, Kottayam Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loan from open market and develop relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from open market and DSAs, Agents and Car Dealers Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in Sales & Business Development Perks and Benefits Perks and benefits Perks and benefits :- Fixed Salary + Conveyance Allowance + Incentives How to Apply Interested candidates may please share the CV to sreeraj.mp@piramal.com

Managing Sales of Personal Loan Products. Sourcing business through open markets through different channels. Fulfilling the leads. Implement & develop sales activities to achieve the target. Responsibilities include the development, preparation, and promotion of personal loan. Develop and maintain strong relationships with the clients for repeat business or referrals. Ensure the achievement of the given business target. Preferred candidate profile Minimum Qualification: Graduation. Candidates with field sales experience. Candidates with experience in Personal Loan.

We are hiring, Senior Relationship Manager- Personal loan Location : Bhagalpur,Darbhanga,Gaya,Motihari,Muzaffarpur - Ramna,Patna Cuttack - Link Road,Puri,Sambhalpur Kharagpur Must Have Experience in Personal loan 1 to 5 years experience in Personal Loan preferably in NBFC. Ability to liaison & follow-up with customers, channels and internal stakeholders. Two wheeler Education: Graduation Experience: Minimum 1 years in the relevant field Somenath.sen@piramal.com

We are hiring, Senior Relationship Manager- Personal loan Location : Kakinada, Chirala, Kadappa, Tirupati, Vishakhapatnam, Guntur, Nandyal, Nellore, Rajahmundry, Bhimavaram, Chittoor , Eluru , Gudivada, Madanapalle Srikakulam Tuni. Hyderabad - Himayat Nagar, Hyderabad - Kukatpally, Hyderabad - Nagole, Hyderabdad - Attapur Khammam, Kothagudem, Mahabubnagar, Nalgonda Must Have Experience in Personal loan 1 to 5 years experience in Personal Loan preferably in NBFC. Ability to liaison & follow-up with customers, channels and internal stakeholders. Two wheeler Education: Graduation Experience: Minimum 1 years in the relevant field Nagapurnaiah.madugula@piramal.com

Piramal Capital & Housing Finance is hiring Sr Relationship Manager for its retail business. The incumbent would be responsible for achieving the sales and cross-sell targets, improve profitability and enhance company's reputation. Products - Personal Loan / Home Loan / LAP Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the cross-sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time. Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on affordable / mass affluent segment in the assigned hub location. The incumbent is required to have a good knowledge and understanding of the local affordable / mass affluent markets and PMAY. Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. Responsible for ensuring the proper completion of the files within timeline as per the company checklist. Responsible for ensuring the proper closure of disbursement documentation within the timeline. Responsible for guiding the customer with clarity towards applying for Home Loan and explaining the product features in terms of ROI, Processing Fees, Terms and conditions etc. Responsible for communicating the reasons for rejection to the customer whose file has been rejected. Adherence to the organizations policies and procedures and compliance with legal and regulatory requirements Responsible for training, development and activisation of channels and release of channel payments on time. Responsible for maintaining the existing relationship with builders for APF & bulk sales. Responsible for sourcing of builder project files and getting their project approval done by the organization. Ensure excellent customer service which includes query resolution of the customer, completion of the task within the given TAT, after sales service, handling of complaints and customer retention. Ensuring the ownership of early delinquencies and working closely with the Collection and Credit team. Ensuring active participation with Operations team for resolving PDD (Post disbursal document) Issues. Preferred candidate profile 0 to 6 years experience in HFC or Mortgage Industry in the affordable /mass affluent market. Ability to liaison & follow-up with customers, channels and internal stakeholders. Good written & verbal communication skills Ability to work under tight deadlines Interested candidates may share the updated CV to pallavi.sh@piramal.com

Role & responsibilities candidate should be ok for filed sales Preferred candidate profile Should have exp in unsecured department Perks and benefits Best incentive

Role & responsibilities: Candidate should be experienced into filed sales job. Preferred candidate profile: Should have knowledge about Unsecured Loans. Perks and benefits: Best incentive in market, Travel allowences.

Role & responsibilities Responsible for managing operations for the customers for Personal Loans. Ensure completeness and correctness of Personal loan disbursement docket during and after disbursement. Support sales and credit team with client queries on sanction & disbursal for Personal Loan files Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly Ensure compliance to policies and SOPs under Personal Loan Preferred candidate profile 1. Candidate must have experience in Personal Loan Background 2. Must have managed a team of 4 to 5 members 3. Should have good communication skills

Role & Responsibilities: Drive PL product by creating pipeline of potential clients. Identify and build relationship with new & existing clients. Ensuring the adherence of KYC documents as per the guidelines by the company. Establishing the Piramal brand and managing the sales and business development. Ensuring the proper completion of the files within timeline as per the company checklist Perks and Benefits : Petrol Allowance

Piramal Finance LTD is hiring Sr Relationship Manager for its retail business. The incumbent would be responsible for achieving the sales and cross-sell targets, improve profitability and enhance companies reputation. Position : Senior Relationship Manager (Sales) Products : Personal Loan || Business Loan || LAP Location : Kozhikode, Manjeri, Trivandrum Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loan from open market and develop relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from open market and connectors Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline

Role & responsibilities Drive the personal loan product by creating a pipeline of potential clients. Identify and build relationships with new & existing clients. Ensuring the adherence of KYC documents as per the guidelines by the company. Establishing the Piramal brand and managing the sales and business development. Ensuring the proper completion of the files within timeline as per the company checklist Preferred candidate profile Experience in sales and business development, strong relationship-building skills Drive Personal Loan product, manage client relationships, ensure KYC compliance, establish brand presence Petrol allowance provided

About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Portfolio Manager handles multiple vendors which handle the Write off portfolio for respective products. The Portfolio manager ensures maximum recovery and manages the portfolio as per the existing process. The Portfolio Manager also ensures compliance with the audit procedures of the bank. Key Responsibilities Achieve the required recovery target as per the business requirement. Customer Escalation management and Response within TAT, Structured review mechanism / Allocation Strategies / SMS Allocation / Billing TAT / Settlement conversion & Waiver% Ensure maximum ROR across vintages. Legal Filling, Coverage & Execution. Manage outsourced staff /vendors and ensure achievement of the monthly resolution targets. Ensure adherence to the set process and audit requirements in place. Create a performance-oriented environment leading to high employee motivation and productivity. Ensure that all staff are adequately trained on the products of the bank, processes, and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute Min 5 years of relevant experience in NBFC/ Banking industry Role Proficiencies: Knowledge and understanding of collections and market dynamics. Excellent vendor management skills. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines

RPMG: Circle Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to National Portfolio Manager Is a Team leader Y Team Size Grade SM/AVP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Circle Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Circle Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Circle Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Reach Market INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade AVP/VP Business Retail Products Department Retail Portfolio Management Group Sub - Department Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple geographies on delinquent portfolio for retail products. Cluster Portfolio Manager ensures NPA resolution and manages the portfolio as per the existing process. Cluster Portfolio Manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Prepare contingency plan for all collection related activities. Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Ensure that assigned locations and collections agencies have sufficient manpower Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute 10 to 15 years with relevant experience. Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Extensive geographical knowledge. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and deadlines.

RPMG: Cluster Portfolio Manager - Auto Loans INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade SM Business Retail Banking Department Retail Portfolio Management Group Sub - Department Auto Loans Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple centers which handles Risk 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute Min 5 yeas of relevant experience in NBFC/Banking Industry Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines

Area Sales Manager PL DSA CONSUMER LOANS, RETAIL LENDING About the Business Group The Consumer Loan department is a part of Retail Lending business of the bank and offers Personal loans and Education Loans to all categories of customers Pan India. About the Role The role Area Sales Manager Personal Loan involves driving Personal Loan business through a team of Sales Managers, ensure growth in Book Size, maintain product level profitability, build a robust distribution, deliver on the new initiatives rolled out. It requires strategic planning and execution to boost revenue, grow the portfolio, and maintain risk and compliance. Details of the Role Department Retail Lending Grade M/SM/AVP Sub-Department RL- Consumer Loans Reporting (Business) AVP/VP Location Mumbai Reporting (Matrix) Key Responsibilities Business Goals & Profitability Responsible for driving the P&L of Personal Loans Prepare the sales budget and execute strategies that enable achieving the target Prepare Monthly, Quarterly, and Annual sales forecasts and be responsible for the Area sales target along with the growth and profitability of the portfolio Audit, Compliance, and Risk Management Ensure risk compliance through the completion of FCI and Internal Investigations observations, and repeat observations, ensuring timely and satisfactory closure. Be responsible for the quality of the business portfolio by closely working with Risk and Credit teams and ensuring RAC Audits. Sales and Channel Development Develop and enhance new and existing channels of sales, such as DSA Ensure digital adoption (MLP) and scale up applications through digital journeys Responsible for Cross sell and Vas products penetration. Responsible of Channel activation. Responsible for Productivity of SM. Responsible for setting up right distribution span across area s and segments. Customer Experience Oversee a fulfilling customer journey leading to customer delight and making the Bank the partner of choice. Increase customer retention and drive engagement across existing customers to improve Net Promoter Score, customer satisfaction. Responsible for FTR for his territory. Collaboration and People Priorities Collaborate with cross-functional partners to drive business results Control regrettable attrition across all grades to maintain a strong and motivated team Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Role Requirements: Qualification Graduation/post-graduation from a recognized institute 7+ sales experience (unsecured loans preferred) with at least 3-4 years in Personal loans Role Proficiencies Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Capability to handle pressure and meet deadlines Skill in managing large, geographically spread team; coaching and mentoring team members Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

RPMG: Cluster Portfolio Manager - SBB loans INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade SM Business Retail Banking Department Retail Portfolio Management Group Sub - Department SBB Loans Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple centers which handles Risk 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute Min 5 yeas of relevant experience in NBFC/Banking Industry Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines