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4 - 9 years
12 - 16 Lacs
Bengaluru
Work from Office
Who we are About Stripe About the team The Service Platform org is responsible for empowering teams to build highly reliable and performant services, backing our payment systems, fraud detection, and a multitude of other products. As an infrastructure team, you will build and expand the service frameworks to make complex systems easy to use, resilient, and scalable. We build powerful interfaces for engineers that depend on these systems deployment, load balancers, web framework, databases, Kafka and Kubernetes while keeping them highly available and performant. We re looking for engineering leaders who can drive the technical vision of Stripe s service infrastructure platform for thousands of engineers to use and build on top of, and thrive in a highly autonomous environment with many moving pieces. You will join as a Technical Lead for one of the most impactful teams at Stripe. You will lead a team of engineers, collaborate with infrastructure and product engineering orgs, and advance service oriented architecture (SOA) adoption at Stripe. By collaborating with the team s technical leaders, you will ensure the software your team builds meets the needs of Stripe and its customers. We are a highly effective team that consistently delivers high-impact results while genuinely caring for one another. We expect you to bring your curiosity and critical thinking skills to this challenging domain. We are looking for individuals with a strong background in designing and delivering high-performance infrastructure products for both internal and external customers. We would love to hear from you whether you have spent your entire career in infrastructure or are looking to apply your skill set to the database engineering domain for the first time. Responsibilities Lead a team of talented engineers on the team, providing mentorship, guidance, and support to ensure their success. Partner with Engineering Managers to create roadmaps that deliver milestones toward a cohesive engineering vision. Understand user needs and pain points to prioritize engineering work and deliver high quality solutions that meet user needs. Drive the execution of projects, overseeing the entire development lifecycle from planning to delivery, while maintaining high standards of quality and timely completion. Work with high-visibility teams and their stakeholders to support the Infrastructure s key engineering initiatives. Provide hands-on technical leadership (architecture/design, vision/direction/requirements setting, and incident response processes) for team members.. Work with leaders across the company to create and drive toward the longer term vision of Stripe s services roadmap. Foster a collaborative and inclusive work environment, promoting innovation, knowledge sharing, and continuous improvement within the team Who you are We re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements 10+ years of technical experience or 7+ years in infrastructure / platform engineering field 5+ years in a strategic technical leadership role Experience leading engineering team(s) working on API design, abstractions, frameworks, or client libraries (e.g. building internal or external developer products). Hands-on experience building infrastructure and products for internal or external customers Proven track record of delivering pragmatic solutions that accelerate business growth Ability to adjust conversations from high-level discussions to detailed coding Thrives on a high level of autonomy and responsibility Clear and persuasive writing and in-person communication Strong problem-solving skills, critical thinking, determination, and a growth mindset Ability to work effectively with a diverse group of people, genuinely caring for each other and contributing to high level of psychological safety for all team members and partner Proficient in at least one of the programming languages (Java, Ruby, Python, Go). Preferred qualifications Strong written and verbal communication skills for different audiences (leadership, users, company-wide). Experience with a variety of common infrastructure platforms (databases, logging, event streams, metrics, caching, etc). Experience leading partially remote teams. Experience developing sustainable, in-house framework and abstraction ecosystems in large engineering orgs. Experience building serverless platforms. Experience managing rigorous incident response processes and on call rotations. It s not expected that you ll have deep expertise in every dimension above, but you should be interested in learning any of the areas that are less familiar. Team Infrastructure & Corporate Tech Job type Full time
Posted 2 months ago
5 - 10 years
10 - 18 Lacs
Bengaluru
Work from Office
Role & responsibilities Responsibilities: Organizing and managing system integrations, including working with APIs, middleware configuration, and interaction with external services; Defining and closing integration channels, ensuring secure and efficient data exchange between systems; Collecting, analyzing, structuring, and aligning software requirements with business users; Decomposing tasks for developers and ensuring detailed documentation for implementation; Preparing test scenarios and participating in functional testing together with QA specialists; Collaborating with technical support, investigating incidents, and assisting in bug resolution; Working on high-load system analysis, ensuring scalable and efficient solutions. Preferred candidate profile Requirements: At least 5 years of experience as a System Analyst; Experience with payment systems is mandatory; Strong expertise in high-load system analysis, design, and optimization; Professional skills and proven work experience with REST/SOAP APIs and messaging brokers (RabbitMQ, Kafka) and asynchronous processing; Experience working with SQL databases (MSSQL, PostgreSQL, ClickHouse), including integration-level knowledge; Proficiency in business process modeling tools (BPMN, UML) and algorithm description; Experience in system integration architecture, including defining and managing integration channels; Strong background in project management methodologies and tools; Experience with analytics and monitoring tools (Grafana, Sentry); English proficiency B2 or higher: ability to work continuously with suppliers and the internal team; Strong communication skills, responsibility, and ability to work independently; Experience working in international or distributed teams is a plus. Perks and benefits
Posted 2 months ago
6 - 8 years
14 - 18 Lacs
Bengaluru
Work from Office
We are seeking a Product Manager who is a self-starter, ready to learn and experiment, and able to work both independently and as part of a team. A key driver of success will be the ability to focus on the highest leverage activities in the face of rapid change and new information, and the ability to independently drive activities all the way to successful completion. Product management will be a focal point in our strategy to deliver world-class Alternative Payments Products to market, and the Product Manager role is a key piece of that vision. Essential Functions Support the development of the product strategy, go-to-market plans, and product design documents (concept document, business case, product requirements) for the Alternative Payments platform. Identify new product and service opportunities and work with the different Visa regions to collect and document business requirements in support of new product features and functionality. Collaborate with technology and cross-functional teams to rollout products Coordination and authoring of Product documentation and communications Creation and ongoing management of product related workspace, artifacts and related audit trail for the team Develop product expertise to support first line queries and support requests from cross-functional teams Perform troubleshooting and analysis on BAU product issues and monitor ongoing product performance Analysis and regular reporting of product trends Support the development of the product roadmap to define/support the product goals and strategies Become knowledgeable on Visa s products and support the product team in driving the development of product features and functionality, leveraging the strong foundation of existing capabilities where appropriate. Understand market trends, competition, and user requirements Distill market research to provide perspective to the team and product management leaders to inform insights and decisions Collaborate with internal Visa teams (e.g., regional teams, technology, client services, other Visa product teams, risk, and other applicable groups) to define and execute a cohesive strategy related to a specific product or feature Drive / Collaborate / Co-ordinate with different Engineering teams across different time zones to get an idea to commercialized product to the Market. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Basic Qualifications 6 or more years of relevant work experience with a Bachelor Degree or at least 4 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Strong analytical s
Posted 2 months ago
7 - 12 years
35 - 40 Lacs
Bengaluru
Hybrid
We are looking for below: Branded BFS or Fintech companies (Wells Fargo, Morgan stanley). Product company experience must. Experience in development of golang apps and java apps + python . Its an IC role. Job Role: Design and implementation of high-quality software from concept through to launch taking ownership of design, coding, testing and deployment of key proprietary software components Apply engineering best-practices including unit, smoke and integration testing, source code version control, agile planning/estimation Effectively resolve ambiguity, analyze complex requirements, and break down features and initiatives into tactical tasks Effectively navigate the trade-offs among MVP vs Enterprise-Grade, Time-to-market, and other relevant dimensions Search for the truth in product conceptualization and development, ensuring designs and implementations are fully aligned with the company mission and product goals. Must Haves: 5+ years of software development experience, with proficiency in at least one of the following languages: Golang (preferred), Kotlin, Java, Python. Strong computer science fundamentals, including data structures, algorithms, and distributed system design. Familiarity with cloud-native infrastructure and tools, such as Kubernetes, Docker, Kafka, and AWS services. Ability to write high-quality, maintainable, and well-documented code. Strong problem-solving skills and a keen ability to troubleshoot complex technical issues. Effective collaboration and communication skills, with the ability to work closely with cross-functional teams. Experience building Compliance solutions (KYC, KYB, KYT) or onboarding or identity platforms is a huge plus. A passion for learning and applying new technologies to solve real-world problems
Posted 2 months ago
10 - 12 years
35 - 40 Lacs
Chennai, Pune, Delhi
Work from Office
We are engaged with a leading corporate Foundation to develop a comprehensive online-only certification for lady banking and finance facilitators serving the rural audience. The certification may be on similar lines to that for Business Correspondents and Business Facilitators (BF). Domain Expert (DE) or Subject Matter Expert should have prior experience in the Financial Inclusion, with exposure to impact-ful projects implemented in India. DE should have a strong understanding of the rural ecosystem, household economy, financial habits, behavioural aspects & customs, social structures, agricultural and non-agricultural enterprises, governance structure, etc. DE should have a good knowledge of national and state Government schemes, Agricultural Credit Schemes, payment systems available for remittance, livelihood schemes & their feasibility and similar poverty-focused initiatives of the Government. DE should be able to provide content on behavioural elements to ensure effectiveness of BF. He/she should be able to design content, case studies, scenarios related to various financial services and products like savings account, insurance, mutual funds, deposits, and so on, to incorporate into the certification. DE should be able to showcase assignments carried out previously. DE should have prior experience in financial inclusion with extensive field experience and insights in genesis, achievements and failures in financial literacy, financial inclusion and microfinance. Additional exposure to International projects (in non-India locations) will be an added asset. DEs who have written articles in leading industry journals and similar such works may share the links on the same. Exposure to projects carried out in international locations will be added asset. Innovative approach and capability would be a welcome quality. Travel to remote locations will be required. Qualifications DE should have a strong experience of not less than 10 years in this sector Graduation and post-graduation in related fields like Agriculture, Social Welfare, Forestry, Economics would be an added advantage Recent experience and current knowledge of this sector is mandatory Requirement is immediate DE should be able to start immediately Content development may be required over 2 months Engagement may extend for continued support for content change TrainingCentral assists placements with its clients only amongst those professionals who are independant professionals amongst the pool of Domain Experts currently empanelled with us We do not propose the candidature of those working with banks financial insititutions, NBFCs, or any other organisations TrainingCentral specialises in content design and delivery of training in the Banking, Financial Services and Insurance domain We set-up and maintain learning portals, provide our ready products in E-learning (technical and compliance titles), Certifications and Tests We take out-sourced responbility for custom classroom trainings and certifications to be delivered across the country based on content developed centrally We host the portal and many other corporate learning portals through which subscribers and employees can access e-learning courses in topics across Banking, Finance and related sub-domains
Posted 2 months ago
4 - 7 years
20 - 24 Lacs
Bengaluru
Work from Office
Why Verifone For more than 30 years Verifone has established a remarkable record of leadership in the electronic payment technology industry. Verifone has one of the leading electronic payment solutions brands and is one of the largest providers of electronic payment systems worldwide. Verifone has a diverse, dynamic and fast paced work environment in which employees are focused on results and have opportunities to excel. We take pride in the fact that we work with leading retailers, merchants, banks, and third-party partners to invent and deliver innovative payments solution around the world. We strive for excellence in our products and services and are obsessed with customer happiness. Across the globe, Verifone employees are leading the payments industry through experience, innovation, and an ambitious spirit. Whether it s developing the next platform of secure payment systems or searching for new ways to bring electronic payments to new markets, the team at Verifone is dedicated to the success of our customers, partners and investors. It is this passion for innovation that drives each one of our employees for personal and professional success. Whats exciting about the role Attend project meetings in understanding the business requirements. Closely connect with Functional BSA about functional design and come with Tech. design. Document MD70 , SPD documents, MD120 and other migration documents. work with Oracle product support team about any standard functionality issues. Prioritize the tasks based on business impacts. Drive and own the assign tasks with proactive communications. Continuous progression of assigned tasks to avoid backlogs. Work on all Tech-stack of Oracle EBS Applications. Skills and experience we desire: 4 - 7 years of Oracle ERP technical experience. Experience in Oracle database, Advanced SQL, PLSQL, Shell scripts, BPEL, Forms, Workflow, OAF Framework. Sound knowledge in Oracle R12 MOAC, AOL. Hands on techno-functional experience in Oracle R12 Finance (GL/AP/AR/iExpenses) modules and/or Supply Chain (INV/PO/OM/BOM/WIP) modules. Good communication to interact with business users across the globe. Must have worked on webservices (REST/SOAP). Expertise working on peripheral system integrations. Knowledge in Oracle Cloud is an added advantage. Ability to guide Oracle support team on complex Techno functional issues. Our commitment Verifone is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Verifone is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
Posted 2 months ago
0 - 3 years
0 - 2 Lacs
Vapi, Bharuch, Surat
Work from Office
Roles and Responsibilities Fresher with best communicartion skill are also welcome Manage merchant onboarding process from lead generation to activation. Conduct sales calls to acquire new merchants for bank payment services. Identify potential clients through networking, referrals, and market research. Develop strong relationships with existing merchants to increase revenue growth. Collaborate with internal teams for smooth merchant activations.
Posted 2 months ago
0 - 3 years
1 - 2 Lacs
Pathardi
Work from Office
Sales Associate (Sales Ex) Job Profile Key Responsibilities: Customer Assistance: Greet customers warmly and offer assistance in finding products. Provide information on promotions, new arrivals, and product features. Help customers make decisions on purchases based on their needs. Sales and Upselling: Actively engage with customers to meet sales targets. Recommend additional products (upselling) or complementary items. Stay informed about the latest products and store promotions. Product Knowledge: Develop a thorough understanding of the store s products and services. Provide expert advice on product selection and usage. Stay updated on inventory, pricing, and any changes in stock. Merchandising and Store Maintenance: Ensure store shelves and displays are stocked, organized, and visually appealing. Assist in setting up promotions, signage, and seasonal displays. Maintain cleanliness and orderliness in the store. Customer Service: Handle customer inquiries, complaints, and returns in a professional manner. Ensure customer satisfaction and follow up on issues if necessary. Resolve customer conflicts or escalate to a manager when needed. Teamwork: Collaborate with other sales associates and store managers to meet store goals. Participate in team meetings, training sessions, and store events. Skills Required: Communication: Ability to communicate clearly and effectively with customers and team members. Sales Skills: Persuasive skills to close sales and upsell products. Customer Focused: A strong commitment to customer satisfaction. Time Management: Ability to handle multiple tasks at once while providing great customer service. Problem-Solving: Ability to handle complaints or issues in a professional manner. Cashier Job Profile Key Responsibilities: Processing Transactions: Handle customer payments through cash, credit/debit cards, or mobile payment systems. Scan items and ensure correct pricing, applying discounts, coupons, and promotions. Issue receipts, change, and refunds where necessary. Customer Interaction: Greet customers in a friendly and professional manner. Answer customer questions related to prices, store policies, or available products. Ensure smooth and efficient checkout experience. Cash Handling and Accuracy: Ensure accurate cash handling, balancing the register at the beginning and end of shifts. Report any discrepancies in cash flow or register errors to the supervisor. Ensure that all transactions are processed accurately. Inventory Management: Assist with stock replenishment when needed. Inform sales associates or managers if stock is running low. Customer Service: Handle customer complaints or issues during the checkout process, providing satisfactory resolutions. Promote loyalty programs or store credit cards to customers at the checkout. Maintain Cleanliness and Organization: Keep the checkout area neat and organized. Ensure that bags, receipts, and other checkout supplies are replenished.
Posted 2 months ago
7 - 11 years
9 - 13 Lacs
Bengaluru
Work from Office
About The Role : Knowledge of Banking Payment Systems and/or Banking Domain. Knowledge of ISO 20022 and SWIFT formats, payment schemes. To undertake business analyst roles covering SDLC phases (requirements, specifications, test cases, and implementation) using AGILE methodology of delivery Liaising with business teams, colleagues, third party vendor(s) & partner systems to formulate detailed requirements. Interpreting user requirements and produce detailed documentation (including processes) to be used to communicate to technical and test teams Producing high-level and detailed impact assessments to inform estimated effort for work packages Writing, analyzing & reviewing high level test scenarios Involvement in analysis & investigation of Production defects and Testing issues raised during project life cycle Ability to walk-through Business Operations team the detailed requirements and the technical design to showcase the solution Required to encourage best practices in the development of solutions and ensure delivery of qualitative and cost efficient system solutions Expected to carry out knowledge sharing and training activities where requiredKey Skills: 7+ years of Payments Industry experience, having worked in Tier-1 IT organizations in BFSI domain for large payments modernization/SEPA compliance, Real Time Payments, payments hub implementation projects Strong experience on ISO 20022 (PAIN, PACS, CAMT, ADMI), SWIFT formats Payments Schemes Singapore, Hongkong, South Africa, US, UK, India Products ACI MTS and UPF is preferred. Excellent communication skills with ability to lead domain discussions independently.Proven ability to work with senior stakeholders and business sponsors and gain consensus and agreement
Posted 2 months ago
1 - 4 years
13 - 15 Lacs
Bengaluru
Work from Office
Our employees are our biggest assets! Come find out how we engage, with the biggest brands in the world. We look for people who collaborate, who are inspirational, who have passion that can make a difference by working as a team while striving for global excellence. You can expect a strong investment in your professional growth, and a dedication to crafting a successful, sustainable career for you. Our teams are composed of highly talented and passionate A players, who are also invested in mentoring and enabling the best qualities. Our vibrant culture and high expectations will kindle your passion and bring out the best in you! As a leader in branded payments, we are building a strong diverse team and expanding in ASIA PACIFIC we are hiring in Bengaluru, India! This is an amazing opportunity for problem solvers who want to be a part of an innovative and creative Engineering team that values your contribution to the company. If this role has written all over it, please contact us apply now with a resume so that we explore further and get connected. If you enjoy building world class payment applications, are highly passionate about pushing the boundaries of scale and availability on the cloud, leveraging the next horizon technologies, rapidly deliver features to production, make data driven decisions on product development, collaborate and innovate with like-minded experts, then this would be your ideal job. Blackhawk is seeking passionate backend engineers at all levels to build our next generation of payment systems on a public cloud infrastructure.Our team enjoys working together to contribute to meaningful work seen by millions of merchants worldwide. Whatin it for you You will build different parts of our payment network, that have high scale, precision and availability requirements. You will be part of a world class team delivering awesome features to Blackhawk consumers and partners. You will stretch the limits of backend technologies to deliver functionality. You will be constantly leveraging cutting edge technologies on the cloud, and application stacks to build efficient systems. You will be an awesome team player that can learn and coach simultaneously. You will learn to innovate. You will build relationships with the worlds best payments systems while you help them realize their visions. Your work will play an essential part in how developers build state of the art payment experiences that consumers love Responsibilities Write clean, reusable code thateasier to read and test Actively participate in all phases of software engineering including design, development, testing and production release in an Agile environment. Build products that perform, scale, are highly available and fault tolerant with automated failover capabilities. Contribute novel ideas and collaborate with cross-functional teams to deliver and improve Blackhawk systems. Collaborate with product architects, product owners, and other stakeholders to create great product requirements Participate in resolving customer problems effectively through new features as well as improving existing features. Qualifications Required: Bachelors degree and at least 2 years of related experience, or an advanced degree without experience, or equivalent work experience. Solid programming experience building distributed systems using java technologies and solid understanding of relational databases. Core Java backend skills Strong computational skills, fluent in data structures, algorithms and design patterns Strong knowledge of computing concepts such as service-oriented architecture, REST services, fault tolerance, self-healing, network protocols, network programming, multi-threaded programming , performance, reliability, scalability , and security. Ability to differentiate good and bad, design and coding practices Strong verbal and written communication skills. Strong in self-direction, problem solving and critical thinking. Deep passion for providing high quality customer experiences. Preferred: Experience with Amazon Web Services (AWS) including RDS and EC2 Experience with container-based application development using Docker/Kubernetes Experience with DevOps skills
Posted 2 months ago
5 - 9 years
9 - 13 Lacs
Bengaluru
Work from Office
Blackhawk Network is building a digital platform and products that bring people and brands together. We facilitate cross channel payments via cash-in, cash-out and mobile payments. By leveraging blockchain, smart contracts, serverless technology, real time payment systems, we are unlocking the next million users through innovation. Our employees are our biggest assets! Come find out how we engage, with the biggest brands in the world. We look for people who collaborate, who are inspirational, who have passion that can make a difference by working as a team while striving for global excellence. As a leader in branded payments, we are building a strong diverse team and expanding in ASIA PACIFIC we are hiring in Bengaluru, India! This is an amazing opportunity for problem solvers who want to be a part of an innovative and creative Engineering team that values your contribution to the company. If this role has written all over it, please contact us apply now with a resume so that we explore further and get connected. The Platform Engineer is responsible for the planning, configuration, testing, and maintenance of Blackhawk Networkbusiness critical IT infrastructure. Responsibilities Configure, maintain, and optimize the Unix/Linux Server environment across on-premises and cloud infrastructure. Apply OS patches, upgrades, and security updates regularly while maintaining administrative tools and utilities. Configure and maintain hardware platforms to ensure high availability and optimal performance. Monitor Unix/Linux IT systems for availability, performance, and security compliance. Troubleshoot system-related incidents, identify root causes, and implement corrective/preventive actions. Collaborate with internal and external teams to ensure critical infrastructure stability, security, and scalability. Provide On-Call support for incident response and issue resolution as required. Assist in the implementation of Infrastructure as Code strategies using tools such as Terraform, CloudFormation, or Ansible to automate infrastructure provisioning and management. Assist in supporting the development and maintenance of CI/CD pipelines for system updates, deployments, and infrastructure automation. Assist in the deployment and management of containerized environments using Docker, Kubernetes, or OpenShift. Work closely with DevOps and application teams to improve deployment workflows and automation strategies. Create and maintain detailed runbooks, standard operating procedures, and technical documentation. Collaborate with Infosec, Compliance, and Application teams to ensure security and compliance standards are met. Effectively communicate technical concepts effectively with management, stakeholders, and external vendors. Qualifications 4+ yearsexperience with designing, developing, and managing complex environments of Unix variants like AIX, Solaris, OpenBSD, and Redhat and CentOS Linux distributions Proven experience in Unix/Linux system administration, managing enterprise-grade infrastructure. Strong troubleshooting skills and experience with log aggregation tools. Proficiency in managing NFS file systems and LAMP stack. Hands-on experience with BASH and Python scripting for automation and system management. Experience with cloud migrations and integrations (highly desirable). Experience administering Linux workloads in public cloud environments (highly desirable). Familiarity with CI/CD tools (highly desirable). Experience with Infrastructure as Code tools such as Terraform, Ansible, or CloudFormation (highly desirable). Knowledge of monitoring tools such as Splunk and New Relic (highly desirable). Bachelordegree in a related field or an equivalent professional certification.
Posted 2 months ago
6 - 9 years
7 - 16 Lacs
Bengaluru
Work from Office
Job Title: Senior C++ Developer Payment Systems Location: Bangalore Work Mode: Hybrid Compensation: As per market standards Experience: 6-9 Years Role Overview: We are looking for a Senior C++ Developer with expertise in device programming, multi-threading, and security protocols . The ideal candidate should have experience in payment systems, cryptography, and POS device development . Key Responsibilities: Develop and maintain C++ applications for payment systems and POS devices . Work on Verifone OS and integrate vendor libraries & APIs for payment processing. Implement multi-threading, IPC, and complex data structures in C++. Perform debugging, code reviews, impact analysis, and version control using SVN/GIT . Handle EMV certification, PCI compliance , and ensure security best practices. Work on RS232 and USB protocols for device communication. Develop and maintain firmware-level code , including cross-compilation and image downloads . Interface with non-C++ backends (C#, Java, Webservices – REST/SOAP) for seamless integration. Troubleshoot issues related to payment card industry (Visa, MasterCard, Amex, Discover, etc.) . Must-Have Skills: Strong expertise in: C++, OOPs, and STL (Standard Template Library) Multi-threading & IPC (Inter-Process Communication) Device programming & firmware-level development RS232 and USB communication protocols Debugging techniques and analytical problem-solving Experience with: Cryptography APIs, Public Key Infrastructure (PKI) Verifone OS and Verifone payment devices PCI, EMV, and EMV certification GIT, SVN, and version control best practices Nice-to-Have Skills: Exposure to C#, Java, or Webservices (REST/SOAP) Experience in the payment-card industry and acquirers Familiarity with POS terminals and transaction processing Knowledge of security and encryption in payment systems
Posted 2 months ago
4 - 7 years
8 - 13 Lacs
Bengaluru
Work from Office
[{"Salary":null , "Remote_Job":false , "Posting_Title":"Senior Product Engineer (ROR)" , "Is_Locked":false , "City":"Bangalore North" , "Industry":"Technology" , "Job_Description":" As a Product Engineer at Shuru, youll be the driving force behind our revolutionary payment systems. Youll work on exciting projects that push the boundaries of fintech, collaborating with a team of passionate engineers to create scalable, robust solutions that handle critical transactions daily. Your code will be the backbone of our platform, ensuring seamless money flow across borders. What Youll Bring Proven payment product experience you have built and delivered payment solutions in a live environment Strong coding skills you design, develop, and maintain high-quality, efficient code for core payment systems Clean code discipline you adhere to best practices and write code that remains robust and maintainable over time Full-stack proficiency while Ruby is a plus, youre comfortable with at least 1-2 modern server-side language and can collaborate on front-end interfaces CI/CD expertise you thrive in continuous integration and deployment environments, including trunk-based development Ownership mentality you drive features from concept to deployment and take pride in your workimpact Problem-solving mindset you tackle challenges head-on, always pushing to find effective solutions Cross-functional collaboration you work seamlessly with product, design, and other teams to define and deliver new features Security awareness you prioritize the integrity and confidentiality of financial data, following best practices throughout Requirements Our Engineering DNA At Shuru, we live and breathe excellence in engineering. Our team embraces: Clean code practices - writing testable and maintainable code that were proud of Agile development - rapidly iterating and delivering value in short cycles Continuous growth - always expanding our skills and staying ahead of industry trends Open collaboration - valuing each otherideas and working together towards our audacious goals Benefits Perks Benefits Work on international projects: Be part of a global team working with clients from across the world. Regular team outings: Even with remote work, we believe in building strong team bonds through regular social and team-building events. Collaborative growth-oriented: Learn from senior engineers, work in a collaborative environment, and grow professionally with opportunities for career development.
Posted 2 months ago
4 - 5 years
19 - 21 Lacs
Noida
Work from Office
Lead Engineer Those who share our core belief of Every Day is Game Day We bring our best selves to work each day to realise our mission of enriching the world through the power of digital commerce and financial services. PURPOSE We are seeking a dedicated and skilled Lead Engineer THE RESPONSIBILITIES WE ENTRUST YOU WITH. Code, Design, prototype, perform reviews and consult in the process of building highly scalable, reliable, and fault-tolerant systems Build Best in class Payment Systems As our senior technologist continuously refactor applications and architectures to maintain high-quality levels, be actively involved in formulating product roadmap and defining the OKRs of the team Continue to stay abreast of the latest technologies in distributed systems, caching and research new technologies, tools that enable building the next generation systems Act as an engineer that enjoys writing readable, concise, reusable, extensible code every day Discuss, articulate requirements with product management and scope, execute the feature road map Participate in team s hiring process by being a panellist in interviews Be a guide/mentor to fellow engineers WHAT MATTERS IN THIS ROLE Experience Portfolio 5-8 Years of experience. Technical Skills Efficiency At least 5 years of hands-on experience in designing, developing, testing, and deploying large scale applications, microservices in language stacks like Java/J2EE, Springboot, Microservices, Resful APIs, messaging system, system design. At least 1 year of experience in leading a team of engineers and strong in system design Deep knowledge in one or more of these areas: Cloud, NoSQL stores; we use AWS, Kubernetes, Postgres, Kafka extensively while our primary languages are Java, Kotlin Experience with Kafka and / or stream processing like Flink or Spark Streaming Strong understanding in either of HTTP or gRPC protocol and serialization formats like protobuf Experience in containerization technologies like docker, Kubernetes Experience in building low latency, high volume REST API requests handling Excellent attitude and passion working in a team with willingness to learn Experience is working with different stakeholders from Business/Product Having worked in a fintech / payments / banking environment is a plus Communication Ownership Communication Skills: Excellent verbal and written communication, with the ability to build relationships with candidates and stakeholders. Organizational Skills: Ability to manage multiple roles and priorities simultaneously in a fast-paced environment. Adaptability : Comfortable with dynamic requirements and able to pivot recruitment strategies as needed. THINGS YOU SHOULD BE COMFORTABLE WITH Working from office - As of now, we work out of our offices, 5 days a week. Pushing the boundaries - Have a big ideaSee something that you feel we should do but haven t doneWe will hustle hard to make it happen. We encourage out of the box thinking, and if you bring that with you, we will make sure you get a bag that fits all the energy you bring along. WHAT WE VALUE IN OUR PEOPLE You take the shot - You decide fast and deliver right. You are the CEO of what you do - You show ownership and make things happen. You sign your work like an artist - You seek to learn and take pride in the work you do.
Posted 2 months ago
6 - 11 years
11 - 17 Lacs
Pune, Mumbai (All Areas)
Hybrid
Java 8+ with hands-on exp in building enterprise apps. Spring Boot: Proficiency in developing RESTful APIs and microservices using Spring Boot. Java Batch: Spring Batch. Angular is preferred. Oracle Database: PL/SQL, query optimization,DBMS Required Candidate profile Knowledge of - cloud platforms (AWS, Azure, or GCP). Docker/Kubernetes for containerized deployments. monitoring tools like Splunk, New Relic,Prometheus. Exposure to Agile/Scrum methodologies.
Posted 2 months ago
10 - 16 years
22 - 27 Lacs
Bengaluru
Work from Office
You are a strategic thinker passionate about driving solutions in Transformation Design & Delivery. You have found the right team. Join our Transformation Design & Delivery team, part of the Payment Operations organization supporting Corporate and Investment Bank-wide transformation programs. As a Vice President, you'll have the opportunity to shape the future of our payments user interface framework, leading the development of the Strategic Global Payments User Interface, a major strategic initiative. This role is perfect for strategic thinkers passionate about promoting innovative solutions and promoting seamless customer interactions and operational efficiency. As a Vice President- Product owner Global Payments Strategy within the Transformation Design & Delivery team, you will be at the forefront of promoting solutions for our payment operations. You will lead the development and enhancement of the Payments User Interface Framework, spearhead modernization initiatives, and ensure seamless customer interactions and operational efficiency. We value your ability to articulate and document comprehensive process flows, manage large-scale strategic projects, and build partnerships collaboratively. This role provides an exciting opportunity to shape the future of our payments user interface framework and promote the modernization agenda for our Payments UI. Job Responsibilities Lead the development and enhancement of the Payments User Interface Framework for various payment methods. Spearhead modernization initiatives for the Payments UI. Articulate and document comprehensive process flows, including customer interactions and data handoffs. Conduct thorough gap and difference analyses for business initiative changes. Create wireframes and mock-ups to illustrate user flows and evaluate user experience. Engage in discussions throughout the project lifecycle, from initiation to implementation. Facilitate discussions with stakeholders to align on operational flows. Conduct in-depth analyses with stakeholders to drive requirements and implement changes. Manage and track prioritized requirements, providing regular status updates. Utilize AGILE methodology to create business flows and track development. Prioritize and manage requirements for successful delivery and implementation. Conduct walkthroughs and training sessions for stakeholders and user groups. Establish and maintain strategic relationships. Participate in project scoping and planning activities. Conduct user research to prioritize and assess requirement desirability. Perform impact analysis for business initiatives to identify necessary changes. Analyze defects, prioritize them, and explore alternative solutions. Required qualifications, capabilities and skills Defining requirements for payment systems. Payments and managing large-scale strategic projects. Creating wireframes and UI/UX designs. Managing projects using Agile methodology. Strong skills with the ability to work independently. Problem-Solving & Communication Excellent skills with the ability to influence stakeholders without direct authority. Ability to define future business models and drive execution. Ability to build partnerships and work collaboratively. Supporting large-scale initiatives. Developing innovative and differentiated solutions. Preferred qualifications, capabilities and skills Building relationships and influencing others. Analytical skills and attention to detail in documentation. Organizational and time management skills. Project planning skills. Presentation skills, including written, visual, and verbal communication. Facilitating meetings and workshops. Leadership skills to unite multi-functional groups towards common goals.
Posted 3 months ago
8 - 13 years
17 - 21 Lacs
Bengaluru
Work from Office
We are seeking a Product Manager who is a self-starter, ready to learn and experiment, and able to work both independently and as part of a team. A key driver of success will be the ability to focus on the highest leverage activities in the face of rapid change and new information, and the ability to independently drive activities all the way to successful completion. Product management will be a focal point in our strategy to deliver world-class Alternative Payments Products to market, and the Product Manager role is a key piece of that vision. Key Responsibilities Develop and support the product strategy, go-to-market plans, and product design documents (including concept documents, business cases, and product requirements) for the Alternative Payments platform. Identify new product and service opportunities, collaborating with various Visa regions to gather and document business requirements for new product features and functionality. Work closely with technology and cross-functional teams to launch products successfully. Coordinate and author product documentation and communications. Create and manage product-related workspaces, artifacts, and audit trails for the team. Develop expertise in the product to handle first-line queries and support requests from cross-functional teams. Troubleshoot and analyze BAU product issues while monitoring ongoing product performance. Analyze and report on product trends regularly. Support the development of the product roadmap to define and achieve product goals and strategies. Gain in-depth knowledge of Visa s products to aid the product team in enhancing product features and functionality, leveraging existing capabilities when appropriate. Understand market trends, competition, and user requirements. Interpret market research to provide insights to the team and product management leaders, informing decision-making processes. Collaborate with internal Visa teams (including regional teams, technology, client services, other Visa product teams, risk, and other relevant groups) to define and execute a cohesive strategy for specific products or features. Work closely with Engineering teams across different time zones to bring ideas from concept to commercialized product. Basic Qualification 8+ years of relevant work experience with a Bachelor s Degree. Strong analytical skills and familiarity with payment systems (Alternative Payments, card networks,
Posted 3 months ago
7 - 12 years
9 - 14 Lacs
Pune
Work from Office
About The Role :: We are seeking an experienced Sr. Business Analyst with a strong background in payments and financial systems. The ideal candidate will have extensive experience in business analysis and project management, and a passion for driving business results. As a Business Analyst, you will be responsible for analyzing business processes, managing projects, and partnering with cross-functional teams to bring solutions to market. Overall Responsibilities: Lead and support the development and implementation of critical business initiatives related to payments. Manage multiple projects, ensuring timely delivery within budget while meeting business requirements. Partner with cross-functional teams, including product, technology, and marketing, to understand project requirements and provide technical guidance. Analyze business processes and identify areas for improvement, making recommendations to drive business results. Develop and maintain project plans, including schedules, budgets, and resource allocation. Facilitate meetings and workshops with stakeholders to gather requirements and provide status updates. Stay up-to-date with industry trends and best practices in business analysis and payments, and make recommendations for improvements. Mentor and coach team members, helping them develop their technical and leadership skills. Technical Skills (Category-wise): Primary Skills: Strong expertise in business analysis and project management. Proficiency in payments systems and financial processes. Experience with business process improvement methodologies (e.g., Lean Six Sigma). Secondary Skills: Familiarity with Agile and Waterfall project management methodologies. Proficiency in project management tools and techniques. Excellent analytical and problem-solving skills. Experience: Minimum of 7+ years of experience in business analysis and project management. At least 5 years of relevant experience in the payments industry. Proven experience in managing and delivering projects related to payments. Day-to-Day Activities: Analyze and document business processes related to payments. Lead and manage projects, ensuring adherence to timelines and budgets. Collaborate with cross-functional teams to gather requirements and provide technical guidance. Facilitate meetings and workshops with stakeholders to gather requirements and provide status updates. Develop and maintain project plans, including schedules, budgets, and resource allocation. Mentor and coach team members to enhance their skills and performance. Stay updated with industry trends and best practices in payments and business analysis. Qualifications: Bachelor's or Master's degree in Business Administration, Computer Science, or a related field. Relevant certifications in business analysis and project management (e.g., PMI-PBA, PMP, Lean Six Sigma). Soft Skills: Excellent communication and interpersonal skills. Strong problem-solving and analytical skills. Ability to work collaboratively within a team environment. Strong organizational and prioritization skills. Adaptability and a willingness to learn new technologies. Ability to present complex ideas to technical and non-technical audiences. S YNECHRONS DIVERSITY & INCLUSION STATEMENT Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative Same Difference is committed to fostering an inclusive culture promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more. All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicants gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law . Candidate Application Notice
Posted 3 months ago
7 - 12 years
9 - 14 Lacs
Chennai
Work from Office
Project Role :Business Analyst Project Role Description :Analyze an organization and design its processes and systems, assessing the business model and its integration with technology. Assess current state, identify customer requirements, and define the future state and/or business solution. Research, gather and synthesize information. Must have skills :Payments Fundamentals Good to have skills :Payment Processing Design Minimum 7.5 year(s) of experience is required Educational Qualification :15 years full time education Summary:As a Business Analyst, you will analyze an organization and design its processes and systems, assessing the business model and its integration with technology. We are looking for a Payment Business Analyst with 5 to 10 years of experience to join our team. The ideal candidate will have a strong understanding of payment systems, excellent analytical skills, and the ability to collaborate effectively with stakeholders. Roles & Responsibilities: Expected to be an SME, collaborate and manage the team to perform. Gather and analyze business requirements for payment systems. Identify and implement process improvements. Lead and manage payment-related projects. Collaborate with stakeholders to ensure project alignment. Create detailed documentation and reports. Conduct testing and validation of payment solutions. Ensure compliance with regulatory requirements Professional & Technical Skills: Must To Have Skills:Proficiency in Business Requirements Analysis, SWIFT, Payments Fundamentals. Strong understanding of Payment SDLC. Exposure to Payment SDLC Tracking Tools such as ADO / Jira / Confluence etc. Strong understanding of Payment Message Flow (Origination to Destination). Understanding of various Payment System - ACH/SEPA/PSD2/API/NACHA/STEP2-T/TIPS/SDD/SCT. Experience working with Payment Engine (like New Payment Platform, GPP etc). Experience working with API (Rest-API) Message. Experience working with Json (ISO 20022) Message. Understanding of ACH Direct Debit / Credit Transfers. Understanding of Instant Credit/Debit Transfers. Experience working with Swift MT Messages/Proprietary Messages. Experience working with Swift MX - ISO20022 (Xml) Messages. Knowledge of industry standards and best practices. Excellent analytical and problem-solving skills. Strong communication and interpersonal skills. Ability to work collaboratively in a team environment. Additional Information: The candidate should have a minimum of 7.5 years of experience in Payments Fundamentals. This position is based at our Bengaluru office. A 15 years full-time education is required. Qualifications 15 years full time education
Posted 3 months ago
2 - 4 years
13 - 15 Lacs
Bengaluru
Work from Office
BHN is building a digital platform and products that bring people and brands together. We facilitate cross channel payments via cash-in, cash-out and mobile payments. By leveraging blockchain, smart contracts, serverless technology, real time payment systems, we are unlocking the next million users through innovation. Our employees are our biggest assets! Come find out how we engage, with the biggestbrands in the world. We look for people who collaborate, who are inspirational, who have passion that can make a difference by working as a team while striving for global excellence. You can expect a strong investment in your professional growth, and a dedication to crafting a successful, sustainable career for you. Our teams are composed of highly talented and passionate A players, who are also invested in mentoring and enabling the best qualities. Our vibrant culture and high expectations will kindle your passion and bring out the best in you! Responsibilities Technical Excellence:We value people with a strong technical core, and we wont compromise with this . Initiative:A big part of operating at a higher level is not just doing what youre told but identifying new value for the team/department/company. Influence:The best way to be a 10x engineer is to make 10 other engineers 2x more productive. Perform all phases of software engineering including design, development, testing, and deployment in an Agile software development environment Design and develop new features using various languages, we primarily use Python and JavaScript Collaborate with other teams and conduct new technology research for product development and recommend product enhancements Actively participate in code reviews, analyze results and choose the best solution Manage deadlines and prioritize tasks Continuously focus on improving the software quality and performance Participate in Information Security analysis and remediation Troubleshoot customer issues and communicate effectively to internal and external stakeholders Mentor and inspire others and drive for results Onboard new scrum team members Work with product owners to define features and clarify requirements Provide timely advice and solutions including estimations. Communicate tradeoffs including hidden problems Able to lead the team to come up with leading edge solutions with a can-do attitude Qualifications Bachelors degree in Computer Science, similar technical field of study, or equivalent practical experience. 2-4 years of hands on experience with object-oriented and functional software engineering using Node JS and also familiarity in front end framework with React Familiarity with cloud environment, preferably Amazon Web Services Familiarity with relational databases like my-sql and non-relational databases like Mongo Knowledge of data structures and algorithms Interested in working in an Agile/Scrum environment Ability to learn new coding languages and develop creatively Good verbal and written communications skills
Posted 3 months ago
2 - 5 years
11 - 14 Lacs
Bangalore Rural
Work from Office
Role Summary We are seeking an IT Systems Analyst with strong exposure to banking and payments systems. Key Responsibilities Technical Documentation : Create and maintain technical specification documents to reflect system design and functionality. Testing & Defect Management : Support SIT and UAT test plans, manage defects and change requests, and prioritize fixes with Project Managers and Business Analysts. Operational Support : Assist in transitioning systems from development to production and provide post-implementation support, including coordinating with vendors to resolve reported issues. Quality Assurance : Participate in quality reviews to ensure deliverables meet IT standards and governance requirements. Collaboration : Work with cross-functional teams, including Project Managers, Business Analysts, and development teams, to meet technical and business requirements. Qualifications Education : Bachelors degree in Computer Science, Information Systems, or a related field. Experience : At least 7+ years in payment system implementations with expertise in methodologies for system analysis. Domain Knowledge : Strong understanding of Asia-Pacific payment systems (e.g., CITAD, KFTC, FPS, NEFT, etc.). Banking experience is a must. Standards & Tools : Excellent knowledge of ISO20022 payment standards , SWIFT messages , and familiarity with TCS Bancs Payments product (preferred). Technical Skills : Proficiency in Java/J2EE, Oracle DB, SQL, Unix/Linux, IBM WAS , MQ and experience with API development and management. Project Management : Familiarity with project management fundamentals and change management processes. Methodologies : Solid understanding of the SDLC and Agile methodologies. Skills : Strong analytical, troubleshooting, and problem-solving abilities. Communication : Excellent verbal and written communication, interpersonal, and negotiation skills. Work Ethic : Self-motivated, independent, and a collaborative team player with excellent time-management and organizational skills. Number of Vacancies 1
Posted 3 months ago
5 - 10 years
25 - 40 Lacs
Chennai, Bengaluru, Hyderabad
Work from Office
Please Note: ========== Please apply if and only if you have Payment Gateway experience (Stripe / Paypal / WorldPay/RazorPay/ Credit cards / Debit Cards / UPI / PAYTM/PHONEPE Payments Experience ) Job Title: Payments Gateway Expert Job Location: Riyadh - Saudi Dubai - UAE Doha - Qatar Monthly Salary: 8k SAR - 15k SAR - Full Tax Free Salary - Depending on Experience Project Duration: 2 Years Work visa will be sponsored by the company Experience Level Needed: 5 - 10 Years No.of Positions: 05 Key Responsibilities: Integrate payment gateways into websites, mobile apps, and digital platforms. Oversee transaction processing, authorization, capturing, and settlement. Ensure compliance with PCI-DSS, 3D Secure, and implement encryption and tokenization. Optimize payment gateway performance for faster transactions and improved user experience. Implement fraud detection and prevention tools to minimize risks and chargebacks. Manage relationships with payment providers and financial institutions. Analyze payment trends, transaction volume, and provide financial reports. Provide support for payment-related issues and resolve disputes or refund requests. Test payment gateway integrations and ensure smooth functionality. Stay updated with new payment technologies and recommend improvements. Required Experience / Skills: Experience with Payment Gateways like Stripe / Paypal / Razorpay / Worldpay Experience with Mobile Payments / Credit cards / Debit Cards / Payment divisions in Banks Acquirer side / Issuer side Experience with Payment Systems like VISA / Master Card / Amex Knowledge of ISO8583 messages Experience in SAUDI MADA / VISA / Master card system payments for both Credit & Debit cards Experience in Mobile payments like Apple Pay,STC Pay,Emergency Cash , NFC payments Knowledge in Banking E-Channels like 3D Secure and Mobile Payments / OTP Payment Systems Experience in SQL & Oracle 11G/12 Knowledge of message queing systems like IBM Message Broker/IBM Websphere / Microsoft IIS Server Exposure to Unix System (Sun Unix / IBM AIX) You must be a Mobile Payments Expert , with Technical Skills mainly with Apple Pay/ SAUDI MADA & VISA Master Card Payments Job REF code: PGW_0325 Interested candidates can connect with us on WhatsApp at: +91 91549 42629 Email ID: spectrumconsulting1977@gmail.com Please Email Your CV with Job REF Code [ PGW_0325 ] as subject
Posted 3 months ago
7 - 10 years
10 - 20 Lacs
Bengaluru
Work from Office
Position Overview This position is responsible for the discovery of bugs, writing test cases, automating test scenarios, documenting projects, and running regression tests for both mobile and web applications. He guides the team to strategize, design, implement and run automation solutions supporting a variety of applications. Key Responsibilities Writing clean and efficient codes for applications. Monitoring the performance of live apps and work on optimizing them at the code level. Identifying and resolving bottlenecks, rectifying bugs and enhancing application performance. Good communication skills, good analytical and logical skills Learning skills, Problem solving, Customer segmentation analysis Team player, Agile, Design patterns Skills Java 8 and above, REST, Spring boot, Microservices, Spring Security, Spring Cloud, SQL, Maven/Gradle, MySQL Agile/Scrum, Jira, GIT/Bitbucket, CI/CD pipeline. Experts in Spring boot, debug and analytical skills are required Good Knowledge in AWS cloud infrastructure (ECS, EC2, CloudWatch, OpenSearch, RDS) also Cache mechanism (Redis, etc.) Agri-tech, Fintech, E-commerce etc. are preferred
Posted 3 months ago
7 - 12 years
25 - 32 Lacs
Pune, Delhi NCR, Bengaluru
Hybrid
India's marquee global technology & consulting company. They are an international flag-bearer of technical and managerial excellence. The Job looking for Sr Consultants Cards & Payments experience - CBDC, Cross Border Payments, Payment and Cards Transformation, Payments Modernization, experience with leading Payments, cards products. Should have consulting experience in Cards & Payments- IT Consulting/ Product Owner experience/ Agile. If Business Analyst profile (Project implementation, digital transformation / product owner experience required). Consulting & advisory experience with top-tier consulting organizations strongly preferred. E2E payments solution design encompassing Banks, non-Banking entities Payments operations efficiency, Modernization strategy, Target architecture blue prints, Product management, Product/solution envisioning. Experience with products such as GPP FUSION, Clear2pay, FIS, Dovetail, FISERV, TSYS, Adyen / Worldpay / PayPal / Stripe. Having exposure to latest trends in payments and payment regulations Fintech partnerships, Fintech collaboration for digital payments transformation for Banks and non-Banking entities Experience of delivery programs as a Functional Leader or Functional Program Manager covering one or more capabilities within the Payments domain. Business Strategy, IT Strategy, Process Consulting, Cost Optimization, Customer Experience, Digital Transformation, Program Management, Change Management, Product Implementation, Business Analysis and Post-merger Integration. Driving digital strategy for FSI clients using key emerging technologies likes Artificial Intelligence, Advanced Analytics, Omni/Conversational Channels, Cloud, Blockchain, Social & Mobility Industry Certifications: TOGAF certifications, Certifications from SWIFT/BIAN would be a great asset. Your Profile An MBA with 6-12 years of experience with a deep understanding of financial services and in-depth expertise in Payments & Cards domain within Financial Services, with experience in one or more of the following areas: Payments Functional architects. Product specialists. Payment’s strategy and business architecture: Fintech specialists. Program Management & Delivery Cards & Payments experience- (CBDC, Cross Border Payments, Payment and Cards Transformation, Payments Modernization, experience with leading Payments, cards products. Should have consulting experience in Cards & Payments- IT Consulting/ Product Owner experience/ Agile. If Business Analyst profile (Project implementation, digital transformation / product owner experience required)
Posted 3 months ago
2 - 6 years
1 - 4 Lacs
Coimbatore
Work from Office
Role: Mortgage Servicer (Voice) Experience: 1+ years Location: Coimbatore Skills: Education and Experience: A bachelor s degree in finance, business, or related field is preferred. 1 3 years of experience in mortgage servicing, banking, or financial services. Technical Skills: Proficiency in loan servicing platforms and Microsoft Office Suite. Familiarity with escrow analysis tools and reporting software. Soft Skills: Strong communication, negotiation, and problem-solving abilities. Attention to detail and organizational skills. Ability to work under pressure and manage time effectively. Regulatory Knowledge: Understanding of US mortgage regulations (e.g., RESPA, TILA, and FDCPA). Awareness of investor-specific guidelines (e.g., Fannie Mae, Freddie Mac, FHA). Customer-Centric Approach: Commitment to providing high-quality customer service and maintaining a professional demeanor. Responsibilities: Loan Management: Process monthly payments and apply them accurately to principal, interest, taxes, and insurance (PITI). Manage escrow accounts for property taxes and insurance. Monitor payment delinquencies and proactively reach out to borrowers to discuss repayment options. Customer Support: Address borrower inquiries regarding payments, escrow, interest rates, and account details. Provide exceptional customer service through phone, email, and other communication channels. Educate borrowers about loan terms, payment options, and regulatory requirements. Compliance and Documentation: Ensure compliance with federal, state, and investor guidelines (e.g., CFPB, RESPA, and Fannie Mae/Freddie Mac servicing requirements). Maintain accurate records of loan status, borrower interactions, and escrow analysis. Generate and review notices such as payment reminders and annual escrow statements. Default Management: Identify delinquent accounts and initiate collections efforts. Assist in loss mitigation efforts, including loan modifications, repayment plans, and foreclosure prevention. Collaborate with foreclosure attorneys and bankruptcy teams as necessary. Technology and Tools: Utilize servicing software (e.g., MSP by Black Knight, Encompass, or other loan servicing platforms) for tracking and managing accounts. Monitor automated payment systems and troubleshoot issues. Reporting and Analysis: Generate and review portfolio performance reports. Analyze trends in delinquency rates and make recommendations for process improvements. Report critical data to investors, regulators, or management as required.
Posted 3 months ago
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