1507 Operational Risk Jobs - Page 33

Career Opportunities Position Manager Audit, Compliance & Risk management in Renewals and persistency No. of Positions 1 Department Operations- Renewals & persistency Function CRT Reporting to Chief Manager- Audit, Compliance & Risk management Renewals & persistency Band 4B Location 90C, Gurgaon Last Date of Submission Job Summary Overall responsibility of Audit and compliance for Customer Retention Communication, Payments & Journey Flows Also Setting up SIC s & governance dashboards for customer touchpoints & deliveries Focus on regular audits, risk assessment and identify potential compliance issues. Investigate compliance violations & report findings to management. Lead the EWG & MRC for process gaps. Attention to details and ability to work independently and manage multiple buckets. This role will be at the forefront of executing to the strategic initiatives, change management, process improvement, creating new processes, new system enhancements, audit outcomes & observation closures along with data governance which enhance customer/seller experience significantly resulting in better business outcomes . Key Responsibilities Audit and compliance 40% Carrying /conducting out independent and in-depth Audit compliance reviews for Payments, Communication & surrender processes Reporting out key outcomes on monthly basis along with preventive and corrective steps on key critical points. Manage Operational Loss Database for the respective function Ensuring monthly compliances to IRDAI reporting & COMS Perform periodic testing on control efficacy for controls deployed for material risks Monitoring all CRT Journeys and Identify any gaps in operational processes by performing impact assessments. Formulating process of tracking and closing compliance & open issues by close looping with with respective process owners. Reporting key compliance outages in management committees viz EWG & ORG. Communication & Payments 40% Creation of SIC s and tracking intent base and report errors Process Improvement after taking feedback from distribution/stakeholders. Aiding the automation of critical work flows Analyze data to establish the problem RCA and report on efficacy of implemented solutions. Collaborate with IT for any enhancement/Updation. Drive initiatives in line with company strategy to empower various interdepartmental teams like IT, BPMA and within department Collaborate with various stake holders like Enterprise Risk and IT team to ensure timely delivery of and completion of various initiatives Consistent follow up on initiatives launched to ensure 100% desired outcome Project Management 20% Process re-engineering to fix gaps highlighted/identified through/by customer/agent/distribution feedback Deploying need based customer/distribution communication Ensuring compliance to the applicable regulation; Ensuring regular review and governance mechanism with key stakeholders Measure of Success Audit and compliance Audit rating > 2 and going for 1. Number of process improvement initiatives taken Automation of check points to ensure process health in place Timely completion of the review plan & risk assessment , Key risk identified & mitigation plan developed Timely updation of new regulatory task in COMs Customer communication & Payments Successful implementation SIC s and monitoring Efficiency in tracking Cross functional Coordination Risk free process across CRT Must have a minimum of 2-5 years of experience in project/ program management. Knowledge/ Understanding of risk management Excellent in communication, document creation and presentation Good PR skills and able to get the work done from other depts. Growth mindset and self-motivated Desired qualifications and experience Graduate/PG in Management preferred Must have a minimum of 4-5 years experience, of which at least 2-3 years should have been spent in Operations and / or Customer Service Experience of managing Operational risk, audit, governance Should have understanding of payments, automation, digital solutions, operational challenges and associated risks Should have held a managerial position for at least 2 years Skills Sound Knowledge of front end Operations Model. Very Strong communication skills Ability to express ideas clearly and persuasively. Execution ability; Effectiveness in planning and organizing activities of himself and team members; exceptional energy, drive and People Management Skills Career Opportunities Position Manager Audit, Compliance & Risk management in Renewals and persistency No. of Positions 1 Department Operations- Renewals & persistency Function CRT Reporting to Chief Manager- Audit, Compliance & Risk management Renewals & persistency Band 4B Location 90C, Gurgaon Last Date of Submission Job Summary Overall responsibility of Audit and compliance for Customer Retention Communication, Payments & Journey Flows Also Setting up SIC s & governance dashboards for customer touchpoints & deliveries Focus on regular audits, risk assessment and identify potential compliance issues. Investigate compliance violations & report findings to management. Lead the EWG & MRC for process gaps. Attention to details and ability to work independently and manage multiple buckets. This role will be at the forefront of executing to the strategic initiatives, change management, process improvement, creating new processes, new system enhancements, audit outcomes & observation closures along with data governance which enhance customer/seller experience significantly resulting in better business outcomes . Key Responsibilities Audit and compliance 40% Carrying /conducting out independent and in-depth Audit compliance reviews for Payments, Communication & surrender processes Reporting out key outcomes on monthly basis along with preventive and corrective steps on key critical points. Manage Operational Loss Database for the respective function Ensuring monthly compliances to IRDAI reporting & COMS Perform periodic testing on control efficacy for controls deployed for material risks Monitoring all CRT Journeys and Identify any gaps in operational processes by performing impact assessments. Formulating process of tracking and closing compliance & open issues by close looping with with respective process owners. Reporting key compliance outages in management committees viz EWG & ORG. Communication & Payments 40% Creation of SIC s and tracking intent base and report errors Process Improvement after taking feedback from distribution/stakeholders. Aiding the automation of critical work flows Analyze data to establish the problem RCA and report on efficacy of implemented solutions. Collaborate with IT for any enhancement/Updation. Drive initiatives in line with company strategy to empower various interdepartmental teams like IT, BPMA and within department Collaborate with various stake holders like Enterprise Risk and IT team to ensure timely delivery of and completion of various initiatives Consistent follow up on initiatives launched to ensure 100% desired outcome Project Management 20% Process re-engineering to fix gaps highlighted/identified through/by customer/agent/distribution feedback Deploying need based customer/distribution communication Ensuring compliance to the applicable regulation; Ensuring regular review and governance mechanism with key stakeholders Measure of Success Audit and compliance Audit rating > 2 and going for 1. Number of process improvement initiatives taken Automation of check points to ensure process health in place Timely completion of the review plan & risk assessment , Key risk identified & mitigation plan developed Timely updation of new regulatory task in COMs Customer communication & Payments Successful implementation SIC s and monitoring Efficiency in tracking Cross functional Coordination Risk free process across CRT Must have a minimum of 2-5 years of experience in project/ program management. Knowledge/ Understanding of risk management Excellent in communication, document creation and presentation Good PR skills and able to get the work done from other depts. Growth mindset and self-motivated Desired qualifications and experience Graduate/PG in Management preferred Must have a minimum of 4-5 years experience, of which at least 2-3 years should have been spent in Operations and / or Customer Service Experience of managing Operational risk, audit, governance Should have understanding of payments, automation, digital solutions, operational challenges and associated risks Should have held a managerial position for at least 2 years Skills Sound Knowledge of front end Operations Model. Very Strong communication skills Ability to express ideas clearly and persuasively. Execution ability; Effectiveness in planning and organizing activities of himself and team members; exceptional energy, drive and People Management Skills

Job Title: AVP- Control Business Partner (Cards) Years of Experience: 7+ Years Location: Noida Purpose of the role: To assess the integrity and effectiveness of the banks internal control framework to support the mitigation of risk and protection of the banks operational, financial, and reputational risk. Accountabilities: Collaboration with various stakeholders across the bank and business units to improve overall control effectiveness through detailed documentation of control assessments, procedures, and findings. Identification and investigation of potential weaknesses and issues within internal controls to promote continuous improvement and risk mitigation aligned to the banks control framework, prioritised by its severity to disrupt bank operations. Development of reports to communicate key findings from risk assessment including control weaknesses and recommendations to control owners, senior management, and other stakeholders. Execution of reviews to determine the effectiveness of the bank's internal controls framework aligned to established and evolving policies, regulation, and best practice. Implementation of adherence to the Barclays Controls Framework and set appropriate methodology of assessing controls against the Controls Framework. Assistant Vice President Expectations: To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. To be successful as a AVP – Controls Business Partner, you should have experience with: Chartered Accountant/ Certified Internal Auditor/ CPA or equivalent qualification in Auditing or Risk Management/Graduate or Postgraduate with experience in Controls i.e. Controls Business Partner or Control Assurance and Tester and Operational Risk Management. Business understanding on Client Servicing, Cards/Merchant Servicing/Product acquiring, issuing is mandatory. Extensive experience in Internal Audit, Control Business Partnership, Controls Assurance & Testing and Operational Risk Management. Comprehensive understanding of governance and control frameworks and processes, and all aspects of operational risk management. Highly motivated, business-focussed and forward-thinking. Extensive experience in senior stakeholder management, ability to communicate internal control concepts clearly in a business context. Ability to manage reporting lines and relationships across multiple disciplines. Controls Experience in areas viz. Financial Crime, AML, Customer Due Diligence, Settlements, Private Sanctions, Credit Lending, Markets, Reference Data etc. Some other highly valued skills may include: Sound commercial judgment and overall understanding of the Financial Services Industry, particularly the business impact of the regulatory environment. Experience of designing, communicating & implementing internal control policies. Proficient in use of MS Office applications (Outlook, Word, Excel, PowerPoint). Knowledge of internal control and regulatory requirements & practice e.g. Turnbull, Sarbanes-Oxley, COSO, Basel II Accord relating to operational risk preferred. Please share your resume to sunidhi.manhas@portraypeople.com

About Us Tata International Limited is a leading trading and distribution company that has served the industry for over six decades, exemplifying its core values of Pioneering, Integrity, Excellence, Unity and Responsibility. We have our footprints in over 29 countries across the globe operating in diversified verticals from trading and distribution to manufacturing and retail, which offers our employees a dynamic environment rich in opportunities. Guided by the common threads of Tata Code of Conduct, we foster a collaborative and inclusive work environment that encourages personal and professional growth thus laying a strong foundation for creating a world-class organization where employees are respected and motivated to contribute to sustainable development. Job Purpose Responsible for the efficient administration of the company & subsidiaries, particularly with regard to ensuring compliance with statutory and regulatory requirements and for ensuring that decisions of the Board of Directors are implemented. Key Responsibilities To deliver a high quality, efficient and effective company secretarial service to the company To provide up-to-date and relevant guidance on the application and interpretation of Companies Act / SEBI Provisions / Secretarial standards / other applicable regulations in Secretarial field Assist in Holding Board / Committee meetings, shareholder s meetings, finalize Board agenda / circulate Board papers, etc. Submission of information to Group and country stakeholders, assist in audits, performing and reporting of risks to operational risk forums, Board/audit committee, etc. Taking care of all the listing requirements with Stock Exchange Filing of various statements, returns with Registrar of Companies & other applicable regulatory authorities Provide Company Secretarial and Governance support Assist in handling Legal work / vetting of Contracts / Agreements / Legal compliances Educational Qualifications Company Secretary / Company Secretary & Corporate Law preferable Desired Profile (Experience) Experience of 5 7 years post qualification in similar capacity Should have experience working with large sized firm Industry Preference Trading, Export houses, Manufacturing

The Data Production Program Management Lead plays a critical role in the operationalization and delivery of derived datasets that underpin MSCI Private Assets analytics and internal workflows. This includes overseeing production pipelines for the Private Capital Universe, index creation, and related outputs that flow into downstream platforms and client-facing tools. Reporting to the Data Integration and Production Program Lead, this role acts as the connective tissue between Data Engineering, Product, and internal platform teams ensuring execution discipline, production readiness, and alignment across all data delivery touchpoints. This role will help streamline tooling, support automation efforts, and reduce operational risk across one of MSCI s most complex and business-critical data domains. Your Key Responsibilities Own program execution for PCU and index creation pipelines from production logic through distribution readiness Collaborate with Data, Engineering, Product, and platform owners to define production timelines and manage upstream dependencies Align tooling requirements with internal teams to improve data validation, monitoring, auditability, and operational controls Track delivery readiness of each dataset, ensuring reconciliation and testing are complete before internal or external use Ensure seamless integration of production outputs into downstream platforms by coordinating platform owners Maintain comprehensive documentation of workflow logic, dependencies, and edge cases across PCU/index pipelines Identify and manage delivery risks, escalate blockers, and uphold release quality standards Serve as the central coordinator ensuring seamless handoffs between raw data production and downstream delivery maintaining clear ownership, reducing fragmentation, and enabling end-to-end accountability Your skills and experience that will help you excel 7+ years of experience in program or product management, preferably in data operations or analytics production Strong understanding of data transformations, modeling, validation, and production workflows Familiarity with Agile or iterative delivery methodologies and cross-functional collaboration High attention to detail and ownership of release quality, timelines, and stakeholder expectations Excellent communication and stakeholder management skills; adept at translating between technical execution and business priorities Experience with operational tooling (e.g., Jira, Confluence, automated validation or reconciliation systems) Ability to scale and refine delivery processes over time, driving continuous improvement in production maturity About MSCI What we offer you Transparent compensation schemes and comprehensive employee benefits, tailored to your location, ensuring your financial security, health, and overall wellbeing. Flexible working arrangements, advanced technology, and collaborative workspaces. A culture of high performance and innovation where we experiment with new ideas and take responsibility for achieving results. A global network of talented colleagues, who inspire, support, and share their expertise to innovate and deliver for our clients. Global Orientation program to kickstart your journey, followed by access to our Learning@MSCI platform, LinkedIn Learning Pro and tailored learning opportunities for ongoing skills development. Multi-directional career paths that offer professional growth and development through new challenges, internal mobility and expanded roles. We actively nurture an environment that builds a sense of inclusion belonging and connection, including eight Employee Resource Groups. All Abilities, Asian Support Network, Black Leadership Network, Climate Action Network, Hola! MSCI, Pride & Allies, Women in Tech, and Women s Leadership Forum. At MSCI we are passionate about what we do, and we are inspired by our purpose to power better investment decisions. You ll be part of an industry-leading network of creative, curious, and entrepreneurial pioneers. This is a space where you can challenge yourself, set new standards and perform beyond expectations for yourself, our clients, and our industry.

Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. We are currently seeking a person to join the Fund Administration team (FS) within Securities Services. Securities Services provides robust and reliable solutions that enhance performance and mitigate risk, today and in the future. Working with institutional investors, banks, insurance companies, governments and multinational corporations, Securities Services offers a range of fund administration, global custody, sub-custody and clearing services. Management with a focus on customer-centric propositions and innovative and efficient distribution channels. Job Introduction The primary purpose of this job is managing the fund administration services for specific Mutual fund / Insurance / AIF & PMS client. Subject Matter Expert for the respective area of Operation. Assist the line manager in implementation of longer-term strategic vision for the operations unit. This includes testing and implementing system changes & ensure compliance with FIM & all relevant local regulations. Principal Responsibilities Ensure error-free calculation of Net Asset Value (NAV) and timely / accurate reporting to clients on a daily basis. Preparation of various client and regulatory reports as per prescribed formats and timelines. Handling of various audits (Statutory Audit, SEBI Audit & Internal Audit) for the Mutual Fund / Insurance / AIF clients. Process and Productivity Improvement - Contribute towards cost saving / revenue enhancement initiatives for the business by automating the manual processes thereby improving the productivity. Ensure Operational Memorandum & Client SLAs are always met. Ensure that all new Client requirements are accepted if feasible. Tracks competitors with respect to service proposition, value-added services, best practices etc. Explores avenues for service improvements and provides value-adds to clients on an ongoing basis. Ensure error-free and efficient operations across all clients as well as adherence to defined process notes and diligently following the daily checklist put in place. To put in tools / triggers to monitor performance as per the defined process notes and checklist on an ongoing basis. No instance to be observed where any process deviation / exception has taken place that has resulted in negative impact for the client or HSBC. To manage operational risk, including its identification, assessment, mitigation and control & assess operational gaps / inefficiencies which could lead to frauds and lapses. Implement Global Standards Requirements Should be a person having sound knowledge of SEBI Mutual fund regulations and financial accounting, preferably a Bachelor of commerce degree (Specialized in accounting). An exposure to capital market would be an added advantage. He should possess at-least 5-6 years of work experience. Minimum Graduation or as required for the role, whichever is higher Useful Link Link to Careers Site: Click HERE

Join Barclays as Control Assurance- SOX Assistant Vice President where to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. To be successful in this role, you should have, Effective written and oral communication skills, with the ability to present credibly to senior stakeholders Working knowledge of operational risk & control processes and practices, including experience in their application across functions with ability to demonstrate a risk management mindset. Good understanding of SOx requirements and the COSO framework and its application to internal controls over financial reporting Experience in Product Control/Financial Control/Regulatory reporting and/or Auditing, preferably in Financial Services. Experienced in identifying, documenting, and testing controls Formal Accounting qualification (ACCA, CIMA, ACA or equivalent). Ability to understand, implement and drive improvements to a risk & control framework Some other highly valued skills may include, Strong Excel skills including extensive experience in managing large quantities of data, pivots, formulas, Vlookup. Experience with Data Analytics tools and technologies (such as Alteryx, Tableau etc) would be an added advantage You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills This role is based in our Noida office. Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

The Data Production Program Management Lead plays a critical role in the operationalization and delivery of derived datasets that underpin MSCI Private Assets analytics and internal workflows. This includes overseeing production pipelines for the Private Capital Universe, index creation, and related outputs that flow into downstream platforms and client-facing tools. Reporting to the Data Integration and Production Program Lead, this role acts as the connective tissue between Data Engineering, Product, and internal platform teams ensuring execution discipline, production readiness, and alignment across all data delivery touchpoints. This role will help streamline tooling, support automation efforts, and reduce operational risk across one of MSCI s most complex and business-critical data domains. Your Key Responsibilities Own program execution for PCU and index creation pipelines from production logic through distribution readiness Collaborate with Data, Engineering, Product, and platform owners to define production timelines and manage upstream dependencies Align tooling requirements with internal teams to improve data validation, monitoring, auditability, and operational controls Track delivery readiness of each dataset, ensuring reconciliation and testing are complete before internal or external use Ensure seamless integration of production outputs into downstream platforms by coordinating platform owners Maintain comprehensive documentation of workflow logic, dependencies, and edge cases across PCU/index pipelines Identify and manage delivery risks, escalate blockers, and uphold release quality standards Serve as the central coordinator ensuring seamless handoffs between raw data production and downstream delivery maintaining clear ownership, reducing fragmentation, and enabling end-to-end accountability Your skills and experience that will help you excel 7+ years of experience in program or product management, preferably in data operations or analytics production Strong understanding of data transformations, modeling, validation, and production workflows Familiarity with Agile or iterative delivery methodologies and cross-functional collaboration High attention to detail and ownership of release quality, timelines, and stakeholder expectations Excellent communication and stakeholder management skills; adept at translating between technical execution and business priorities Experience with operational tooling (e.g., Jira, Confluence, automated validation or reconciliation systems) Ability to scale and refine delivery processes over time, driving continuous improvement in production maturity About MSCI What we offer you Transparent compensation schemes and comprehensive employee benefits, tailored to your location, ensuring your financial security, health, and overall wellbeing. Flexible working arrangements, advanced technology, and collaborative workspaces. A culture of high performance and innovation where we experiment with new ideas and take responsibility for achieving results. A global network of talented colleagues, who inspire, support, and share their expertise to innovate and deliver for for ongoing skills development. Multi-directional career paths that offer professional growth and development through new challenges, internal mobility and expanded roles. We actively nurture an environment that builds a sense of inclusion belonging and connection, including eight Employee Resource Groups. All Abilities, Asian Support Network, Black Leadership Network, Climate Action Network, Hola! MSCI, Pride & Allies, Women in Tech, and Women s Leadership Forum. . MSCI Inc. is an equal opportunity employer. It is the policy of the firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, gender, gender identity, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy (including unlawful discrimination on the basis of a legally protected parental leave), veteran status, or any other characteristic protected by law. MSCI is also committed to working with and providing reasonable accommodations to individuals with disabilities. If you are an individual with a disability and would like to request a reasonable accommodation for . Please note, this e-mail is intended only for individuals who are requesting a reasonable workplace accommodation; it is not intended for other inquiries. To all recruitment agencies . Note on recruitment scams

Strong background of Swift Payments, FD, MT 103 & 202 and Middle East banking experience are preference Strong background of Trade finance Operations Middle East banking experience are preference Sound knowledge of ICC, URR, SWIFT, FSK. Trade Payments, Export Import Payment Sound knowledge of international payments routing Work with the line manager in introducing strong tools/processes to identify/ease operational risks attached to the unit. Pursue opportunities for enhancing operational efficiencies along with adequate monitoring Ensure excellent housekeeping standards at all times Managing the Team with Zero Ops Loss; NIL near miss / income leakage event SLA adherence, Adherence to TAT standards as agreed with business. Achieve the SLA targets. Nil unauthorized breaches in Policy/regulatory requirements and SOPs. Satisfactory rating in all audits Nil breaches in housekeeping (reconciliations, tracers, incoming swift messages etc.). No. of PI (process improvement Qualifications Graduation Job Location

: Job TitleReconciliation Production Analyst, NCT LocationBangalore, India Role Description The role requires the individual to manage the cash publishing and reconciliation (for Cash, Custody, and Intersystem Positions) for set of portfolios. The cash publishing process ensures the right cash projections to front office for their investment decisions. Cash Publishing is a sensitive process and requires transaction-based research on a list of Portfolios where errors will most likely result intofinancial/operationalrisk, hence it is very important to fill the position so that we have adequate time to train the person and avoid any impact on business. Good understanding of Reconciliation on various product classes such as Equity bond etc. including the end-to-end investigation on discrepancy between us vs external party. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Conduct cash publishing and reconciliation on the breaks Timely follow ups on the open breaks Securities & OTC recon Good team player Preparing daily MIS Your skills and experience Reconciliations on cash & positions Hands on experience on TLM, Aladdin, SCD Should be able to understand the accounting vs Investment book of records. Experience / Qualifications: Bachelors degree with 1-4 years of experience How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm

: Job titleBond Analytics Analyst Location:Mumbai, India Corporate title Associate Role Description OverviewBusiness Division Deutsche Banks Corporate Bank (CB) a market leader in cash management, trade finance & lending, securities services and Trust & Agency Services. Focusing on the treasurers and finance departments of corporate and commercial clients and financial institutions across the globe, our universal expertise and global network allows us to offer truly integrated and effective solutions. OverviewBusinessTrust and Agency Service (TAS) With offices in New York, California, London, Frankfurt, Milan, Lisbon, Dublin, Hong Kong, Singapore and Tokyo, the Trust and Agency Services team at Deutsche Bank has long been recognized as a leader in the provision of administrative and fiduciary services to the global debt and equities markets. It supports structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency, and Depositary Receipts. OverviewTeam TAS Analytics group within Corporate Trust business of Deutsche Bank is supporting the Structured Finance products like ABS/MBS/CDOs and other Debt products like Syndicated Loan transactions where DB acts as Trustee and/or Agent. As Trustee and/or Agent, DB is responsible for performing various calculations including but not limited to Bond Payments and Tax Calculations for new and existing bond issuances. Group has exposure to Corporate Trusts business in understanding the Structured Finance and other Debt products and its Analytics requirements along with supporting the CSG activities. The successful candidate will be required to cover European working hours supporting the EMEA/Americas business. Corporate title will depend on the relative experience of candidate. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Read and interpret governing legal and issuer documents namely Prospectuses/Offering Circulars, Bond Indentures and Pooling and Servicing Agreements, Hedging Agreements, etc. Process and review Bond Payments for MBS, ABS, CDO and similar kinds of structured product deals in an In-House platform (iMAKE) based on the Offering Circulars/Indenture/Pooling & Servicing Agreement and using the best practices followed in the Group. Offer the highest level of customer service by understanding overall deal structure and bond payments to provide internal and external clients with explanations to support cash flow model output. Establish the guidelines for receipt and appropriate format of underlying asset-level collateral that supports bond payments, as well as research and resolve any data accuracy issues. Involvement in ad hoc/special projects which support process improvement and the implementation of technology initiatives. Understand and analyze issues and offer practical solutions. Working independently with a minimal degree of supervision is required to exercise independent judgment. Your skills and experience Bachelor of Science/Engineering or qualified CA/CFA with a high GPA and a minimum of 2 years of professional experience. Previous experience in developing cash flow models, and exposure to securities industry. Must have proven skills in MS Excel and/or MS Access with good scripting skills in VBA. Experience in using SQL Demonstrated ability to handle multiple and often competing projects under tight deadlines and pressure. Must project a Customer/Client service focus. Responsible for supporting efforts to mitigate and control operational risk. Must be organized, focused, and possess strong communication and analytical skills. Demonstrated ability to work and think independently, while supporting team goals/objectives. How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

: Job TitleBond Analytics Analyst, AVP LocationMumbai, India Role Description OverviewBusiness Division Deutsche Banks Corporate Bank (CB) a market leader inCash Managemnet, Trade Finance & Lending, Securities services and Trust & Agency Service. Focusing on the treasurers and finance departments ofcorporate and commercial clients and financial institutionsacross the globe, our universal expertise and global network allows us to offer truly integrated and effective solutions. OverviewBusinessTrust and Agency Service (TAS) With offices in New York, California, London, Frankfurt, Milan, Lisbon, Dublin, Hong Kong, Singapore and Tokyo, the Trust and Agency Services team at Deutsche Bank has long been recognized as a leader in the provision of administrative and fiduciary services to the global debt and equities markets. It supports structures from the simplest to the most complex, covering Asset Backed Securities, CLOs and Managed accounts, Corporate Debt, Escrows, Project Finance, Loan Agency, and Depositary Receipts. OverviewTeam: TAS Analytics group within Corporate Trust business of Deutsche Bank is supporting the Structured Finance products like ABS/MBS/CDOs and other Debt products like Syndicated Loan transactions where DB acts as Trustee and/or Agent. As Trustee and/or Agent, DB is responsible for performing various calculations including but not limited to Bond Payments and Tax Calculations for new and existing bond issuances. Group has exposure to Corporate Trusts business in understanding the Structured Finance and other Debt products and its Analytics requirements along with supporting the CSG activities. The successful candidate will be required to cover European working hours supporting the EMEA/Americas business. Corporate title will depend on the relative experience of candidate. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Read and interpret governing legal and issuer documents namely Prospectuses/Offering Circulars, Bond Indentures and Pooling and Servicing Agreements, Hedging Agreements, etc. Process and review Bond Payments for MBS, ABS, CDO and similar kinds of structured product deals in an In-House platform (iMAKE) based on the Offering Circulars/Indenture/Pooling & Servicing Agreement and using the best practices followed in the Group. Offer the highest level of customer service by understanding overall deal structure and bond payments to provide internal and external clients with explanations to support cash flow model output. Establish the guidelines for receipt and appropriate format of underlying asset-level collateral that supports bond payments, as well as research and resolve any data accuracy issues. Involvement in ad hoc/special projects which support process improvement and the implementation of technology initiatives. Understand and analyze issues and offer practical solutions. Working independently with a minimal degree of supervision is required to exercise independent judgment. Your skills and experience Bachelor of Science/Engineering or qualified CA/CFA with a high GPA and a minimum of 5 years of professional experience. Previous experience in developing cash flow models, and exposure to securities industry. Must have proven skills in MS Excel and/or MS Access with good scripting skills in VBA. Experience in using SQL Demonstrated ability to handle multiple and often competing projects under tight deadlines and pressure. Must project a Customer/Client service focus. Responsible for supporting efforts to mitigate and control operational risk. Must be organized, focused, and possess strong communication and analytical skills. Demonstrated ability to work and think independently, while supporting team goals/objectives. How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Purpose: Assess and enhance the effectiveness of the internal control framework to mitigate operational, financial, and reputational risks. Key Responsibilities: Control Reviews: Perform targeted assessments of existing controls against governance frameworks, regulations, and best practices. Issue Management: Identify control gaps, quantify their impact, and drive remediation through clear action plans. Reporting & Insights: Develop concise reports and dashboards to communicate findings and recommendations to senior stakeholders. Stakeholder Collaboration: Advise business and support functions on control design, policy development, and process improvements. Continuous Improvement: Embed risk-based thinking into change initiatives and digital transformations to strengthen control culture. Leadership (if applicable): Coach and develop a small team of control-testing specialists, setting clear objectives and monitoring performance. Qualifications & Experience: Professional Credentials: CA, CIA, CPA, or equivalent qualification in auditing, risk, or controls. Domain Expertise: 5+ years in internal audit, control assurance/testing, or operational risk roles within financial services. Cards Risk Controls: Proven experience in risk controls for cards (acquiring/issuing) with an international bank is mandatory. Framework Knowledge: Hands-on experience with COSO, SOX, Turnbull, Basel II, or similar control frameworks. Technical Skills: Advanced proficiency in Excel, PowerPoint, and data-analysis tools. Stakeholder Management: Proven ability to influence senior leaders through data-driven recommendations. In an era of real-time data and AI-powered analytics, how might we transform traditional periodic control testing into continuous, automated monitoringespecially within card operations—to both anticipate emerging risks and drive faster, more proactive remediation?

Role : The Assistant Manager/Deputy Manager is responsible for ensuring the efficient escalation of operational and other risks to management. This role requires strong people management skills and the ability to develop, deliver, and report on the efficacy of training plans for staff. The candidate will conduct daily huddles, contribute to team meetings, and ensure productivity and resolution expectancy are adhered to. The role demands a keen sense of judgment to know when to escalate issues and when to pass them to other investigative units. Reports into : Manager Job Responsibilities : Ensure timely escalation of operational risks to management by assessing the severity and potential impact of issues encountered. Develop and implement comprehensive training plans for staff, ensuring that all team members are equipped with the necessary skills and knowledge. Conduct daily huddles to communicate priorities, address concerns, and foster a cohesive team environment. Participate actively in monthly documented Quality Control Meetings (QCMs) to ensure adherence to operational standards. Monitor team productivity closely and provide feedback or corrective actions as necessary to maintain high performance levels. Facilitate and contribute to team meetings, promoting open communication and collaboration among team members. Evaluate the effectiveness of training programs and report findings to management, making recommendations for improvements. Ensure adherence to resolution expectations, providing direction and support to team members to achieve desired outcomes. Identify patterns or trends in operational issues and recommend solutions to prevent recurrence. Maintain a clear understanding of company policies and procedures to guide decision-making processes. Job Responsibilities : Experience with crisis management and the ability to remain calm under pressure, making sound decisions swiftly. Familiarity with investigative processes and the ability to liaise effectively with other units for issue resolution. Criteria : Bachelors degree in a relevant field. 8 - 10 years of experience in a similar role, demonstrating strong people management skills. Proven track record of developing and implementing successful training programs. Excellent communication skills, both verbal and written. Criteria : Experience in the financial technology industry. Certification in risk management or a related field. Shifts timings: 24/7 Rotational Shifts Week Off : 1 rotational week off Transport : Eligible post 10 pm for Home Drop.

Role Description This Analyst role is part of Business and Risk Control (BRC) function for Systematic Product Review process (SPR) within Product lifecycle Framework. This role requires us to connect with onshore stakeholders, preparing reports and overseeing, managing the overall SPR process. Your key responsibilities Conducting Product Set-up, Maintenance and Withdrawal and reconciliation process on monthly basis Managing SPR creation, release, and management by conducting the following activities Assisting product owners and control functions of booking locations for creation of New SPR and remapping of existing SPRs Enabling the releasing of SPR on monthly basis by preparing the underlying product database, checking mapping of control functions, uploading relevant documents within SPR tool Preparing and sharing out RAG reports to global DCO colleagues, product owners and senior management of respective booking locations which provides overall status of the overdue and pending of SPRs Preparing consolidated product and SPR data base on monthly basis and sharing with global and regional DCO colleagues Conducting of dormancy exercise which is spread across all business divisions and for 12 booking locations and 8 product types Preparing of supporting document for SPR on a yearly basis and following necessary approval process for finalization of the document Assisting product owners and control functions of 12 booking locations across all product types for providing access to SPR tool and pRDS system (product reference data service) which also includes providing entitlements Assisting and involving in global projects related to aligning product taxonomy for pRDS, NPA (New Product approval) and trader mandates Your skills and experience Proficiency with Microsoft Office programs; e.g. Excel , Word and PowerPoint Ability to work in challenging situations Strong work ethic, commitment to excel and proven capacity to work effectively with limited supervision Strong communication (written and verbal) and relationship skills Ability to clearly articulate and present supported topics Excellent command of the English language (written and spoken skills)

To provide and ensure the timely and high-quality service and deliverables to the cluster clients for funds and/or corporate clients allocated to you on a regular basis. Concentrates on creating collaborative relationships and delivering consistent results by planning and prioritizing to meet work commitments. Expected to perform review of core processes, complex ad hoc work and all other client requirements. Provides consistent feedback on accuracy and timeliness of outputs made by the Accountants and Jr. Accountants. Responsible in assisting in the review and/or preparation and completion of NAV and Financials of the private equity funds that include recording journal entries, preparing monthly/quarterly/annual financials, processing payments, preparing investor notices and various client reporting. Responsible in assisting in the review and/or preparation and completion of capital call and distribution workings along with notices and release to respective investors. To facilitate and assist with conversion of Private Equity Funds from other accounting applications to Investran. To facilitate and assist with onboarding new Private Equity Funds in the accounting platform (Investran, Paxus). This entails assisting in the review and/or preparation of all reporting requirements, such as but not limited to financial statements, working papers/ management accounts, partner statements and ad-hoc client deliverables. To facilitate and assist in various accounting and administration processes and conduct all work in accordance with IQ-EQ India Global Client Delivery's policies and procedures. Core Responsibilities Working closely with Net Asset valuation (NAV) team Review the reports prepared by the NAV team Handling the liaison administration activities Responsible for the review of Financial Statements with Disclosures, NAV reporting and other ad-hoc service requests for funds and/or corporate clients. Responsible for the preparation of complex reporting requirements, when necessary. Manages and ensures the timely and accurate deliverables of Accountants and Junior Accountants. Acquire knowledge and to become SME's of designated clients' requirements and deliverables. Ensures and champions compliance by following procedures and checklists following SSAE and other similar statutory requirements. Proactively seeks adequate training, feedback and support in both technical and non-technical aspects of the role. Assist in the development of the technical competencies of Accountants and Junior Accountants through providing feedback on their deliverables. To be able to effectively communicate and relate with the various stakeholders of the team. Submits cluster client requirements after thoroughly being reviewed. Tasks & Duties Cluster Client Delivery Acquires and shares knowledge and understanding of the clients’ agreements, Scope of Work (SOW), SLA’s and other necessary information needed to review and/or prepare deliverables. To confirm the complete information, data and supporting documents are received for the review/preparation of the needed requirements. To escalate and to request from the cluster counterparts any missing information. Delivers consistent and quality information within the agreed timeframes. Coordinates with the cluster the deadlines (and any changes) of deliverables then plans and assigns the workload to the team. Prepare, completely review, and ensure the quality of the assigned clients’ deliverables within the agreed timelines. To be knowledgeable with the components of the reports generated by the appropriate platform/s, when necessary. Reviews the reports generated by Accountants and Junior Accountants. To be able to review outputs and all other deliverables prepared. Ensures review comments have been addressed. To address review comments of complex clients Ensures that the team takes full ownership, prepares and replies to cluster/Client/Investor’s queries within 24 hours. Escalates any job-related issues and concerns to the appropriate authorities in a timely manner Provides support to the rest of the team and other teams, as needed. To act as an alternate for Assistant Managers based on business needs Communicates review comments to the team and then follows up to address pending comments for preparers Assists the Assistant Manager in gathering and organizing the information needed for the quarterly debrief meeting with the cluster to review the team's performance. This includes consolidating review comments and action points to watch out for the following quarter. Decides on proper treatment for transactions when differences in points of view arise, then escalates recommendations to appropriate authorities, as needed. Workflow Management Ensures timesheets are completed daily and accurately filed for all hours worked. Reviews and approves the timesheets of their team (Junior Accountants and Accountants) and ensures they are completed daily and accurately filed for all hours worked in a timely manner. Reviews and pre-approves filed overtime of their team (Junior Accountants and Accountants). Assigns, sets up, monitors, updates all deliverables via the workflow planner in a timely manner for the team. Systems Understands and uses best practice on accounting platform/s. Understands and becomes knowledgeable on how to generate reports using reporting platform/s. Risks Ensures relevant procedures, checklists and SSAE requirements are adhered to and completed to mitigate errors. Reports any breaches, complaints or errors to appropriate authorities in a timely manner. Prepares the error reports, identifies the areas of operational risk and participates in proposing appropriate remedial actions within 24 hours of identifying the error. Responsible for ensuring action items are addressed in a timely manner. Drafts error reports/compliance cases by collecting information on the root cause then proposes the corrective actions and preventive measures in a timely manner. Other May undertake any additional tasks and/or responsibilities as part of their professional development which may or may not be related to their specific function. Escalates any other work-related issues and concerns to the appropriate authorities in a timely manner. Key behaviours we expect to see In addition to demonstrating our Group Values (Authentic, Bold, and Collaborative), the role holder will be expected to demonstrate the following: Customer Focus - Building strong customer relationships and delivering customer-centric solutions. Interpersonal Savvy - Relating openly and comfortably with diverse groups of people. Plans & Aligns - Planning and prioritizing work to meet commitments aligned with organisational goals. Communicates Effectively - Developing and delivering multi-mode communications that convey a clear understanding of the unique needs of different audiences. Manages Conflict - Handling conflict situations effectively, with a minimum of noise. Self-Development - Actively seeking new ways to grow and be challenged using both formal and informal development channels. Organizational Savvy - Manoeuvring comfortably through complex policy, process and people-related organisational dynamics. Demonstrates Self-Awareness - Using a combination of feedback and reflection to gain productive insight into personal strengths and weaknesses. Action Oriented - Taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. Being Resilient - Rebounding from setbacks and adversity when facing difficult situations.

Key Responsibilities Draft and vet customer-facing documents including loan agreements, sanction letters, addendums, and undertakings across all lending products Draft and review vendor agreements including service contracts, NDAs, and technology/vendor onboarding agreements Liaise with internal stakeholders (business, compliance, operations, risk, and technology) to ensure document alignment with business intent and legal requirements Ensure all documentation is compliant with applicable RBI guidelines, legal best practices, and internal policies Maintain a repository of standard templates and track version control and updates based on regulatory or business changes Support audits and inspections by providing timely and accurate documentation as required Assist in responding to legal notices, escalations, and contractual disputes Provide legal input on new product structures or customer initiatives from a documentation perspective

We are looking for a skilled professional with 5 to 10 years of experience to join our team as an Assistant Vice President in the Factoring and Credit Appraisal department, located in Mumbai-Lower Parel. Roles and Responsibility Underwrite proposals for new supply chain corporate programs and Factoring & Treds platform. Approve debtor limits for Factoring and regularly review and monitor approved debtor limits with corrective actions. Develop process controls and frameworks for managing product risk for the Factoring business. Facilitate proposal approvals by senior management in compliance with credit policy. Monitor delinquency, deferrals, pending documentation, early warning signs, and take corrective action. Participate proactively to facilitate faster deal closures. Authorize transactions on the Treds platform and ensure timely renewal of limits. Drive automation initiatives to enhance effective underwriting and portfolio monitoring. Job CA or MBA Finance with at least 5-7 years of experience and a good academic background. Minimum 2-3 years of experience in Credit/product in a Factoring company/Treds exchange. Possess strong analytical skills and understanding of both credit and operational risks. Demonstrate good communication skills and the ability to interact with senior management. Proficient in MS Office, especially Excel. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Risk Manager to join our team in Mumbai. The ideal candidate will have 7-8 years of experience in risk management, preferably within the banking or financial services industry. Roles and Responsibility Develop and implement effective risk management strategies to mitigate operational risks. Conduct thorough analysis of credit and financial data to identify potential risks and opportunities. Collaborate with cross-functional teams to develop and implement process improvements. Manage and analyze large datasets to draw meaningful conclusions and drive business decisions. Engage with diverse stakeholders to drive projects within defined timelines. Review and update Internal Finance Control (IFC) documents and processes. Job MBA preferred with a financial background or CA certification. Strong analytical and problem-solving skills with the ability to manage large datasets. In-depth understanding of financial products across retail and commercial lending. Good communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Understanding of regulatory requirements for NBFCs, HFCs, and other financial institutions.

Role Description Branch Banking is the liability business for Deutsche Bank present in 17 locations across India . This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. Your key responsibilities This is an individual contributor role This role is a merged role, including assets & trade forex products and continually grow client base by continuous acquisition Ticket size: Assets 1Cr to 50Cr / Trade Forex - clients with annual turnover of 500 Cr Acquisition: Assist Head Relationship Manager in executing successful micro-events for acquisition of new clients. Acquire new accounts from group companies / family of existing customers. Acquire new accounts from referrals from existing customers. Focus on acquiring Trade Accounts, increase trade volumes and generate forex revenue Relationship Building / Deepening / Cross Sell: Primarily responsible in building and deepening mapped business banking portfolio. Ensure consistent growth of the Business Banking portfolio. Synergize for maximum penetration of business banking products, trade, forex, and Insurance & Investment sales to new / existing customers Risk Management & Governance: Ensure awareness and adherence with the Know Your Customer policy, Anti Money. Laundering Policy, Mis-selling Policy, Information Protection Policy, Operational Risk, Code of Conduct and other laid down compliance norms of the bank as stipulated from time to time Provide regular feedback on the changing customer needs to the Product team and Service Quality team. Any suspicious transaction to be immediately reported to the Area Manager. Promotion of Alternate Channels and Doorstep Banking. Increase customer contact ability by capturing email address and mobile number. Your skills and experience 5-10 years of experience into Business Banking as an RM Candidate must be comfortable to source business through open market channels Candidate must be comfortable to source business through open market channels Candidate should have excellent communication in English and well groomed.

We are looking for a highly skilled and experienced Manager - Risk Analyst to join our team in Mumbai. The ideal candidate will have 3-6 years of experience in managing risk within the banking or NBFC industry. Roles and Responsibility Develop, implement, and review credit risk models and associated frameworks for unsecured rural/semi-urban lending. Implement and monitor credit risk strategies throughout the lending lifecycle, including acquisition, underwriting, cross-sell, and collections. Periodically review portfolios across various risk metrics to identify early warning signals and analyze trends to track portfolio quality. Ensure timely reviews of risk policies to reflect changes in the external environment and internal risk appetite. Analyze industry data, prepare MIS/Dashboards, and inform senior management about market conditions. Regularly evaluate processes for adherence to risk policies and check the effectiveness of controls. Visit branches regularly to assess portfolio quality and adherence to policy norms. Coordinate with internal teams such as Quality Control, Product, Business, IT, and Data Science to enhance the risk framework. Job MBA from a reputable institute. 3-6 years of experience in managing risk within the banking or NBFC sector. Possess excellent skills in understanding data and deriving insights, along with advanced Excel knowledge. Demonstrate sound knowledge of statistical models. Experience in microfinance/inclusive finance is advantageous. Strong analytical and problem-solving skills are essential.

Role & responsibilities Ensures implementation of Operation Risk Policy, Outsourcing Risk Policy, Vendor Risk Management Policy and other Group Policies across HCIN Manage exception approvals to the localization of Group Policies Conduct periodic operational risk reviews for various business functions of HCIN Identify opportunities for process improvement and risk control development Organize quarterly Operational Risk Committee meeting to appraise EXCO members on the upcoming operational risk agenda Lead and oversee the annual RCSA, Key Risk Indicator (KRI) reviews. Monitors KRCIs triggers and thresholds and the analysis by the Business Periodically conduct RCSA, SoPs and Process Map reviews Independently assess risks and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices. Issues Management (KRI/Corrective Action Plans) Resolve transactional level escalations coming from the vendor or internal partners Collaborate to resolve any issues which fall within the terms of the contract. Escalate those that require commercial or legal support. Develop and maintain relationships across the business users and Lines of Defense to better understand and deliver customer requirements by responding to changes in the internal and external business environment Appropriately assess risk when business decisions are made, demonstrating particular consideration for the Home Credit reputation

At American Express, our culture is built on a 175-year history of innovation, shared values and leadership behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Description International Risk and Controls sits within International Card Services (ICS) which comprises of all the issuing functions across all 28 international markets excluding the US - colleagues operate across a variety of geographies and disciplines. ICS issues products to our Consumer and Commercial customers – the organization is an integral part of the global growth strategy for American Express; offering differentiated products and services is critical to our success and promises to drive significant growth and value through the delivery of innovative products, tailored to the needs of our customers. The objective of the ICS Control Management Risk ID, Assessment, Testing and Reporting team is to identify, assess, mitigate, and report on Operational Risk within BU processes for ICS to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk. ICS Control Management is looking for a Manager of Risk ID, Assessment, Testing & Reporting focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies. The Manager, ICS Control Management Risk ID, Assessment, Testing & Reporting will: Provide additional identification of risks throughout business processes and systems (along with business process owners) Facilitate BUs in their risk assessments performance (e.g., Process Self Risk Assessments (PRSAs)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic PRSA reviews and update assessment criteria to align with regulatory updates) Conduct control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events Proactively help identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing Compile thematic risk reporting (levels, trends, causes) to provide actionable insights to BU on current risk levels, emerging trends and root causes Review categorization of controls and map against risks and processes (e.g., cross-BU process-control mapping) Advise BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG) Support risk management practices within the business Review risk dashboards and key risk indicators (KRIs) for ongoing monitoring Review risk profiles and an updated risk register(s) Support sharing insights, better practices, themes, etc. across the enterprise Required Qualifications: 6+ Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities Have proven experience supporting Risk and Control Self-Assessments (RCSA), including designing and supporting control testing frameworks, identifying control gaps, assessing residual risk, and implementing remediation plans across complex business environments. Strong project management, communication, and interpersonal skills Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards Proficient analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively Preferred Qualifications: Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous Experience in at least one of the following: Providing identification of operational risks throughout business processes and systems Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met Enhancing risk assessments and associated methodologies Reviewing independent control monitoring, including identification of control improvements Identifying areas of risk for intervention, including conducting independent quality assurance and process testing Reviewing thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes Experience in financial services industry ORMCM

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. American Express Global Financial Crimes Compliance ( GFCC ) team is responsible for leading the enterprise-wide Anti-Money Laundering, Sanctions, and Anti-Corruption compliance functions. This team has global responsibility for identifying, investigating, and reporting suspicious activity, including money laundering and terrorist financing, and provides broad analytical and operational support for the company s enterprise-wide AML function. GFCC is part of the broader Global Risk & Compliance organization. The GFCC Program Oversight and Risk Management team collaborates with GFCC and other compliance and business partners to bolster the global financial crimes compliance program through program monitoring, enhancements, governance, and risk management for GFCC by developing, overseeing, and executing on reporting, project and issue management, and risk rating and assessments . Team responsibilities include oversight of projects managed across GFCC and external teams; oversight and coordination of Operational Risk Events; management and oversight of formal and internal management reporting, metrics, and identification of key risk indicators; managing development of processes and controls to ensure efficiency and sustainability; and management and execution of the centralized GFCC risk assessment process for the customer risk rating and money laundering risk assessment. How will you make an impact in this role Reporting to a Manager within GFCC Program Oversight and Risk Management, responsibilities in this role will include a combination of the following: Oversee the Customer Risk Rating (CRR) process which risk rates every customer/account for anti-money laundering risk. Collaborate with Line of Business and Market Compliance Officers to identify changes to the CRR to risk rate customers/accounts. Develop risk element rules in a testing environment to simulate changes. Analyze large sets of data to validate results and identify drivers of customer risk. Document and communicate results and observations to stakeholders. Prepare documentation when the changes are implemented to production. Provide support to stakeholders, and business partners. Minimum Qualifications Proficiency in Microsoft Excel, including advanced functions such as VLOOKUP, pivot tables, and data analysis techniques. Self-starter with the ability to take initiative and work independently. Excellent time management skills with the ability to manage multiple tasks, proactively identify and address challenges, prioritize tasks, and meet deadlines in a dynamic work environment. Strong analytical ability including proficiency in interpreting and analyzing large sets of data. Ability to make well-informed decisions based on thorough analysis and critical thinking. Strong problem-solving skills with the ability to think creatively and propose innovative solutions to complex problems. Proven track record of working collaboratively with the ability to build positive relationships and contribute to collective goals. Excellent communication skills, both written and verbal, with the ability to effectively articulate findings and recommendations to diverse audiences. Preferred Qualifications Strong SQL skills with the ability to write complex queries and perform data manipulation tasks. Professional certification (e.g., Association of Certified Anti-Money Laundering Specialists (CAMS)) a plus. Previous experience in AML compliance, financial crime investigation, or related roles within the financial services industry.

Position Junior Risk Roles & Responsibilities Evaluate existing policies and procedures to mitigate identified risk. Managing and preparing all documents related to risk assessments and reviews of standard operating procedure. Contribute in developing risk management and controls system. Conduct due diligence and risk assurance ensure continuous monitoring and improvement. To implement risk mitigation actions plans. Ensure that the organization Complies with relevant laws, regulations and industry standards. Job Specific Skills Strong eye for detail to identify nuances in policies and procedures. Ability to conduct thorough research and stay updated on best practices for risk frameworks and indicators. Ability to anticipate well. Good analytical skills. Education Qualification Any Graduation degree.

Join us as a Financial Crime Validation Internal Auditor within our newly established Barclays Internal Audit Financial Crime Validation team in which you will be working as part of a holistic group across London, Glasgow and India In this role you will be responsible for overseeing work around the validation of a number of regulatory findings and suggested recommendations; reviewing, checking and challenging work This role will cover various areas of financial crime with a primary focus on AML You may be assessed on the key critical skills relevant for success in role, such as experience with Financial Crime Validation Internal Auditor as well as job-specific skillsets To be successful as a Financial Crime Validation Internal Auditor AVP, you should have experience with : Essential Skillset Strong knowledge and experience within financial crime risk and control and AML Excellent communication and interpersonal skills High attention to detail Desirable Skillset Audit, Assurance, or Compliance experience, with an AML background The location is based out of Chennai Purpose of the role To support the development of audits aligned to the banks standards and objectives by working collaboratively with colleagues, providing accurate information and recommendations, and complying with policies and procedures Accountabilities Audit development and delivery support, including financial statements, accounting practices, operational processes, IT systems and risk management Identification of operational risks to support the delivery of the Barclays Internal Audit (BIA) Audit Plan through risk assessments Assessment of internal control effectiveness and their capability to identify and mitigate risk aligned to regulatory requirements Communication of key findings and recommendations to stakeholders, including the Audit Owner, senior managers and directors Identification of regulatory news and industry trends/developments to provide timely insight and recommendations for best practice Assistant Vice President Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness Collaborate closely with other functions/ business divisions Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard The four LEAD behaviours are: L Listen and be authentic, E Energise and inspire, A Align across the enterprise, D Develop others OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda Take ownership for managing risk and strengthening controls in relation to the work done Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc) to solve problems creatively and effectively Communicate complex information 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience Influence or convince stakeholders to achieve outcomes All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship our moral compass, helping us do what we believe is right They will also be expected to demonstrate the Barclays Mindset to Empower, Challenge and Drive the operating manual for how we behave