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2.0 - 7.0 years

2 - 6 Lacs

Kumbakonam, Nagapattinam

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and expand existing customer relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide accurate assessments and recommendations. Collaborate with internal teams to ensure seamless delivery of products and services. Stay up-to-date with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Job Requirements Minimum 2 years of experience in relationship management, preferably in micro mortgages or a related field. Strong knowledge of financial products and services, including micro mortgages and other banking products. Excellent communication and interpersonal skills are required to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to analyze complex financial data. Experience working in a team environment and collaborating with cross-functional teams.

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2.0 - 7.0 years

4 - 8 Lacs

Gadag

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with a strong background in retail mortgages. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with internal teams to provide excellent customer service and support. Develop and implement sales plans to achieve targets and goals. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in retail mortgages. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with CRM software and other sales management tools.

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0.0 - 5.0 years

4 - 8 Lacs

Nagpur, Nashik, Wardha

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We are looking for a highly motivated and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 0-5 years of experience. Roles and Responsibility Develop and maintain strong client relationships to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing customer relationships through effective sales strategies. Conduct thorough analysis of customer financial data to offer personalized mortgage recommendations. Collaborate with internal teams to ensure seamless execution of mortgage applications and disbursements. Provide exceptional customer service by addressing queries and resolving issues promptly. Stay updated on market trends and competitor activity to stay ahead in the competitive mortgage landscape. Job Requirements Strong knowledge of BFSI industry, particularly in retail mortgages. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Proficiency in analyzing complex financial data and providing insightful recommendations. Strong problem-solving skills to resolve customer complaints and issues. Familiarity with Equitas Small Finance Bank Ltd's products and services is an added advantage. Location - Nagpur,Nashik,Wardha,Yavatmal

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1.0 - 6.0 years

4 - 8 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial situations to offer expert advice on mortgage products. Collaborate with internal teams to ensure seamless delivery of mortgage products and services. Provide exceptional customer service by responding promptly to client queries and resolving issues efficiently. Stay updated with market trends and competitor activity to stay ahead in the competitive landscape. Job Requirements Proven experience in relationship management within the BFSI industry, preferably in retail mortgages. Strong knowledge of mortgage products and services, including features and benefits. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to assess client financial situations. Proficiency in using technology and software applications to manage client data and interactions.

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3.0 - 8.0 years

4 - 8 Lacs

Nagar, Channarayapatna, Mysuru

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We are looking for a skilled Relationship Manager to join our team in the retail mortgages department. The ideal candidate will have 3 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank Ltd. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from retail mortgages. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of retail mortgages products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Proficiency in using technology platforms to manage client relationships. Strong analytical and problem-solving skills. Ability to build trust and rapport with clients.

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1.0 - 3.0 years

2 - 6 Lacs

Kumbakonam, Thiruvarur

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales and revenue growth. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is desirable.

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1.0 - 6.0 years

2 - 6 Lacs

Kumbakonam, Thanjavur

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Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales is an added advantage.

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2.0 - 4.0 years

2 - 6 Lacs

Visakhapatnam, Vizianagaram

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide expert advice on investment products. Collaborate with internal teams to ensure seamless delivery of services and high-quality customer service. Stay updated with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service by resolving queries and concerns promptly and professionally. Job Requirements Proven experience in relationship management, preferably in micro mortgages or a related field. Strong understanding of financial markets and investment products. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze complex financial data. Experience working with small finance banks or similar institutions is an advantage.

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1.0 - 2.0 years

3 - 7 Lacs

Bharuch, Ahmedabad, Vadodara

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We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage team. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in retail mortgages or related fields. Strong leadership and management skills. Excellent communication and interpersonal skills. Ability to analyze data and make informed decisions. Strong problem-solving and negotiation skills. Experience working in a fast-paced environment and meeting deadlines. Location- Ahmedabad,Vadodara,Bharuch,Surat

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7.0 - 10.0 years

4 - 8 Lacs

Karnataka

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We are looking for a skilled Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 7 years of experience and be based in Equitas Small Finance Bank Ltd. Roles and Responsibility Manage and maintain strong relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement effective sales plans to meet or exceed targets. Provide exceptional customer service and support to resolve client queries. Job Requirements Minimum 7 years of experience in relationship management, preferably in the BFSI sector. Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams and building strong relationships with stakeholders.

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2.0 - 4.0 years

4 - 8 Lacs

Churu, Jodhpur

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 2-4 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial data to determine the best course of action. Collaborate with internal teams to ensure seamless delivery of services and products. Provide exceptional customer service and support to ensure high levels of client satisfaction. Stay up-to-date with market trends and competitor activity to stay ahead in the competitive landscape. Job Requirements Proven experience in relationship management within the BFSI industry, preferably in retail mortgages. Strong understanding of financial products and services, including mortgages and related derivatives. Excellent communication and interpersonal skills to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to analyze complex financial data. Experience working with small finance banks or similar institutions is an advantage.

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3.0 - 7.0 years

1 - 4 Lacs

Raipur

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JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

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3.0 - 7.0 years

1 - 4 Lacs

Kolkata

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JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

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3.0 - 7.0 years

1 - 4 Lacs

Nagar

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JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

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0.0 - 3.0 years

1 - 4 Lacs

Tumkur

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JOB PURPOSE: To execute collections of current & over dues on ground from customers across area responsible for. PRINCIPAL ACCOUNTABILITIES Collection of current duesa.Collect the collection sheets from branchb.Group-wise collection as per scheduled time by following the processc.Deposit of collection money Collection of over duesa.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per processc.Depositing the money in bankd.Mobile Receipting & passbook entry with Stickere.Assist the TM - Collections in initiating action against the defaulters SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Relevant and total years of Experience?0 to 3Years.

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8.0 - 11.0 years

5 - 8 Lacs

Cumbum

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LTFinance is looking for BRANCH MANAGER to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branch€™s personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration

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1.0 - 4.0 years

5 - 8 Lacs

Visakhapatnam

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Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Loan documentationCriteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatoryTwo-wheeler and Driving license are mustMale & Female candidates eligibleSelected candidates home location should be between 20 KM from selected locationAge: 20 to 32 yrs.

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1.0 - 4.0 years

5 - 8 Lacs

Thiruvananthapuram

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Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred.

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1.0 - 4.0 years

5 - 8 Lacs

Visakhapatnam

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Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Loan documentationCriteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatoryTwo-wheeler and Driving license are mustMale & Female candidates eligibleSelected candidates home location should be between 20 KM from selected locationAge: 20 to 32 yrs.

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0.0 - 4.0 years

5 - 9 Lacs

Gurdaspur

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LTFinance is looking for COLLECTIONS OFFICER to join our dynamic team and embark on a rewarding career journey. A Collection Officer is responsible for managing and overseeing the collection of outstanding debts or overdue payments from customers or clients. This role involves developing collection strategies, contacting debtors, negotiating payment arrangements, and maintaining accurate records. Key Responsibilities: Debt Collection: Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner. Payment Arrangements: Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances. Account Review: Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness. Communication: Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes. Documentation: Maintain detailed records of all collection activities, payment arrangements, and debtor interactions. Compliance: Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices. Reporting: Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates. Escalation: Escalate accounts to legal or higher management when necessary, following established protocols. Customer Service: Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options. Reconciliation: Reconcile payments received with outstanding balances, updating records accordingly.

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13.0 - 18.0 years

1 - 5 Lacs

Erode

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We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team in Equitas Small Finance Bank Ltd. The ideal candidate will have 13 years of experience in the BFSI industry, with a strong background in micro mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in branch sales management, preferably in micro mortgages. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to analyze data and make informed decisions. Strong understanding of the BFSI industry and regulatory requirements. Experience working in a fast-paced environment and meeting deadlines.

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2.0 - 7.0 years

2 - 6 Lacs

Chennai, Kanchipuram

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and expand existing customer relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide accurate assessments and recommendations. Collaborate with internal teams to ensure seamless delivery of products and services. Stay up-to-date with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong knowledge of micro mortgages and related products is essential. Excellent communication and interpersonal skills are required to build strong relationships with clients. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills are needed to assess complex financial data. Experience working in the BFSI industry, preferably in micro mortgages, is preferred. Ability to work collaboratively as part of a team to achieve common goals.

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1.0 - 6.0 years

3 - 8 Lacs

Bengaluru

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Openings for Underwriter Looking for an experience with Underwriter or Mortgage minimum 1 year of BPO Experience into underwriting or mortgage HR Aditi@ 7795311459 ruth@9590520040 immediate joiner Available Positions:-Underwriter location:manayatha tech park Need min 1 year experience in mortgage or underwriter salary upto 8.5lks

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2.0 - 7.0 years

2 - 6 Lacs

Udaipura, Jhalawar

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Looking to onboard a skilled Relationship Manager with 1-3 years of experience in the BFSI industry, specifically in micro mortgages. The ideal candidate will have a strong background in relationship management and sales. Roles and Responsibility Develop and maintain relationships with existing clients to increase business growth. Identify new business opportunities and expand the client base through effective sales strategies. Provide excellent customer service and support to ensure high levels of client satisfaction. Collaborate with internal teams to achieve business objectives and resolve client issues. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of the bank's products and services. Job Requirements Minimum 1 year of experience in relationship management or sales, preferably in the BFSI industry. Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills are required for building strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to analyze market trends and competitor activity. Experience working with cross-functional teams to achieve business objectives.

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2.0 - 7.0 years

2 - 6 Lacs

Ballari, Chitradurga

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

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Exploring Mortgage Jobs in India

The mortgage industry in India is growing rapidly, creating a demand for skilled professionals in various roles related to mortgages. Whether you are a fresh graduate looking to start your career or an experienced professional seeking new opportunities, the mortgage sector in India offers a wide range of job prospects.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Hyderabad
  5. Chennai

These cities are known to have a high demand for mortgage professionals, with numerous job opportunities available.

Average Salary Range

The average salary range for mortgage professionals in India varies based on experience and expertise. Entry-level positions such as Mortgage Processor or Loan Officer may start at around INR 3-4 lakhs per annum, while experienced professionals in roles like Mortgage Underwriter or Mortgage Broker can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the mortgage industry may involve starting as a Mortgage Processor or Loan Officer, advancing to roles like Mortgage Underwriter or Mortgage Broker, and eventually reaching senior positions such as Mortgage Manager or Mortgage Specialist.

Related Skills

In addition to expertise in mortgages, professionals in this field are often expected to have knowledge and skills in areas such as finance, banking, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the role of a mortgage servicer in the mortgage process? (medium)
  • What factors determine the interest rate on a mortgage loan? (medium)
  • How do you handle a situation where a borrower defaults on their mortgage payments? (advanced)
  • What are the key regulations governing the mortgage industry in India? (advanced)
  • How do you stay updated on changes in mortgage lending guidelines and regulations? (medium)
  • Can you walk me through the process of obtaining a mortgage loan from start to finish? (basic)
  • How do you evaluate the value of a property for mortgage purposes? (medium)
  • What are the key documents required for a mortgage application? (basic)
  • How do you handle confidential information in the mortgage application process? (basic)
  • Can you explain the concept of loan-to-value ratio in the context of mortgages? (medium)
  • How do you ensure compliance with anti-money laundering regulations in mortgage transactions? (advanced)
  • What are the common challenges faced by mortgage professionals in India? (medium)
  • How do you handle disputes between borrowers and lenders in the mortgage process? (advanced)
  • What are the key differences between a mortgage broker and a mortgage lender? (basic)
  • How do you assess the risk associated with a mortgage loan application? (medium)
  • Can you explain the concept of mortgage insurance and its importance? (medium)
  • How do you handle delays in the mortgage approval process? (medium)
  • What are the key factors that influence mortgage interest rates in India? (medium)
  • How do you ensure accuracy in mortgage documentation and paperwork? (basic)
  • Can you describe a challenging situation you faced in the mortgage industry and how you resolved it? (advanced)
  • How do you prioritize tasks and manage workload in a fast-paced mortgage environment? (medium)
  • What are the key qualities that make a successful mortgage professional? (basic)
  • How do you handle communication with clients throughout the mortgage process? (basic)

Closing Remark

As you explore job opportunities in the mortgage industry in India, remember to showcase your expertise, skills, and experience confidently during the interview process. With preparation and determination, you can secure a rewarding career in this dynamic and growing sector. Good luck!

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