Deputy Unit Manager - Risk

Job Description

Job Purpose "This position is open with Bajaj Finance ltd." To help in day to day risk management of respective product which will require :data extraction and analysis on portfolio performance, identification of emerging trends etc. Duties and Responsibilities Data extraction and analysis related to respective portfolio Analyzing early portfolio performance on various performance metrics Regular Portfolio performance review and analysis Analyzing Performance in correlation with TTD variables Conduct routine check on data accuracy in database Publishing mid-month bounce analysis, summary and trends Tracking and Maintaining Key MIS's for decision making and proactive actions Automation and publishing regular MIS/dashboards/analysis for product portfolios 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Detail understanding of product program and processes involved Data mart understanding of how and when data flows into which table Converting business requirement into numerical problem solving Dynamic portfolio with multiple variables influencing risk performance 5. DECISIONS (Key decisions taken by job holder at his/her end) Day to day credit deviation approval Closure of adhoc business requirement Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work National Lead - Risk, Lead/Senior Lead - Risk, National Lead- Sales, National /Senior Lead- Credit, Unit/Senior Lead- IT, External Clients Roles you need to interact with outside the organization to enable success in your day to day work NA 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) Current Bucket Bounce % Current Bucket POS % 6MOB30+ 12MOB30+ Other Dimensions (Significant volume dimensions associated with the job) ‚ Total Team Size:NA ‚ Number of Direct Reports:NA ‚ Number of Indirect Reports:NA ‚ Number of Outsourced employees:NA ‚ Number of locations:NA ‚ Number of products:1 Required Qualifications and Experience a)Qualifications BE, BSc- Statistic, MSc - Statistic b)Work Experience 2-4 years of work experience in risk/credit/Analytics. Excellent analytical, data management and presentation skills. Experience in and exposure to SQL is a must Effective verbal and written communication skills and stakeholder management